Dennis Ruisch joins the Team of Michael Swift & Associates at J. Rockcliff REALTORS


Pleasanton, CA (PRWEB) April 30, 2013

With over 30 years experience in real estate, Dennis most recently worked as a short sale negotiator for Wells Fargo Home Mortgage, near their headquarters in Des Moines, Iowa for almost 4 years. He was on the very first team that hit the floor when Wells Fargo opened a new short sale department. He was consistently ranked at the top of his department, based on the number of closed short sales every month. Time after time, Dennis was recognized and rewarded by Wells Fargo for his quality and performance.

“Dennis inside knowledge of short sale operations within the largest banks will be a valuable tool in working through short sale requests, and properly structuring those requests to ensure that they are approved as quickly as possible.” Michael Swift, Broker CDPE, SFR, CSSA, CSP, CFS, NAR/CRS Short Sale Certified and founding member of the Northern California Modification and Short Sale Brokers Group

Born and raised in Iowa, Dennis first received his Iowa real estate sales license in 1983. Much of his career has been in mortgage banking and he is remarkably experienced at finding creative solutions and ways to bring real estate sales to a successful close. Prior to joining Wells Fargo as a negotiator, Dennis originated mortgage loans for many years. As the founder of Dr. Mortgage Inc. in July 2005, he prescribed healthy home loans until forced to close the business in April, 2009 because of the collapse of the housing bubble and mortgage meltdown.

A victim of the illegal foreclosures that swept the country, Dennis had his home of 20 years foreclosed on while he was supposed to be protected under the terms of a loan modification. After fighting with the lender for years and filing complaints with the appropriate regulatory agencies, he was finally able to reach a settlement with Freddie Mac (The Federal Home Loan Mortgage Corporation).

I am extremely excited about the opportunity to represent people in financial difficulties instead of the bank. Because of my experiences, both personal and professional, I can most certainly empathize with their situation and am in a very unique position to offer counsel and advice. Dennis said. When I first decided to move to the East Bay Area, Michael Swift was recommended to me by one of my peers at Wells Fargo as an agent who really knows his business. I feel very fortunate to become a part of his team while also escaping the cold Iowa winters for warmer climates.







Tom Cronin Joins The Collingwood Group as Managing Director

Washington, D.C. (PRWEB) September 08, 2011

The Collingwood Group announced today that Tom Cronin has joined the firm as a Managing Director. In his new role, Cronin will lead The Collingwood Groups secondary market initiatives. Cronin will support The Collingwood Groups ongoing efforts helping clients navigate the business opportunities that exist in Washington and the housing finance industry.

Cronin has more than 35 years of mortgage industry experience. Most recently, he served as Senior Managing Director of Clayton Holdings, Inc., responsible for the areas of industry, corporate and government relations.

Former ASCD President Joins NEF to Head up Federal Grants/STEM Academy division

(PRWEB) May 25, 2013

Dr. Art Stellar, to head NEFs Midwest and Southern region federal grants/ STEM Academy division. We are tremendously excited about Arts plans for our federal grants and STEM Academy programs commented NEFS Chairman Dr. Appu Kuttan. Stellars primary role is to aid school districts across the United States (specifically KS, MO, IL, TN, GA, MS, & FL) apply for and receive funding through the Federal Qualified Zone Academy Bonds (QZAB) program (http://www.qzab.org).

Each state has millions of dollars available with most being currently unclaimed. This funding is first come, first served and may not exist in the future if left unused or not utilized according to the Federal requirements. Interested school administrators should contact Dr. Stellar (828-764-1785 or artstellar(at)yahoo(dot)com)

Stellar brings a broad range of educational experience to NEF. He has served as superintendent of school districts in various states, as well as being a central office administrator, principal, coach, and teacher. Dr. Stellar has also been active in numerous professional organizations including being elected president of Association for Supervision and Curriculum Development, the North American Chapter of the World Council for Curriculum and Instruction and the Horace Mann League. He was also elected vice-president of the New York State PTA and chairman of the Board for the National Dropout Prevention Center at Clemson University.

We selected Dr. Stellar for this role due to his passion for better education for our disadvantaged students, wide range of contacts, knowledge of education and ability to communicate, along with his track record of getting things done, stated Dr. Appu Kuttan, founder and president of the National Education Foundation. He continued, Our mission is to help raise student achievement by assisting school districts access funds while ensuring that they meet all the requirements of QZAB.

About NEF: The National Education Foundation (NEF) is the national nonprofit leader in bridging the STEM education divides. As part of its mission, NEF assists school districts with Qualified Zone Academy Bonds (QZAB) funding at the request of the US Congress and the US Education Department. The National Education Foundation has been working with both and the state QZAB directors on QZAB since the inception of the QZAB in 1998. The Foundation is based in Alexandria, Virginia and can be reached at http://www.cyberlearning For information on QZAB, visit http://www.qzab.org.