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Beverly Sargent Awarded Fellowship from NBCC and Affiliates

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Greensboro, NC (PRWEB) June 30, 2013

The NBCC Foundation, an affiliate of the National Board for Certified Counselors (NBCC), not too long ago chosen Beverly R. Sargent of Upper Marlboro, Maryland, for the National Board for Certified Counselors Minority Fellowship Program (NBCC MFP). As an NBCC MFP Fellow, Ms. Sargent will acquire funding and training to assistance her education and facilitate her service to underserved minority populations.

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The NBCC MFP is created attainable by a grant awarded to NBCC by the Substance Abuse and Mental Health Solutions Administration (SAMHSA) in August 2012. The Foundation is contracted by NBCC to administer the NBCC MFP, as nicely as instruction and collaboration activities that will be open to all National Certified Counselors. The purpose of the plan is to strengthen the infrastructure that engages diverse men and women in counseling and increases the quantity of professional counselors providing successful, culturally competent solutions to underserved populations.

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The NBCC MFP has distributed $ 20,000 education awards to Ms. Sargent and the 23 other doctoral-level counseling students selected to get the fellowship award. Beverly Sargent is a graduate of Minot State University and Loyola College, exactly where she is pursuing a doctoral degree in counseling education and supervision. She was lately named executive director of the District Heights Family &amp Youth Services Center. She is a member of the international counseling honor society Chi Sigma Iota, the American Counseling Association, the Association of Death Education and Counseling, and the Maryland Association for Counseling and Development. She retired from the U.S. Air Force in 2003. As an NBCC MFP Fellow, she hopes to expand and enrich her service by way of expert presentations, qualitative and quantitative research, and publications.

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The Foundation plans to open the subsequent NBCC MFP application period in December 2013. To learn far more about the NBCC MFP and its fellows, please pay a visit to http://www.nbccf.org/mfp.

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About the NBCC Foundation&#13

The NBCC Foundation is an affiliate of the National Board for Certified Counselors (NBCC), primarily based in Greensboro, North Carolina. NBCC is the nations premier professional certification board devoted to credentialing counselors who meet standards for the common and specialty practices of expert counseling. At present, there are much more than 52,000 National Certified Counselors in the United States and more than 50 countries.

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In Efforts to Assist Home owners Stay away from Foreclosure, I Short Sale, Inc. Tends to make Loan Modifications a Priority

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Woodland Hills, CA (PRWEB) May 11, 2008

I Brief Sale, Inc. (ishortsale.com), a top nationwide short sale and loss mitigation advisory firm, has expanded its loan modification division with the addition of a number of experienced loan modification specialists and support employees.

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Today, our nation is facing an unprecedented scenario in the mortgage business. Residential mortgage credit quality continues to weaken, with each delinquencies and charge-offs on the rise. This trend, in tandem with upward pricing of adjustable-rate mortgage (ARM) loans, falling home costs, and fewer refinancing alternatives, underscores the urgency of locating a workable answer to existing issues in the all round mortgage sector.

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I Quick Sale’s loan modification division has a confirmed method to support preserve property ownership, decrease foreclosures, and restore some stability to neighborhood housing markets. “Our specialists have unparalleled encounter offering property owners and investors with verified solutions,” stated Eli Tene, President of I Brief Sale. “Our major objective is assisting home owners and investors with as several choices as achievable throughout the method. It is crucial that we deliver true progress to our clients by negotiating favorable terms.”

HomeForeclosureFighter.com Delivers Help to These Hunting to Stay away from Foreclosure

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Hermosa Beach, CA (PRWEB) August 26, 2008

Given that its launch 6 months ago, The Wisdom Organizations, LLC has seen tremendous development in visitors to their most current consumer-aid web site, http://www.HomeForeclosureFighter.com , targeted at the millions of Americans facing foreclosure following the housing crisis earlier this year. With statistics pointing to foreclosure filings escalating 93% more than final year and projections for 2 million foreclosure filings in 2008, HomeForeclosureFighter.com provides distressed residence owners with details and sources about loan modification and other options for avoiding foreclosure. Currently this year, the internet site has helped nearly one hundred,000 property owners connect with Foreclosure Prevention Specialists that specialize in assisting borrowers cease foreclosure.

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“The fast increase in foreclosures this year has led several lenders to consider loan modification as a strategy of loss mitigation,” explained Mark McKendry, CEO of The Wisdom Firms. “Our aim for the web site is to aid connect home owners facing foreclosure with Foreclosure Prevention Specialists, given that numerous home owners are not conscious of loan modification or how to start off the approach.”

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Loan modification includes renegotiating the terms of a loan that are a lot more favorable to distressed borrowers, even though nevertheless sustaining the lender’s interest in the debt. Modification of the loan can involve lowering the interest rate, changing the price from adjustable to fixed, lengthening the term of the loan, and lowering the principal, as effectively as other significantly less common approaches.

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Due to the quantity of foreclosures and the high cost of legal proceedings generally associated with the foreclosure approach, loan modification has emerged as one particular remedy for the crisis. The housing relief bill passed by Congress in late July was centered about a package of loan guarantees to aid distressed borrowers refinance into market-rate mortgages with far more favorable terms. Just final week, the FDIC announced a program to systematically modify the loans of at least 25,000 home owners with mortgages held by failed lender IndyMac.

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HomeForeclosureFighter.com hopes to fill a gap in on the web services that cater to those facing foreclosure. Borrowers can discover a lot more about the options to foreclosure and the foreclosure process via the resources provided by the website. For those seeking the assist of a Foreclosure Prevention Specialist, they can simply offer some simple info about their circumstance and get matched with service providers who may offer competing alternatives to support the borrower keep away from foreclosure. The borrower can review the proposals and choose the selection that greatest meets their wants, despite the fact that they are below no obligation to accept any of the proposals.

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About The Wisdom Businesses:&#13

The Wisdom Businesses is a premiere provider of targeted on the internet advertising services. The company streamlines the client acquisition process by matching targeted buyers with prime service providers. Since 2002, Wisdom has connected more than one million extremely motivated shoppers with monetary solutions firms in the mortgage, insurance and credit industries.

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For more information, please go to: http://www.thewisdomco.com&#13

For far more info about foreclosure aid, please visit: http://www.homeforeclosurefighter.com

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New Internet site Aids Home owners Stay away from Loan Modification Fraud

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Glendale, CA (PRWEB) February 9, 2009

As adjustable price mortgages and a receding economy threaten millions of property owners with a prospective foreclosure, the demand for loan modification is causing a lot of of the former predatory lenders to resurface and setup shop as loan modification providers.

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“Several of the so known as specialists are the selfsame perpetrators who originated most of the toxic, or even fraudulent loans in the 1st spot,” according to former bank branch manager and loan modification specialist Steve Aranda, author of The Full Guide to Loan Modification.

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Loan modification is a procedure by which any homeowner can renegotiate with their current mortgage bank to get their payments or interest rate decreased, and in some cases even get a principal reduction in which their mortgage balance is brought down.

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A recent report released by Mortgage Asset Study Institute located that mortgage fraud had enhanced by 45 percent in the second quarter of 2008, as compared to the preceding year. And the FBI has reported that the number of mortgage fraud complaints almost tripled in 2009 as compared to 2005.

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Mr. Aranda has launched a new web site, http://www.LoanModificationClub.com, to teach men and women how to do their own loan modifications, saving thousands of dollars in fees and avoiding the threat of falling victim to loan modification scams. The kit involves a book, video, computer software, and forms for any borrower&#13

to complete their own loan modification themselves.

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Many of the loan modification scams revolve about up-front costs, according to Aranda.

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Nevertheless, unless you are an attorney, an up-front fee can’t be collected soon after a Notice of Default has been filed. Additionally, even just before the Notice of Default, only businesses who have submitted certain documentation to the Division of Genuine Estate for review are capable to gather fees just before any solutions have been rendered, and even then only below certain circumstances.

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Aranda estimates as many as 60 percent of all loan modification firms are&#13

practicing illegally, frequently utilizing non-lawyer processing organizations to&#13

negotiate for them without having getting legal counsel on employees.

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Quite a few organizations are scrambling to get into the profitable loan modification industry now in California alone, there are practically 200 companies legally able to do loan modifications in the state – up from below 30 firms several months ago. Unfortunately, there are also a lot of organizations who are not legally able to do loan modifications but who do them anyway, taking advantage of homeowners who are desperate for a resolution.

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“For homeowners with a difficulty mortgage, there are in fact several options besides loan modification, such as forensic audits, quick sale, deed-in-lieu of foreclosure, or even a reverse mortgage for seniors over age 62,” states Aranda. A forensic audit is a assessment of the initial loan documents, searching for loan fraud or problems as a implies to force a lender to settle and accept greater terms.

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Aranda recommends any homeowner in problems or expecting a mortgage adjustment need to investigate all their choices prior to doing business with any individual advertising loan modification.

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Addison Group Survey Finds No ‘Vacation Time’ From the Job Search This Summer season

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Chicago, IL (PRWEB) June 26, 2013

A new survey, performed by Addison Group, a Chicago-primarily based expert staffing firm, reveals US workers attitudes about looking for new profession possibilities in the course of the summer season months. Addison Groups 2013 US Workforce Survey located that virtually half of US workers surveyed dont program to take a getaway from their job searches this summer season.

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Initially, the survey final results surprised us, considering that traditional wisdom tells us that hiring tends to slow down throughout the summer time, mentioned Thomas Moran, CEO of Addison Group. Our survey respondents could be illustrating the new standard of todays job industry that job seekers feel stress to consistently perform hard at creating a resume, networking and following up with hiring managers. They need to remain active no matter the season.

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Conducted in June 2013, Addison Groups survey asked far more than 1,000 employed and unemployed workers about their job search plans in the course of the summer time months. Forty-nine percent of survey respondents stated that summer is a fantastic time to place much more effort into their job search. Twenty-six % had been frustrated that hiring will come to a standstill and felt businesses dont recruit in the course of the summer time. Twenty-five percent of job seekers program to get pleasure from the summer and place their job search on the back burner.

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Other findings from the survey reveal:&#13

Leaders Promoting Recovery From Addiction Recognized for Outstanding Achievement

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Washington, DC (PRWEB) June 26, 2013

Faces &amp Voices of Recovery honored leaders in the addiction recovery movement, highlighting the extraordinary contributions of the country’s most influential recovery community leaders and organizations at America Honors Recovery nowadays. The occasion, sponsored with Caron Therapy Centers, showcased their exceptional efforts advocating for the rights of men and women and their households in or seeking recovery from addiction to alcohol and other drugs.

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Kristen Johnston, Award-winning actress and best-promoting author, accepted the Voice of Recovery award. Johnstons advocacy on behalf of addicts and addiction recovery is unparalleled, stated Faces &amp Voices of Recovery board chair Dona Dmitrovic. She has bravely told her own story, giving hope to other folks and is a effective voice for recovery.”

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Speakers and presenters integrated former member Congress Mary Bono (R-CA) federal Substance Abuse and Mental Well being Services Administration (SAMHSA) Administrator Pam Hyde and White Home Workplace of National Drug Manage Policy Deputy Director Michael Botticelli.

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The Vernon Johnson award was accepted by Tom Coderre, Andre Johnson and Scott Strode. Coderre is the Chief of Employees for the Rhode Island State Senate and the Board Chair of Rhode Island Communities for Addiction Recovery Efforts (RICARES). He is a leader and sturdy public advocate for recovery, peer recovery help services and ending discriminatory policies. Johnson is the CEO of the Detroit Recovery Project, exactly where he is an exceptional leader and “recovery carrier,” bringing his message of hope to so numerous although developing a robust peer recovery assistance organization. Strode is the Founder and Executive Director of Phoenix Multisport in Denver, CO and has devoted his life to assisting addicts and alcoholics find recovery by means of sport.

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The Joel Hernandez Award was accepted by Executive Director Gretchen Burns Bergman on behalf of A New PATH (Parents for Addiction Therapy &amp Healing), San Diego, CA. A New PATH was produced in 1999 by parents of men and women whose lives have been devastated by addiction.

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The Lisa Mojer-Torres Award was accepted by Arthur C. Evans, Jr., Ph.D. Evans heads up the Philadelphia Department of Behavioral Wellness and Intellectual disAbility Solutions, exactly where he has led the transformation of Philadelphias service technique to one that focuses on recovery.

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The Vernon Johnson and Joel Hernandez award recipients have been selected from nominees submitted by organizations and advocates from across the U.S. The honorees had been featured at an awards ceremony that fosters excellence in advocacy connected to recovery from addiction. America Honors Recovery carries on the legacies of 3 addiction recovery trailblazers who dedicated their lives to removing barriers for people and households impacted by addiction: Johnson Institute founder, Dr. Vernon E. Johnson, and recovery advocates, Joel Hernandez and Lisa Mojer-Torres.

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The award recipients and Faces &amp Voices of Recovery-supported recovery neighborhood organizations nationwide have launched local and state campaigns to assistance individuals in or seeking recovery from addiction and their families. Their efforts seek to finish discriminatory laws that hold men and women in or seeking recovery from jobs, housing and other services. They develop and provide revolutionary peer recovery help services like a expanding network of recovery community centers. The advocates also educate the public and policymakers about the reality of recovery from addiction to alcohol and other drugs.

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Interviews of the awardees are accessible upon request.&#13

The awards system is offered on the web at http://www.facesandvoicesofrecovery.org.

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ABOUT FACES &amp VOICES OF RECOVERY&#13

Faces &amp Voices of Recovery is organizing the more than 23 million Americans in recovery from addiction to alcohol and other drugs, their families, close friends and allies in a campaign to finish discrimination broaden social understanding and attain a just response to addiction as a public overall health crisis. For a lot more data, go to facesandvoicesofrecovery.org

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ABOUT CARON Treatment CENTERS &#13

Caron Treatment Centers is a nationally recognized non-profit provider of alcohol and drug addiction treatment. With more than 50 years in the field, Caron is a single of the oldest and largest organizations supplying primary, relapse and longer-term residential therapy for adolescents, young adults, adults and older adults, as properly as families affected by the disease of addiction. Carons therapy is gender separate and gender-specific. Caron has substantial experience in the treatment of co-occurring psychological/psychiatric disorders inside its patient community. Formerly the Caron Foundation, the acclaimed Caron Remedy Centers network operates treatment centers in Wernersville, PA Dallas, TX and West Palm Beach, Boca Raton and Delray Beach, FL. Caron also operates The Hanley Center and Gate Lodge. Caron has regional offices in Boston, Bermuda, New York City, Philadelphia and Washington, DC. For more details, go to caron.org

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Newest Reporting from Remapping Debate

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New York, NY (Vocus) October 22, 2010

Remapping Debate, an on the web domestic policy journal focused on original reporting, is posing the why and why not inquiries that are also seldom asked by most news outlets. The publication is getting important focus for its Story Repair feature, exactly where it requires in an article from a significant news outlet and reworks the story to make it more illuminating.

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Early comments:

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Remapping Debate’s prescription for remedying substandard media coverage of policy concerns is all spot on.

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Remapping Debate “looks to be an exciting new source of reporting on politics and public policy.”

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In the most current edition of Remapping Debate:

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Integrated work to fight housing, school barriers?&#13

Original Reporting, by Greg Marx&#13

When the Department of Housing and Urban Improvement final week announced $ 100 million in grants to market sustainable regional preparing, it was a large day for the Obama Administration’s flagship effort to build a “geography of chance.” A closer look, though, shows outstanding concerns about what role racial and financial integration play in the new metropolitan agenda and about how difficult the federal government is ready to push for these objectives when it encounters local resistance.

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Preparation for active citizenship not on education agenda&#13

Original Reporting, by Diana Jean Schemo&#13

As numerous education debates rage, schooling in the tools of democracy is not part of the national discussion.

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Also featured this week:

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Data viz tools show escalating large bank share more than time&#13

Original Reporting, by Mike Alberti&#13

Remapping Debate translates 18 years of FDIC information into interactive type best five banks viewable within and across sectors.

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Economists, real estate agents divided over impact of foreclosure delays&#13

Story Repair, by Diana Jean Schemo&#13

With higher scrutiny of bank conduct slowing the foreclosure approach, economists and genuine estate agents divided sharply more than the influence of those delays on the housing recovery. They also had been split over the economic consequences for the genuine estate industry if banks had been to make higher use of loan modification programs, as the Federal Deposit Insurance coverage Corporation and some economists have proposed.

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Street view: what is missing from press coverage?&#13

Original Reporting, by Mike Alberti and Adam Kroopnick&#13

Remapping Debate recently visited Union Square Park in New York to sample what some people had to say about the state of press coverage these days.

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Who requirements to reassure whom?&#13

Commentary, by Craig Gurian&#13

Markets are in search of “reassurance” all the time. The author wonders when markets are going to supply him some reassurance.

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Related Loan Modification Press Releases

United Law Group Reduces Payment from $1,146 to $714 for Randall Byrd of Fairfield, CA

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Irvine, CA (Vocus) June 9, 2009

United Law Group, the top provider of legal foreclosure prevention and foreclosure litigation solutions today announced that it successfully negotiated a price reduction for Randall Byrd of Fairfield, CA. Mr. Byrd is retired and lives on a fixed income. When his roommate moved out he fell behind on his payments.

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“The worth of my residence was falling and I did not know where to turn,” said Mr. Byrd. “United Law Group saved my property.”

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Mr. Byrd was behind on two months payments with his lender, CitiMortgage. With the value of his house falling he had no way to get out from under the mounting debt.

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“I could not have accomplished this with out support from an attorney,” mentioned Mr. Byrd. “The complete process took 5 months. For the duration of that time a lot of my close friends thought I’d been scammed. But I had self-assurance. I knew I made a great decision by hiring a law firm.”

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United Law Group is outspoken against predatory loan modification firms that target sincere citizens. The firm gives resources to support men and women to combat mortgage scams.

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“United Law Group is a national law firm which indicates our attorneys are licensed by the state bars in their respective states,” stated Sean Rutledge, Managing Director for United Law Group. “Our attorneys are held to strict requirements and perform tough to prevent foreclosure for the honest citizens that retain us.”

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“United Law Group worked aggressively to support me,” stated Mr. Byrd. “The folks from the firm stayed in speak to with me all through the process. They were really beneficial. And the proof is in my payment. I was paying $ 1,146 per month. Now my payment is $ 715.”

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About United Law Group&#13

United Law Group is a national law firm with offices in California, New York, Florida, Ohio, Nevada and Arizona. It is the biggest foreclosure prevention and litigation firm in the nation with attorneys licensed in each state. Dedicated to assisting homeowners facing hardships to keep their homes, United Law Group makes use of legal channels to compel banks to modify adjustable-price to fixed-price mortgages, minimize principal and interest, and create other fair solutions between the lender and borrower.

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For additional details on United Law Group, go to: http://www.unitedlawgroup.com or contact Corvi Urling, Executive Consultant for United Law Group at (800) 680-5717.

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Save Your Home From Foreclosure With A Loan Modification And Join Monetary Specialists On A Complimentary Cruise

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Long Beach, CA (PRWEB) July 15, 2009

Consumer advocate and Loan Modification Attorney, Joseph Hoats, announced today the very first “Life Modification Cruise”, scheduled for November 10-15, 2009, departing from Ft Lauderdale Florida to ports such as Georgetown, Cayman Islands and Ocho Rios, Jamaica. This distinctive 5-day journey aboard the fabulous, new MSC Poesia will contain access to all Life Modification Seminars, created to prepare consumers for life after a effective Loan Modification from Residence Stability. According to Joseph Hoats, “Our objective is to give Loan Modifications that buyers can afford, supplying them with the foundation to reclaim their life. We have identified that most individuals need extra tools to live in the new economy and our Life Modification Cruise is just the ticket. We will supply complimentary passage for two for all buyers retaining our Loan Modification Services, while supplies last.”

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Aboard the “Life Mod Cruise”, participants will discover new economic and legal approaches from Joseph Hoats and other professionals covering topics like Loan Modifications, Total Debt Elimination, Negotiating with the IRS, Making Budgets That Work, Accelerated Retirement Preparing and more. Most crucial, customers will depart the cruise with the abilities necessary to generate a Life Modification Program that they can follow, supplying a “fresh start off” on the road to individual success. Hoats commented, “The backdrop of a cruise is the best pressure-cost-free environment to find out from our team of professionals. Even though the Loan Modification is a crucial step to attain financial stability, the addition of the Life Modification Cruise system significantly improves probabilities of sustained good results.”

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Joseph Hoats and his organization, Property Stability has helped consumers about the nation stay away from the painful sting of Foreclosure by providing Loan Modification options that operate. In contrast to refinancing programs, the Home Stability approach does not require credit checks, higher FICO scores, appraisals, down payments or closing fees. According to Mr Hoats, “Our common client has knowledgeable some monetary hardshipa job loss, earnings reduction, divorce or health-related dilemma that tends to make it tough to pay the month-to-month mortgage payment. In some situations, the mortgage might have adjusted to a greater interest rate. Additionally, the property value could have dropped drastically whilst the present financial crisis has brought on the homeowner to miss one particular or more loan payments. These are great, hard-working, family-oriented Americans who have fallen on difficult occasions, through no fault of their personal, and they require compassion, aid, and a legal game strategy to save their property”.

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After a client has qualified, a custom Loan Modification remedy is initiated, exercising the client’s legal rights and dealing straight with the lender’s legal department. Practically quickly, the client will note that harassing phone calls start to dissipate, as Attorney Hoats and his group takes more than direct speak to with all lenders encumbering the property. As one happy homeowner, Elva Loera of California, puts it, “After months of stalemate with a “so-named” national Loan Modification Business, a pal told me about Joseph Hoats. Inside weeks of retaining Mr. Hoats, my lender responded with a 30 year fixed price loan at three.689%. My family and I will constantly be grateful to Joe for saving our home and giving us a new commence.”

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According to Hoats, “There has never ever been a much better time for a Loan Modification and the complimentary inclusion of the Life Modification Cruise makes it even simpler for shoppers to turn their lives about. I encourage anybody who is struggling producing their mortgage payment or facing Foreclosure to act quickly and end the pain.”

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Added information about Joseph Hoats, Loan Modification services and information concerning the Life Modification Cruise are obtainable at http://www.HomeStability.com

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About Joseph Hoats

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With over 20 years of expertise as an Attorney, Joseph Hoats has worked for the rights of the consumer throughout his profession. Working together, his team of committed professionals has perfected the Loan Modification process with the introduction of their proprietary Homeowner Stability Solutiona systematic strategy responsible for keeping hundreds of distressed Home owners in their residences and avoiding foreclosure. In addition to Lawyer Hoats, his group of leading-flight specialists involves licensed real estate brokers, mortgage brokers and owners of mortgage servicing firms.

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Joe is a graduate of Vanderbilt University and has practiced law for over two decades. He has litigated in the places of Real Estate Law, Bankruptcy Law, Foreclosure and Loan Modification, Trust Law, Probate Law, Business Law and has substantial knowledge with Litigation in State and Federal Courts. He is an active member in very good standing with the State Bar of California, State Bar #141599.

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