As conjecture swirls about the economic impact of the collapse of the bridge in Baltimore, did you ever notice that when you put the two words “The” and “IRS” together it spells “Theirs”? Taxes are something we all deal with, and here in Louisville, KY, at the TMC event, one of the major discussion topics is the monthly burden on homeowners. Taxes and insurance are two pieces of the cost pie. Another is the debt load of higher rates. What do Maryland, Nevada, Hawaii, Texas, Arizona, California, Massachusetts, New York, Maine, and Alaska have in common? They’ve seen the largest increase in mortgage debt. There are some creative possibilities, however, and today’s Mortgages with Millennials at 10AM PT as they delve into alternative paths to achieving homeownership, focusing on the concept of co-buying (with two of the top experts in co-buying: Jonathan Lawless, Head of Homeownership for Bilt Rewards, and Niles Lichtenstein, CEO of Nestment). And here’s a piece on affordable housing solutions if you’d like to do a deep dive on the subject. (Found here, this week’s podcasts are sponsored by Stavvy. Stavvy offers a flexible and fully customizable loss mitigation solution. Servicers can easily adapt to regulatory updates and market conditions, providing a seamless, customer-centric digital experience. Today’s has an interview with Stavvy’s Shane Hartzler on the biggest challenges facing servicers today and the biggest benefits from leveraging technology.) Lender and Broker Services, Products, and Software