Zane Rewards Publishes New Info on the Wyoming Wellness Insurance Exchange

Park City, UT (PRWEB) June 27, 2013

Right now, Zane Advantages published new data on the Wyoming Wellness Insurance Exchange.

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According to Zane Benefits site, as element of the Inexpensive Care Act, wellness insurance coverage coverage for men and women and little companies will become accessible by way of new state well being insurance exchanges (also called health insurance coverage marketplaces).

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Wyoming announced in November 2012 that the state would default to a federally-facilitated well being insurance exchange. The Wyoming Health Insurance coverage Exchange will open October 1, 2013, for coverage beginning January 1, 2014.

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According to Zane Rewards website, starting October 1, 2013, Wyoming residents will be in a position to access details about all the plans available via the Exchange. All individual plans will be guaranteed-situation, and eligible customers will obtain tax subsidies to minimize the expense of their plan. The tax subsidies are primarily based on family status and household revenue. The Exchange will also screen for eligibility in Medicaid.

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According to an estimate by healthcare.gov, 82,495 or 17% of Wyomings non-elderly residents are uninsured, of whom 68,436 (83%) could qualify for either tax credits to obtain coverage in the Marketplace or for Medicaid if Wyoming participates in ACA Medicaid expansion.

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For small companies, the Wyoming SHOP Exchange will be obtainable for employers with 100 or fewer employers.

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Click here to read complete post.

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About Zane Advantages&#13

Zane Benefits was founded in 2006 to provide a revolutionized SaaS (Software-as-a-Service) administration platform (“ZaneHRA”) for Health Reimbursement Arrangements (HRAs) and defined contribution overall health care (click here to study more on health reimbursement arrangements). The flagship software program supplies a one hundred% paperless administration encounter to little firms and insurance professionals that want to offer far better health benefits with out a standard group health insurance coverage program at reduced expenses. For more information about ZaneHRA, pay a visit to http://www.zanebenefits.com.

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Zane Benefits Publishes New Data on the Cost of Standalone HRAs

Park City, Utah (PRWEB) June 29, 2013

These days, Zane Positive aspects, the online alternative to group well being insurance, published new data on the price of standalone HRAs.

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According to Zane Positive aspects website, offering a stand-alone health reimbursement arrangement (HRA) allows any little company the ability to offer you health insurance coverage that assists recruit and retain essential employees. With a stand-alone HRA, a modest company offers workers a tax-free HRA allowance to buy their personal person wellness insurance coverage and other healthcare expenditures. A stand-alone HRA is like a enterprise expense account for wellness care.

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According to Zane Benefits website, if a tiny organization wants to contribute any quantity to employee well being positive aspects, they can afford the price of supplying a stand-alone HRA. This is since the expense of a standalone HRA is totally set by the tiny enterprise. If a modest business wants to contribute any quantity to employees’ well being care costs, the small organization can afford a standalone HRA.

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Click here to read complete post.

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About Zane Benefits&#13

Zane Advantages was founded in 2006 to provide a revolutionized SaaS (Software program-as-a-Service) administration platform (“ZaneHRA”) for Wellness Reimbursement Arrangements (HRAs) and defined contribution wellness care. The flagship software program provides a one hundred% paperless administration knowledge to modest businesses and insurance specialists that want to offer much better health rewards with out a conventional group overall health insurance plan at reduce charges. For much more information about ZaneHRA, pay a visit to http://www.zanebenefits.com.

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Zane Benefits Publishes New Guide on Section 105 Healthcare Reimbursement Plans


Park City, UT (PRWEB) July 03, 2013

Nowadays, Zane Benefits, the on the internet option to group overall health insurance, published a new guide on Section 105 Medical Reimbursement Plans.

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According to Zane Rewards internet site, the new eBook helps small company owners recruit and retain employees making use of a Section 105 Medical Reimbursement Strategy.

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Offering personnel well being insurance coverage is important to recruiting and retaining crucial personnel. This is specially correct for modest firms.

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Much less than 50% of small organizations nationwide provide health insurance due to price or minimum participation needs of group overall health insurance. And, they don’t know an alternative tiny business well being insurance coverage selection exists.

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Section 105 Medical Reimbursement Plans, particularly Wellness Reimbursement Arrangements, provide little businesses a new tool to offer tax-free wellness positive aspects with out the expense or complication of group well being insurance.

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The new eBook gives little company owners an executive-level overview to Section 105 Health-related Reimbursement Plans.

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Click right here to read complete report.

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About Zane Rewards&#13

Zane Positive aspects was founded in 2006 to offer a revolutionized SaaS (Application-as-a-Service) administration platform (“ZaneHRA”) for Overall health Reimbursement Arrangements (HRAs) and defined contribution wellness care. The flagship software program offers a 100% paperless administration encounter to modest businesses and insurance coverage experts that want to provide better wellness positive aspects without having a conventional group health insurance coverage program at reduce costs. For more information about ZaneHRA, pay a visit to http://www.zanebenefits.com.

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Zane Benefits Publishes New Details on the HRA Study Fee


Park City, Utah (PRWEB) July 04, 2013

Today, Zane Benefits, the on-line alternative to group wellness insurance, published new details on the HRA Investigation Charge and Type 720.

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According to Zane Benefits web site, the IRS has issued a revised Kind 720 (Quarterly Federal Excise Tax) that now involves a section for reporting the Patient-Centered Outcomes Research Institute (PCORI) research fees, also referred to as the Comparative Effectiveness Research (CER) costs. The PCORI fee is listed in Portion II of the type, IRS No. 133.

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The first due date of these research charges (for some employers) is July 31, 2013.

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According to Zane Benefits site, the Reasonably priced Care Act (ACA) consists of a “research fee” that program sponsors, which includes HRA program sponsors, should spend on an annual basis. The investigation charge is referred to as the Patient-Centered Outcomes Investigation Institute (PCORI), or Comparative Effectiveness Analysis (CER) charge.

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The ACA imposes this charge on insured plans and self-insured wellness plans, like HRAs. The investigation fee is temporary it applies to program years ending on or following October 1, 2012 and just before October 1, 2019.

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Applicable employers are essential to report and pay the PCORI study charges annually via Form 720, due by July 31 of every single year.

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Click here to read full post.

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About Zane Positive aspects&#13

Zane Benefits was founded in 2006 to give a revolutionized SaaS (Application-as-a-Service) administration platform (“ZaneHRA”) for Wellness Reimbursement Arrangements (HRAs) and defined contribution overall health care. The flagship software program provides a 100% paperless administration experience to tiny organizations and insurance coverage pros that want to provide far better wellness advantages without having a traditional group overall health insurance coverage program at reduce fees. For far more details about Well being Reimbursement Arrangements, click here.

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Zane Advantages Publishes New Data on the Tennessee Well being Insurance Exchange

Park City, Utah (PRWEB) July 01, 2013

Nowadays, Zane Benefits, the on-line alternative to group well being insurance, published new information on the Tennessee Wellness Insurance coverage Exchange.

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According to Zane Positive aspects internet site, beginning in 2014 as portion of the Inexpensive Care Act, health insurance coverage for individuals and small companies will turn into available by means of new state health insurance coverage exchanges.

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All states have three possibilities for setting up a state well being insurance exchange for 2014: build a state-primarily based exchange, enter into a state-federal partnership exchange, or default to a federally-facilitated exchange.

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On December 10, 2012 Governor Haslam announced that Tennessee would not operate a state-based exchange. As a result, Tennessee will default to the federally-run overall health insurance exchange.

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According to Zane Rewards site, the Tennessee Wellness Insurance Exchange will be operated by way of a federally-run overall health insurance exchange, also referred to as the Health Insurance Marketplace. Starting in October 2013, Tennessee residents will be in a position to access details about all the plans obtainable via the Exchange. The SHOP Exchange will also be offered to tiny organizations with 100 or fewer employers. Coverage from the Exchange begins in January 2014.

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A essential part of the Tennessee Wellness Insurance Exchange is that eligible folks and households will be capable to access individual tax subsidies, capping the expense of their premium between 2% to 9.five% of income. Eligibility is based on household size and revenue (up to 400% FPL). The Exchange will also screen for Medicaid and public help programs.

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Click right here to study full write-up.

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About Zane Positive aspects&#13

Zane Rewards was founded in 2006 to supply a revolutionized SaaS (Application-as-a-Service) administration platform (“ZaneHRA”) for Overall health Reimbursement Arrangements (HRAs) and defined contribution overall health care. The flagship application gives a one hundred% paperless administration knowledge to little firms and insurance coverage specialists that want to offer you much better wellness positive aspects with no a classic group overall health insurance program at lower costs. For much more data about Well being Reimbursement Arrangements or Zane Advantages, click right here.

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Zane Advantages Publishes New Details on HRAs for Nonprofits

Park City, Utah (PRWEB) June 30, 2013

Nowadays, Zane Benefits, the on the internet option to group well being insurance, published new case research on how nonprofits are utilizing HRAs.

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According to Zane Benefits internet site, the expense of wellness insurance for nonprofits can be prohibitive. And yet, it is crucial for nonprofits to supply health insurance coverage for recruitment and retention of important employees. Well being Reimbursement Arrangements (HRAs) supply nonprofits a tool to provide quality overall health benefits at a reduce expense.

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According to Zane Rewards internet site, nonprofits can utilize a standalone HRA as an alternative to group well being insurance, or can use an integrated HRA to significantly save on the price of their group health insurance coverage program. Here are four real-life case research of how nonprofits are utilizing HRAs to provide cost powerful well being insurance. Zane Advantages highlights the following case studies:&#13

Washington Nonprofit Gives Wellness Benefits For The First Time&#13
Colorado Nonprofit Sees Employee Health Rewards Savings &#13
Massachusetts Housing Nonprofit Avoids High Group Overall health Insurance Costs&#13
Washington DC Historical Non-Profit Sees Important Savings on Overall health Insurance

Click right here to study complete post.

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About Zane Benefits&#13

Zane Rewards was founded in 2006 to supply a revolutionized SaaS (Computer software-as-a-Service) administration platform (“ZaneHRA”) for Well being Reimbursement Arrangements (HRAs) and defined contribution well being care. The flagship software gives a one hundred% paperless administration knowledge to modest organizations and insurance coverage experts that want to offer you far better wellness positive aspects without having a conventional group well being insurance coverage plan at reduced expenses. For much more details about ZaneHRA, pay a visit to http://www.zanebenefits.com.

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Zane Advantages Publishes New Guide on Wellness Reforms Tax Subsidies

Park City, Utah (PRWEB) June 26, 2013

Zane Positive aspects, the on-line alternative to group well being insurance coverage, announced right now the publication of a totally free eBook “The HR Professional’s Guide to Health Reform’s Tax Subsidies.”

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According to Zane Benefits website, as health reform requires full impact in 2014, CEOs, CFOs, and employees will rely on Human Resources to evaluate and execute a company’s wellness positive aspects approach.

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The important guide will aid HR pros design rewards that leverage expense savings possibilities with the new individual well being insurance coverage tax subsidies and defined contribution well being plans… and ultimately develop better advantages and happier staff.

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According to Zane Benefits site, this guide is written for HR experts of modest and medium-size businesses, enterprise owners, CEO, office managers, or any individual involved in the wellness rewards decision-producing approach.

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The 21-page eBook covers the following subjects:&#13

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How to attain recruiting and retention ambitions by combining defined contribution and new individual tax subsidies.&#13
How to calculate employee well being insurance coverage tax subsidies.&#13
How to strategize your company’s wellness insurance coverage savings. &#13
Why defined contribution wellness plans are the future of small enterprise overall health insurance coverage.

Click here to read complete article.

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About Zane Rewards

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Zane Rewards was founded in 2006 to provide a revolutionized SaaS (Computer software-as-a-Service) administration platform (“ZaneHRA”) for Well being Reimbursement Arrangements (HRAs) and defined contribution health care. The flagship computer software offers a 100% paperless administration encounter to small businesses and insurance professionals that want to offer you greater well being positive aspects with no a classic group wellness insurance coverage program at reduce costs. For a lot more details about ZaneHRA, go to http://www.zanebenefits.com.

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Zane Rewards Publishes New Details on HRA Health Plans

Park City, Utah (PRWEB) June 25, 2013

Today, Zane Benefits, Inc. published new info on HRA overall health plan style to support tiny businesses accomplish well being benefits savings.

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According to Zane Advantages web site, HRA well being plans are potent tools for little businesses since they are one of the only employee advantages vehicles allowed to reimburse insurance premiums tax-totally free. HRA well being plans also give little firms full manage more than strategy design and style and expense. For example, the small business decides:&#13

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The quantity to contribute to employees’ wellness costs.&#13
Which eligible health-related expenses the HRA wellness program will reimburse.&#13
What happens to unused HRA funds at the finish of the year.

According to Zane Rewards web site, there are seven principal methods businesses design HRA wellness plans to save funds and meet their employee wellness advantage objectives.

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1. Integrated HRA&#13

2. Defined Contribution HRA&#13

3. Premium-Only HRA&#13

4. Price-Sharing HRA&#13

five. New Employee HRA&#13

six. Retiree HRA&#13

7. Supplemental HRA

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Click here to read full report.

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About Zane Advantages

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Zane Rewards was founded in 2006 to offer a revolutionized SaaS (Computer software-as-a-Service) administration platform (“ZaneHRA”) for Well being Reimbursement Arrangement plans (HRAs) and defined contribution wellness care. The flagship computer software supplies a one hundred% paperless administration expertise to small companies and insurance coverage specialists that want to provide much better overall health positive aspects without a conventional group well being insurance strategy at lower charges. For more info about ZaneHRA, visit http://www.zanebenefits.com.

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Zane Benefits Publishes New Data on the Montana Wellness Insurance Exchange

Park City, Utah (PRWEB) June 23, 2013

Right now, Zane Benefits, Inc. published new data on Montana Well being Insurance Exchange. Zane Advantages, which gives complete and flexible options to conventional employer sponsored wellness benefits, is the leader in defined contribution and well being reimbursement arrangements.

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According to Zane Benefits web site, as portion of the Cost-effective Care Act (ACA), wellness insurance coverage for individuals and little firms will turn out to be accessible by way of new state wellness insurance coverage exchanges (also known as wellness insurance coverage marketplaces).

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All states have 3 alternatives for setting up a state wellness insurance coverage exchange for 2014 either develop a state-based exchange, enter into a state-federal partnership exchange, or default to a federally-facilitated exchange.

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Montana will default to a federally-facilitated overall health insurance exchange, nonetheless Montana will preserve oversight of the strategy management functions.

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According to Zane Rewards website, initially Montana introduced legislation to establish a state-primarily based overall health insurance exchange, however legislation failed to pass. Montana announced on December 9, 2012 that Montana would default to a federally-run overall health insurance coverage exchange. Montana received approval to preserve control over the plan management functions of the Exchange, meaning they will have full authority to evaluation their state well being insurance coverage exchange prices and carriers.

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According to Zane Rewards site, the Montana Overall health Insurance coverage Exchange will be operated via a federally-run wellness insurance exchange, also referred to as the Wellness Insurance coverage Marketplace. Beginning in October 2013 Montana residents will be able to access information about all the plans offered via the Exchange. The SHOP Exchange will also be offered to small firms with 100 or fewer employers. Coverage from the Exchange starts in January 2014.

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According to an estimate by healthcare.gov, 185,904 or 22% of Montanas non-elderly residents are uninsured, of whom 169,491 (91%) may possibly qualify for either tax credits to buy coverage in the Marketplace or for Medicaid if Montana participates in Medicaid expansion.

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Click here to read full article.

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About Zane Rewards&#13

Zane Benefits was founded in 2006 to give a revolutionized SaaS (Application-as-a-Service) administration platform (“ZaneHRA”) for Health Reimbursement Arrangements (HRAs) and defined contribution wellness care. The flagship software program supplies a 100% paperless administration expertise to employers and insurance professionals that want to supply greater wellness rewards without having a conventional group health insurance plan at reduced expenses. For more information about ZaneHRA, pay a visit to http://www.zanebenefits.com.

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Zane Benefits Publishes New Information on Person Well being Insurance coverage Marketplaces


Park City, Utah (PRWEB) June 21, 2013

Nowadays, Zane Rewards, Inc. published new info on Person Wellness Insurance coverage Marketplaces. Zane Rewards, which supplies extensive and flexible options to traditional employer sponsored well being benefits, is the leader in defined contribution and well being reimbursement arrangement plans.

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According to Zane Rewards website, as part of health care reform overall health insurance coverage coverage for men and women will turn out to be available by means of new individual health insurance coverage marketplaces (also named “exchanges”). There are four crucial information for folks, companies, and insurance coverage professionals about how the individual overall health insurance coverage marketplaces will work.

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Each state’s person wellness insurance coverage marketplace will open October 1, 2013 for enrollment in coverage starting January 1, 2014.

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According to Zane Positive aspects website, the individual overall health insurance marketplaces will work for workers the following way:

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Step 1: Individual goes to his or her state’s individual overall health insurance coverage marketplace site.

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Step 2: Individual completes one particular application.

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Step 3: Person overall health insurance marketplace displays all offered plan options inside metallic tiers and displayed expense will aspect in tax subsidies (discount to premium). All plans will be guaranteed-problem, and are portable.

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Step four: Individual selects strategy.

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Step five: Individual overall health insurance coverage marketplace bills person for his or her portion of premium (i.e. the total premium minus tax subsidy) and marketplace forwards payment to the carrier.

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According to Zane Positive aspects website, the plans supplied by means of the individual overall health insurance coverage marketplace will be assured concern (can’t be denied since of pre-current condition). But, there is a catch. That is, customers can only enroll in guaranteed problem health insurance for the duration of designated enrollment periods.

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Click here to read complete report.

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About Zane Benefits

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Zane Positive aspects was founded in 2006 to provide a revolutionized SaaS (Software-as-a-Service) administration platform (“ZaneHRA”) for Wellness Reimbursement Arrangements (HRAs) and defined contribution wellness care. The flagship software supplies a one hundred% paperless administration knowledge to employers and insurance coverage professionals that want to supply better health benefits with no a traditional group health insurance coverage strategy at reduce charges. For much more info about ZaneHRA, go to http://www.zanebenefits.com.

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