Tag Archives: Foreclosure

Mortgage Default Assistance Announces A lot more Loan Modifications to Quit Foreclosure

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Palm Harbor, FL (PRWEB) October 16, 2007

Mortgage Default Help performs for property owners who are determined to quit foreclosure on their properties, by operating out a program with the different parties involved, such as the lender and attorneys.

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Mortgage Default Assistance lives by the philosophy that men and women are essentially excellent, but at times want a small assist. Their motto is, “we provide certainty in the course of uncertain occasions.” The cause for this is that when you are going via a foreclosure, getting an actual individual to help you and explain everything in detail in a caring way becomes quite tough. The collection department of the lender calls repeatedly to scare property owners and they at times use unethical techniques that seem to only make things worse. Moreover, there are some scam foreclosure businesses out there that tell home owners to sign the title of their homes over to them. Without being aware of where to go, oftentimes home owners finish up doing nothing at all. Once you are authorized with Mortgage Default Assistance, they step in and do almost everything in their energy to take away your tension by delivering you with the service and respect you deserve. They perform on your behalf, not of the lender. Their only aim is to maintain you in your home and supply you with specific tools so that you in no way find yourself in this situation once again.

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There are a lot of possibilities and applications offered to property owners in default of their mortgage. Even so several home owners either are not conscious of these programs or merely are not in a position to get them on their own for a myriad of causes. This is exactly where Mortgage Default Assistance methods in. Their team of specialist counselors and loss mitigation specialists operate hand in hand with the different parties involved in the foreclosure procedure to give a custom match solution for homeowners. Though it is feasible to save your residence if you are in foreclosure, time is not on your side. It is definitely important that you make contact with Mortgage Default Help now for quick relief. Mortgage Default Help has been extremely pleased with the quantity of mortgage modifications they have been in a position to implement for home owners, which sometimes enables a homeowner to lower their mortgage payment.

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Quit foreclosure and get foreclosure aid. &#13

Web site: http://www.mortgagedefaultassistance.com or call quickly 888-510-5010 for data.

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Speak to: Thomas Waters 888-510-5010

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A lot more Loan Modification Yourself Press Releases

Residence Owners Find Mortgage Delinquency Assist With Foreclosure Alternatives

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Corydon, IN (PRWEB) December 27, 2007

The American dream of home ownership is going up in flames for people facing catastrophic increases in interest prices, missed mortgage payments, and tougher qualification requirements that make refinancing not possible for thousands of existing house owners. If you are a mortgage payer facing any or all of the above, then this year pull collectively a plan to save your residence from foreclosure.

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According to Kathleen Rieger, President of Second Opinion Options Group and editor of Credit Rejuvenation a self-assist debt reduction site and newsletter, “Individuals who are possessing troubles qualifying for loans are not often people who have more than-extended their credit card debt. 80% of the men and women I talk to have monetary hardships brought on by life events like extraordinary wellness care expenses, corporate downsizing and natural disasters. All of these conditions lead to men and women to lose jobs, revenue and ultimately, their homes. Also frequently men and women turn to bankruptcy when they cannot make payments. What they fail to appreciate is the impact bankruptcy has on their credit history. It’s far better to arm oneself with choices as an alternative of falling into 10 years of credit rejection.”

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Familiarize yourself with these foreclosure alternatives that can save your house or lessen the effect to your credit history.

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Short Sale &#13

A short sale occurs when a house is sold and the lender agrees to accept a discounted payoff, meaning the lender will release the lien that is secured to the property upon receipt of less income than is truly owed. In other words, if you can come up with enough funds to satisfy the lender, they might settle for less that the full quantity of the loan. For the lender, possessing $ 50K in the hand is far much better than obtaining an empty home that is depreciating daily and for which they have to pay house taxes.

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Quick Refinance

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In a quick refinance, the lender may possibly agree to forgive some element of your debt and refinance the remaining debt into an completely new loan.

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Specific Forbearance

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A forbearance is an agreement produced amongst a mortgage lender and delinquent borrower in which the lender agrees not to exercise its legal proper to foreclose on a mortgage. The borrower agrees to a mortgage plan that, over time, brings the loan present. A forbearance agreement is quick-term resolution for delinquent borrowers. It is made for borrowers who have temporary monetary conditions, like short-term unemployment or health troubles.

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Mortgage Modification

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A mortgage modification is a modification to an current loan created by a lender in response to a borrower’s lengthy-term inability to repay the loan. A lender chooses to modify the loan simply because the expense of undertaking so is much less than the price of default. Loan modifications involve some mixture of:&#13

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Cody Sperber’s DO IT Your self LOAN MODIFICATION eBook Is Helping Homeowners Reduce Their Monthly Payment And Avoid Foreclosure

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Phoenix, AZ (PRWEB) November 23, 2008

There are lots of loan modification folks out there these days. Frankly it seems like many of them just moved from sub prime lending to loan modification but Cody Sperber’s Do It Your self Loan Modification eBook shows that Cody and the folks at ForeclosureCounseling.com know what they are talking about. Although some books just gloss more than the things a homeowner wants to do, Cody’s DIY Loan Modication ebook gives you smart insight on factors to ask for when negotiating your own loan modification.

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In its simplest type, a Loan Modification is a way to renegotiate a homeowners current mortgage and month-to-month payments allowing them to steer clear of foreclosure and preserve their credit. A lot of elements of their mortgage can be changed to their advantage, which includes the term of the loan, interest rate, balance of principle, and month-to-month payments. It really is even feasible to have late charges waived. There are numerous opportunities opened via a Loan Modification and every single residence owner’s circumstance is special. A huge number of property owners will use a Loan Modification to stop foreclosure on their property. For any individual who is unable to make their month-to-month payments, or is in danger of becoming buried under a past-due balance, a Loan Modification is the perfect options to stopping foreclosure and maintaining their residence!

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“When you’re attempting to do a loan modification yourself the one thing you do not have is time to figure out how to do it on your personal. When your property is facing foreclosure is not the time to find out items on the job”, says Sperber. A residence owner requirements to make sure that their effort they put in is directed at reaching their ultimate purpose – saving their home – and with Cody’s Do It Your self Loan Modification ebook you are nicely on your way.

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Wasted power, frustration and burn out are all symptoms of attempting to get a loan modification. For a few bucks a homeowner can elimate the wasted power element of the equation and find out how to deal with the frustration and dead ends that often pop-up for the duration of the method.

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Inside Cody Sperber’s Do It Your self Loan Modification Kit you will locate:&#13

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The loan modification proposal package types and documents &#13
The incorporated expense and revenue worksheets &#13
The ideas for dealing with the loan modification method and loss mitigation division employees &#13
The details on where to start and what to ask for.

“Do not be fooled that your lender(s) are just going to give you a loan modification that is in your best interest! Take the time to educate your self on what a Loan Modification is, how to create a comprehensive loan modification proposal, and how to negotiate with your banks house retention division.” Cody Sperber has been assisting home owners steer clear of foreclosure for over five years and specializes in Loan Modifications and Short Sales in Arizona. He owns http://www.ForeclosureCounseling.com, http://www.SellQuickForCash.com, and http://www.CodySperber.com.

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For Far more Details Call 602-626-3598.

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LoanModificationForFree.com Creates Cost-free Online Loan Modification Course to Aid Home owners Decrease Their Mortgage Payments and Cease Foreclosure

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Santa Barbara, CA (PRWEB) April 1, 2009

With the deepening foreclosure crisis, LoanModificationForFree.com has developed a cost-free complete on the internet loan modification course. This course is comprised of a step-by-step system to aid distressed property owners safeguard their residences.

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The program provides complete loan modification strategies for anyone who wants to lower their mortgage payment, stop foreclosure or discover how to apply and qualify.

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The cost-free loan modification program was produced as a comprehensive seven lesson on the internet course and offers extensive data on how the loan modification method operates, how to prepare one’s finances for a loan modification application, how to create a loan modification “hardship letter”, and methods for property owners to make sure their loan modification is approved.

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“With the economy in the deepest recession in decades, the foreclosure rate is at the highest level because the Excellent Depression. Millions of property owners are behind on their mortgages and potentially facing foreclosure”, said Jeremy Kossen, Executive Director and creator of LoanModificationForFree.com. “By creating this effortless to comply with loan modification program, we hope to assist homeowners stay away from foreclosure by supplying them with the tools to get their loans modified and their mortgage payments decreased.”

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Like a lot of other on the web resources, such as Google, Yahoo, and facebook, LoanModificationForFree.com is funded by advertising. Whilst most loan modification companies are charging financially distressed property owners thousands of dollars to modify their loans, LoanModificationForFree.com is providing this online course absolutely free of charge.

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The only requirement to participate is the completion of a brief, a single web page application, at which point the homeowner is quickly offered with a username and password which gives them access to the full loan modification system.

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Webmasters are requested to spot links to LoanModificationForFree.com.

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To learn more about LoanModificationForFree.com’s cost-free program to help home owners modify their own loans and stop foreclosure, get in touch with (888) 365-0914 or visit http://www.LoanModificationForFree.com.

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Associated Loan Modification Yourself Press Releases

Seattle Area Foreclosure Defense Seminars Announced for April 2013

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Bellevue, WA. (PRWEB) April 03, 2013

Advantage Legal Group is offering 3 Seattle region Foreclosure Defense Seminars in February. The Seattle Foreclosure Defense Seminars will cover foreclosure defense strategies, mortgage mediation, deed in lieu of foreclosure, mortgage modification, actual estate short sales and the Washington State Foreclosure Fairness Act.

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Seattle home owners facing foreclosure can attend a single of 3 Seattle location informational seminars to understand about the options offered in Washington State.

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Seattle Location Foreclosure Defense Seminar Schedule for April 2013:&#13

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Lynnwood: Monday April 15th from 7:00 PM to 9:00 PM – Lynnwood Convention Center 3711 196th St. SW Lynnwood, WA. 98036 &#13

Tacoma: Wednesday April 17th from 7:00 PM to 9:00 PM – Greater Tacoma Convention and Trade Center – 1500 Broadway, Tacoma, WA. 98402&#13

Bellevue: Saturday April 20th from ten:00 AM to Noon – Coast Bellevue Hotel – &#13
625 116th Ave NE, Bellevue,WA. 98004&#13

Individuals facing foreclosure in Seattle, Bellevue or Western Washington, or pondering about filing for bankruptcy are encouraged to attend this seminar to find out about all the choices in Washington State prior to generating a choice.

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Space is restricted so attendees are encouraged to pre-register at the Benefit Legal Group web site.

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Jonathan Smith, whose firm serves most of Western Washington, notes that a excellent quantity of his consumers are obtaining modified loans through the mortgage mediation approach beneath the Washington Foreclosure Fairness Act. (FFA) which gives the homeowner facing foreclosure the right to force their bank to the mediation table. Washington State was the third state to implement such a foreclosure mediation plan following Nevada and Maryland. Although the law has been in effect given that July 22, 2012, it is estimated that significantly less that ten% of these eligible have availed themselves of the plan to date.

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The so named Foreclosure Fairness Act, provides distressed property owners operating with an lawyer or housing counselor, the correct to an in-individual mediation method to steer clear of foreclosure of their primary residence. Property owners can’t request mediation themselves and must request it by means of an attorney or housing counselor. A lot of smaller sized banks and credit unions are exempt if they had significantly less than 250 foreclosures in the state in the previous year.

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Several distressed home owners have seen dramatic reductions in their month-to-month loan payments. Seattle bankruptcy lawyer Smith says Of course it is dependent on the consumers circumstance, but we are often able to bring a customers loan, that is months or even years behind, current and lengthen their loan period out to 40 years in a completely amortized loan. Mr. Smith regularly attains these benefits for his consumers. It is not uncommon for my clients loans to be recast at rates as low as two% interest rate says Seattle Attorney Jonathan Smith.

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Advantage Legal Group is a debt relief agency serving Seattle, Bellevue and Western Washington. Benefit Legal Group specializes in foreclosure defense solutions, bankruptcy, mortgage mediation, mortgage modification and true estate quick sales.

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How to Stay away from Foreclosure: New Do It Yourself Loan Modification Kit Provides Step by Step Instruction

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San Diego, CA (PRWEB) June 15, 2009

DIY Mortgage Modifications announces the release of The Insider’s Guide to Mortgage Loan Modification, a multimedia kit designed to aid home owners facing foreclosure function with their lender to modify their loan — and keep their house. To reach the purpose of a lowered mortgage payment that the homeowner can afford, the Insider’s Guide walks the homeowner via the procedure of negotiating with their lender by implies of detailed, step by step coaching. A year in the creating, the package provides home owners access to the tools and secrets of two authorities who have effectively negotiated more than 1000 Mortgage Loan Modifications in the course of their 25 years knowledge in loss mitigation and mortgage banking.

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Keith Martinez, Co-founder and Chief Negotiator for Mortgage Mod Advice, and Kristina Juarez, Vice president Operations and Senior Negotiator, created this kit simply because they realized that so many home owners facing the threat of foreclosure in today’s economy cannot afford the charges that were customarily charged for their personal help in the loan modification approach. “Nobody knows this process far better than we do. Kristina and I have been functioning with these lenders day in and day out for years, and we know how they think. What we’re going to show the homeowner in this kit is how to successfully complete a Loan Modification on their personal,” says Martinez.

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The multimedia kit contains step by step directions, more than and hour an a half of video tutorials, downloadable-editable forms, and unlimited e mail help from DIY Mortgage Modification Specialists. Choices for modifying the loan that are covered in the kit contain lowering the interest price, converting it to a fixed price, extending the life of the loan, or in some circumstances minimizing the principal balance.

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“The loan modification method is a challenging one particular if you are not familiar with how loan officers and banks operate… The problem is not unwillingness by the lender to restructure a property loan, the correct concern is lack of creditable info on the borrower’s portion. Ultimately, armed with this kit, the banks and lending companies aren’t starting with a leg up and a head commence,” says Dr. K. Broomes, Denver.

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For additional details on The DIY Mortgage Modification Kit (or for a sample, copy or demo), speak to us. The item is offered for acquire the web site via our secure checkout program.

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A lot more Loan Modification Yourself Press Releases

The McCann Law Group, LLP dba Consumer Lawyer Solutions Delivers Client Agreement Review to Aid Homeowners Stay away from Foreclosure Defense Scams

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Jacksonville, Florida (PRWEB) April 08, 2013

The McCann Law Group, LLP dba Customer Attorney Solutions aids homeowners stay away from foreclosure scams by providing a client agreement review from an lawyer for property owners enlisting the help of a foreclosure defense firm. Customer Lawyer Services strives to reduce deceptive practices amongst foreclosure defense businesses with their free of charge client agreement review in order to supply property owners with an opportunity at obtaining mortgage resolutions.

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Customer Lawyer Solutions believes it is unfortunate that some organizations try to prey on homeowners simply attempting to save their properties from foreclosure. Some businesses guarantee relief from foreclosure at a important economic expense even though initiating no actual work to increase a home owners scenario.

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Melissa Canone with KATC.com described a single such foreclosure scam in her March 2013 write-up in saying, Scam artists offer you to act as intermediaries among property owners and lenders and to negotiate repayment plans or loan modifications. In reality, they may pocket your money…

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Customer Lawyer Services agrees with Canones guidance on techniques to steer clear of foreclosure scams, Do not sign more than your deed without having consulting a trusted professional By no means agree to a title transfer before contemplating tips from your lawyer, economic adviser, credit counselor, or another independent individual you can trust.

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Customer Attorney Services assists property owners decrease the likelihood of becoming taken advantage of by a foreclosure defense scam by offering a client agreement overview on any client agreements necessary by foreclosure defense firms. Consumer Lawyer Solutions will execute the client agreement overview at no charge. You can request a Customer Attorney Services free client agreement review on Customer Lawyer Services internet site.

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By Consumer Lawyer Services supplying this no-cost client agreement evaluation service, Consumer Lawyer Solutions believes their client agreement overview can help set a truth and transparency trend. If more law firms followed suit, presented a cost-free client agreement overview across the US, property owners about the country could know with higher confidence if their funds is getting properly spent.

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Consumer Attorney Solutions is a complete service customer advocacy law firm headquartered in Jacksonville, Florida. Customer Lawyer Solutions helps families with foreclosure defense. Consumer Lawyer Services works on debt settlement. Customer Attorney Services also operates with bankruptcy law.

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Consumer Attorney Services hopes its commitment to helping homeowners with a client agreement overview service will help much more homeowners stay away from foreclosure scams. Customer Lawyer Services encourages a lot more law firms to provide client agreement critiques, and property owners to request a client agreement evaluation.

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Go to Customer Lawyer Solutions for much more details about the Consumer Attorney Solutions client agreement assessment. Request a client agreement evaluation on the client agreement evaluation page.

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Stay away from Foreclosure, Accomplish Loan Modification with New YourFreeModification.com

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Santa Ana, CA (PRWEB) July 20, 2009

YourFreeModification.com is a new, effective and easy way to prepare loan modification requests and steer clear of foreclosure by easing monthly mortgage burden. Bypass loan modification companies whose costly solutions only add to a homeowner’s economic tension, yet supply no guarantee of good results. Banks consider loan modification requests ready with YourFreeModification.com 1st because they are carried out proper and completed without middlemen.

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“Utilizing YourFreeModification.com distressed property owners can attain in 20 minutes employing our straightforward application what a skilled will charge at minimum $ three,000 to do. What’s much more, applications generated by our computer software are a lot more probably to generate a optimistic decision,” stated Dave Brown, President of Household Savings USA, the firm powering YourFreeModification.com. “Avoid foreclosure by modifying your property loan to make it manageable.”

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Key Characteristics of YourFreeModification.com Include:&#13

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ModTrainer.com the Answer To Loan Modification Scams And The Foreclosure Crises

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Sacramento, CA (PRWEB) August 25, 2009

ModTrainer.Com is proud to release its user friendly educational method developed to empower property owners who are struggling with their mortgage on how to confidently request a loan modification from their lender.

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“Loan Modifications are important to helping households maintain their properties, and with the scam modification businesses and the federal government programs not assisting adequate, modtrainer.com is an outstanding resource for struggling homeowners who want to stay in their properties but are obtaining it difficult to make their mortgage payments.” says Ken Henderson Director of Operations for ModTrainer.com.

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Created by seasoned loan modification pros the ModTrainer.com method contains the following elements:

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Forensic Mortgage Audit

Cease Foreclosure, Forensic Loan Audits with Loan Modifications

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Mamaroneck, NY (PRWEB) September five, 2009

Via the Forensic Loan Audit, Guardian Advocate Group, Llc is offering customers a way to have leverage in order to aid them receive a Mortgage Modification More quickly and with quite tiny hassle.

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Forensic Loan Audits involves a Comprehensive intake interview with all parties on the mortgage, Full loan document and disclosure audit by employees attorneys and CPA’S to Uncover Violation in Truth In Lending Act ( TILA ) and True Estate Settlement &amp Procedures Act ( RESPA ). We also Carry out a Reverse engineering of your loan terms and Annual Percentage Rate ( APR ) for feasible TILA violations. “Our Clientele get a Full report with all violations and findings, According to Gregg Schwack “Branch Manager”

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“Our Forensic Loan Doc Audits will aid home owners to find out if there loans were carried out illegally and give us nearly a full proof answer to their mortgage troubles,” says Mike Luchen President of Guardian Advocate Group, Llc”

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Guardian Advocate Group, Llc specializes at delivering home loan mortgage modification solutions, it also offers buyers with a number of other debt associated services such as Debt Settlement, Short Sales, Principal Reductions and Forensic Loan Audits. Guardian Advocate Group is a a single quit shop for all modifications and credit card debt settlement.

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About Guardian Advocate Group, Llc :&#13

Guardian Advocate Group, Llc was founded by “Mike Luchen” a Top Realtor Ranked in the Leading 1% in the Globe with Coldwell Banker Residential Brokerage due to the current predicament of most property owners in today’s marketplace.

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“We have a champion team of licensed mortgage bankers, loan processors, Realtors and on staff attorneys &amp CPA’s who handle the each day obstacles homeowners will encounter. We will guide you whilst doing a loan modification, or mortgage forensic loan audit each and every step of the way. We even supply Do It Yourself Loan Modification Kits”

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“Guardian Advocate Group, Llc constant track record of uncompromising ethics, integrity and trust is unsurpassed. We respond swiftly and give you the most efficient and personally tailored service obtainable in the market these days. We know that several Americans face difficult occasions and individual hardship. We are very successful in assisting in the home loan modification method.”

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For Homeowners who require assist or would like a free consultation, We encourage folks to contact our loss mitigation consultants at 877-511-6637 or Check out THEM on the net at http://www.GuardianMods.com

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