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How the federal student-loan overhaul may impact banks

Posted on July 7, 2026 by admin

The private student loan market figures to benefit from Republican-led changes to the much larger federal program. But other consumer lenders could face a fallout as more Americans are forced to reconsider which debt payments to prioritize.

Posted in Uncategorized | Tagged mortgage fraud, mortgage fraud news, securitization audit reports, securitization fraud

Gen Z increases homeownership amid affordability struggles

Posted on July 7, 2026 by admin

Gen Z, whose oldest members turned just 29, represented nearly a third of all first-time home buyer loans, according to ICE’s latest Mortgage Monitor report.

Posted in Uncategorized | Tagged mortgage fraud, mortgage fraud news, securitization audit reports, securitization fraud

UWM concedes but defiant in its views on Two Harbors’ board

Posted on July 7, 2026 by admin

A dividend cut is what some feel likely to be next for UWM, in order to reduce leverage levels which are well above competitors Rocket and Pennymac

Posted in Uncategorized | Tagged mortgage fraud, mortgage fraud news, securitization audit reports, securitization fraud

GSE capital rule revamp plan coming soon, investor predicts

Posted on July 7, 2026 by admin

Recent signals indicate this could be on the horizon and potentially add new value to a Fannie Mae/Freddie Mac stock offering, a Seeking Alpha analyst wrote.

Posted in Uncategorized | Tagged mortgage fraud, mortgage fraud news, securitization audit reports, securitization fraud

250 years of bank tech, from Franklin to digital banking

Posted on July 4, 2026 by admin

A tour of the technology that banking has run on, dating back to Franklin’s anti-counterfeit measures and the bank-note bulletin that preceded American Banker.

Posted in Uncategorized | Tagged mortgage fraud, mortgage fraud news, securitization audit reports, securitization fraud

Trump says housing bill is ‘fine’ but still holds off on signing

Posted on July 4, 2026 by admin

President Donald Trump said a bipartisan housing bill he has refused to sign was “fine,” seeming to suggest it could become law even as he has withheld his signature in a bid to secure a voter identification law he sees as a bigger priority.

Posted in Uncategorized | Tagged mortgage fraud, mortgage fraud news, securitization audit reports, securitization fraud

HECM endorsements climb even as securitization slips

Posted on July 3, 2026 by admin

Issuances of new HECM-backed securities dropped off in June on both a monthly and yearly basis, according to a new report from New View Advisors.

Posted in Uncategorized | Tagged mortgage fraud, mortgage fraud news, securitization audit reports, securitization fraud

Two Harbors shareholders finally approve CrossCountry deal

Posted on July 3, 2026 by admin

The vote to approve the $12 per share deal, which rejected a hostile bid from UWM Holdings, came following several postponements of a special meeting.

Posted in Uncategorized | Tagged mortgage fraud, mortgage fraud news, securitization audit reports, securitization fraud

Freddie Mac tightens condo and manufactured home loan rules

Posted on July 3, 2026 by admin

The government-sponsored enterprise clamped down on project review requirements and certain factory-built home appraisals while loosening other guidelines.

Posted in Uncategorized | Tagged mortgage fraud, mortgage fraud news, securitization audit reports, securitization fraud

UWM sued over vendor data breach

Posted on July 3, 2026 by admin

A mortgage customer claims his data was compromised in a hack last year at a tax and accounting firm reportedly used by the wholesale giant.

Posted in Uncategorized | Tagged mortgage fraud, mortgage fraud news, securitization audit reports, securitization fraud

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