Tag Archives: Awareness

Water Harm Specialist Witness, Stephen Delgado, to Provide Mold Awareness and Prevention Seminar to Industrial and Medical Property Managers and Upkeep Engineers

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Tampa, Florida (PRWEB) July 02, 2013

Specialist Witness Stephen Delgado not too long ago rolled out his Mold Awareness and Prevention Seminar, which draws on Stephen’s more than 25 years of encounter in the water harm restoration and indoor air high quality industries. Stephen has noticed first hand the perils of ignored excess moisture on constructing components. He has performed insurance restorations, flood damage restorations, emergency solutions, structural drying, and mold-connected services on millions of square feet in industrial and healthcare properties given that he started his career in construction. Steve has an established record, supplying litigation support to Florida attorneys although serving as Professional Witness, delivering legal testimony on indoor air high quality claims, construction claims, and big loss insurance coverage or catastrophic property harm claims.

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The Awareness and Prevention Seminar is developed for industrial upkeep engineers, home managers, facility managers, private health-related practices, hospital administrators, and assisted living community facilitators. The seminar reminds attendees about the overall health symptoms connected to exposure to some fungus and the wellness risks for infants and the elderly, as properly as for immuno-compromised and respiratory-compromised folks. Stephen teaches how to avert mold by controlling moisture and humidity and performing standard moisture investigations as portion of an ongoing upkeep schedule. For the duration of the seminar, attendees evaluation case research and go over ethical issues and risk management to illustrate the benefit of invoking prevention methods proactively rather than responding retroactively. The seminar shows that it is much less expensive to manage moisture and humidity than to pay for mold remediation solutions and defend against possible lawsuits. In the course of the seminar, Stephen also performs a hands-on moisture investigation for the benefit of Maintenance Engineers who can participate in a query and answer setting. Stephen teaches how to document moisture investigation outcomes and make sure productive drying projects and how to respond to complaints in order to manage danger.

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Most Administrators and House Managers comment following the seminar that they have a renewed understanding – to handle threat, you must handle moisture. Facility Upkeep Engineers leave the seminar with a fresh pair of eyes. All attendees acquire understanding of the return on investment of prevention. They understand that skimping on structural drying soon after a water harm incident, or ignoring moisture, will amplify risk and result in expenses to escalate speedily.

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Much more about Coastal Disaster Recovery, Inc.&#13

Stephen Delgado leads Coastal Disaster Recovery, Inc. as a single of Tampa’s longest-operating water harm firms. Stephen has been delivering solutions to health-related facilities, assisted living communities, hospitals, commercial properties, office buildings, apartment complexes, and residences for over 25 years. Stephen also serves as an expert witness in building, mold claims, and massive loss claims in Florida. Get in touch with Stephen now at 727-725-8999 to talk about how your Industrial and Medical Facility Managers can benefit from Coastal Disaster Recovery’s Awareness and Prevention Seminar.

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Study Outlines Need for Enhanced COPD and Asthma Awareness, Allsup Reports

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Belleville, Ill. (PRWEB) June 25, 2013

Any individual with a single chronic lung illness such as chronic obstructive pulmonary disease (COPD) or asthma knows these critical respiratory circumstances can make each and every breath hard. But the struggle for thousands of Americans who have each COPD and asthma seems to be substantially much more serious, highlighting the significance of healthcare evaluation and awareness, according to Allsup, which has helped tens of thousands of folks acquire their Social Safety Disability Insurance coverage(SSDI) positive aspects.

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A recent study, reported in the journal Respiratory Medicine, showed that practically a single in 5, or 20 %, of individuals have COPD and overlapping complications with asthma. The study of three,885 people in between ages 40 and 80 identified these with each COPD and asthma knowledge a lot more wheezing, reduced breathing capacity, have trouble controlling symptoms and issues with physical activity, compared to those with just COPD.

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COPD involves conditions such as emphysema and chronic bronchitis, which can worsen over time. COPD is a leading of death in the United States, claiming much more than 120,000 lives each year, according to the National Heart, Lung, and Blood Institute (NHLBI). More than 12 million people in the U.S. have been diagnosed, and its estimated the exact same number are not conscious they have the situation. Asthma also is a critical chronic lung illness that impairs breathing. Far more than 3,000 folks each and every year die from asthma attacks, according to the institute.

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Respiratory situations such as COPD and asthma can be a severely disabling impairment, mentioned Ed Swierczek, senior claimant representative for Allsup. Not being in a position to breathe normally impacts every single component of a persons life, including their potential to work. It has a huge influence on top quality of life.

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Respiratory illnesses are a significant result in of extended-term disability. According to the Social Safety Administration (SSA), nearly 250,000 U.S. workers with respiratory illnesses obtain SSDI rewards. To be eligible for Social Security Disability Insurance coverage benefits, men and women must have a serious disability that is expected to last for a lot more than 12 months or is terminal. Individuals should have paid FICA payroll taxes to be eligible, and usually, have to have worked five out of the final 10 years. SSDI is a federally mandated insurance coverage plan overseen by the SSA.

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Allsup delivers the following suggestions when taking into consideration in search of SSDI positive aspects.

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1. Get your medical professional on board. Let health-related specialists know you are applying for SSDI and ask for their support. Treating physicians and providers are likely to be asked to supply medical records and their health-related opinion about the situation and capacity to function. Ask them to respond quickly to requests for information.

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2. Patience is critical. SSA normally requires 3 to six months to evaluation the initial application. The SSA denies most initial applications, so a lot of applicants need to file a disability appeal to get rewards. The national average wait time for a claim that has reached the hearing level is 373 days.

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3. Seek specialist SSDI aid. Representation from an advocate such as Allsup can make a significant difference in how rapidly an applicant gets an award and guarantees that certified applicants will get benefits. Allsup experts have hundreds of years of combined experience with the SSA and have helped a lot more than 200,000 people receive benefits much more quickly.

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If you have queries about your SSDI claim or disability appeal, call (800) 678-3276 for a totally free SSDI evaluation.

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ABOUT ALLSUP&#13

Allsup is a nationwide provider of Social Safety disability, veterans disability appeal, Medicare and Medicare Secondary Payer compliance solutions for men and women, employers and insurance coverage carriers. Founded in 1984, Allsup professionals deliver specialized solutions supporting people with disabilities and seniors so they may lead lives that are as financially secure and as healthy as feasible. The firm is based in Belleville, Ill., near St. Louis. For far more data, go to http://www.Allsup.com or go to Allsup on Facebook at http://www.facebook.com/Allsupinc.

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Public Awareness Campaign Empowers Homeowners to Combat Loan Modification Scams

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Riverside, CA (Vocus) June 9, 2010

On Friday, June 11, a partnership of regional, state and national government agencies, nonprofit organizations and financial institutions will collect at the steps of City Hall in Riverside to launch a public education campaign made to help property owners protect themselves against loan modification scams, uncover trusted help and report illegal activity to authorities. The press conference and kick-off are among several events held in recent months in cities across the nation to announce the Loan Modification Scam Alert campaign, a national initiative created to combat loan modification scams.

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California has regularly posted one particular of the nations highest foreclosure prices. The Inland Empire is among numerous metropolitan regions in California to regularly rank among locations with the highest foreclosure prices.

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Too a lot of residents in the Inland Empire, like home owners nationwide, are losing thousands of dollars and their residences to scam artists who make huge promises and then do small or absolutely nothing to help them save their residences, said Thomas Coates, program manager for the Housing Possibilities Collaborative of the Inland Empire, a nonprofit organization comprised of a number of HUD-authorized counseling agencies that do not charge shoppers a charge for housing counseling. Any individual can be a victim and the individuals of the Inland Empire want to know what sources are obtainable to them. They need to know that legal aid groups, economic institutions, and HUD-certified counselors are providing free of charge solutions to any individual searching for aid.

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The regional kickoff event will function representatives from the Federal Deposit Insurance Corporation, NeighborWorks

Public Awareness Campaign Empowers Home owners to Combat Loan Modification Scams

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Riverside, CA (Vocus) June 12, 2010

These days in Riverside, a partnership of local, state and national government agencies, nonprofit organizations and financial institutions gathered at the steps of City Hall to launch a public education campaign created to help homeowners safeguard themselves against loan modification scams, uncover trusted help and report illegal activity to authorities. This was amongst numerous kickoff events held in recent months in cities across the nation to announce the Loan Modification Scam Alert campaign, a national initiative developed to combat loan modification scams.

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The national foreclosure rate has reached an all-time high, and millions more foreclosures are expected in coming years. As the foreclosure rate grows, much more and far more home owners are getting deceived by scam artists who prey on their fears, mentioned Eileen Fitzgerald, Chief Operating Officer of NeighborWorks America. This campaign is based on the belief that expertise is the best defense, which is why the campaign equips property owners with the tools they require to minimize their risk and cease scammers in their tracks.

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The regional kickoff occasion featured representatives from Riverside and San Bernardino Counties, the regional faith-based neighborhood, the Greater Business Bureau of the Southland, the Federal Reserve Bank of San Francisco, the Federal Deposit Insurance Corporation, the Federal Trade Commission and regional housing counseling agencies, including the Fair Housing Council of Riverside County, Neighborhood Housing Services of the Inland Empire, Neighborhood Partnership Housing Solutions and Springboard Nonprofit Consumer Credit Management. Also present had been nearby homeowners who shared their individual experiences with loan modification scams to inform other homeowners in their neighborhood about this activity.

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NeighborWorks America will coordinate the nationwide work through its 235 community-primarily based affiliates and other neighborhood, state and national companion organizations, like the Department of Housing and Urban Improvement (HUD), the Federal Trade Commission, the U.S. Division of the Treasury, Fannie Mae, Freddie Mac and the Lawyers Committee for Civil Rights Below Law.

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Together, the partners aim to attain thousands of distressed property owners in hundreds of communities at higher threat for fraud activity. The campaign will target all audiences, but its sources are focused sharpest on these groups that have already observed high levels of scam activity, including seniors, Hispanics, African Americans and Asian Americans.

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As element of the campaign, details, resources and reporting capabilities are now available around the clock at http://www.LoanScamAlert.org and by calling 1-888-995-HOPE (4673). Community groups might also go to the Internet internet site to access campaign components offered for download and distribution in their region.

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By way of real-life scam stories, collateral materials, print marketing, regional radio PSAs, events, word of mouth and social media activity, the campaign will educate the public about the warning signs of a loan modification scam. Borrowers have to steer clear of any person or firm that asks for a charge in advance, guarantees a loan modification or tells you to spend them alternatively of paying the mortgage. Only a lender can assure a loan modification and they do not charge, said Richard Castro, communications manager for NeighborWorks America.

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Homeowners are also urged to report scam activity at after to the correct authorities via the campaign Net internet site and hotline. We want to tension how essential it is for individuals to discover the signs of a scam and rapidly report any encounter that just doesnt ring accurate, said Castro. Scammers are out there attempting to take advantage of people in a challenging spot. The campaign is producing it less complicated for property owners in distress to fight back, and help us shut scam artists down.

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About the Housing Possibilities Collaborative of the Inland Empire &#13

The Housing Possibilities Collaborative of the Inland Empire (HOCIE) is comprised of organizations functioning collectively sharing greatest practices and resources to deliver complete help to individuals and households in their quest for sustainable homeownership.

Allsup Observes Post-Traumatic Tension Disorder Awareness Month in June

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Belleville, Ill. (PRWEB) June 20, 2013

June 20, 2013Nearly eight million Americans have post-traumatic stress disorder (PTSD), according to the National Institutes of Overall health. June is PTSD Awareness Month, and PTSD Awareness Day is June 27. Allsup, a nationwide provider of Social Security Disability Insurance(SSDI) representation and VA disability appeals, encourages people who can’t work due to PTSD to decide their eligibility for rewards they earned throughout their careers.

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The effects of combat on war veterans raised public awareness of PTSD, but anybody who has witnessed or seasoned a traumatic or violent occasion, such as a mugging, rape, organic disaster or accident could be at threat.

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PTSD symptoms can considerably have an effect on a persons capacity to operate. They include:&#13

Negative dreams, which can lead to sleep deprivation.&#13
Flashbacks, which can be triggered from the persons own thoughts, feelings or external sources.&#13
Feeling guilt, depression, tension, or powerful bursts of anger or be concerned, which can make social interaction tough.&#13
Avoiding triggers, which can make every day activities challenging. For example, following a violent car crash, a particular person may possibly steer clear of driving or riding in a vehicle.&#13
Hyperarousal symptoms that can make the person really feel stressed and angry. These symptoms could make it hard to do day-to-day tasks, such as sleeping, consuming or concentrating.

PTSD and Social Safety Disability Insurance&#13

Post-traumatic tension disorder is listed under the Social Safety Administrations (SSA) impairment listing identified as Mental Problems Health-related Listing 12.06. When filing for SSDI, documentation of the anxiousness reaction is crucial. At least 1 detailed description of an individuals typical reaction is required. The description need to consist of the nature, frequency and duration of any reactions, the precipitating and exacerbating factors, and the functional effects.

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It is crucial the person seek a certified mental healthcare skilled such as a psychiatrist, psychologist or licensed clinical social worker to ensure proper remedy, said Ed Swierczek, senior claimant representative for Allsup. The treating mental healthcare expert need to be apprised at every workplace visit of the symptoms the person could be obtaining such as panic attacks, irrational fears of distinct objects, activities, or conditions and recurrent recollections of a traumatic encounter.

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In addition to documenting symptoms, it is essential the individual convey to his or her mental healthcare specialist the impact on his or her functioning. These symptoms may possibly preclude the individual from becoming in crowds, going purchasing, leaving his or her house, or interacting with other folks, all of which may possibly avert one particular from functioning, Swierczek said.

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He added that the Social Security disability program considers all of the preceding to determine if one is capable of operating.

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Consequently, when seeking therapy for PTSD, it is important that the person be sincere and forthright with their treating mental healthcare professional so his or her situation might be medically documented, Swierczek explained. Correct and supportive medical documentation is vital to an SSDI claim for PTSD.

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PTSD and VA Disability Appeals&#13

PTSD has become even much more prevalent with the quantity of individuals in the military having skilled the horrors of war. According to the National Center for PTSD, specialists estimate PTSD occurs:&#13

In about 11-20 percent of veterans of the Iraq and Afghanistan wars.&#13
In as numerous as ten percent of Gulf War (Desert Storm) veterans. &#13
In about 30 % of Vietnam veterans.

Veterans with PTSD may possibly be eligible for each SSDI and VA disability advantages.

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PTSD Awareness Day has been observed on June 27 given that Congress passed a resolution in 2010. For more details on PTSD Awareness Month and Day, pay a visit to the National Center for PTSD at http://www.ptsd.va.gov. For more data on applying for Social Security Disability Insurance, visit Specialist.Allsup.com. Visit Veterans.Allsup.com for information on VA disability appeals.

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ABOUT ALLSUP&#13

Allsup is a nationwide provider of Social Security disability, veterans disability appeal, Medicare and Medicare Secondary Payer compliance services for people, employers and insurance carriers. Allsup experts provide specialized solutions supporting folks with disabilities and seniors so they may possibly lead lives that are as financially secure and as wholesome as possible. Founded in 1984, the firm is based in Belleville, Ill., close to St. Louis. For far more information, go to http://www.Allsup.com or go to Allsup on Facebook at http://www.facebook.com/Allsupinc.

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Financial Literacy Fair Unites The Society for Monetary Awareness (SOFA) and members of the Berkeley Service Personnel International Union

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Berkeley, CA (PRWEB) Could 02, 2012

This was the second event hosted by The Society for Financial Awareness (SOFA) and its East Bay Chapter President Yolanda Alexander Maker, CEO of Economic Freedom Safety Solutions, Inc. This enlightening event was held this previous Tuesday April 24, with the SEIU city of Berkeley Personnel Union represented by Sandra Lewis – SEIU President which featured Yolanda Alexander-Maker representing SOFA who presented a short version of “Fiscally Match”.

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Yvonne Guyton Johnson a mortgage modification specialist also gave a brief but informative presentation on “How to navigate a loan Modification request with perfect paperwork. The crowd spent their lunch hour enjoying pizza, water, and cookies offered by the union. Staunch supporter of SOFA and Monetary Education the councilman Darryl Moore was in attendance and gave a stirring opening discourse supporting SOFA and the combined efforts of all to assist end monetary illiteracy 1 neighborhood at a time.

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The Service Staff International Union is an organization of far more than 2.1 million members united by the belief in the dignity and worth of workers and the services they give and dedicated to improving the lives of workers and their households and creating a far more just and humane society. SEIU’s commitment to creating a fair economy, delivering workers a voice on the job, fighting for equality and ensuring that all working folks can live with dignity spans the union’s 90 year history. SEIU members across the United States, Puerto Rico and Canada are joining collectively to celebrate SEIU’s 90th Birthday.

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The SOFA is a 501c3 nonprofit public benefit corporation whose members comprise a national educational speakers bureau, offering speakers to all who seek to get rid of economic illiteracy. SOFA consists of pros who operate their own practices, (like attorneys, monetary planners, CPAs, tax and mortgage pros, realtors, wellness practitioners and estate planners) to supply monetary education to the public at work and exactly where they gather. SOFA introduces keys to a productive and a profitable future in the type of workshops and educational seminars.

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Tampa Motorcycle Accident Lawyer from Disparti Law Group, P.A., Calls for Safety Awareness on Ride to Operate Day

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Tampa, FL (PRWEB) June 07, 2013

Tampa individual injury lawyer Larry Disparti says the upcoming National Ride to Function Day must bring focus to Florida residents who are employing motorcycles and scooters for their every day commutes as well as the require for car drivers to safely share the road with them.

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Because 1995, National Ride to Work Day has been observed on the third Monday in June. The nonprofit Ride to Function organization, which sponsors the event, promotes employing motorcycles and scooters as fuel-effective every day transportation instead of as recreational autos.

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Although its wonderful to promote riding motorcycles as an alternative of vehicles to save income on gas and for several other motives, we need to have to make sure that we are advertising safety awareness as nicely, Disparti mentioned. We dont want a rise in motorcycle use to be accompanied by a rise in motorcycle accidents. Our firm has seen how devastating these accidents can be.

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Disparti is the founder of Disparti Law Group, P.A., which represents victims of motorcycle accidents in Tampa and across Florida. His firm assists injured motorcyclists and their families to recover compensation by way of the at-fault drivers insurance coverage and, in some circumstances, by means of the motorcyclists own insurance coverage policy.

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The lawyer pointed to an April 24, 2013 report by the Governors Highway Safety Association, projecting a 9 percent improve in motorcyclist deaths in 2012. If those numbers hold correct, the GHSA reports, then motorcyclist fatalities will have enhanced in 14 of the last 15 years.

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In order to make the roads safer for motorcycle riders and their passengers, we need to educate vehicle drivers about sharing the road, Disparti stated. The reality is that many of the injured motorcyclists our firm has assisted have been the victims of careless automobile drivers.

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Disparti stated auto drivers need to comply with ideas provided by the National Highway Site visitors Security Administration during Mays Motorcycle Security Awareness Month, such as:&#13

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69% of Working Americans Fail to Protect Their Paycheck Disability Awareness Month Ends, But Monetary Planner William Pitney Reminds Workers About Paycheck Protection

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Foster City, CA (PRWEB) May 31, 2013

Might is Disability Insurance coverage Awareness Month (DIAM) and is an excellent time for US households to get a disability check up. William Pitney, Certified Economic Planner skilled of FocusYOU says, As DIAM ends, its never too late to take stock of your disability requirements. He adds, Also many workers underestimate their chances of disability as effectively as the significance of disability earnings protection.

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According to the Council for Disability Awareness (CDA) disability counter, a lot more than 1,857,798 American workers have knowledgeable a disabling illness or injury considering that the begin of the year. Thats a staggering number and increasing, states Pitney. At that rate, Americans will endure more than four.five million disabilities in 2013. Envision if those numbers included you, Pitney continues, What would take place to the typical middle class household if 1 of the breadwinners couldnt function to earn a paycheck due to the fact they have been sick or injured?

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The lost income can be devastating. For example, a 40-year-old earning $ 70,000 in the San Francisco Bay Area who suffers a permanent disability could drop much more than $ 1.7 million in future earnings.

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CDA reports that one hundred,000,000 workers do not have any private disability insurance. CDA additional reports that 74% of staff are not financially ready to survive an illness or injury that benefits in a loss of income.

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The LIFE Foundation (LIFE) discovered that 60% of Americans are concerned about becoming in a position to support themselves financially if they have been unable to work. In addition, 25% of households would endure instant economic setbacks if the breadwinner became disabled and couldnt operate.

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These statistics are alarming, but even worse, far more than 50% of workers believe they dont need to have disability insurance, Pitney asserts. Too a lot of operating Americans mistakenly think a government plan, Workers Compensation or employer covers them provided insurance coverage.

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The Social Security Administration denies 45% of workers who apply for disability advantages. When authorized, workers receive an average disability benefit of a small more than $ 1,100 month-to-month. This quantity is hardly sufficient to make ends meet for the majority of Bay Location Households, claims Pitney.

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Only a handful of states supply brief-term disability insurance coverage programs, such as California. These programs normally spend advantages for up to six months.

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Workers Compensation covers operate-connected disabilities only. However, the National Security Council, reports that 73% of disabilities are not operate-related.

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The Division of Labor also reports that 70% of employers do not offer you any variety of extended-term disability protection to their personnel. Pitney urges all personnel, Discover out if your employer delivers disability coverage. If it does, take time to find out how it functions and if the coverage is adequate to meet your demands.

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For workers and households that need to have a small support understanding what they need to have and what disability income sources are available to them, Pitney encourages them to function with a CFP