Tip-jar humor seen here in Chicago at a coffee shop: “Afraid of Change? Leave It Here.” Sure recessions typically mean lower rates, but are you okay waiting until that happens? TransUnion tells us that 196 million people in the United States use credit cards. Credit cards can be a valuable tool but for nearly everyone who keeps a balance on them, their rates are moving higher. On the flip side, here’s a way to add a little value to your clients. Thank you to Cory Tona who sent, “At Hometown, we have to send uncashed checks to the state of CA. The state holds them for two years or so until they are claimed. If they are not claimed, CA keeps the money. I did a quick search using my name and I had a few checks to claim. Same with my partner. It has gone around the office and some folks are finding thousands of dollars! In a time when a lot of mortgage folks are laid off, sharing this website might really help some folks. They may have money they didn’t know they had!” California isn’t alone, and a quick DuckDuckGo search shows Florida, Texas, New York, and every other state has a similar site for you to pass along to friends and family and clients, adding value. (Today’s podcast is available here and this week’s podcast is sponsored by Richey May, a recognized leader in providing specialized advisory, audit, tax, technology and other services in the mortgage industry and in banking.) Lender and Broker Products, Services, and Software Lakeview Loan Servicing, LLC (Lakeview) is honored to be named the new Master Servicer for all Homebuyer Loan Programs (including Hometown Heroes) of the Florida Housing Finance Corporation (FHFC), beginning with reservations on Monday, October 3, 2022. If you are already an approved and active lender with Lakeview, we will have 3 training sessions prior to launch (Sept. 22nd, 26th & 28th) and one more post-launch (Oct. 11th). If you are not an approved and active Lakeview lender, please contact Lakeview for an application and lender agreement. Please contact your VP of Business Development with any questions.