Tag Archives: Report

Kramer Law — Government Accountability Office Releases Report on Housing Crisis

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Calabasas, CA (PRWEB) June 05, 2011

A government report released earlier this month is addressing the expanding list of foreclosure problems in the United States (Government Accountability Office report #GAO-11-433). According to the Might 2011 Government Accountability Report, the administration is operating to negotiate settlement terms with firms it alleges offered faulty therapy of borrowers. Even though no organizations are particularly named in the report, it does allege that two big mortgage firms illegally foreclosed on the residences of almost 50 active-duty military service members.

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Shahien Nasiripour reports in a May 6, 2011 write-up in the Huffington Post that, The Obama administration and state officials are anticipated to supply the nation’s 5 biggest mortgage firms updated terms next week in ongoing negotiations over a settlement concerning the firms’ faulty therapy of borrowers (detailed in a GAO document entitled: MORTGAGE FORECLOSURES Documentation Troubles Reveal Need for Ongoing Regulatory Oversight), according to 3 folks with knowledge of the government plan.

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When total, the new settlement could help struggling property owners preserve their houses and far more easily modify their mortgages. Noted consolidated plaintiff litigation lawyer, Philip Kramer of the Law Offices of Kramer &amp Kaslow, has weighed in on the newest GAO report. What you have here is a political battle,” says Kramer. “Pretty significantly everyone agrees that there is wrongdoing. Now comes a political and legal query: what does restitution look like? What corrective actions need to be taken going forward? With any luck, the government can start to aid distressed homeowners who have been wronged by their lenders and this new report is an initial step in that direction.

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A a lot more substantial discussion of the ongoing negotiations in between the government and the lenders can be found on Kramers internet site: http://kramer-kaslow.com/blog/2011/06/lawyer-philip-kramer-theres-negative-and-then-theres-negative-military-service-members-illegally-forclosed-upon/

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http://www.huffingtonpost.com/2011/05/05/banks-illegal-foreclosure-soldiers-gao-report_n_858207.html

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ABOUT PHILIP KRAMER&#13

PHILIP A. KRAMER is the senior companion of the Law Office of Kramer &amp Kaslow, in Calabasas, California. Kramer &amp Kaslow is Martindale Hubbell AV rated. Mr. Kramer is a perennial recipient of the prestigious Southern California Super Lawyer award.

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Mr. Kramer received his undergraduate degree from Ohio State University and his Juris Doctorate from the Catholic University of America, in Washington, DC. His practice emphasizes industrial litigation and trial advocacy, with a concentration on company litigation, and real home matters. He has prosecuted and defended instances for more than twenty 5 years.

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Mr. Kramer is a licensed actual estate broker and has spent considerable time offering legal solutions in connection with real estate concerns relating to loan modification and loss mitigation, land use and zoning, environmental concerns, easements, construction and improvement, finance, and landlord tenant matters.

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Mr. Kramer is admitted to practice just before all courts in the State of California, the United States Supreme Court and the United States Court of Military Appeals. Mr. Kramer has tried in excess of 200 situations. He has appeared on nationally televised programs regarding pre-trial process and trial approach and has appeared as a guest lecturer on subjects ranging from constitutional law to trial practice, and Mr. Kramer often lectures on a broad spectrum of a variety of legal and business problems.

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Mr. Kramer also serves as a Judge Pro Tem for the Los Angeles Superior Court and as a Mediator.

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Mr. Kramer is also a previous president of the Los Angeles West Inns of Court, a national organization committed to bringing professionalism and civility back into the legal profession. He also serves on numerous Boards of Directors and serves as an officer in a lot of businesses. For a lot more information call (818) 224-3900 or pay a visit to http://kramer-kaslow.com

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Law Offices of Kramer and Kaslow: Mortgage Crisis Report from NBC Nightly News

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Calabasas, CA (PRWEB) June 07, 2011

NBC Nightly News is running a multi-part series detailing the foreclosure crisis in America (http://www.msnbc.msn.com/id/42881365/ns/business-private_finance/#). The series examines how the mortgage crisis began, its impact on homeowners, and why, according to NBC, it is worsening, not acquiring much better. The series begins with a vignette about Garrett and Laura Holmes of Vermont and tells the story of how the couple practically lost their house by searching for support via the government HAMP plan.

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Philip Kramer, a effectively-identified consolidated plaintive litigation attorney who is suing a quantity of lenders on behalf of aggrieved home owners observes, The Nightly News series demonstrates how deeply flawed existing technique is. Without resorting to the courts, it is really, extremely difficult for a homeowner to get a fair shake.

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Further observations from Philip Kramer can be discovered at http://kramer-kaslow.com/blog/2011/06/kramer-and-kaslow-courts-the-last-resort-for-forclosing-residences/

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About Philip Kramer&#13

Philip A. Kramer is the senior companion of the Law Office of Kramer &amp Kaslow, in Calabasas, California. Kramer &amp Kaslow is Martindale Hubbell AV rated. Mr. Kramer is a perennial recipient of the prestigious Southern California Super Lawyer award.

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Mr. Kramer received his undergraduate degree from Ohio State University and his Juris Doctorate from the Catholic University of America, in Washington, DC. His practice emphasizes commercial litigation and trial advocacy, with a concentration on enterprise litigation, and true home matters. He has prosecuted and defended situations for over twenty 5 years.

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Mr. Kramer is a licensed real estate broker and has spent considerable time offering legal services in connection with real estate concerns relating to loan modification and loss mitigation, land use and zoning, environmental concerns, easements, building and improvement, finance, and landlord tenant matters.

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Mr. Kramer is admitted to practice before all courts in the State of California, the United States Supreme Court and the United States Court of Military Appeals. Mr. Kramer has tried in excess of 200 instances. He has appeared on nationally televised applications relating to pre-trial procedure and trial strategy and has appeared as a guest lecturer on topics ranging from constitutional law to trial practice, and Mr. Kramer often lectures on a broad spectrum of numerous legal and business problems.

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Mr. Kramer also serves as a Judge Pro Tem for the Los Angeles Superior Court and as a Mediator.

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Mr. Kramer is also a past president of the Los Angeles West Inns of Court, a national organization committed to bringing professionalism and civility back into the legal profession. He also serves on several Boards of Directors and serves as an officer in numerous businesses. For far more data call (818) 224-3900 or pay a visit to http://kramer-kaslow.com

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North American Healthcare IT Market place Is Forecast to Grow at a CAGR of 7.four% to Attain $31.three Billion by 2017 from $21.9 Billion in 2012 New Report by MarketsandMarkets

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(PRWEB) June 13, 2013

The “North American Healthcare IT Industry, By Application [Provider IT (EMR, PACS, CPOE, CDSS, RCM, Claims Management, Payroll), Payer IT (CRM, Fraud Detection)], Delivery Mode (On-Premises, Web-Primarily based Services &amp Cloud Computing) &amp Element Forecasts to 2017 ” analyzes and studies the key market drivers, restraints, and opportunities in U.S. and Canada.

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Browse:&#13

94 – Industry Information Tables&#13

8 – Figures&#13

266 – Pages and In-Depth Table to Content material on North American Healthcare IT Marketplace

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http://www.marketsandmarkets.com/Industry-Reports/north-america-healthcare-it-marketplace-1190.html

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Early purchasers will obtain ten% customization on this report.

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This report research the North American healthcare information technologies marketplace (2012 to2017).

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High fees, disorganized and inefficient delivery systems, higher healthcare and medication error prices, poor communication and care coordination, lack of information support for successful decision-producing, and counterproductive payment incentives characterize the present state of wellness care systems. Therefore, the want for IT has evolved, as it has the potential to increase workflow, security, and efficiency within healthcare organizations. The capability to capture, store, exchange, and analyze healthcare details in electronic kind will improve healthcare in many approaches. Healthcare IT supplies advantages such as enhanced patient care, increased engagement of patient in healthcare, improved population-based information, development of new tools for medicine, and augmented administrative efficiency.

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In this report, the North American Healthcare IT Industry is segmented on the basis of its application, delivery mode, and component. The North American HCIT market place, by application is segmented into provider (clinical details technologies and non-clinical info technologies) and payer, although the market place by delivery mode is additional categorized as on-premises, net-premises, and cloud-premises. The healthcare info technology by component comprises of hardware, computer software, and solutions.

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The U.S. commanded the largest share of the Healthcare Info Technology Market due to firm government support in terms of investment and incentives, rise in stress to cut increasing healthcare charges, increasing demand for integrated healthcare IT systems to attain high return on investment, growing patient consumerism for quality care and ensure safety, and rise in aging population.

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President Obama’s administration has spent $ 32 billion in 2012 for implementation of electronic wellness records. In addition, the Obama administration has provided incentives to implement EHR. For instance, in 2011, around 176,000 physicians registered for the Medicare and Medicaid EHR incentive applications, and have received a total of $ two.five billion in incentives. Nonetheless, the Canada HCIT market place is slated to grow at the highest CAGR as healthcare organizations in the area are actively moving towards digitization to ensure patient security. In addition, monetary help by Canada Overall health Infoway and rise in incidences of chronic ailments such as cancer, diabetes, and stroke increase the demand for healthcare imaging systems such as RIS, PACS and CVIS.

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The important players in the market place are McKesson Corporation (U.S.), Epic (U.S.), Cerner Corporation (U.S.), Carestream Overall health Inc. (U.S.), Athenahealth Inc. (U.S.), Siemens Healthcare (Germany), Health-related Information Method Inc. (U.S.), Allscripts Healthcare Solutions Inc. (U.S.), GE Healthcare (U.K.), Agfa Healthcare (Belgium), NextGen Healthcare Data Program, LLC (U.S.), Phillips Healthcare (The Netherlands), and Hewlett-Packard (U.S.), amongst other individuals.

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Buy a copy of this report @ http://www.marketsandmarkets.com/Acquire/acquire_report1.asp?id=1190.

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Locate connected Reports@ Healthcare IT Industry.

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About MarketsandMarkets

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MarketsandMarkets (M&ampM) is a global marketplace analysis and consulting company based in the U.S. We publish strategically analyzed industry analysis reports and serve as a company intelligence companion to Fortune 500 businesses across the globe. MarketsandMarkets also supplies multi-client reports, firm profiles, databases, and custom study services.

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M&ampM covers thirteen industry verticals including advanced materials, automotive and transportation, banking and financial solutions, biotechnology, chemical compounds, customer goods, energy and energy, meals and beverages, industrial automation, medical devices, pharmaceuticals, semiconductor and electronics, and telecommunications and IT.

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We at MarketsandMarkets are inspired to aid our clientele develop by providing apt business insight with our enormous market intelligence repository.

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Thomas F. Cox Urges Underwater Homeowners to Use the REST Report to Establish Federal Loan Modification Eligibility

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St. Petersburg, Florida (PRWEB) September 30, 2011

Managing partner Thomas F. Cox of the St. Petersburg bankruptcy law firm of Cox &amp Sanchez urges underwater property owners in Florida to use the Real Estate Service and Technologies (REST) Report to pre-qualify for loan modification from the federal Home Cost-effective Modification Plan (HAMP) ahead of they are foreclosed.

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You could invest thousands of dollars in legal fees and numerous hours compiling and organizing documents that may possibly not even be necessary attempting to conform to HAMP recommendations, said Cox. Even then, you can run into brick walls dealing with ill-trained mortgage servicers who will nonetheless not modify your mortgage.

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Cox says the HAMP suggestions include 170 pages of technicalities requiring applicants to meet revenue, hardship and quite a few other tests, and to supply financial data such as proof of earnings and bank statements. There are so numerous requirements that 95 percent of the 13 million home owners who have applied for a loan modification beneath HAMP have been denied, he says.

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The REST Report modifications all that, noted Cox, a respected St. Petersburg bankruptcy and foreclosure attorney. REST mathematical computative evaluation tells home owners if they are certified for modification. Finishing a REST Report makes it possible for home owners to pre-qualify for loan modification if they acquire a good report and possess the documentation they utilized to help their input, according to a HAMP directive. The directive says that lenders are necessary to modify the mortgages of home owners who have pre-qualified. Cox says that REST also analyzes other choices such as a quick sale, deed in lieu of foreclosure, and numerous foreclosure defenses or bankruptcy.

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REST reports are offered to property owners and attorneys alike and price about $ 1,250. Investors Monetary Funding, Inc. administers the plan in Florida with the exclusive proper to prepare the comprehensive evaluation evaluations essential below the REST Report in the state.

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If you think a mortgage modification is in your greatest interests, my unequivocal suggestions is to obtain a REST Report, Cox recommends. It may just be the ticket that permits the club doorman to decrease the ropes, show you inside, and give you the VIP remedy.

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About the Law Office of Cox &amp Sanchez&#13

The bankruptcy lawyers in St. Petersburg at Cox &amp Sanchez, Thomas F. Cox and Stephany P. Sanchez, have over 30 years of combined expertise delivering bankruptcy and civil legal assistance to residents in the Tampa and St. Petersburg area. Their places of practice include Chapters 7, 11, and 13 bankruptcy, foreclosure, genuine estate, individual injury, and wills and estates. &#13

For much more details, pay a visit to the firms site at http://www.coxsanchez.com.

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St. Louis-Primarily based American Realty Group Releases a Free Report For Location Property owners Headed Toward Foreclosure

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Saint Louis, MO (PRWEB) November 25, 2011

Joe LoPiccolo, Broker/Owner of American Realty Group, a real estate brokerage primarily based out of St. Louis County, right now announced the availability of a free, educational report for St. Louis property owners which will assist region residents comprehend their possibilities when facing foreclosure. The report, which was launched earlier nowadays on their website, will let homeowners to grow to be a lot more knowledgeable about the various options to foreclosure.

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A Certified Distressed House Expert (CDPE), LoPiccolo pointed out that the long-term implications of foreclosure can not be underestimated, and has created a report entitled, Want a Assisting Hand?

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Nationwide, ten.9 million or 22.five % of all property owners with a mortgage owe much more on their house than its worth in the current industry, and one more 6.three million are in some stage of foreclosure, noted Joe LoPiccolo of American Realty Group.

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The downloadable report, which can be accessed from http://www.stlshortsaleexperts.com, delivers St. Louis region home owners an easy to comprehend, however detailed informative list of often asked concerns and options for these who are facing foreclosure and are exploring extra possibilities. Any nearby homeowner in pre-foreclosure can advantage from reading the report and at the really least, commence producing essential choices on how they want to proceed with their lenders.

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As well often, the anxiousness connected with missed mortgage payments and the worry of placing trust into the wrong hands, causes home owners who are heading toward foreclosure to steer clear of in search of help or pursuing a quick sale, LoPiccolo mentioned.

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This community resource defines foreclosure alternatives, including quick sales, loan modifications and forbearance.

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The holidays are a time of joy and household, but for numerous in St. Louis, this is also a time of elevated financial strain, LoPiccolo stated. With this report, Im helping home owners in my community understand more about their options so they can have hope to carry them via the holidays.

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The report highlights the benefits of a quick sale, which occurs when the present market place value of a home is worth significantly less than what is owed on a mortgage and a true estate agent negotiates with the lender on behalf a financially strapped homeowner to accept a loan payoff that is less than the amount owed. Whilst lenders have been when reluctant to negotiate brief sales, the existing glut of foreclosed properties on their books has prompted an aggressive push to mitigate losses, and some are even paying property owners important money incentives to make a fresh start on their lives following the close of the quick sale, LoPiccolo explained.

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The report also information other foreclosure options such as mortgage modificationswhich is one more process that the federal government and trade organizations are pushing to be streamlined and how it has grow to be a viable resolution for each struggling home owners and lenders to locate frequent ground in this challenging housing environment.

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The CDPE Designation LoPiccolo has acquired offers real estate experts with particular understanding of the complex issues confronting distressed home owners. By way of extensive education and encounter, CDPE-designated agents are in a position to supply solutions for property owners facing financial hardship in todays industry.

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“Taking twenty minutes of your time and reading this report ought to be the first step”, LoPiccolo stated.

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About American Realty Group

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American Realty Group is a complete service residential true estate firm representing both purchasers and sellers in the Saint Louis and Surrounding Metropolitan areas with a specialization in St. Louis quick sales.

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Find out a lot more at: http://argrealestate.com&#13

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Much more Loan Modification Services Press Releases

Florida Bankruptcy Attorney Publishing Write-up on Making use of REST Report to Determine Federal Loan Modification Eligibility in Paraclete

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(PRWEB) March 02, 2012

The managing companion of the bankruptcy law firm of Cox &amp Sanchez, Thomas F. Cox, has had an write-up accepted for publication by the St. Petersburg Bar Association publication, “Paraclete-The Magazine for the Legal Profession.” The report entitled, “The REST (Real Estate Services and Technologies) REPORT – Strong New Computer software that Eliminates the Uncertainty in Mortgage Modifications,” will run in the March 2012 edition of this venerable magazine.

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In his write-up, St. Petersburg bankruptcy lawyer Thomas Cox explains that statistics show at least half of Florida home owners are “underwater” on their mortgages. Desperate home owners method bankruptcy lawyers every single day, seeking approaches to modify their mortgages.

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Mr. Cox contends that completing a REST Report aids property owners pre-qualify for mortgage loan modification from their lenders, which saves them time and reduces legal fees. He has been quoted as saying, “If you think a mortgage modification is in your best interests, my unequivocal guidance is to get a REST report.”

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A REST Report is utilized to conduct mathematical computations to analyze whether a homeowner has the qualifications needed beneath HAMP (Residence Cost-effective Modification Program) to obtain a loan modification. According to a HAMP directive, any homeowner who get pre-qualification and has their assistance documentation must obtain a mortgage modification from their lender. The REST Report also helps establish whether or not another option, such as a short sale, deed-in-lieu of foreclosure, other foreclosure defense, or bankruptcy, is a viable option.

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About the Law Workplace of Cox &amp Sanchez&#13

The St. Petersburg bankruptcy attorneys at Cox &amp Sanchez, Thomas F. Cox and Stephany P. Sanchez, have over 30 years of combined expertise delivering bankruptcy and civil legal assistance to residents in the Tampa and St. Petersburg region. Their areas of practice consist of Chapters 7, 11, and 13 bankruptcy, foreclosure, true estate, private injury, and wills and estates. For more information, visit the firms site at http://www.coxsanchez.com.

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Upbeat Minnesota Foreclosed Residences, Fannie Mae, Freddie Mac Q3 Report Shows Progress In Stopping Foreclosures

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Minneapolis, Minnesota (PRWEB) January 05, 2013

The Minnesota Foreclosure Prevention Q3 report states, “There had been 4,451 foreclosures in Minnesota in Q3 of 2012, down 10 % from Q3 of 2011. Although Metro foreclosures (down 12%) saw a greater drop than Higher Minnesota (down 7%), the relative relief was widespread, with the prime 10 counties in foreclosure seeing declines, year-over-year”. Although declines in Minnesota house foreclosures reflect a statewide trend over 20011 – 2012, the number of foreclosed houses are nonetheless historically high, upwards of 300% higher than foreclosure totals in years prior to the housing crisis.

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Lenders, who have frequently resisted erasing mortgage debt, are now forgiving millions of dollars in house loans. The distinction indicated in the Foreclosure Prevention Report has come from government incentives, political pressure, and a $ 25 billion settlement amongst 5 major lenders and 49 attorneys basic. “Property owners, feeling ‘stuck’ unable to sell their residence before they can get a new one, are properly locked out of the housing market. Five years into the housing recession, theyre also more likely to think about the drastic move of walking away from their mortgage, adding to shadow inventory,” says Jenna Thuening, owner of Property Location.

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Highlights in the Minnesota Foreclosed Properties Q3 Report show powerful and steady progress&#13

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Twin Cities foreclosed residences in 2011 Q3 totaled 2,969&#13

Twin Cities foreclosed houses in 2011 Q3 totaled 2,615&#13

Twin Cities foreclosed houses down 11.9%&#13

31 counties reported far more foreclosed residences and 58 counties showed fewer foreclosed homes

Encouraging news released January three by the Federal Housing Finance Agency (FHFA) that Fannie Mae and Freddie Mac completed much more than 134,000 foreclosure prevention actions in the third quarter of 2012.

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Leading Points In TheFHFA Foreclosure Prevention Report:

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1) Year-to-date, Fannie Mae and Freddie Mac have helped property owners by facilitating roughly 411,000 foreclosure prevention actions.

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two) Almost 38,000 quick sales and deeds-in-lieu of foreclosure had been completed in Q3 of 2012, up 4 percent over Q2.

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three) 45 percent of struggling residence borrowers who received loan modifications in the third quarter reduced their monthly payment by over 30 %.

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four) Much more than a single-third of loan modifications completed in the third quarter integrated principal forbearance. NOTE: see explanation that principal forbearance is not the very same as principal reduction.

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five) The number of the Enterprises delinquent borrowers has declined 9 % since the beginning of 2012.

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six) REO inventory continued to decline as property dispositions outpaced house acquisitions in the course of the third quarter. An REO (Genuine Estate Owned) is a home that goes back to the mortgage firm right after an unsuccessful foreclosure auction and are typically in poor condition.

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To help stabilize the housing industry, proponents of principal reduction argue that each home owners and lenders are far better off avoiding those defaults. The recent National Mortgage Settlement between 49 states, numerous federal agencies and 5 big banks is hoping to market the practice by providing those lenders with incentives to reduce loan balances, says Thuening. Home Location sees the following techniques foreclosure prevention actions effect home owners:

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House Forfeiture Actions

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1) Brief Sales&#13

two) Deeds-In-Lieu of Foreclosure

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Home Retention Actions

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1) Forbearance Plans&#13

two) Repayment Plans&#13

3) Loan Modifications

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Calculated Threat explains what this term ‘principal forbearance’ actually means. What the FDIC apparently implies by ‘principal forbearance’ is not what most men and women think they mean by ‘principal reduction’. Nonetheless, with the principal, what the FDIC is performing is not forgiving principal but providing an interest-totally free forbearance of repayment of part of the principal. This indicates that the actual principal amount due and payable at maturity of the loan (or sale of the home) is the original unmodified principal quantity, much less any and all periodic principal payments the borrower makes until maturity or sale.

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Quick sales and deeds-in-lieu spare the home owners from the foreclosure method. Even so, they still have to leave their properties and that is traumatic for the homeowner. “The preferred outcome is to preserve property owners in their houses, if attainable, with a permanent principal reduction. Housing and Urban Development (HUD) Secretary Shaun Donovan mentioned his agency wants to encourage much more principal write-downs to keep people in their properties, even when those loans are backed by Fannie Mae and Freddie Mac,” according to a report in The Hill posted on March 4, 2012 titled Dems Raise Pressure on Fannie, Freddie Regulator to Create-down Mortgages. The Foreclosure Prevention Report for 2012 shows the dedicated efforts of Fannie Mae and Freddie Mac to that finish.

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Twin Cities homeowners may possibly get in touch with 612-396-7832 and ask for Property Destination’s assist to quit foreclosure and enjoy staying in your house.

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Proton Exchange Membrane Fuel Cell Market place (PEMFC) – (MEA) Membrane Electrode Assembly Elements Analysis in New Study Report at ReportsnReports.com

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Dallas, Texas (PRWEB) June 05, 2013

The fuel cell industry in a variety of types has been establishing for decades. There are notable examples of fuel cell successes. The PEMFC is emerging as a winner in several of the main categories that fuel cells can satisfy. Current membranes and assemblies nevertheless have space for improvement. PEMFC improvement and commercialization is an ever-altering approach. This investigation evaluation examines the marketplace and technologies for the supplies and technologies of proton exchange membranes and electrode assemblies and for bipolar plates for PEMFCs, like direct methanol fuel cells (DMFCs). This includes the gas diffusion layer (GDL), the catalyst ink/electrode, the membrane itself and the bipolar plate. Ancillary stack assembly materials such as bolts, gaskets, tie-outs, and final assembly and packaging costs are excluded.

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This report Supplies for Proton Exchange Membranes and Membrane Electrode Assemblies for PEM Fuel Cells – http://www.reportsnreports.com/reports/55375-supplies-for-proton-exchange-membranes-and-membrane-electrode-as.html information the actuals for 2007, 2011 and 2012 and compound annual growth price (CAGR) projections for 2017. North American, European, Far Eastern and rest-of-globe markets are covered. When suitable, consensus, optimistic and pessimistic scenarios are presented. A patent analysis and discussion for energy sources and automobile components describe exactly where research is performed and emphasize intellectual property issues. An extensive set of firm profiles is provided.

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Report Highlights

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New Report Entitled How To Keep away from Foreclosure In The East Bay Released By ACL True Estate And House Management Aims To Inform House Owners Into Producing Greater Choices

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Fremont, CA (PRWEB) January 19, 2013

Insightful post provides property owners who were denied for a loan modification or other related circumstances, an insightful view on the present real estate marketplace and why a Short Sale positive aspects all vs. a foreclosure.

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Summary

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How To Steer clear of A Foreclosure In The East Bay

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Any homeowner that is facing a East Bay foreclosure should take note that there are options.

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Despite the fact that the process of finishing a foreclosure in California does take longer than completing 1 in other states it is crucial that the prolonged time period is used in a correct manner.

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There is a lot assistance that can be obtained on county, state and federal levels that can be utilized to support avert a East Bay foreclosure.

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ACL Genuine Estate and Property Management is a complete service Bay Area Brokerage that specializes in Selling and Managing Single Household, Multi Family units. The Service Areas Are Like but not limited to: East Bay Location, Alameda Counties, Contra Costa Counties, San Mateo Counties. Berkeley, Oakland, Hayward, San Leandro, Castro Valley, Fremont, Sunnyvale, San Mateo, and many a lot more.

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LoanSafeMods.com: Single Mom Saves House Making use of The REST Report

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San Diego, CA (PRWEB) March 17, 2013

LoanSafeMods.com has been supplying the REST Report as an analytics tool for house owners who are searching for loan modifications or other foreclosure alternatives. To date, the REST Report has helped far more than four,000 folks to get their modifications effectively authorized. As component of the work to spread the word about this really helpful tool for troubled homeowners, LoanSafeMods.com has released a number of private overview videos from people who had been helped by the REST Report method.

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One such interview is with Linda, a single mother living with her daughter in Oceanside, California. Lindas story is one particular that several home owners who have been struggling with mortgage modifications can relate to. Linda, who sits in her sunny garden in the video, begins by saying that she spent nearly two years attempting to get her modification approved, but had completely no achievement.

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Just before she found the REST Report, Linda had applied and reapplied for the modification the bank telling her every single time that either her application was incomplete or that as well much time had passed and she would have to resubmit the application. She genuinely didnt recognize what they have been looking for.

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Linda says in the video, “It was so perplexing to me because I had sufficient income, I had all the criteria and they kept telling me ‘You have to resubmit, it really is been 3 months. You have to send in a new application.’ I consider I applied at least three, possibly four, times!”

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Right after two years of this and no finish in sight Linda was on the verge of providing up.

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“The scariest element was considering that I was going to shed my property.” Linda says, in the interview, “I have a small girl and she’s been right here all her life, born and raised, and this where we live! This is our garden! This is our little house! This is where we want to be! But we have been in limbo the entire time. We had no concept what was going on and it was just scary to feel we’d be out the door anytime.”

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Finally Linda located the REST Report on LoanSafeMods.com and decided to give it a try.

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I needed to realize the numbers better since no 1 at the bank was explaining it to me. So I had a REST Report accomplished and I looked at it and it was the initial time that the process created any sense to me. It was extremely beneficial!

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From the time Linda ran the REST to the time her modification was ultimately authorized was just a matter of a handful of weeks. This video just shows how the REST can be employed to turn about even seemingly hopeless situations. From paying nearly $ 3,000 a month on her loan, Linda now only pays about $ 2,one hundred.

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Linda ends the review by saying, I want to thank you guys so much. The REST Report saved my day. It made every little thing excellent for my daughter and myself. Thank you so much!

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These interested in understanding much more about the REST can click here for more REST Report reviews.

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Related Loan Modification Press Releases