Consolidated Credit Launches New HUD Housing Counseling Solutions

Fort Lauderdale, FL (Vocus) June 17, 2009

Consolidated Credit Counseling Services, Inc. is pleased to announce that they have received approval to provide housing and foreclosure avoidance counseling as a Housing and Urban Improvement (HUD) housing counseling agency.

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Consolidated Credit was approached by neighborhood banks for aid with the housing crises and as a call to action they took the necessary methods to turn out to be HUD-approved. Foreclosures and unemployment in South Florida are widespread and households are in need of help. Consolidated Credit is reporting a record number of customers in search of help in the areas of foreclosure prevention as effectively as credit and debt counseling.

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As a HUD housing counseling agency, Consolidated Credit will be joining the struggle to support the countless numbers of consumers who have been devastated by the fallout from the mortgage crisis as nicely as aid very first-time home purchasers make wise choices based on sound economic principles.

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As element of President Obama’s extensive Homeowner Affordability and Stability Plan (HASP), customers may be eligible for a specific Generating Residence Cost-effective loan modification or refinance, to lessen month-to-month payments and support Americans preserve their home. Foreclosure prevention counseling solutions are offered by nonprofit housing counseling agencies functioning in partnership with the Federal Government.

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As a HUD housing counseling agency, Consolidated Credit will give Reverse Equity Mortgage Counseling, which is designed to help mostly senior homeowners to be capable to devote the equity in their residence whilst still continuing to reside at their residence. They will also provide Post-Buy Counseling to support struggling homeowners. This is a crucial part of the homebuyer education procedure due to the fact it supports successful lengthy-term homeownership.

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Consolidated Credit will also offer Predatory Lending Education, Monetary Management/Budgeting, and Residence Purchaser Education Workshops. These workshops are created to offer basic monetary literacy expertise and other information property owners and prospective homebuyers can use to make wise financial decisions concerning their properties, to get the best achievable rates to which their credit entitles them, and to support them keep away from unscrupulous lenders and unregulated financial institutions.

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Throughout the nation, Consolidated Credit gives assistance with funds and credit management via economic education and comprehensive debt counseling in each English and Spanish now they are committed to helping folks in need with the availability of housing counseling as nicely.

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ABOUT: Consolidated Credit Counseling Services, Inc http://www.consolidatedcredit.org/ is a 15-year old nonprofit organization that assists households throughout the United States in ending economic hardships by way of monetary education, credit counseling and debt management applications. Shoppers can get in touch with 1-800-728-3632 to speak with a credit counselor.

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alewis(at)consolidatedcredit.org

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Related Loan Modification Services Press Releases

MortgageLeads.com Launches New Sales Lead Site: Not Just Mortgage Leads

Westlake Village, CA (PRWEB) October 20, 2009

MortgageLeads.com has launched a new website to showcase all the key modifications it has produced to its enterprise model, concentrating on the high quality of leads generated. Traditionally, the concentrate of the lead generation industry has been to make high quantity of leads at the expense of lead high quality. These leads are then oversold further devaluing the top quality. MortgageLeads.com has broken tradition by changing their focus and striving to produce only high top quality leads.

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The new site encompasses numerous facets of lead generation solutions beyond classic mortgage leads. The lead verticals provided contain mortgage leads , loan modification leads, debt settlement leads, Trigger leads, and other leads.

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Mortgage Leads.com now contains several techniques of lead generation which includes internet leads, live transfer leads, Television/Radio reside transfer leads, and telemarketing leads. Other lead solutions provided at mortgage leads.com contain information lists as well as direct mail.

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MortgageLeads.com operates closely with loan officers, debt settlement loan modification agents, attorneys, and other monetary experts to produce custom tailored campaigns created to enhance all round sales. Also, leads are generated organically, which more usually outcomes in a larger conversion price than these that use gimmicks or incentives. Thinking about the existing financial conditions, enhanced sales and greater conversions are a need to when acquiring a lead solution.

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Currently mortgageleads.com (http://www.mortgageleads.com) is adding much more valuable content to the web site, including a section where members will have access to leading mortgage and real estate authorities as well as white papers, blogs, videos, webinars and considerably a lot more. “MortgageLeads.com is dedicated to enhancing the encounter of sales specialists that are searching to boost their all round organization practices” says Eric Kates, CEO of MortgageLeads.com.

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About MortgageLeads.com&#13

MortgageLeads.com has been bridging the gap between motivated and qualified buyers and the specialist for over ten years. We take pride in our reputation which was forged by developing solid lengthy-term company relationships with our clientele. We bring each high quality and consistency coupled with a correct understanding of your enterprise.

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Press Get in touch with &#13

Eric Kates &#13

4607 Lakeview Canyon Road #485 &#13

Westlake Village, CA 91361 &#13

(877) 898-4834

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AnswerMine Launches Analytics-Based Options for Targeted Mortgage Restructuring and Portfolio Valuation


Evanston, IL (Vocus) October 24, 2009

AnswerMine Group (http://www.answerminegroup.com) today introduced analytics-primarily based options for targeted mortgage restructuring, and mortgage portfolio valuation and danger management.

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AnswerMine’s Mortgage Analytics Service helps lenders and mortgage servicers target loans that are likely to default for restructuring or modification, primarily based on the predictive worth of granular credit data alternatively of generic credit scores. This service also optimizes the restructuring procedure, using AnswerMine’s models that adapt to the evolving economic situation and that improve as more modification information becomes available.

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AnswerMine’s Valuation and Hedge Analytics Service requires into account the new crucial variables that drive portfolio threat in today’s lending environment, such as the effect of restructuring techniques.

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AnswerMine can evaluate all or any part of a lender’s residential mortgage portfolio, in help of strategies to increase loan-modification programs, minimize delinquencies, provide options to foreclosure and boost the all round value of the portfolio.

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“With asset values at historic lows, the ability and willingness of borrowers to pay is a essential factor in portfolio efficiency,” mentioned Stuart Cornew, AnswerMine co-founder and managing director. “Lenders need to have much more than just FICO scores to comprehend danger. By analyzing a borrower’s credit behavior, AnswerMine supplies the basis for a targeted portfolio management approach to maximize the net present value to lenders and investors.”

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AnswerMine’s service recognizes that, for the duration of a period of declining true estate values, the creditworthiness of borrowers is increasingly the essential indicator of mortgage portfolio good quality. By analyzing credit data making use of a proprietary strategy AnswerMine aids lenders locate issue loans just before they become issues.

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“If you can get to those loans and modify or restructure them just before they default, you vastly enhance the likelihood of avoiding foreclosure,” Cornew explained.

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Cornew stated AnswerMine’s solution is positioned “at the convergence of data, analytics and technology,” and noted that the current economic crisis gives a historic 1st chance to apply these three variables in solving a dilemma with such wide-reaching effects.

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He also pointed out that AnswerMine is the initial commercially and technologically feasible targeting approach of its kind, and responds to the government’s challenge to apply targeted restructuring to the mortgage crisis.

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“AnswerMine takes targeting out of the realm of theory and into the realm of practice,” Cornew asserted.

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Cornew explained that banks would uncover worth in AnswerMine’s targeting analytics, even if they choose not to provide early loan modifications. “Our method gives lenders advance information of non-performing loans. They can apply that expertise in a variety of scenarios and methods, any of which might improve their portfolios’ overall performance.”

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AnswerMine combines banking and mortgage experience, proprietary data mining and mortgage analytics, and affiliated operations and plan-fulfillment resources to measure, handle and monitor the achievement of lenders’ approaches. The service can be produced available on a turn-important basis, such as outsourced contact center operations to proactively contact borrowers, execute a client’s particular modification method and decide the optimum modification or restructuring answer.

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Valuation and Hedge Analytics recognize financial realities

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AnswerMine constructed its Valuation and Hedge Analytics Service on the understanding that borrower credit and residence prices will continue to be the crucial threat elements affecting mortgage and servicing portfolio composition throughout the coming years. By recognizing the altering relative significance of these underlying aspects, AnswerMine’s innovative use of credit data to figure out mortgage performance and re-worth mortgage portfolios provides a competitive advantage in the new and evolving market place for mortgage primarily based assets.

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The Valuation and Hedge Analytics remedy monitors and analyzes a portfolio of whole loans or mortgage servicing rights, advising on valuation and forecasting expected losses and cash flows. The service contains reviewing all associated risks and suggested loss mitigation techniques inherent to portfolio management. As a outcome AnswerMine can advise firms on the suitable levels of loan loss reserves and economic capital, as well as the pricing of mortgage credit threat. Lastly, throughout instances like these of market place disruption, AnswerMine’s Valuation and Hedge Analytics can give a crucial independent evaluation of bank valuation models and assumptions.

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Analytics strategy uses whole information sets, not data samples

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AnswerMine’s information mining incorporates Info Obtain Theory to support a targeted portfolio management method. The method utilizes an entire data set – in this case, details on all borrowers within a portfolio – to get rid of classic sampling biases that plague other approaches. It also enables the discovery of greater-order interactions in big datasets, based on the capability to examine a number of combinations and sorts of variables (e.g., categoric and full-range numeric). And it examines so-named “non-parametric distributions” to discover anomalous variable relationships.

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By operating with entire data sets, rather than samples, AnswerMine finds relatively rare events and combinations of variables that typically go undetected making use of other methodologies. This delivers the level of transparency that AnswerMine clientele demand for successful execution and regulatory reporting.

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About AnswerMine Group

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AnswerMine Group builds forecasting and segmentation models for effective application across several business segments. Using propriety analytic computer software, AnswerMine has refined and perfected the theory and strategy of information analysis into an correct, fast and versatile practice.

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AnswerMine Group employs a philosophy to “let the information speak.” Its technologies analyzes huge datasets for profiles that hyperlink outcomes of interest with combinations of traits that can be used in predictive and segmentation models.

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In addition to methodological experience, AnswerMine’s professionals have substantial encounter in and knowledge of the industries the organization serves. Its staff pioneered the use of Information Acquire Theory and selection trees in several areas of company.

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For more details, please pay a visit to http://www.AnswerMineGroup.com.

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Make contact with:

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Mark Smith&#13

PReturn, Inc.&#13

312-371-6443

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Steve Nunley&#13

AnswerMine Group, LLC&#13

847-332-2500

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SmartPager Launches Smartphone Primarily based Medical Answering Service

Seattle, WA (PRWEB) June 25, 2013

Soon after 6 months of field trials across 20 health-related practices and two hospitals in California, Texas, and Arizona, SmartPager Systems is pleased to announce their most recent healthcare communications supplying. SmartAnswer is a HIPAA compliant health-related answering service that can be employed from a smartphone or tablet device.

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SmartAnswer replaces expensive, slow, and error-prone human answering services although enhancing patient encounter. In one particular instance, SmartAnswer was able to lessen a ten doctor practices answering service charges by more than 80% even though also connecting the doctors and administrative staff far more efficiently.

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Inbound text or voice communications from sufferers, hospital staff, and other medical doctors are sent securely to the right doctor based on a practices on-call schedule. A Physician can reply with an instant message or by creating a rapid contact back even though blocking their Caller ID.

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At Scottsdale Healthcares Shea campus in Scottsdale, AZ, SmartAnswer now allows more than 200 nurses to reach physicians with precise information in real-time. There is no a lot more waiting by the phone for a return phone call.patient security is enhanced, writes a Registered Nurse, Ms. Bennion, from the Shea Campus.

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SmartAnswer supplies significant price savings not only for practices, but for the hospitals that use the technique as nicely. Phone usage by hospital employees can be reduced by up to 30% for the whole hospital, with a potential savings measured in millions of dollars per year for a multi-website healthcare technique.

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SmartPager has reported that because launching in January of 2013, they now have over 1000 customers in 28 diverse medical practices and hospitals across the US and Canada. “We’re really pleased with the uptake of our service” says SmartPager Founder Ben Moore. “We’re changing the way doctors, clinicians, and sufferers communicate, and in the method we are saving hospitals and practices alot of time and funds.”

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SmartPager is a privately held organization with offices in Victoria, British Columbia and Seattle, Washington.

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For much more details about SmartAnswer or other SmartPager items please contact media(at)smartpager(dot)net or contact 1.888.364.9305.

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Nonprofit Agency Launches HomeOwnership.org — a Comprehensive Online Resource To Help Home owners With Loan Modifications and Foreclosure Alternatives


Riverside, California (PRWEB) January 15, 2010

As shoppers continue to climate the worst housing crisis in 60 years, Springboard Nonprofit Customer Credit Management is pleased to announce the launch of its new web site, HomeOwnership.org. The internet site offers property owners with expert mortgage suggestions, including foreclosure prevention, reverse mortgage counseling and homebuyer education. Springboard is certified by the U.S. Department of Housing and Urban Improvement as a complete housing agency and is accredited by the Council on Accreditation as a provider of high good quality monetary education and counseling services. “Today’s launch of HomeOwnership.org demonstrates Springboard’s commitment to offering the highest level of education and help to property owners in need to have,” said Melinda Opperman, vice president of neighborhood outreach and business relations. “HomeOwnership.org is yet another tool created by Springboard to meet the needs of customers facing a assortment of housing troubles,” said Opperman.

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Homeowners facing foreclosure can schedule a priority counseling session with a certified housing counselor or may possibly get in touch with a designated hotline for quick assist, seven days a week. Distressed home owners can also check out http://www.HomeOwnership.org and enter standard info to figure out the likelihood of a loan modification. In scenarios exactly where homeowners do not qualify for a loan modification, Springboard offers two new applications – the Safe Haven(SM) and Soft Landing counseling applications.

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The Protected Haven(SM) program is developed for the homeowner who has enough revenue but can no longer afford the home due to higher debt and monthly expenditures. The Soft Landing system is created for the homeowner who will not be in a position to remain in the house due to an extended hardship. Both programs were created by Springboard in an work to supply extra choices for distressed homeowners. Springboard’s certified housing counselors are offered seven days a week to support homeowners transition with hope.

SchoolChapters, Inc. Launches New Requirements-driven Options for Widespread Core Assessment, Teacher Evaluation and Workforce Readiness.


San Antonio, TX. (PRWEB) June 24, 2013

Nowadays at the International Society for Technologies in Education (ISTE) Annual Conference and Exposition, SchoolChapters, Inc., an innovative, ed-tech organization that delivers a standards-driven platform for PreK-12 by means of greater education, announced new expense-successful solutions for Widespread Core assessment, teacher evaluation, and workforce readiness with mobile and social learning capabilities.

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These solutions complement SchoolChapters suite of administrative tools for accreditation, portfolio management, and teacher preparation.

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Considering that 2008, SchoolChapters has offered customers with a basic and intuitive way to create outcomes-based portfolios for the National Association for the Education of Young Children (NAEYC) accreditation and a lot more recently for the Kid Development Associate (CDA) credential. These days, SchoolChapters supports hundreds of applications across the United States including districts, community colleges and universities.

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Our solutions allow districts and institutions to monitor and assess finding out outcomes, generate individualized good results plans and track teacher and plan effectiveness, stated Claudia Reuter, founder and CEO, For schools and districts moving toward a 1:1 learning initiative, SchoolChapters makes it effortless to gather, share and showcase studying and assess it against prominent educational standards.

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Delivered in the cloud, SchoolChapters modular items and services are obtainable online and through mobile apps permitting students and teachers to capture experiences in the field, abroad or at work and align them to state and national requirements, finding out outcomes or custom criteria. In addition, the platform integrates with LTI compliant finding out management systems like Blackboard and Moodle, making sure that function is not replicated, but enhanced.

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We are excited to deliver a comprehensive platform that aids students and teachers clearly demonstrate capabilities and competencies when utilizing virtual or blended learning for certificates, credentials, sophisticated degrees and operate-primarily based studying, stated Claudia Reuter. By implementing these options, districts and institutions can leverage their current systems, track outcomes and guarantee that students are meeting state and national requirements that prepare them college or career.

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To learn more about SchoolChapters, watch a series of presentations in Booth 2281 at the ISTE 2013 Annual Conference. Click here to view the conference schedule of events.

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About SchoolChapters: &#13

SchoolChapters, Inc. delivers revolutionary options for education and life. SchoolChapters’ solutions let users in programs ranging from preschools to higher education to gather, share, reflect and showcase their understanding and achievements by means of outcomes-based portfolios, with the mission of offering continuous improvement during processes which includes accreditation, assessment, expert development, and credentialing. SchoolChapters, Inc. is headquartered in West Hartford, CT. For far more information, visit http://www.schoolchapters.com. &#13

SchoolChapters investors contain global education leader Houghton Mifflin Harcourt.

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BQu Launches Multiple Devices for Time Capture For Their BQuTMS and BQuSAMS Items


London, UK (PRWEB UK) 24 June 2013

Some institutions regard the use of biometric techniques, like fingerprint recognition scanners, with an instinctive dislike. There is a fear that students could uncover such systems to be unattractive, with unfounded but genuinely held issues about their fingerprints getting held in a method, with no manage more than how they are utilized.

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Whilst understandable, these worries are primarily based largely on a worry of the unknown. Fingerprint recognition systems for instance, do not record or hold an individuals fingerprint, they save a mathematical representation of the students biometric information. It is impossible to reverse engineer or retrieve a students fingerprint from the method.

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BQu the developers of BQuTMS and BQuSAMS has as a result created a range of other options to make certain there are no obstacles to gaining the other compelling advantages delivered by time and attendance monitoring. The latest solutions consist of Sensible Card Readers, NFC Readers, QA Readers, Wise Phones (IPhone and Android), and Tablets.

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Each is consistent with the BQu ethos of enabling buyers to make the most of current resources to minimise implementation expenses, while delivering state of the art systems by way of clever use of the most recent technologies.

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For instance, where an institution is currently utilizing Wise Cards for students for security and access purposes, these can be utilised to register attendance at classes, lectures or the library via the use of a Smart Card Reader, linked to the BQuSAMS. The information is gathered and made accessible immediately in real time to the responsible administrators, enabling them to recognize where a student may possibly be getting issues and could benefit from some additional assistance.

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BQu are constantly listening to their buyers to determine their crucial concerns which can be solved by revolutionary and astute use of the most recent verified technologies. In this way, our clients know that they will usually be employing the most up to date system, without having possessing to spend for continuous upgrades, Said Ian Pack, Head of Enterprise Development at BQuTMS. We perform with our customers to create individual options to their distinctive issues.Our consumers achieve from functioning with the top professionals in the field and the economies of scale that we are in a position to utilise, generating apparently expensive program options surprisingly cost-effective.

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BQu Time Management Program is a comprehensive suite of time management tools to capture, manage and analyse data gathered on a day to day basis. The BQu Student Attendance Management System (SAMS) has been constructed to answer most of the problems faced by Universities and Colleges in relation to Tier 4 licences and student engagement monitoring.

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Local Foreclosure Prevention (FP) Pro Dennis J. Rath Launches myfppro.com


Rocky River, Ohio (PRWEB) April 14, 2010

What’s a homeowner to do when her spouse has lost his job, she’s going via a divorce, and her house is headed into foreclosure? Clevelander Jennifer R. knows: Contact Foreclosure Prevention (FP) Pro Dennis J. Rath.

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Rath of ERA Rath, REALTORS

The Host Group Launches Updated Line of (SSL) Security Alternatives for All Hosting & Design Clientele in North America


San Francisco, CA (PRWEB) June 22, 2013

The Host Group, an international net hosting provider and design and style firm considering that 1997, not too long ago launched an update line of SSL certificates alternatives to safeguard their consumers internet sites from information loss or thefts.

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According to the CEO Doug Davis, “Several consumers have requested that we launch SSL certification primarily based upon the growing need to have for updated security measures.” Mr Davis added, “Right now, it really is very crucial for sites to have SSL certificates due to the fact it shows buyers that it is safe to do on the web transactions with a secure platform. In response, we created some significant upgrades with a significantly larger variety of options.”

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SSL Certificates are supplied soon after verification of ownership, and there are 3 varieties of validations:

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1) Domain Validation &#13

2) Organization Validation&#13

3) Extended Validation.

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CEO Doug Davis went on to say, “In domain validation, the enterprise owner has to verify their website by accepting or responding to the mail address of their web site, for instance: admin@domainname or webmaster@domainname or from the administrative email address.

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When an SSL certificate is approved for a website that processes credit card payments, then it is provided with a web site seal , or ‘graphic image’ which The Host Group design and style group can spot anywhere on the website to show that the web site is safe for undertaking the transactions.

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At The Host Group, management and employees realize that SSL certificates are made to safeguard your site and even buyers demand for such things since they are aware that if a site doesnt have it then it will be a issue for them.

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For much more info about The Host Groups line of hosting, VPS or custom internet development services, simply go to http://www.thehostgroup.com

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eOriginal Launches SmartSign Web six.7 Accelerating Integrated Business Processes

Baltimore, MD (PRWEB) September 1, 2010

eOriginal, Inc., a pioneer and market leader in electronic signatures, vaulted repository and electronic transactions, has announced basic availability of the latest release of its SmartSign Internet and eCore six.7. The newest release accelerates any business processes and automating signature events within workflow and company collaboration systems.

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“We chose to focus on workflow integration enhancements and downstream automation because buyers continue to tightly embed our options into their business processes”, said Bryan Caporlette Chief Technology Officer of eOriginal. “Our Push Service and Notification enhancements allow real time updates to user dashboards and monitoring systems, practically any activity that takes location within SmartSign Net can be automatically communicated and distributed to an ECM, CRM, ERP or imaging system.”

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But we did not stop there this release also adds a number of internal workflow configuration choices (such as function-configured sort orders) and help for frequent desktop word processing formats (such as Word, Open Workplace). Highlighted feature enhancements are listed below:

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Enhanced and Extended Mobile Signing – supports multiple mobile devices and multiple platforms with a new “made for mobile” browser user interface, like iPhone, iPad, Blackberry, Droid, Nokia, and other folks. The new design simplifies and streamlines signing inside any mobile browser, such as Opera, IE Mobile, Safari, Blackberry, and so forth. Any signer can participate in any SmartSign Net transaction from any mobile device from any place. SmartSign Internet 6.7 automatically detects that signers are on a mobile device and optimizes that knowledge.&#13

New Push Service – enables SmartSign Internet to automatically push operating copies of executed transactions into client systems such as document management, ERP or CRM offering users with true-time signature updates specially helpful for underwriting, loan underwriting and multi-location sales teams.&#13

New Document Format Possibilities – upload non-PDF documents and have it auto-converted to PDF format. Supported document sorts include Text Documents (i.e. Microsoft Word, Plain Text), Spreadsheet and Information Documents (i.e. Excel, Lotus Notes, Comma-Separated Variables), Presentation Documents such as Power Point and Image Documents (i.e. JPEG, PNG). This makes it less complicated to approach straight from any desktop and add attachments such as a photo taken from a mobile device and uploaded without having scanning.&#13

Part primarily based signing configuration – configure special document sets and show orders for individual roles, defining which documents are displayed or hidden from each participant in the transaction.&#13

Streamlined Consent Process – Organizations can elect to incorporate ESIGN consent in the user’s login approach to speed routine signing.&#13

Simplified Configuration and Branding – now any individual with permission can comprehensive common customization of the signature encounter, with no programming skills needed.

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Mr. Caporlette adds “as a lot more organizations are incorporating mobile devices into their business processes for approvals, signoffs and modifications, it was crucial for us to permit consumers to take advantage of the anytime, anywhere comfort of mobile signing.”

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Check out the new features, take a test drive at http://www.eoriginal.com, or make contact with 1 of our sales representatives at 888-224-6404 to get a customized demonstration.

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About eOriginal

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eOriginal provides sophisticated electronic signature, vaulting and electronic transaction options which are tamper-sealed, auditable and legally enforceable. eOriginal SmartSign