Tag Archives: Checks

NSA Surveillance Should Be a Reminder to Job Seekers that Employers can run Background Checks, says Selection.Com President

Posted on by


Cincinnati, Ohio (PRWEB) June 28, 2013

In the wake of news that NSA surveillance has breached privacy, criminal background check organizations remind job seekers that employers already have access to details to help them stay away from risky hires.

&#13

On June 24, ABC reported on this right here:&#13

http://abcnews.go.com/Blotter/nsa-leaker-edward-snowden-fails-board-flight-moscow/story?id=19470645#.Uc2vwRbJAZM

&#13

As Edward Snowden evades intelligence officers from Hong Kong to Havana, and as civil rights groups raise concerns about the privacy of ordinary citizens, criminal background companies give an critical service for business owners. Details about arrests, credit history, employment history and educational history is available for employers to minimize the danger of bad hires.

&#13

With on-line access, employers are able to confirm Social Safety numbers, run credit checks, search criminal histories and far more. When asked if this kind of access to info is a violation of privacy, Choice.com President, James Boeddeker says no. We aid employers identify risky hires and eradicate that danger. This reduces business loses and closures- its a genuine service to the enterprise neighborhood. Employee theft, operate-location drug abuse, absenteeism- all of these are expenditures that firms can steer clear of by performing background checks. We see companies go out of company all the time when a basic background verify could have protected them.

&#13

Boeddekers claims check out. The American Council for Drug Education reports that a lot more than 70 % of substance abusers hold jobs. Much more alarming is the truth that one in three workers know of drug sales in the workplace. See more information right here.

&#13

Investigation by the U.S. Tiny Business Administration shows that 40% of all new company failures are due to employee theft. Occupational fraud now results in the loss of five % of annual income for every organization. See far more specifics here.

&#13

Finally, the U.S. Bureau of Labor and Statistics reports that absenteeism and tardiness can equal up to 10% of annual payroll. Work-spot absences are greater now than they have been in years. See a lot more specifics right here.

&#13

Boeddeker says that his organization has compiled a database from more than 1,300 sources which includes over 700 million criminal records. Is it legal to shop this data or to share it with others? Boeddeker says yes. We are in full compliance with the Fair Credit Reporting Act. More importantly, we assist our customers comply with the law. In several situations employers do not know whats needed by law.

&#13

The Fair Credit Reporting Act, or FCRA for short, supplies protection of individual citizens and places a burden on employers using this sort of information. Even if civil rights groups wanted to quit the dissemination of this data, its unlikely that all the sources of information would shut down.

&#13

So, whilst the debate rages on about privacy of information among governmental agencies, it seems that criminal background analysis is an critical element of a steady economy.

&#13

Choice.com has been a leading provider of background checks in Cincinnati and across the country for more than 20 years. Thousands of clientele across the country trust them with their organization.

Corra Group Provides Pre-Employment Screening Background Checks to Healthcare Sector

Posted on by


El Segundo, CA (PRWEB) June 30, 2013

Corra Group has initiated employment screening packages and expanded its solutions to the healthcare industry. Primarily based on various news releases, like the joint Pro Public/Los Angeles Times Pulitzer Prize winning studies, the increased services will assist each healthcare facilities and staffing agencies in appropriately vetting their employer candidates.

&#13

In such articles jointly published by Pro Publica and the Los Angeles Occasions and written by Tracy Weber and Charles Orenstein, entitled, Temp Firms a Magnet for Unfit Nurses, and California Eyes Discipline for Nurses Sanction by Other States, contend that higher demand for nurses and scant oversight allow nurses and other healthcare workers have been sanctioned elsewhere for sexual abuse, neglect, rampant drug use and criminality but could perform freely by moving to various states.

&#13

There are fly-by-night recruiting firms that want to do the minimum of employment screening in order to get their healthcare workers hired, stated Nick Gustavson, Corra Group Co-Founder. And then some staffing groups attempt to be diligent, but if not meticulously checked, past misconduct on the part of healthcare workers can slip by means of the cracks.

&#13

Corra Group can deliver a comprehensive group of background searches that will advantage staffing agencies and healthcare facilities, he said. Staffing groups, hospitals, and even the nearby medical doctors office can avail themselves of our employment screening packages.

&#13

Gustavson pointed out that any healthcare facility receiving government funding can lose such funding if members of their staff are found to be on the healthcare sanctions list. Even IT workers and short-term contractors must be vetted for healthcare sanctions and any disciplinary actions prior to getting permitted to perform in a government funded facility.

&#13

Just on the smaller levels, even the nearby medical doctors office discovers his new bookkeeper has previous criminal records connected to embezzlement or other financial malfeasance, mentioned Gustavson. Or that a background check will reveal the new workplace manager has significant drug or alcohol issues. This is not theory. We at Corra Group see this type of factor all of the time.

&#13

Among other background searches, Gustavson recommends the FACIS, or Fraud and Abuse Handle Details Systems, database search. The Level Three FACIS search is a must any longer, stated Gustavson. It is superior to the standard OIG/GSA search since FACIS, in addition to the Workplace of Inspector and Basic Services Administration sanctions, reports disciplinary action from more than 2,300 healthcare associated agencies from about the nation. Its the search you conduct, if you actually want to uncover out whats going on with your healthcare employment candidates.

&#13

BACKGROUND: Corra operates as Corra Group and specializes in pre-employment and corporate investigation and investigation. It is one of the handful of organizations that will answer the phone. You can assessment the internet site at http://www.corragroup.com.

&#13
&#13
&#13
&#13
&#13

Independent Foreclosure Review Checks Cashed Or Deposited Successfully Total two.3 Billion

Posted on by


Minneapolis, Minnesota (PRWEB) Might 26, 2013

The Office of Comptroller on the Currency (OCC) just released news that Foreclosure Evaluation compensation checks currently cashed or deposited add up to $ 2.3 billion, as of Could 23, 2013. As efforts continue to correct foreclosure poor practices, property owners who uncover they have a good check to money are glad they are not bouncing as preceding ones have.

&#13

“Numerous of the Independent Foreclosure Evaluation check recipients are property owners who had to face and make some truly hard choices along the way. Although it is possibly not enough to be a deposit down on yet another house obtain, it can help start saving toward that finish. The checks are an acknowledgment that a genuine concern exits to help cease foreclosure wrongs and put some funds back into the hands of these who may possibly have born the unnecessary burden of losing their home,” states Jenna Thuening, owner of Home Destination.

&#13

The effectively cashed or deposited checks total nearly $ 2.three billion by means of May 23, 2013. All round, more than three.9 million individual checks have been sent out to eligible borrowers, totaling far more than $ 3.4 billion. The OCC press release stated a guarantee also: “A final wave of checks that required additional details from the borrower will be issued in the course of the summer season.”

&#13

In an work to correct foreclosure practices in the really sensible manner of compensating struggling households hurt in some manner by a foreclosure activity, the payments will range from $ 300 to $ 125,000, according to the OCC updated net page. The very first wave of Independent Foreclosure Evaluation checks was released on April 12, totaling 1.four million in dispersed checks. The final wave is anticipated in mid-July 2013. Far more data posted April 9, 2013 can be found on the OCC site below the heading “Payments to four.two Million Borrowers Covered by Foreclosure Agreement to Start April 12”.

&#13

To make certain that the checks are being cashed by the intended recipient, institutions exactly where the checks are presented are sent notice that to assist avert fraud, foreclosure checks call for optimistic identification before cashing or depositing. According to the OCC, guidelines are supplied clearly on the back of the checks to assist banks validate authenticity.

&#13

Minnesota Foreclosure Review checks are arriving in the mail to designated property owners from the Independent Foreclosure Evaluation settlement paycheck fund to compensate homeowners who have been impacted by foreclosures in 2009 and 2010. According to the Workplace of Lawyer Basic Lori Swanson, two diverse sources are sending foreclosure compensation checks and they need to not be confused. “There is a separate, additional settlement between a quantity of banks and the Office of the Comptroller of the Currency and the Federal Reserve.”

&#13

“Rust Consulting is also the Settlement Administrator for that settlement, and some payments have recently gone out under that settlement. Please know that this settlement is not connected to the National Mortgage Settlement, and if you are eligible for a payment under the National Mortgage Settlement, you will obtain another check from Rust Consulting. We recognize that Rust Consulting will not be sending out checks in the National Mortgage Settlement until June 2013 at the earliest,” explains the Minnesota Office Of Attorney Basic.

&#13

Rust Consulting acknowledged a “clerical error” triggered some checks to bounce in a Might 8th press release titled “Rust Gives Update on Independent Foreclosure Evaluation Settlement Payments”. Rust receives no benefit from uncashed checks or remaining funds in the IFR fund and has handled more than 100,000 calls currently in an try to answer questions and soften issues.

&#13

Queries pertaining to receiving a check must be addressed directly to Rust Consulting. Rust Consulting is designated by the Federal Reserve and the OCC to be the one to respond to correspondence required about Foreclosure Review Checks being cashed or deposited, or any other associated questions. Inquiries can be made by calling 1-888-952-9105, Monday via Friday, eight a.m. – ten p.m. or Saturday, 8 a.m. – five p.m.

&#13

Concerns to help cease foreclosure, or for ideas to avoid foreclosure or how to navigate in the Minnesota foreclosure timeline, get in touch with Property Destination at 612-396-7832 to achieve guidance. Jenna Thuening helps each purchasers and sellers make Twin Cities true estate choices and is committed to support families keep powerful collectively and remain in their homes if facing foreclosure.

&#13
&#13
&#13
&#13
&#13

More Administrator Press Releases

Independent Foreclosure Review Compensation Checks Stun Recipients

Posted on by


Minneapolis, MN (PRWEB) May 09, 2013

According to a May 8th Bloomberg report, Rust Consulting of Minneapolis, the agent responsible for compensation checks according to the Independent Foreclosure Review (IFR) Payment Agreement, said yesterday that “a clerical error led to some borrowers in the May 3, 2013, wave of payments being sent checks for less than the amount that the Federal Reserve directed those borrowers to be paid.” Rust has corrected the mistake and announced its intentions to mail supplemental checks to affected borrowers as soon as May 17, 2013, making up for the insufficient amounts qualifying homeowners were to be paid.

“Concerned recipients will have a letter explaining the reason for the error will be included with the supplemental check,” says Jenna Thuening, owner of Home Destination. “Many caught in the Minnesota foreclosure timeline are eager to gain some sense of closure to the hardships following losing their homes.”

4.2 million individuals are or will gain the Independent Foreclosure Review compensation checks they have been waiting for. Regulators are dividing $ 3.6 billion in payments among the qualifying recipients; of these, 2.4 million homeowners are receiving $ 300. The correct total foreclosure reimbursement amounts are categorized on the Federal Reserve Boards website.

The recipients of the foreclosure compensation checks are mortgage loan borrowers whose homes were in any stage of a foreclosure process during 2009 or 2010, and whose mortgage servicers were among the 13 companies, or their subsidiaries or affiliates. Compensation checks began to go out in the mail April 12.

According to the OCC website, regulators at the Office of the Comptroller of the Currency and the Federal Reserve board announced that all 4.4 million people who received a foreclosure notice in 2009 or 2010 could expect to receive a compensation check, regardless of whether they suffered any harm or were wronged. All things being even, the $ 3.6 billion allocated to the indicated homeowners would find a medium of everyone gaining a check just over $ 800.

Eventually, regulators established 11 categories in hopes to extend more money for homeowners who suffered greater harm. A “completed foreclosure” of a borrower protected by bankruptcy law, for example, would yield at minimum a $ 31,250 payout. Others would receive just $ 300, states Business Wire in a press release titled “Rust Provides Update on Independent Foreclosure Review Settlement Payments”. The Fed acknowledges the erroneous compensation payments have been sent, and says they will be corrected.

The OCC offers details of the IFR compensation categories. However, a recent GOA assessment of the process indicates tangles in the job and suggests lessons that can be learned from the process.

Questions remain as to the description of exactly what situations fall into which categories. The “Other ($ 3,000 & Up)” category comprises significant numbers that are unspecified.

In January, legislators seeking to help stop the foreclosure crisis, including Representative Maxine Waters,Senator Robert Menendez, together with Representatives Brad Miller and Luis Gutierrez, requested that the Government Accountability Office (GAO) monitor the Independent Foreclosure Review process. On April 17, 2013, the GAO issued its second report on the topic, unveiling a list of shortcomings. The report revealed that although regulators publicly released more information on the foreclosure review process than is typically disclosed in connection with a consent order, key elements of communication are missing, explaining why compensation checks stun recipients.

Compensation Categories As Outlined By The Regulators:


Modification Request Approved ($ 300 – $ 500)

Modification Request Denied ($ 1,000 – $ 6,000)

Modification Request Received – but no underwriting decision made ($ 400 – $ 800)

Servicer Did Not Engage With Borrower – in a loan modification or other loss mitigation action ($ 300 – $ 600)

Other Loans ($ 300 – $ 500)

Other Loans ($ 3,000 – $ 125,000)

Questions about the status of the check or any other inquiries regarding the Independent Foreclosure Review should be given to Rust Consulting; as they are the paying agent for the Federal Reserve Board. Rust Consulting is the agency intended to handle questions and provide answers. The Federal Reserve Board promises to continue monitoring the payments closely and encourages borrowers who have concerns or experience difficulties cashing their checks to call Rust at 1-888-952-9105.

Home Destination is a Certified Distressed Property Expert who is passionate to help Minneapolis real estate sellers and home buyers enjoy their homes; gaining a compensation check timely and in full may be part of that. Call 613-396-7832 for guidance.







More Loan Modification Services Press Releases