VA loans have majorly streamlined since a decade ago. The minimal red tape that remains is often justified; VA seeks to protect its veterans. For the first time that I recall, the VA is looking for public comment about their Local Requirements, also known as Minimum Property Requirements or MPRs (PDF). These include anything from required termite inspection reports to state-specific nuances. In 18 years of lending, this is the first time that I have seen VA requesting feedback and that opening is only good for a couple more weeks. VA’s official notice is here: To Realtors and lenders: you either have experience with VA’s Local Requirements or you will have experience with them. Even if your comment simply asks VA to follow other agencies’ loan program requirements, it’s worth submitting. Check out the “Summary” paragraph of the official notice above. The VA is asking if simplifying their guidelines is something worthwhile . Since these are public comments, you’re open to craft or adapt your submission based on others’ sentiments. There are currently few comments and the direct URL for this feedback page was difficult to find. My wasted time is now yours to command. I hope to see this page filled with hundreds of comments by its closing date. Ask yourself, “Do VA’s local requirements represent best practices for purchasing real estate in my state?” While lenders and Realtors likely have more experience with VA guidelines, feedback from veterans is even more important. This includes: