In real Commentary news, many folks who read this Commentary are workin’ for a livin’, and many of them are managers. On a recent Truv Zoom call, Lower’s James Duncan opined on how things change within companies. As he put it, if change is driven from the top down, it would be termed “leadership.” If change is driven from the bottom up, it would be termed “empowerment.” Either way, change is hard, and companies need to ask, “What is the reward?” But James suggested that perhaps the better question is, “What is the alternative?” Be thankful you’re not in the commercial sector. Banks don’t want to declare commercial loans as nonperforming because that hurts their balance sheets. So, there’s been refinancing & restructuring on more favorable terms than some anticipated & more than underlying economics justify… What some observers sarcastically call “extend & pretend.” (Found here, this week’s podcasts are sponsored by Loan Vision. With Loan Vision, the mortgage banking industry’s premier mortgage accounting solution, you can take your accounting department from “cost center” to “revenue generator,” operating more efficiently and profitably. Hear an interview with Bonzo’s Jason Perkins on customer relationship management (CRM) technology that helps companies manage and analyze interactions with customers and potential customers.) Lender and Broker Services, Products, and Software Lending marketing, sales, and operations leaders! This is what your teams need to hear right now to increase volume and run a more efficient business. Greg Sher, Managing Director, NFM Lending, Steve Majerus, CEO of Synergy One Lending, Brian Vieaux, CEO of Finlocker, and Richard Grieser, VP of Marketing at Truv, are going to share strategies and real examples of how you can fill the top of your funnel with a more informed and prepared borrower before loan application, during the application, and after closing. You’ll also hear firsthand how your technology can work with you to improve the borrower experience, as opposed to against you! Come join us on April 10 at 1 pm CT and invited your teams!