Tag Archives: Mortgage

Chinese Drywall Complaint Center Urges Florida Toxic Chinese Drywall Home owners to Use Their Inspection Service for Feasible Mortgage Aid

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(PRWEB) April 28, 2011

The Chinese Drywall Complaint Center is attempting to help all current Florida homeowners stuck in a toxic Chinese drywall house obtain some meaningful aid from their bank, or loan servicing firm, with it really is toxic Chinese drywall inspection report. In the instance of existing Florida home owners, this report is designed to meticulously document the existence of toxic Chinese drywall in a property, or condominium, and then provide the homeowner with a second report related to remediation expenses, and linked charges. This, all in the hope the homeowner can acquire a dramatic loan modification, or forbearance agreement from their bank, or loan servicing company. The group says, “At this point it appears President Obama, and the US Congress are no shows, on the toxic Chinese drywall disaster, in Florida, and all other Gulf States. We believe our toxic Chinese drywall inspection service will be of excellent help to Florida home owners stuck in toxic Chinese drywall hell. At this moment we feel our inspection service is the ideal hope for Florida homeowners, who are stuck with toxic Chinese drywall to get any meaningful help, or help from their bank, or loan servicing organization.” For more info interested Florida homeowners can speak to the Chinese Drywall Complaint Center at 866-714-6466, or they can make contact with the group through their web web site at http://ChineseDrywallComplaintCenter.Com

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The Chinese Drywall Complaint Center is warning all home buyers to not acquire any Florida residence, or condominium without having a thorough inspection for toxic Chinese drywall. The group says, “Although toxic Chinese drywall may have been utilised in new residences in Florida from 2000, until late 2008, we are very concerned about house remodeling, and or far more importantly storm, or hurricane damaged residences in Florida. Translation-every thing is on the table, and every single residence, or condominium wants to be inspected for toxic Chinese drywall in Florida.” They say, “For property buyers from out of state, you want to ask your actual estate agent if they are conscious of toxic Chinese drywall. In the event they say-no never ever heard of toxic Chinese drywall-discover a new real estate agent. If a Florida property foreclosure has toxic Chinese drywall, our simplified report is developed to save the purchaser tens of thousands, or hundreds of thousands of dollars. Our simple inspection comes with a toxic Chinese drywall remediation price constructed into our valuation formula.” http://ChineseDrywallComplaintCenter.Com

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Essential Note: The Chinese Drywall Complaint Center says,”On the subject of toxic Chinese drywall remediation contractors in Florida we have endorsed JJ Staten Residences. We think their remediation protocol is the most sensible in Florida, for toxic Chinese drywall houses. Their protocol includes chemically treating the interior of the residence, and then chamber testing the wood, and concrete block to make certain the hydrogen sulfide is gone. Any person not carrying out this would be insane.” They say, “We appreciate everyone’s need to go cheap on a toxic Chinese drywall repair. However, if its not done right the 1st time, you will have to repeat the procedure over, and over once again. We say do it right the first time.” For a lot more data about JJ Staten Residences please get in touch with them at 800-481-1961, or make contact with them by way of their net web site at http://www.jjstatenhomes.com/.

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Kramer Law: House Assistance Mortgage System (HAMP) Termination Might Lead to Greater Outcomes for Home owners

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Calabasas, CA (PRWEB) April 29, 2011

As reported in the Huffington Post, Eighteen Democrats in the U.S. Home of Representatives sided with Republicans in a symbolic vote to terminate the Obama administration’s signature anti-foreclosure program House Help Mortgage System (HAMP). Among these Democrats was California Rep. George Miller, a member of Residence Democratic leadership and a crucial ally to Minority Leader Nancy Pelosi (Calif.), who voted the other way.

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Miller says he produced up his thoughts to vote to kill HAMP right after thinking about stories from California residents who mentioned they tried to get lowered mortgage payments below the system and stated they wound up ripped off or otherwise abused rather.

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Lawyer Philip Kramer, a perennial recipient of the prestigious Southern California Super Lawyer award, understands the issues with the government HAMP plan all too nicely. He represents the biggest group of plaintiffs ever assembled in many mass joinder lawsuits to force banks to modify property owners loans. For most home owners, observes Kramer, HAMP has not been productive. The banks look either unwilling or incapable of offering assistance at least in the expertise of the vast majority of the individuals who come to me.

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Representative George Miller sees it the identical way. “What we saw was just a commonality of abuse by servicers, the banks, of our constituents,” Miller stated. “They have been getting lied to. Their documents had been getting lost on a typical basis. Their phone calls were not returned. They were told they’d be handed off to an additional individual that never took location. They have been told they would be eligible in a couple months that never ever took location.”

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The Treasury Division oversees HAMP and several observers say that they can not punish lenders for their failure to correctly implement HAMP. The Treasury Division argues that the program is entirely voluntary. Even so, it also appears clear that the banks signed a contract with the Treasury Division, and if the banks are not living up to the terms of that contract the Treasury Division can withhold payment. The Treasury Division has refused to take this action therefore far.

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Whats a individual to do? Representative Miller argues, “The actual answer, of course, is to give these individuals access to the courts to get the modification… Philip Kramer definitely agrees. Several interested parties are closely watching his mass joinder suits. If they succeed, maybe Congress will choose to revisit legal treatments like cramdown in bankruptcies, which the banks lobbied heavily to defeat in the 2008 Congressional session. Philip Kramer is pleased to have as many arrows in his quiver as possible to defend his clientele. For now, his mass joinder suits are producing their way by means of the courts.

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ABOUT PHILIP KRAMER&#13

PHILIP A. KRAMER is the senior companion of the Law Workplace of Kramer &amp Kaslow, in Calabasas, California. Kramer &amp Kaslow is Martindale Hubbell AV rated. Mr. Kramer is a perennial recipient of the prestigious Southern California Super Lawyer award.

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Mr. Kramer received his undergraduate degree from Ohio State University and his Juris Doctorate from the Catholic University of America, in Washington, DC. His practice emphasizes commercial litigation and trial advocacy, with a concentration on company litigation, and real home matters. He has prosecuted and defended instances for more than twenty 5 years.&#13

Mr. Kramer is a licensed real estate broker and has spent considerable time delivering legal solutions in connection with genuine estate troubles relating to loan modification and loss mitigation, land use and zoning, environmental troubles, easements, construction and improvement, finance, and landlord tenant matters.

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Mr. Kramer is admitted to practice prior to all courts in the State of California, the United States Supreme Court and the United States Court of Military Appeals. Mr. Kramer has attempted in excess of 200 situations. He has appeared on nationally televised programs concerning pre-trial process and trial technique and has appeared as a guest lecturer on topics ranging from constitutional law to trial practice, and Mr. Kramer often lectures on a broad spectrum of a variety of legal and company concerns.

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Mr. Kramer also serves as a Judge Pro Tem for the Los Angeles Superior Court and as a Mediator.

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Mr. Kramer is also a past president of the Los Angeles West Inns of Court, a national organization devoted to bringing professionalism and civility back into the legal profession. He also serves on numerous Boards of Directors and serves as an officer in several companies. For far more info contact (818) 224-3900 or check out http://kramer-kaslow.com

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Kramer and Kaslow: Georgia Army Sergeant Wins Case against PHH Mortgage Corp.

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Calabasas, California (PRWEB) May 03, 2011

A jury in Georgia not too long ago awarded a Fort Benning Army sergeant, David Brash, more than twenty million dollars since of what attorney Philip A. Kramer calls the egregious style of his lender (David Brash v. PHH Mortgage Corp., undertaking company as Coldwell Banker case Quantity: four:2009cv00146 Georgia Middle District Court).

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For the duration of his testimony, Brash stated that considering that he was going into combat, he set up an automatic mortgage payment, but following eighteen months, Coldwell Banker began sending late payment notices and generating telephone calls demanding payment. Concerned that a negative report to the credit reporting agencies may possibly negatively influence his military career and make it hard to get a safety clearance, Brash instantly contacted the bank to inform the lender of their error and to make confident that Coldwell Banker did not erroneously report a late payment to the credit bureaus.

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According to court documents, Brash made many attempts to right the banks erroneous reporting of delinquencies even though the bank was in reality getting mortgage payments by means of automatic deduction from Sergeant Brashs account. Also according to court documents, Sergeant Brashs letters to the mortgage company went unanswered violating federal laws. His phone calls were routed to overseas consumer service workers who had been unable to answer his inquiries.

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For the duration of the trial, the bank was forced to admit that their overseas employees had limited access to information. The bank was additional embarrassed when numerous of the calls all recorded by PHH as a matter of standard operating procedure, had been played in court. According to the recordings played in court, Brash was placed on hold for 30, 40 , and at least when for 55 minutes, and then, if he wasnt disconnected, would be presented with a distinct response and a promise to get back to him which in no way occurred.

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Philip Kramer, a perennial recipient of the prestigious Southern California Super Lawyer award, says he was appalled by Sergeant Brashs remedy, but not shocked. I deal with home owners complaints each and every day and am currently leading numerous of the biggest mass joinder lawsuits ever brought against the banks for their poor behavior in the mortgage crisis, says Kramer. Each day, I deal with individuals whose homes are in foreclosure, and it in no way ceases to amaze me how callous, and typically incompetent, the banks behavior is in dealing with people. Im not surprised that a jury awarded Mr. Bash so significantly for his problems.

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According to Brashs testimony, he recognized that he was not generating progress with the bank by way of his personal private efforts, so he engaged an attorney to represent him. Initially, Brash mentioned all he sought was to avoid a damaging report to the credit bureaus. Regardless of several phone calls and written requests, in November 2009, Brash was reported as becoming significant delinquent to credit reporting agencies.

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When the matter went to trial, the jury was appalled at how David Brash had been treated, says Philip Kramer. According to court documents, the jury awarded Brash 1 million dollars in compensatory damages plus $ 575 for out of pocket costs. They also awarded him $ 350,000 for attorney costs. The 20 million dollar award was for punitive damages.

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No a single goes into a trial for exciting, says Kramer. The bank had each chance right here to appropriate their errors, and instead by way of incompetence and denial, the produced matters worse and worse. Its a sad comment when even the military gets no respect, when they behave like this toward a patriot, a man who puts himself in harms way to safeguard our nation. I want that none of my clientele required my aid. But unless the banks begin to get it and adjust their behavior, Im sad to say I feel there are going to be a lot much more folks looking for legal redress.

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http://www.gadailynews.com/news/columbus/64192-sergeant-awarded-20-million.html#ixzz1LE000gze

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ABOUT PHILIP KRAMER&#13

PHILIP A. KRAMER is the senior companion of the Law Workplace of Kramer &amp Kaslow, in Calabasas, California. Kramer &amp Kaslow is Martindale Hubbell AV rated. Mr. Kramer is a perennial recipient of the prestigious Southern California Super Lawyer award.

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Mr. Kramer received his undergraduate degree from Ohio State University and his Juris Doctorate from the Catholic University of America, in Washington, DC. His practice emphasizes commercial litigation and trial advocacy, with a concentration on enterprise litigation, and true property matters. He has prosecuted and defended instances for over twenty five years.

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Mr. Kramer is a licensed genuine estate broker and has spent considerable time supplying legal solutions in connection with real estate problems relating to loan modification and loss mitigation, land use and zoning, environmental troubles, easements, building and development, finance, and landlord tenant matters.

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Mr. Kramer is admitted to practice ahead of all courts in the State of California, the United States Supreme Court and the United States Court of Military Appeals. Mr. Kramer has attempted in excess of 200 situations. He has appeared on nationally televised programs with regards to pre-trial process and trial technique and has appeared as a guest lecturer on subjects ranging from constitutional law to trial practice, and Mr. Kramer frequently lectures on a broad spectrum of a variety of legal and business issues.

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Mr. Kramer also serves as a Judge Pro Tem for the Los Angeles Superior Court and as a Mediator.

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Mr. Kramer is also a past president of the Los Angeles West Inns of Court, a national organization committed to bringing professionalism and civility back into the legal profession. He also serves on many Boards of Directors and serves as an officer in a lot of businesses. For much more information call (818) 224-3900 or go to http://kramer-kaslow.com

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Chinese Drywall Complaint Center Demands Mortgage Relief For Florida & Gulf States Home owners Stuck In Chinese Drywall Hell

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(PRWEB) May possibly 18, 2011

The Chinese Drywall Complaint Center says, “The imported toxic Chinese drywall disaster in areas like Florida, Alabama, Mississippi, Louisiana, Virginia, and Southeast Texas is the worst man created environmental disaster to ever hit the US, and unless someone methods up to the plate pretty soon, its just going to get worse for every person. Everybody contains the completely innocent property owners, who would have by no means knowingly bought a toxic Chinese drywall home. Everyone also includes entirely innocent young children of homeowners stuck in these toxic Chinese drywall residences.” The group says, “We believe it is insanity for main US banks, or loan servicers to continue to pretend that the toxic Chinese drywall environmental disaster is just going to go away on its own. Unless these residences are effectively remediated, the disaster by no means goes away, it just festers, and it gets worse.” They say, “We think the time has come for key US banks, and loan servicing businesses to step up to the plate to aid these property owners. Meaningful support for property owners stuck in a toxic Chinese drywall residence in Florida, Alabama, Mississippi, Louisiana, Virginia, and Southeast Texas would involve a substantial loan modification, along with what is known as a 203-K mortgage. The exclusive function of a 203-K mortgage system is it permits for a buy price, and remediation built into the mortgage item.” http://ChineseDrywallComplaintCenter.Com

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The Chinese Drywall Complaint Center says, “In places like Lee County, Florida, the Assessors Office has some toxic Chinese drywall homes valued at the land price only. The actual residence, or condo is worth zero. We feel this must be a enormous wake up get in touch with to all main US banks, or mortgage loan servicers. Do the pension funds, or investors know their securitized mortgage is worth practically zero?” They also say, “At the exact same time we are horrified with the prospects of Florida true estate flippers buying toxic Chinese drywall foreclosures, and then performing a low finish remediation-doomed to fail, or even worse, no remediation on the foreclosure, and then spinning the home to a new buyer, usually from out of state, or who has never heard of toxic Chinese drywall prior to. Is anybody in city, county, state, or the federal government remotely worried about any of this? Are the Fed’s ever going to show up to the toxic Chinese drywall disaster?” http://ChineseDrywallComplaintCenter.Com

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The Chinese Drywall Complaint Center is saying, “Toxic Chinese drywall foreclosures can be excellent investments, if the investors, or property purchaser understands what they are doing, and the vital aspect of a suitable residence remediation. Even so, if the investor, or purchaser fails to do it proper, the residence eventually becomes an additional foreclosure. We are carrying out everything achievable to change the Florida toxic Chinese drywall foreclosure flipper quick buck, or go inexpensive mentality into anything sane. But, it truly is time for major US banks, and loan servicers to show up, by assisting current homeowners stuck in toxic Chinese drywall hell, and or insuring that toxic Chinese drywall foreclosures go by way of a rigorous remediation prior to they are permitted to be mortgaged to a new house purchaser, or investor.” http://ChineseDrywallComplaintCenter.Com

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Kramer Kaslow: House Mortgage Servicer Sues Lender in Unprecedented Law Suit

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Calabasas, CA (PRWEB) Might 31, 2011

Consolidated plaintiff litigation attorney Philip A. Kramer announced not too long ago that 1 West Bank, a servicer of residence mortgages, is suing a lender, HSBC, in order to avoid them from foreclosing on homeowner Pamela Jeter. (1 West Bank, FSB vs HSBC Bank Association, as trustee of the Deutsche Alt-A Securities Mortgage Loan Trust, Series 2006-AR5 United States District Court, Southern District of New York Case 1:10-cv-04855-SHS).

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News websites such as Propublica.org are weighing in on the suit. The suit is exceptional not only because it seems distinctive — close observers stated they hadn’t noticed another instance of a servicer going to court against a trustee — but also since it lays bare a relationship that is normally a mystery to homeowners and investors in securitized mortgages, stated Propublica.org representatives.

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Philip Kramer, an attorney and senior companion at the law firm of Kramer &amp Kaslow as effectively as a previous president of the Los Angeles West Inns of Court, a national organization dedicated to bringing professionalism and civility back into the legal profession also weighed in on the suit. In all my years of practicing law, I have in no way observed anything like this, says Philip Kramer. I have noticed lenders deny men and women ahead of. I have observed paperwork get lost. I have observed all types of things, but what happened next was a 1st even for me. For a servicer to sue the noteholder? That is unheard of!

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ABOUT PHILIP KRAMER&#13

PHILIP A. KRAMER is the senior companion of the Law Workplace of Kramer &amp Kaslow, in Calabasas, California. Kramer &amp Kaslow is Martindale Hubbell AV rated. Mr. Kramer is a perennial recipient of the prestigious Southern California Super Lawyer award.

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Mr. Kramer received his undergraduate degree from Ohio State University and his Juris Doctorate from the Catholic University of America, in Washington, DC. His practice emphasizes industrial litigation and trial advocacy, with a concentration on company litigation, and real house matters. He has prosecuted and defended cases for more than twenty five years.

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Mr. Kramer is a licensed actual estate broker and has spent considerable time providing legal solutions in connection with actual estate issues relating to loan modification and loss mitigation, land use and zoning, environmental issues, easements, construction and development, finance, and landlord tenant matters.

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Mr. Kramer is admitted to practice prior to all courts in the State of California, the United States Supreme Court and the United States Court of Military Appeals. Mr. Kramer has tried in excess of 200 circumstances. He has appeared on nationally televised applications with regards to pre-trial process and trial strategy and has appeared as a guest lecturer on topics ranging from constitutional law to trial practice, and Mr. Kramer frequently lectures on a broad spectrum of various legal and company problems.

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Mr. Kramer also serves as a Judge Pro Tem for the Los Angeles Superior Court and as a Mediator.

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Mr. Kramer is also a past president of the Los Angeles West Inns of Court, a national organization committed to bringing professionalism and civility back into the legal profession. He also serves on numerous Boards of Directors and serves as an officer in several organizations. For a lot more details get in touch with (818) 224-3900 or check out http://kramer-kaslow.com

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Related Loan Modification Services Press Releases

Lender Mr. HARP Concerned California Home owners Arent Conscious of Low Refinance Prices for Their Mortgage

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Burlingame, CA (PRWEB) April 26, 2012

A record quantity of people with distressed homes are eligible to refinance under the HARP 2. program. This bodes nicely for homeowners hunting to decrease their rates and reduced the month-to-month mortgage payments. The only difficulty? No 1 appears to know it.

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An informal survey regarding the HARP two. program and its purpose has yielded a rather staggering response: What the heck is HARP two.?

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“Our greatest situation right now is that the possible beneficiaries of this program have no idea that the system exists,” says Mike Chiu, a San Francisco Bay Location mortgage broker.

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According to Chiu, the less stringent stipulations of the HARP two. plan have yielded a quite higher quantity of loan modifications hence far. Those home owners with high LTVs (Loan-to-Value) and much less than stellar credit scores have been in a position to successfully refinance their homes. His perform on the system as a result far has his colleagues referring to him as Mr. HARP for assisting these distressed underwater people.

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“After individuals see the decrease rates, they do not require to be convinced to utilize the plan,” says Chiu.

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There are several approaches to get info and use the system, but some can get property owners greater prices than other people. 1 typical misconception is that property owners should use their current lender to take benefit of the HARP plan. This is not correct, and can in fact leave home owners paying larger rates than necessary.

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“Banks and lenders have the ability to make contact with their clients straight,” says Chiu. “Nonetheless, it would be very sensible to shop about for the very best rates. A lender like me, who has no overlays, can a lot more frequently than not get home owners decrease prices and/or smaller sized closing fees.”

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Yet another issue that property owners should maintain in thoughts is that being declined by the bank does not mean they will not be capable to locate someone who can aid them in refinancing. Given that a lot of banks have to deal with overlays, they at times turn down individuals who qualify for the system. This must not deter property owners from seeking second or third opinions from other brokers and lenders, like Mike Chiu.

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I have experienced several situations therefore far where the bank or other institutions have turned down someone who I was in the end in a position to help successfully refinance, says Chiu. I encourage these men and women, along with anyone else interested in the HARP program, to get in touch with me to see if I can support.

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To get a no obligation quote or take benefit of the system, homeowners can speak to Mike Chiu directly at mike(at)mrharp(dot)com or call him at (855) MR-HARP1. He is at the moment specializing in assisting all California homeowners refinance their properties employing the HARP 2. program.

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Law Offices of Kramer and Kaslow: Mortgage Crisis Report from NBC Nightly News

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Calabasas, CA (PRWEB) June 07, 2011

NBC Nightly News is running a multi-part series detailing the foreclosure crisis in America (http://www.msnbc.msn.com/id/42881365/ns/business-private_finance/#). The series examines how the mortgage crisis began, its impact on homeowners, and why, according to NBC, it is worsening, not acquiring much better. The series begins with a vignette about Garrett and Laura Holmes of Vermont and tells the story of how the couple practically lost their house by searching for support via the government HAMP plan.

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Philip Kramer, a effectively-identified consolidated plaintive litigation attorney who is suing a quantity of lenders on behalf of aggrieved home owners observes, The Nightly News series demonstrates how deeply flawed existing technique is. Without resorting to the courts, it is really, extremely difficult for a homeowner to get a fair shake.

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Further observations from Philip Kramer can be discovered at http://kramer-kaslow.com/blog/2011/06/kramer-and-kaslow-courts-the-last-resort-for-forclosing-residences/

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About Philip Kramer&#13

Philip A. Kramer is the senior companion of the Law Office of Kramer &amp Kaslow, in Calabasas, California. Kramer &amp Kaslow is Martindale Hubbell AV rated. Mr. Kramer is a perennial recipient of the prestigious Southern California Super Lawyer award.

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Mr. Kramer received his undergraduate degree from Ohio State University and his Juris Doctorate from the Catholic University of America, in Washington, DC. His practice emphasizes commercial litigation and trial advocacy, with a concentration on enterprise litigation, and true home matters. He has prosecuted and defended situations for over twenty 5 years.

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Mr. Kramer is a licensed real estate broker and has spent considerable time offering legal services in connection with real estate concerns relating to loan modification and loss mitigation, land use and zoning, environmental concerns, easements, building and improvement, finance, and landlord tenant matters.

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Mr. Kramer is admitted to practice before all courts in the State of California, the United States Supreme Court and the United States Court of Military Appeals. Mr. Kramer has tried in excess of 200 instances. He has appeared on nationally televised applications relating to pre-trial procedure and trial strategy and has appeared as a guest lecturer on topics ranging from constitutional law to trial practice, and Mr. Kramer often lectures on a broad spectrum of numerous legal and business problems.

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Mr. Kramer also serves as a Judge Pro Tem for the Los Angeles Superior Court and as a Mediator.

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Mr. Kramer is also a past president of the Los Angeles West Inns of Court, a national organization committed to bringing professionalism and civility back into the legal profession. He also serves on several Boards of Directors and serves as an officer in numerous businesses. For far more data call (818) 224-3900 or pay a visit to http://kramer-kaslow.com

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Kramer and Kaslow: Mortgage Fraud Strike Force May Support Shield Property owners from Illegal Foreclosure

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Calabasas, CA (PRWEB) June 14, 2011

Philip Kramer, lead attorney for the Law Offices of Kramer and Kaslow weighed in on the creation of the California Lawyer General’s Mortgage Fraud Strike Force. Lawyer General Kamala D. Harris nowadays announced the creation of the California Lawyer General’s Mortgage Fraud Strike Force, staffed by Division of Justice attorneys and investigators charged with protecting innocent home owners and bringing to justice those who defraud them.

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Composed of both civil and criminal enforcement teams, the Mortgage Fraud Strike Force will monitor and prosecute violations at every step of the mortgage method, from the origination of mortgage loans to the advertising of mortgage-backed securities to the investing public.

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“Californians in search of the American dream all as well frequently located a protracted private and legal nightmare,” mentioned Lawyer Common Harris. “Families are losing their houses, whilst these who perpetrated crimes and frauds against them walk free.”

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Philip Kramer, a noted California lawyer and senior partner at the law firm of Kramer &amp Kaslow comments, I am thrilled. My firm, a handful of other people, we have been shouting from the mountain tops about how every single piece of the mortgage procedure from inception to foreclosure is riddled with fraud. It appears like the Attorney Generals workplace has lastly caught on. I welcome them to the battle.

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Much more of Philip Kramers thoughts can be located at the Kramer and Kaslow weblog.

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ABOUT PHILIP KRAMER&#13

PHILIP A. KRAMER is the senior partner of the Law Office of Kramer &amp Kaslow, in Calabasas, California. Kramer &amp Kaslow is Martindale Hubbell AV rated. Mr. Kramer is a perennial recipient of the prestigious Southern California Super Lawyer award.

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Mr. Kramer received his undergraduate degree from Ohio State University and his Juris Doctorate from the Catholic University of America, in Washington, DC. His practice emphasizes commercial litigation and trial advocacy, with a concentration on enterprise litigation, and real home matters. He has prosecuted and defended instances for more than twenty five years.

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Mr. Kramer is a licensed real estate broker and has spent considerable time providing legal services in connection with real estate problems relating to loan modification and loss mitigation, land use and zoning, environmental problems, easements, building and improvement, finance, and landlord tenant matters.

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Mr. Kramer is admitted to practice before all courts in the State of California, the United States Supreme Court and the United States Court of Military Appeals. Mr. Kramer has tried in excess of 200 situations. He has appeared on nationally televised applications with regards to pre-trial process and trial approach and has appeared as a guest lecturer on topics ranging from constitutional law to trial practice, and Mr. Kramer often lectures on a broad spectrum of a variety of legal and enterprise problems.

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Mr. Kramer also serves as a Judge Pro Tem for the Los Angeles Superior Court and as a Mediator.

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Mr. Kramer is also a past president of the Los Angeles West Inns of Court, a national organization dedicated to bringing professionalism and civility back into the legal profession. He also serves on many Boards of Directors and serves as an officer in a lot of companies. For more data contact (818) 224-3900 or pay a visit to http://kramer-kaslow.com

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Associated Loan Modification Services Press Releases

The Law Offices of Kramer and Kaslow: Confidential Federal Audits Accuse Five Most significant Mortgage Firms of Defrauding Taxpayers

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Calabasas, CA (PRWEB) June 16, 2011

Philip Kramer, lead attorney at the Law Offices of Kramer and Kaslow commented on a Huffington Post write-up that reported about confidential federal audits of the nation’s largest banks.

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A set of confidential federal audits accuse the nations 5 largest mortgage businesses of defrauding taxpayers in their handling of foreclosures on homes purchased with government-backed loans, four officials briefed on the findings told The Huffington Post. The 5 separate investigations have been performed by the Division of Housing and Urban Developments inspector general and examined Bank of America, JPMorgan Chase, Wells Fargo, Citigroup and Ally Financial, the sources stated.

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According to the Huffington Post, The audits accuse the five key lenders of violating the False Claims Act, a Civil War-era law crafted as a weapon against firms that swindle the government.

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The audits have been completed between February and March, sources mentioned. According to the Huffington Post, The internal watchdog office at HUD referred its findings to the Division of Justice, which should now determine whether or not to file charges.

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Philip A. Kramer, an lawyer who represents hundreds of consolidated plaintiff litigation clients in lawsuits against six main lending institutions observes that, It is really an irony that the exact same tools the banks utilized to abuse homeowners are now getting employed against them. If the reports are precise, and I have no purpose to believe they are not, then it appears most likely that the government will use the banks wrongdoing to leverage a much more substantial resolution for aggrieved homeowners.

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More of Phil Kramers observations can be located at the Kramer and Kaslow blog.

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ABOUT PHILIP KRAMER&#13

PHILIP A. KRAMER is the senior companion of the Law Office of Kramer &amp Kaslow, in Calabasas, California. Kramer &amp Kaslow is Martindale Hubbell AV rated. Mr. Kramer is a perennial recipient of the prestigious Southern California Super Lawyer award.

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Mr. Kramer received his undergraduate degree from Ohio State University and his Juris Doctorate from the Catholic University of America, in Washington, DC. His practice emphasizes commercial litigation and trial advocacy, with a concentration on organization litigation, and real home matters. He has prosecuted and defended cases for over twenty 5 years.

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Mr. Kramer is a licensed real estate broker and has spent considerable time providing legal solutions in connection with genuine estate concerns relating to loan modification and loss mitigation, land use and zoning, environmental troubles, easements, construction and improvement, finance, and landlord tenant matters.

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Mr. Kramer is admitted to practice just before all courts in the State of California, the United States Supreme Court and the United States Court of Military Appeals. Mr. Kramer has tried in excess of 200 situations. He has appeared on nationally televised programs with regards to pre-trial procedure and trial method and has appeared as a guest lecturer on topics ranging from constitutional law to trial practice, and Mr. Kramer regularly lectures on a broad spectrum of numerous legal and enterprise problems.

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Mr. Kramer also serves as a Judge Pro Tem for the Los Angeles Superior Court and as a Mediator.

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Mr. Kramer is also a past president of the Los Angeles West Inns of Court, a national organization dedicated to bringing professionalism and civility back into the legal profession. He also serves on numerous Boards of Directors and serves as an officer in many businesses. For far more info get in touch with (818) 224-3900 or go to http://kramer-kaslow.com

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Far more Loan Modification Services Press Releases

Kramer and Kaslow: Even Right after Mortgage Modification, Alleged Shoddy Bank Practices Hurt Homeowners

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Calabasas, California (PRWEB) June 16, 2011

Philip Kramer, lead lawyer at the Law Offices of Kramer and Kaslow, lately commented on a Propublica write-up about mortgage modification issues. According to the news publication Propublica.org, A lot of homeowners have been granted a difficult-fought mortgage modification only to have their mortgage company efficiently pull a bait and switch.

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Propublica goes on to report, To get a sense of how widespread this problem is, the nonprofit Connecticut Fair Housing Center conducted an informal survey of 16 legal aid organizations and one particular private attorney. In practically a quarter of the 655 situations of modifications they reviewed, the mortgage servicer did not abide by the terms of the agreement.

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Bryan Hubbard, a spokesman for the Office of the Comptroller of the Currency (OCC), the primary regulator for the country’s largest banks, said in the report that, Regulators were aware of the issues and are placing processes in place to address them. The banks, for instance, will soon be required to give a “single point of contact” for every homeowner, so that when an error does happen, the homeowner will supposedly be in a position attain somebody knowledgeable about their case.

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When asked to comment, Philip A. Kramer, a noted litigator whose firm Kramer &amp Kaslow has filed consolidated plaintiff litigation lawsuits on behalf of hundreds of home owners against some of the nations top banks, said, This behavior is standard, sadly. Its a mixture of arrogance and incompetence. Perhaps worse, due to the fact what normally takes place is that when a homeowner gets an attorney involved, the banks get responsive. That suggests that at the really least, they can get factors appropriate when they have to.

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Far more of Philip Kramers observations can be located at the Kramer and Kaslow weblog.

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ABOUT PHILIP KRAMER&#13

PHILIP A. KRAMER is the senior partner of the Law Workplace of Kramer &amp Kaslow, in Calabasas, California. Kramer &amp Kaslow is Martindale Hubbell AV rated. Mr. Kramer is a perennial recipient of the prestigious Southern California Super Lawyer award.

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Mr. Kramer received his undergraduate degree from Ohio State University and his Juris Doctorate from the Catholic University of America, in Washington, DC. His practice emphasizes industrial litigation and trial advocacy, with a concentration on enterprise litigation, and true house matters. He has prosecuted and defended instances for more than twenty 5 years.

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Mr. Kramer is a licensed genuine estate broker and has spent considerable time providing legal solutions in connection with real estate concerns relating to loan modification and loss mitigation, land use and zoning, environmental concerns, easements, building and improvement, finance, and landlord tenant matters.

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Mr. Kramer is admitted to practice just before all courts in the State of California, the United States Supreme Court and the United States Court of Military Appeals. Mr. Kramer has tried in excess of 200 cases. He has appeared on nationally televised programs relating to pre-trial procedure and trial approach and has appeared as a guest lecturer on topics ranging from constitutional law to trial practice, and Mr. Kramer frequently lectures on a broad spectrum of a variety of legal and enterprise concerns.

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Mr. Kramer also serves as a Judge Pro Tem for the Los Angeles Superior Court and as a Mediator.

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Mr. Kramer is also a previous president of the Los Angeles West Inns of Court, a national organization committed to bringing professionalism and civility back into the legal profession. He also serves on numerous Boards of Directors and serves as an officer in numerous organizations. For more details contact (818) 224-3900 or go to http://kramer-kaslow.com

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