Tag Archives: Releases

Father Shares Journey of Daughters Illness, Death and New Methods to Survive Grief Charles Schmidtke Releases New Book

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Tonawanda, NY (PRWEB) June 05, 2013

Even academic training in death, dying, spirituality and cultural values doesnt prepare a father for the death of his daughter at age 21. In this new book, a professor emeritus shares his private journey with grief and his struggle for meaning and health. He examines U.S. cultural expectations of grief and the feelings tied up with the death of a loved one. Author Charles Schmidtke spent years speaking to other parents in grief assistance sessions and with pals and family members, sooner or later coming to the realization that unhealthy attitudes and approaches to grieving exist in American society. Specialist care providers also re-enforce unfavorable attitudes, he believes.

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Riding the Subway with Heidi: A Fathers Journey of Grieving provides a new point of view on the grieving method, exposing cultural myths that hinder grieving and offering techniques to integrate the approach into day-to-day life. The author shares individual information of Heidis diagnosis in August 2000 with Acute Lymphoblastic Leukemia, the roller coaster of therapies she received and her death in February 2003 following a relapse. A remembrance service a couple of years later for any individual in western New York mourning for a child inspired the books title: Schmidtke felt like he was forever riding a subway and not controlling the contours of the journey. Even though he could move from auto to automobile or switch to an additional line, he couldnt get away.

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Attitude will define the subway ride how 1 journeys on the subway is what matters, he writes. Individuals can affirm their loved ones life and seek healing, or try to compartmentalize the grief in a futile try to move on, or lament the journey and location blame, generating the subway ride miserable for everybody. Schmidtke admits he has struggled in between the emotional influence of Heidis death and intellectual reasoning to make sense of it all. He and his family members treasure the moments they had with the spirited Heidi, as well as indicators theyve observed after her passing and the inspirational words she wrote to her family and other cancer sufferers. This new exploration of death and its effects will resonate with anybody who has encountered the death of a loved a single.

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Author Charles Schmidtke is professor emeritus after serving as an administrator and teaching at a private, Jesuit college in Buffalo, getting led courses in philosophy, English, anthropology, psychology, sociology, communication and gerontology. The grandfather of eight serves as a conference deacon preaching and major worship in parishes all through western New York by means of the Evangelical Lutheran church, and operates with parishes in transition. &#13

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For further data, please check out http://www.charlieschmidtke.com.

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Riding the Subway with Heidi: A Fathers Journey of Grieving&#13

Charles Schmidtke&#13

Dog Ear Publishing &#13

ISBN: 978-1-4575-1622-1

Go Banking Prices Releases Latest in Series: Six Possibilities for When A Person Can not Afford their Mortgage

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EL SEGUNDO, CA (PRWEB) October 31, 2012

Foreclosures hit a record high in August 2011. Despite the fact that they have considering that dropped about 13 % from that peak, the housing saga continues to unfold as high unemployment prices and financial stagnation leave property owners broke and occasionally unable to make their mortgage payments. In its most recent feature, and as a component of an ongoing series exploring the existing challenges home owners face when it comes to property loans, Go Banking Rates expert contributor explains the choices accessible to mortgage holders who can no longer afford their payments.

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The six options, which variety from working to make the loan a lot more inexpensive to providing up the house all together, contain:

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LoanSafeMods.com Releases New Video Displaying Actual REST Report Benefits

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San Diego, CA (PRWEB) March 28, 2013

LoanSafeMods.com is a licensee of the REST Report, a trusted third celebration analytics tool that can support investors and homeowners to establish what the greatest course of action would be when a house is in danger of foreclosing. This Report takes data from all accessible government and proprietary loan exercise applications, such as the HAMP modifications, and runs it against the data on the loan supplied by the residence or home owner.

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Usually, when a homeowner seeks a modification to their mortgage, the method can be very a hassle. Large institutions frequently shed documents that have been sent to them by the applicants or are unable to sort through the paperwork in a timely manner. This outcomes in delayed approval of the modifications or in some situations denial of the request when the modification in fact should have been approved.

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This is where the REST Report can aid. The REST serves to organize all the info in a way that tends to make it clear if it would be much more advantageous to the investor to grant the modification than to foreclose the house. In case there was an unfair denial of a modification, the REST also serves as strong proof of the legitimacy of the request that can be used as proof in a court of law.

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The REST is so accurate that it can truly drastically speed up application processing occasions, because most economic institutions accept the outcomes of a REST Report with no query. A new video on LoanSafeMods.com shows how the results from the REST Report evaluate to the actual mortgage modification terms authorized by investors.

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This REST video review shows a number of REST benefits compared to the actual terms authorized by big economic institutes such as Fannie Mae and Bank of America. In virtually all instances, the estimated reduction in monthly payments is only a few cents away from the actual quantity authorized by the bank or lending institute.

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The 1st instance shows a loan where the prior monthly Principle, Interest, Taxes, Insurance coverage and Association dues were $ 3,032.88. The proposed payment calculated by the REST technique was about $ 1,885.67 after the modification.

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The new payment quantity approved by the bank right after the modification was place into place was $ 1,855.88 that is only a difference of 21 cents. This just shows how precise results from the REST truly are.

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The video goes on to show a number of examples, like some jumbo modifications, every of which had the final approved terms extremely closely matched with what the REST results had predicted. In each case the REST was in a position to accurately show what the homeowner or house owner certified in terms of foreclosure alternatives, as effectively as assist in the application method by organizing the details in a way that created it easy for the bank or lending institution to make a choice on the application.

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For more video critiques and to discover out a lot more about what the REST can do to advantage home owners who are struggling with their mortgage payments or faced with foreclosure, please visit, LoanSafeMods.com.

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Expert Real Estate Broker Releases New Book, Support! I Cant Make My Home Payment!”

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Phoenix, AZ (PRWEB) April 01, 2013

Liz Recchia, a expert true estate broker and owner of We Sell True Estate, LLC who has sat across the kitchen table from hundreds of distressed real estate owners, announces the release of her new book, Support! I Cant Make My Home Payment! (2013). This comprehensive resource for the distressed homeowner covers loan modifications, quick sales and foreclosures from the first missed payment to the close of a brief sale or completed foreclosure. The book offers a complete look at what a homeowner is facing and how they can handle the approach to obtain their very best outcome.

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In March, RealtyTrac reported a 22.7% improve in foreclosure filings among the end of January and the end of February nationwide. Nevada saw a 334% improve year over year while California saw nearly a 50% boost year more than year. Phoenix, Las Vegas and several cities in California seem on RealtyTracs Very best Markets for Purchasing Short Sales list as brief sales stay a big part of those markets.

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Aid! I Cant Make My Property Payment! gives distressed property owners the tools to handle and control their distressed homeownership, their private finances and their emotions while they negotiate a short sale or loan modification. A lot more importantly, the book equips homeowners to make rational decisions and plan their monetary future so they can prepare to acquire a property once again in a single to 5 years.

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Help! I Cant Make My Home Payment! goes beyond the technical, legal, and financial processes of other books and addresses home owners from their point of view The Kitchen Table perspective. Actual case histories detail the documents home owners see and illustrates real world examples of the choices property owners make. The book shows property owners how to remain in manage of the approach and manage their choice making based on information not emotion whilst producing plans for future economic stability and real estate ownership.

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America’s Health Insurance coverage Releases Their 2014 Technique for the Health Insurance coverage Industry

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Fort Wayne, IN (PRWEB) Could 29, 2013

Health and Humans Services directives and the response of the main carriers are slowly painting in the image of the future of buying health insurance coverage in America. The latest releases have given Americas Wellness Insurance adequate strong data to release the following directives.&#13

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Successful instantly Americas Health Insurance will provide health insurance plans that bypass Obamacare until 2015. All who are currently paying for their personal insurance are strongly recommended to avail themselves of this opportunity. In most states, it will outcome in a savings of thousands of dollars of premiums.&#13

Americas Well being Insurance will supply a number of plans that are not compliant with the overall health care exchanges. These plans cost less than 50% of what Obamacare metallic plans will price according to the price filings of the a variety of carriers that intend to market place these plans. However, they will offer you exceptional coverage, including advantages without the deductible that all Obamacare plans will have. Americas overall health Insurance coverage internet site will show the price of these plans such as the quantity of the penalty for staying outside regular Obamacare. This will be the ideal choice for millions of Americans.&#13

Americas Well being Insurance coverage will offer you metallic plans off the exchange so individuals that want to will be able to comply with the mandates of Obamacare and nevertheless have expanded access to hospitals and doctors rather of the highly restricted exchange networks. In the subsidy segment above 300% of poverty, the subsidy is so low that most individuals will not feel the two/3 reduction in network size of getting on the exchange will be worth the little savings of the subsidy.

Americas well being Insurance will not be participating in the subsidy exchanges till some of the pressing issues listed beneath are solved.

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Americas Health Insurance coverage wants to participate in the subsidy exchanges. However, most men and women who will be eligible for even the highest level subsidy, will still have to pay $ 70 to $ 140 per month according to Kaiser Foundation Exchange Premium calculator. For those who are not at the lowest level of income, the amount of premium they will be required to pay will escalate substantially. The vast majority of these individuals do not presently pay premiums. Poll after poll shows this segment of the population believes Obamacare will be free to them. There is a fair degree of probability that even this modest cost to the low revenue men and women will preserve them from participating in the exchange. This is a really large difficulty for paying their portion of the premiums on the exchange. This is compounded by the truth numerous who can spend the initial premium will struggle with the ongoing premium payments, deductibles, and other out of pocket expenses due to their low incomes inability to absorb the economic shocks of everyday life. This will outcome in numerous lapsed policies and a huge administrative expense in trying to preserve individuals on their policies. Until these issues are resolved, it tends to make small sense for Americas Overall health Insurance coverage to actively participate in the exchanges, even though we will be certified on the exchanges and eligible to write organization when it is proper.

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Americas Well being Insurance is a nation-wide overall health insurance coverage agency positioned in Fort Wayne, Indiana. They are a single of the leading 3 overall health insurance coverage producers in America. As the Cost-effective Care Act approaches, they are functioning innovatively to bring the ideal possible wellness care coverage for their clients. They have a robust relationship with the leading insurance carriers in the country, which enables them to be on prime of the well being insurance industry. This enables them to offer the absolute ideal products for their customers.

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Americas Overall health Insurance &#13

http://www.ahifw.com&#13

1-888-589-3000

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Mortgage Options Releases its New Do It Your self Loan Modification Program, Creating it Less difficult Than Ever for Home Owners to Modify Their Own Mortgage

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Spring Hill, FL (PRWEB) September 19, 2009

House owners who have tried to modify their mortgage with a Loan Modification Company or even an Attorney could not have had much help. There have been all sorts of horror stories about loan modification companies taking income from distressed residence owners and not performing the services. Luckily there could be a better answer, a Do It Yourself Loan Modification may be the greatest answer for a lot of struggling residence owners.

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Mortgage Solutions a Florida primarily based mortgagae lender has just come up with a excellent answer. Right after months of work, and evaluation the folks at Mortgage Options have come up with a system designed to aid borrowers do their own loan modifications using computer software similar to what the banks themselves are making use of.

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Property owners can locate information about a Do It Your self Loan Modification Choice at Mortgage Options new site by going to http://www.myloanmodificationstation.com. The Loan Modification Station was made by Mortgage Solutions to let a borrower log into the system enter all their private data and get a full loan modification package that is full and professionally prepared, ready to send to their bank. The best portion is that they have produced the system inexpensive for virtually everybody. The pricing is set at only $ 119.00 for a total DIY situation, and $ 295.00 with complete assistance. Even though they do not negotiate on the borrowers behalf they do nonetheless offer you complete assistance with regard to negotiation techniques, responses, and procedures.

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The People at Mortgage Options seem to understands that a lot of distressed property owners are currently beneath sufficient stress and when they designed the system it was developed with the thought that it had to be affordable. “The final thing Mortgage Solutions wanted to do was place an undo burden on an individual who is already in distress financially.” That is why Steve Fingerman and the team at Mortgage Solutions decided to make the platform as inexpensive as attainable for the average homeowner.

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The Loan Modification Station will also give a home owner a full proposal, monetary statements, hardship letters, a hardship affidavit and even a comprehensive threat analysis displaying the lender their possible loss vs the benefit of modifying the loan. According to Steve Fingerman at Mortgage Solutions the program will give a borrower essentially every single item required in order to get a effective loan modification approved by their bank.

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All the details including guidelines about carrying out your personal Mortgage Modification can be found on their web internet site at http://www.myloanmodificationstation.com. The method is made to be easy to use, and consumer friendly. House owners must also know they do not have to be presently in default to be eligible to modify your mortgage. House owners under stress do nonetheless have to be in imminent danger of default. This means that if a property owner has discovered themselves in scenario where their revenue no longer covers their expenses they nevertheless may possibly qualify beneath President Obama’s Mortgage Modification System. The exact same applies for property owners who have exhausted most of their savings to just cover expenditures.

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Remember that the buyers can do their personal Loan Modification without possessing to spend an Lawyer or Loan Modification Company but a comprehensive and expert package can aid make confident you get the greatest terms achievable from your lender.

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The Team at Mortgage Options is functioning on a version of the software program that will apply the same principals to quick sales, and allow somebody to enter the same data and get a total quick sale package with danger evaluation, proposal, hardship letters and any other related documents that may be required. Stay tuned for more details. When that launches, it will have a little monthly access charge which will permit actual estate agents to use the program as often as they need it for a tiny monthly access fee.

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Contacts :

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Mortgage Solutions&#13

Steve Fingerman&#13

352-688-7949 Workplace&#13

727-946-0904 Cell&#13

http://www.Myloanmodificationstation.com&#13

http://www.fhaforall.com&#13

http://www.stevefingerman.com

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Front Row Solutions Releases Integration Resolution for Legacy CRM Systems New Middleware Breathes New Life into Current CRM Systems, Without Sacrificing Legacy Databases

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Fort Collins, Colorado (PRWEB) Might 28, 2013

Front Row Solutions (FRS), a client relationship management (CRM) method built around the demands of sales representatives and sales managers, has released new middleware that enables sales reps to use the Front Row Sales Pro app to populate sales reports into legacy CRM systems. This new software remedy enables businesses to modernize their field sales operations, leverage the investment theyve created in legacy CRM systems, increase their system’s usability, and extend its usefulness.

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Many firms cannot afford to switch CRM providers, as theyve spent a lot of time and income creating and customizing their present technique. To commence from scratch with a new CRM would take a prohibitive amount of time and funds. At the identical time, some companies are struggling with poor reporting compliance by sales reps employing systems that are difficult to understand and harder to use.

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When switching to a new CRM provider fundamentally beginning over is merely not feasible, couple of possibilities have existed. Front Row Options recognized this dilemma and developed a new middleware that allows firms to integrate the sales reporting tools of the FRS Sales Pro app into legacy CRM systems. This brings the speed and ease of use supplied by the FRS app to a range of older technologies.

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Front Row CRM was designed by sales reps and was constructed around four standard principles. It had to be effortless to discover quick and effortless to use accessible on a selection of mobile platforms and clearly demonstrate the ability to help sales representatives save time and make far more cash. Front Row Solutions Sales Pro Application combines the fastest, easiest mobile reporting tool available with genuine-time, robust details for sales managers.

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The companys middleware offers sales reps access to all the advantages of Sales Pro on the field, and enables sales manager to access the reported data on both the legacy CRM and the Front Row Options web site. Organizations can pick from two integration choices. The initial allows the reps to quickly send a sales report to the FRS server and then the company’s legacy CRM to populate the established database. The second allows for this communication among the Front Row Options server and the legacy CRM, but also permits the sales rep access to the updated database from the field. Each the FRS server and the legacy database are accessible to sales managers.

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Sales Pro makes it possible for sales reps to invest much less time on administrative tasks, gives them productivity tools and client insights on the go, and frees up their time so they can make much more sales, a lot more swiftly. Sales reps can complete a sales report in significantly less than 60 seconds, providing the rep and the sales manager genuine-time info on every single call, buyer speak to, and sale.

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To see the Front Row Solutions technique in use, watch this quick video of a sales rep submitting his sales report immediately soon after a sale employing an Apple iPad: http://youtu.be/hgVzi2vH1TI.

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FRS Sales Pro has been synchronized with most significant CRM systems, including Sales Force, Sugar CRM, Act, Microsoft Dynamics, and a lot more. Front Row Solutions CRM has also been integrated with a range of ERPs, economic information systems, and house-grown management systems. Front Row Solutions performs with the administrators of its clientele legacy CRMs to locate the ideal resolution for integrating Sales Pro to make certain a smooth transition. That provides customers access to the sales reporting tools they want to re-engage their sales force and increase productivity.

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For those searching for a new remedy, Front Row Solutions CRM can be utilized as a standalone CRM system, enabling fast reporting, real-time data, custom dashboards with customizable filters, and many more tools to help enable an accountable and productive sales force.

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To view or download the app, check out the app store for Apple, Blackberry, or Android, and search for Front Row Sales Pro. To discover a lot more about the FRS Sales Pro app, view the video or visit http://www.FrontRow-Solutions.com.

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About Front Row Options&#13

Front Row Options (FRS), a North American company, was founded in 2008 to enhance the Customer Partnership Management (CRM) method. Made by former sales reps and drawing from the executive teams 30+ years of knowledge in all facets of enterprise, the FRS CRM method can stand alone or integrate into currently implemented systems, helping sales reps improve income and profit by making use of its quick, user-friendly interface. The FRS CRM supplies genuine-time insight to the sales management group, and the rapidly, straightforward-to-use method improves sales representatives compliance on sales reports, empowering the sales management team to fully track rep accountability, overall performance and a host of other invaluable functions for assured enhanced profitability. For a lot more info, contact 1-800-986-0983, email sales(at)frontrow-options(dot)com, or go to http://www.FrontRow-Solutions.com.

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Access Company Technologies Releases PowerCore Due Diligence Application

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Sacramento, CA (PRWEB) September 23, 2008

Access Company Technologies, the top hosting and managed services provider in the finance and mortgage market, announced these days the release of it is PowerCore Due Diligence Application, a loan pool validation and analysis expert program.

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PowerCore Due Diligence gives versatile workflow processes and company guidelines to assist organizations completely inspect loan pools for high quality and accuracy. Broadly considered a mortgage “professional program”, PowerCore Due Diligence consists of pre-established criteria and thresholds that accelerates implementation and the due diligence procedure. In addition, PowerCore Due Diligence integrates with common compliance systems to include state and federal compliance troubles in the decisioning method.

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“We have worked with top servicing and securitization firms to make PowerCore Due Diligence a robust mortgage pool validation and analysis application” stated Justin Kirsch, President of Access Enterprise Technologies, “This professional technique will accelerate the due diligence approach substantially due to it’s inherent workflow and organization guidelines. Also, our integration to third-party compliance, fraud and valuation systems will make PowerCore Due Diligence a central decisioning tool primarily based on every facet of the loan.”

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The PowerCore Due Diligence application is offered as an ASP product and is accessible quickly. Licensed software instances are also offered.

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“The mortgage banking and securities sector is facing extraordinary challenges” said Kirsch. “Our release of PowerCore Due Diligence in addition to our robust line of hosted and managed products will position our customers to weather the present circumstances even though readying themselves for the eventual industry improvement.”

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About ABT&#13

Access Business Technologies is the top provider of hosting and managed solutions, integration, reporting and expert solutions for the mortgage and finance industry. Through our goods and solutions, ABT delivers a full range of on-demand, robust options designed to simplify, streamline and increase our customer’s company. ABT’s managed and hosted solutions are all made available true-time by means of the Web utilizing stringent SAS70 type II-audited safety technologies.

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ABT’s philosophy is to supply a vendor-neutral strategy to help our consumers leverage current and new software solutions that are greatest in class for their exclusive environment. ABT gives SAS70 Sort II hosting environments for these options to ensure enterprise-level safety, redundancy, higher availability, disaster recovery and organization resumption capabilities. For much more data, please pay a visit to mortgage due diligence or get in touch with (800) 530-8054.

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Copyright 2008 Access Business Technologies. All rights reserved. Access Business Technologies, ABT and the ABT logo are trademarks of Access Business Technologies. Other company and / or solution names could be registered trademarks or trademarks of their respective businesses.

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Media Get in touch with:&#13

Alan Taylor&#13

Access Organization Technologies&#13

(800) 530-8054&#13

info@myabt.com&#13

mortgage due diligence

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