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New Mortgage Loan Modification Internet site Launches – Modification.org Now Supplying Totally free Tips on Lowering Mortgage Payments Fast

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Hollywood, FL (PRWEB) February two, 2009

A group of Lawyer backed Loan Modification Experts recently went live with a new internet site to aid nationwide property owners that are in danger of ruining their credit with late mortgage payments and losing their properties to foreclosure.

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With the existing state of the US economy, more and much more Americans are obtaining themselves unable to afford their month-to-month mortgage payments…whether it be due to cut backs on hours, job loss, unaffordable adjustable rate mortgages or just becoming more than extended with credit card debt and living expenditures.

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This is an particularly challenging position to be in when the housing industry declines and so several home owners across the nation owe a lot more that their house is even worth. Foreclosures are approaching all time highs and a lot of homeowners are searching for alternatives to save their property and shield their households.

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In a work to aid and give hope in the course of this nationwide epidemic a new web internet site referred to as Modification.org has lately been launched. Loan Modification can be the answer to many of the frequent issues that distressed homeowners are at present facing. A loan modification is not a refinance, it is a modify in the terms of the current mortgage that tends to make it much more cost-effective for the homeowner and permits them to avoid foreclosure.

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In many instances, the interest rate is decreased, the monthly payment quantity is re-set to a realistic payment that fits the family’s budget and in some situations the principal balance (or the total quantity owed) is even reduced enabling numerous families that would be in danger of losing their homes to the bank to resume life as usual.

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Todd Moss, Vice President of Modification.org states, “It is critical that the customer understands that this is a specialized process, which may possibly requires legal guidance from professionals in the field of loss mitigation. Though it is achievable to do on your personal, unless you are in specialist in finance, loss mitigation and true estate you most definitely would be much better served having a seasoned skilled on your side to protect your rights and negotiate the best loan modification achievable.”

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At http://www.Modification.org there is up to date info for anybody that wants to locate out a lot more about Loan Modification and they provide a Free of charge Help Line where any person can contact toll free to talk about their possibilities and see if a loan modification can help drastically save on month-to-month mortgage payments and even quit foreclosure. There is no obligation for a homeowner to find out about their Mortgage Modification alternatives and Modification.org even gives a one hundred% satisfaction guarantee.

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As Loan Modification becomes a more and much more popular approach for Americans regain manage of their finances and insure the security and security of their families, we expect Modification.org to be a main resource for assisting borrowers acquire a Mortgage Loan Modification and remaining in their homes.

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Totally free Brief Sale Calculator Now Available to Realtors(r) and Homeowners

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Salt Lake City, UT (PRWEB) September 27, 2010

“Must I remain, or must I go now?”

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Like the lyrics from the ’80’s punk-rock band The Clash, a lot of property-owners are faced with the tough selection to stay in a house where they now owe substantially more than the property is worth or to move on. 79% of American property owners may now find themselves in this circumstance. A staggering statistic.

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The choice to keep or go is a difficult 1. These complicating factors contain: family members, neighbors, close friends, schools, bankruptcy, credit rating scores, and an individualized list that is distinct to every homeowner. Complications, however, do not need to consist of ambiguity as to the economic ramifications of the choice.

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A lot of upside down property owners are electing to stay in their properties because they believe that the marketplace will quickly recover, or that the market place will quickly make up for the losses that they have suffered.

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The monetary query is: How lengthy are you prepared to remain with a home and wait for it to recover? Or, will I ever recover my continuing investment? For a lot of, continuing to spend into an over-priced mortgage, on an over mortgaged home, is an exercising futility: throwing very good cash right after undesirable. Rather of staying with the house, need to the homeowner contemplate a quick sale, loan modification, or foreclosure? But how can you know?

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Thankfully, there is now a tool that can support bring cold-hard numbers to bear on this emotional choice.

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MyShortSaleCalculator.com offers a cost-free tool that, with a little input, can reduce an incomprehensible jumble of numbers and information into a single straightforward number: the quantity of months till your home’s worth as soon as once again equals the quantity owing.

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Stay or Go? For a surprising quantity of borrowers, the numbers say … GO!

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About the Author:

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Michael T. Moss is the Managing Member of American House Law, Pc a firm that specializes in loss mitigation for distressed home-owners. Mr. Moss is a graduate of Brigham Young Law School, who has 25 years of professional experience representing homeowners as an advocate, and title insurance coverage provider.

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Connected Loan Modification Press Releases

Florida Law Firms Conducting Free Foreclosure Seminar

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Tampa, FL (PRWEB) November 15, 2010

Two prominent foreclosure attorneys, every single of whom deal with numerous hundred foreclosure lawsuits, are joining forces to place on a cost-free foreclosure seminar for Florida homeowners.

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Mark Stopa, Esq. of Stopa Law Firm and Matthew Weidner, Esq. of The Law Offices of Matthew Weidner, P.A. are conducting the totally free seminar on Saturday, November 20, 2010 at the Tampa Convention Center in Tampa, Florida. Mr. Stopa and Mr. Weidner intend to speak about a myriad of foreclosure-associated topics, like loan modifications, strategic default, short sales, bankruptcy, and other hot button foreclosure troubles.

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Mr. Stopa, whose Stopa Law Firm is sponsoring the event, envisions the seminar as a way for Florida home owners to find out about foreclosure-connected troubles from the point of view of a foreclosure defense attorney.

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There is so considerably misinformation out there, stated Mr. Stopa. Ive observed banks hold foreclosure seminars, and even some realtors, and Im concerned that several Florida homeowners are unaware of the legal rights they appreciate or how the foreclosure process in fact functions.

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It sounds challenging to believe, continued Mr. Stopa, but banks are frequently the ones that cause this misinformation by actively misleading home owners. Numerous property owners believe they can trust the banks, and they dont retain counsel, so they dont comprehend whats in fact going on till its also late.

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Mr. Weidner views the seminar as a way for homeowners to exchange stories, help each and every other, and seek widespread adjust in the foreclosure procedure. The American people have turn out to be as well passive in the foreclosure crisis, said Mr. Weidner. This seminar provides all of us a possibility to make sure that our voices are heard.

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The seminar will begin in Ballroom A of the Tampa Convention Center at 11:00 a.m. on Saturday, November 20, 2010 and will proceed till late afternoon. Ballroom A seats 700 folks, and it is anticipated that home owners from all across Florida will attend.

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Stopa Law Firm has offices in Tampa, Orlando, Jacksonville, and Ft. Lauderdale and at the moment handles a number of hundred foreclosure lawsuits all through Florida. Stopa Law Firm can be reached at 888-450-1549 or http://www.stayinmyhome.com.

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Matt Weidner handles a number of hundred foreclosure foreclosure lawsuits, primarily in the Tampa/St. Pete location. He can be reached at 727-894-3159 or http://www.mattweidnerlaw.com.

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Mr. Stopa and Mr. Weidner both create a weblog about foreclosure-related problems. Their blogs can be found on their respective sites.

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Debt Totally free League Warns Shoppers About Abusive Debt Settlement Organizations

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San Diego, CA (PRWEB) July 9, 2009

A wealth of on the web debt assist education warns buyers about bankruptcy, and dubious customer credit counseling. But, little is identified about abusive debt settlement organizations – something Debt Free of charge League wants to adjust.

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The debt settlement firm negotiates agreements with creditors for a lowered payoff of a consumer’s unsecured debt. The settlement examples at DebtFreeLeague.com illustrate a lot of the proof.

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Nevertheless, Debt Totally free League cautions that the debt settlement business has been targeted by inexperienced and unethical organizations.

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“It’s scary to see loan modification businesses providing debt settlement services. The biggest threat is organizations charging exorbitant fees at a time Americans are financially vulnerable”, states G. Hernandez, Operations Director of Debt Totally free League.

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Not too long ago, the Illinois Lawyer Common filed a lawsuit on Debt Relief USA alleging the debt settlement organization charged an upfront fee of up to 10% of the consumer’s debt, and upon settling 1 of the consumer’s accounts, charged a settlement fee of 13% on the amount saved. The firm also failed to decrease consumers’ debts as promised.

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Hernandez warns, “Legally, no 1 can guarantee to decrease a debt for a particular quantity.

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An other issue is the low-balling practice that has dug debtors deeper in the hole. Some companies withhold the truth that enrolled debts will have balance increases due to the continued accrual of interest and costs.

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Nonetheless, Hernandez contends that his ethical organization is one particular of the great guys assisting shoppers and modest organization owners obtain vital debt relief.

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About Debt Totally free League:&#13

Debt Totally free League gives a debt settlement program that assists shoppers and small business owners resolve financial hardships by negotiating settlements on personal, healthcare, and enterprise debts. Totally free phone consultations are offered by calling (800) 213-9968.

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Uncover Far more Loan Modification Services Press Releases

Free of charge Mortgage Modification and Foreclosure Defense Clinic for Property owners Presented by LaBovick & LaBovick, P.A.

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Palm Beach Gardens, FL (PRWEB) February 11, 2010

LaBovick &amp LaBovick, P.A. will hold a Free of charge Mortgage Modification and Foreclosure Defense Clinic for Homeowners at its office in Palm Beach Gardens, Florida from six:00 p.m. to 7:00 p.m. on Wednesday, February 24, 2010 p.m. and again on Wednesday, March 10, 2010. Attorney Scott R. Haft, Esq. and Paul D. Baltrun, Director of Loss Mitigation, each of LaBovick &amp LaBovick, P.A., will conduct the Mortgage Modification and Foreclosure Defense seminar at 5220 Hood Road, Suite 200, Palm Beach Gardens. Space is Limited, and an RSVP is essential to attend these events.

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Managing Shareholder, Brian F. LaBovick, Esq., stated, In the final two years the economy has utterly destroyed the equity for a lot of property owners. In some instances, the family property is now a liability rather of an asset. Recent statistics from the Mortgage Bankers Association show 25 percent of mortgages in Florida have been at least a single payment past due or in foreclosure.

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Nowadays, a lot of households need help. We created the Mortgage Foreclosure Defense and Mortgage Modification Division at LaBovick &amp LaBovick, PA. to assist property owners. We think that home owners in monetary distress deserve a fair deal and that a loan modification can assist offer this opportunity. Foreclosure Defense adds leverage to our capacity to negotiate with a lender. Losing a property to foreclosure is a traumatic experience, and our objective is to support homeowners prevent this tragedy.

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LaBovick &amp LaBovick, P.A.s Mortgage Modification and Foreclosure Defense Division gives clientele a lot of rewards and solutions, such as the following:

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Stopa Law Firm Holding Totally free Foreclosure Seminar — Providing Free of charge Foreclosure Defense

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Tampa, FL (PRWEB) June 14, 2011

Mark Stopa, a prominent foreclosure defense lawyer who represents a number of hundred Florida home owners, is putting on a free of charge foreclosure seminar for Floridians, five of whom will get cost-free legal representation.

Free of charge Foreclosure Defense from Stopa Law Firm

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Tampa, FL (PRWEB) June 23, 2011

Mark Stopa, a prominent foreclosure defense lawyer who represents a number of hundred Florida property owners, is providing totally free foreclosure defense to 5 Florida property owners.

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Stopa Law Firm is providing the cost-free representation as element of a foreclosure seminar on Saturday, June 25, 2011 at 11:00 at Hyatt Spot / Westshore, 4811 W. Principal Street in Tampa. Mr. Stopa intends to speak about a range of foreclosure-connected subjects, including strategic default, loan modifications, quick sales, bankruptcy, and other “hot button” foreclosure concerns.

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“I have observed also many awful foreclosure stories – elderly couples forced to choose among mortgage payments and medicine, households with a wheelchair-confined or cancer-stricken kid. I want to aid property owners in the most dire of situations, and for five of them, I will do it for totally free,” stated Mr. Stopa.

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Property owners who are facing foreclosure and struggling financially are encouraged to attend the seminar. Even if they aren’t 1 of the 5 selected for free of charge representation, Stopa Law Firm believes all homeowners will realize the benefits of cost-effective legal representation.

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“I’ve usually had consumers tell me they could not locate a foreclosure lawyer they could afford till they located Stopa Law Firm. That is my aim – I want to assist home owners who otherwise wouldn’t be capable to afford a competent foreclosure lawyer.”

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Stopa Law Firm has been representing home owners facing foreclosure since 2008. It has offices in Tampa, Orlando, Ft. Lauderdale and Jacksonville. Stopa Law Firm can be reached at 888-450-1549 or http://www.stayinmyhome.com. Mark Stopa often contributes to a foreclosure blog, which can be discovered at http://www.stayinmyhome.com/blog.

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Much more Loan Modification Press Releases

Reaching U Network Holds a Free Seminar in South Florida for Struggling Homeowners Questioning Their Banks Lending Practices

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Hallandale Beach, FL (PRWEB) August 12, 2011

July 21, 2011 Reaching U Network, a non profit organization, held a cost-free seminar for homeowners in South Florida who had inquiries regarding their mortgage lender, their current loan circumstance and the existing status of their residence. Property owners who are in the method of a loan modification or who are in worry of foreclosure attended the seminar to understand from a premier foreclosure lawyer, through examples of previous court circumstances, the procedure the banks at present implement and how this might apply to their residence situation.

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Subject matter such as Floridas present foreclosure status and how it is at the moment the nations highest was discussed, as properly as how in the final year the banks have repossessed more than 1 million residences in the U.S.

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The seminar discussion then turned its concentrate to mortgage documents and the triggers for the foreclosure method, meaning an acceleration clause in ones mortgage documents that specifics the course of foreclosure after one particular defaults on their mortgage.

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The sequence the banks adhere to as soon as a house is in a foreclosure was then provided, providing info as to how banks sue a homeowner for foreclosure and the specifications the banks must acquire to file this lawsuit, such as serving the homeowner with correct notice/complaint below the state and the significance of saving envelopes received from mortgage lenders due to the postmark.

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Via examples of present instances that have been awarded to other homeowners, a lot of queries from the participants had been answered. A single was a lady who was concerned about her terminally ill sister, whose lender had foreclosed on her house even though she was going by way of chemotherapy. An additional was a lady who had legal representation from an lawyer she felt was not properly representing her case concerning her property and the method her lender had taken to file suit. Each of these participants, like a lot of of the other folks in attendance, have been incredibly impressed with the extensive data the seminar offered regarding the banks poor lending practices and the method of loan modifications turning into foreclosures.

Florida Property owners On Verge of Private Economic Apocalypse and Do not Know It Free Seminar Shows How Short Sale With Deficiency Waiver Ends Foreclosure Nightmare

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Sarasota &amp Manatee, FL (PRWEB) November 01, 2011

Nationally recognized genuine estate professional, John Michailidis, offers totally free seminar for FL home owners behind on mortgage payments. The unemployed, underemployed, divorced, and those who’ve seasoned recent health-related emergencies are being targeted for Foreclosure. Now, Sarasota &amp Manatee county residents can discover how to beat Foreclosure thru a “Brief Sale With Complete Deficiency Waiver” even when they owe a lot far more than the property’s worth. Ideas on how to virtually assure approval even if prior Quick Sale attempts have failed will be provided.

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Sarasota &amp Manatee county Florida home owners behind on their mortgage payments and who are either unemployed, underemployed, divorced, or who have experienced recent health-related misfortunes are being targeted.

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According to national genuine estate professional, John Michailidis, the menace is foreclosure, and by some estimates upwards of 40% of Sarasota and Manatee homeowners are vulnerable. A cost-free report outlining the dilemma can be downloaded at http://NoEquityHomeSaleReport.com.

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“Foreclosure destroys families and communities, and has literally displaced millions of American citizens,” said real estate specialist John Michailidis, GRI, CRS, JD. “The dirty small secret that bankers and politicians look to be ignoring is the truth that Foreclosure is practically one hundred% avoidable thru the use of a Brief Sale With Deficiency Waiver.”

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With congressional watchdogs testifying that the record of government loan modification applications, “has been nothing short of abysmal,” many delinquent homeowners are below the false assumption that Foreclosure is unavoidable.

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According to Mr. Michailidis, “A foreclosure most undoubtedly is avoidable and I’ve got the track-record to prove it. In practically each case we’ve taken on, we have been in a position to safe a Short Sale with Full Deficiency Waiver, which means the homeowner was able to move on with their life, totally free from mortgage debt, and with out the specter of the banks coming after them down the road.”

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Mr. Michailidis is presenting a series of cost-free, on the internet, community-outreach public seminars for Sarasota and Manatee County Florida home owners who are behind on their mortgages and worried about foreclosure. “The goal of these free seminars is to disseminate as widely as achievable information that is getting suppressed by the banks. Participants will be capable to submit queries by way of email throughout the event and obtain customized responses,” he said. Scheduling and registration details is offered at http://FloridaForeclosureEnders.com.

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Mr. Michailidis is a recognized genuine estate author and speaker, and the broker/owner of SaraMana Properties, exactly where he focuses his company on exclusively helping homeowners to keep away from foreclosure by means of Quick Sales. He is also a graduate of the Northwestern University School of Law in Chicago and is a member of the Illinois Bar. A message can be left for Mr. Michailidis at 941-548-7771, or by way of e mail at info(a)SaraManaProperties.com.

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Free Monthly Webinars for Distressed Homeowners from Expert House Solutions

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San Diego, CA (PRWEB) November 01, 2011

EHS is supplying cost-free webinars for distressed homeowners who may possibly be in need to have of loan modifications or short sales. The next webinar Anatomy of a Brief Sale will be Nov. 15, 6pm PST. House owners facing divorce, bankruptcy, probate, NODs or NOTS, will discover the short sale can be the answer to rebuilding and moving on to a happier life.

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Even probate executors and administrators want to watch this webinar. More usually these days a decedents house is underwater. The important for the administrator or executor is not to take the inheritance till right after the residence has been sold. In most instances, this indicates no payments on the mortgage in the course of the method, no harm to the credit of the heirs, no attorney or realtor charges to the estate. Far more advice can be obtained at http://www.distressedassetssd.com. Right here property owners can get the guidance of attorneys.

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Our organization did see one particular executor who hired a realtor who was not familiar with the benefits of a quick sale. The estate had no money beyond the actual estate. This executor paid $ 5000 of her personal money to an lawyer to settle the estate and on his genuine estate agents suggestions was paying $ 1000 per month from her personal pocket for a mortgage for a house that was not in good repair and needed to be a brief sale.

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The subjects we will cover on Nov. 15 at 6PM PST are:&#13

1. Measures in a brief sale &#13

two. Begin creating equity again for retirement and the family’s legacy&#13

three. Selecting an agent and negotiating firm&#13

4. Stress Free of charge Promoting

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Contact 877-267-2514 x121 and leave name and e-mail to obtain an invitation. Home owners can see final months seminar Loan Modifications vs Brief Sales at http://vimeo.com/30771099.

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When home owners sign up, they will get invitations to future webinars like Anatomy of a Brief Sale Part II that will cover Extra concerns:&#13

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