Tag Archives: April

Short Pay Refinance Meeting on April 21 at Hyatt Dublin CA

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San Ramon, California (PRWEB) April 20, 2010

Quick Spend Access, provider of the quick spend refinance answer for homeowners and true estate professionals nationwide, is hosting a particular meeting on Quick Pay Refinance (http://shortpayaccess.eventbrite.com/) on Wednesday April 21st from 6:30 pm to 9:00 pm at the Hyatt Spot Dublin, California.

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A Quick Refinance (or quick pay refinance), also known as a short payoff, is a program for borrowers to retain their property, lower their principal balance and most importantly reduced their monthly payment with a fixed price FHA insured loan. The plan is a complete document loan and negotiation method helping homeowners remove damaging equity. This is not a loan modification or a short sale. It is a comprehensive refinance and payoff of the existing loan. The current loan will be replaced with a new smaller mortgage loan, possibly at a greater price than the current price. A Short Refinance is mostly developed for a homeowner who can completely qualify for a new loan, however wishes to stay in their property with a Reduced Loan Balance. It is a transaction where the lender agrees to accept much less than the complete quantity owed. Rather of the property being sold, it is refinanced with a new lender. The short refinance permits the homeowner to retain ownership of their property, whilst at the very same time avoiding a foreclosure or possible bankruptcy.

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According to Ketan Naran, co-founder of Quick Pay Access (http://www.ShortPayAccess.com) We understand the stress that property owners are undergoing as a result of the downturn in our nation’s economy. Home owners really feel helpless and trapped by their current upside down mortgage and the loss of their home’s value. The excellent news is that our company Short Spend Access is right here to support home owners and is able to offer you them the best short spend refinance plan offered on the market place right now. By qualifying and utilizing the Brief Pay Refinance program, home owners have the capability to refinance their residence at its present market value. I am confident that the data supplied at the April 21st meeting to home owners with upside down mortgages will assist them make an informed decision. This meeting will also prove exceptionally valuable for Genuine Estate Pros who will discover how they and their customers can benefit from this system”

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For much more details and to register for the April 21st quick spend refinance meeting go to http://www.shortpayaccess.eventbrite.com/

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About Short Spend Access:

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Most people do not have the resources, procedure understanding, or expertise required to go via the short spend refinance procedure by themselves. Short Spend Access, with its expert finance and negotiation group, assists Home owners and Actual Estate Agents nationwide with their quick pay refinancing.

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For far more data about the quick spend refinance system and the April 21st meeting pay a visit to http://www.ShortPayAccess.com or contact Sudha Bharat: 925-309-6109

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Make contact with Particular person: Sudha Bharat&#13

Phone: 925-309-6109&#13

Email: sudha(at)shortpayaccess(dot)com&#13

Site: http://www.ShortPayAccess.com

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Fannie Mae And Freddie Mac Will Modify Loans – six Million Households Face Foreclosures – Loan Modifications To Reduce Foreclosure By April

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Pleasant Grove, Utah (PRWEB) March four, 2009

There is some very good news concerning loan modification, Fannie Mae and Freddie Mac will modify loans below Obama’s program. Though Loan Modification is a viable way to reduced your payments, beware of loan modification scams. FBI is conscious of this increasing dilemma of loan modification fraud, they have not been capable to act rapidly adequate to stave off the fraud wave.

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Against a backdrop of record-low new residence sales and ballooning losses from foreclosures, Housing Secretary Shaun Donovan told lawmakers Thursday that the lending industry is set to launch the Obama administration’s $ 75 billion foreclosure prevention plan next week. Donovan stated “we anticipate to see huge numbers of loan modifications take place really rapidly,” and hopes it would lead to foreclosure prices to drop as soon as April.

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Donovan said the plan will permit “borrowers with massive debts and unaffordable mortgages to have their property loans modified to reduce the monthly payment”, even if they are not in default. Borrowers who owe up to five percent far more than their home’s existing worth will be able to refinance, if their mortgages are held by mortgage finance firms Fannie Mae or Freddie Mac. At the very same time, loan modifications will be available for borrowers who owe up to 50 % much more than their home’s at present worth. Donovan stated “we expect to see massive numbers of modifications occur very rapidly,” and hopes it would cause foreclosure rates to drop as quickly as April.

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At the same time the “FBI is conscious of the developing difficulty of loan modification fraud”, they have not been capable to act swiftly enough to stave off the fraud wave. They report that they have over 1,500 mortgage fraud investigations more than the final month.

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Sean Walker CEO of HomeSaversUtah (http://HomeSaversUtah.com). and President of Good Neighbor Loans, LLC, (http://gnmloans.com), emphasized there are many factors which a homeowner ought to be conscious of when functioning with a loan modification firm.

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Cost-free Loan Modification Week Begins April 6

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Chicago, IL (PRWEB) April 5, 2009

Realty Correct, a Chicago-primarily based firm specializing in brief sales and foreclosures because 2000 is launching a nationwide system to assist American property owners in distress deal with their private economic crisis by offering free loan modification services for up to 2500 who register in between 12:01 AM on Monday April 6 and 12 Midnight on Sunday April 12.

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Realty Right president and founder Wayne Taylor considers the offer you not only the correct issue to do but the sensible point to do as effectively, “Many home owners need certified, specialist, assist in order to modify the terms of their loans but they can not afford to pay for it. If they could afford this kind of help then they possibly could afford to make their mortgage payment. It really is a classic catch-22 predicament.”

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The new RealtyRight.com system is a 1-stop net based service center for property owners and others who are impacted by the present housing scenario. Obtaining been in the true estate company himself because 1985 Taylor concedes he’s in no way observed anything like the current situation and anticipates it will alter the way real estate is marketed and managed in the future.

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“Somehow we’re going to have to locate approaches to bring sellers, buyers, realtors, lenders, investors and all these involved in the real estate process with each other. One particular of the large factors we’re in this circumstance is since of the distance and anonymity in between these who hold the paper and those who live in the residence.”

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Up to 2500 home owners who register on the business site, RealtyRight.com, by midnight April 12 will be eligible for the cost-free service. Final determination of which and how a lot of property owners will be offered the cost-free loan modification service will be made by Realty Right and the homeowner primarily based on need, urgency and ability to serve. Interested parties ought to pay a visit to the web site for terms and situations.

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RealtyRight.com Declares April Cost-free Loan Modification Month

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Chicago, IL (PRWEB) April 9, 2009

RealtyRight.com, a Chicago-primarily based real estate firm specializing in quick sales since 2000 has decided to turn their Cost-free Loan Modification Week offer into declaring April Totally free Loan Modification Month thus adding another three weeks to their supply of providing free of charge loan modification services to American home owners in distress.

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In explaining his choice to extend the provide of totally free complete loan modification services via the whole month, Mr. Taylor said. “With tax time bearing down on home owners, plus the several other problems they face, especially these in want of loan modification support, we decided it would be in everyone’s ideal interest to extend the supply to consist of the complete month. This way men and women can catch their breath a small soon after April 15 and still take benefit of the offer you.”

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The supply is for a lot more than a totally free consultation which, explains Taylor, is an additional cause for the extension. “Offers to offer free consultations are all more than the location in the newspapers and World wide web. We’ve but to find anybody supplying free of charge, soup to nuts, loan modification representation and consultation. It is straightforward for a homeowner or Realtor

NAPW Manassas, VA Local Chapter Gathered to Support Each Other at Monthly Networking Events in March, April & Could

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Garden City, NY (PRWEB) June 04, 2013

Members and guests of the NAPW Manassas, VA Nearby Chapter gathered on March 10th, April 21st and May 19th for specialist networking meetings at three nearby venues: Carmellos Restaurant, Malones of Manassas Restaurant and Okras Cajun Creole Restaurant.

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The group of specialist ladies networked and supported every single other as they discussed individual and expert objectives, as effectively as thrilling plans for the Chapter.

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At the May networking occasion, Manassas Chapter President Sandra Scott welcomed members Maureen Cummings-Spickle and Stephanie Lane.

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The President offered feedback about her quite constructive encounter at the National Networking Conference in New York in April.

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I met so a lot of fantastic ladies and was inspired by the presentations of Martha Stewart, Arianna Huffington and the guest speaker panel discussion, President Sandra Scott told the group of professional ladies.

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The Chapter President distributed copies of Martha Stewarts magazine that was provided to Conference attendees.

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Sandra also told the group that she saw members Monique Gaskins and Carolyne Onkoba at the occasion.

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The girls also discussed family members, job browsing, retirement preparation, preparing for a second career and legal solutions when it comes to elder parents.

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Per Sandras request, member Maureen Cummings-Spickle provided her info on Louisiana law to assist her with upcoming household matters.

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In April, members of the Manassas Chapter welcomed new member Dr. Darlett Stowers, President and CEO of Stowers Consulting, Inc. located in Woodbridge, VA.

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Darlettes firm offerings consist of specialties in consulting, leadership and motivational speaking.

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In the course of the networking meeting, the ladies spoke about personal interest and household.

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The family members discussion integrated Darlettes current celebration of two young children graduating from college. She informed the group that 1 of her graduating children will be attending a conference with her to provide insight into the operating globe.

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Sandra congratulated her and the future expert achievement of her kids.

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During the March 10th networking meeting, President Sandra welcomed Shalanda Weemswere as a new participating member.

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Shalanda is a licensed Clinical Social Worker specializing in mental overall health/psychotherapy counseling services for children, adults and families with a specialty in trauma and post traumatic tension disorder.

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She received her Master degree from Howard University with an emphasis on social function as her region of study. She is involved with the Association of Play Therapy.

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The Chapter President gave the new member an overview of previous Manassas Chapter activities which includes the groups participation in the Time to Fly Foundation fundraiser, Stephanie Lanes presentation on the recent tax law adjustments and Esq. Bullocks presentation on Elder Law that integrated estate planning with an emphasis on obtaining powers of lawyer, advanced health-related directives, do not resuscitate orders, wills and trusts.

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Attendees also discussed careers, loved ones and extracurricular activities of interest.

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To additional her career, Shay mentioned she would like to expand her enterprise to contain other counseling professionals with her as the business leader. As a outcome, she is evaluating whether to forge ahead to acquire her Ph.D. and most importantly, what need to her location of study be?

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The Chapter President advised her that she had considered the very same path about seven years ago, looking to acquire a PhD in Company Administration with an emphasis in Psychology.

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She provided Shay with the institution and specific degree info for her consideration.

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The next Manassas Neighborhood Chapter meeting will be held on June 23rd, from four:00 to 6:00pm, place TBD.

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The National Association of Skilled Ladies (NAPW) is the biggest and most recognized network of female experts. NAPW provides a forum exactly where girls can interact, exchange tips, educate, network, and empower. NAPW Regional Chapters let members to maximize their encounter by way of meetings, networking opportunities, and skilled events.

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For added details with regards to the NAPW Manassas, VA Nearby Chapter and/or NAPW, please pay a visit to http://www.napw.com.

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Comply with NAPW on Facebook and Twitter.

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FHA Mortgage Alterations Coming April 1st, 2013

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Scottsdale, AZ (PRWEB) March 07, 2013

Beginning April 1, 2013, FHA (Federal Housing Administration) will adjust their MIP (mortgage insurance coverage premiums) on loans. How this will influence you? If you plan acquiring a residence utilizing FHA as opposed to a standard loan it will expense you a lot more income.

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By law, FHA is necessary to keep a 2% reserve on its Mutual Mortgage Insurance coverage fund (MMI). Simply because of the undesirable loans offered in the early 2000’s, FHA had a drop in its MMI to 1.44%. In an work to rebuild to it’s original two%, FHA has made the move to boost its annual mortgage insurance premiums on most FHA backed mortgage loans. This equals out to you (the borrower) as an improve of ten points annually, or .10 percentage points. The increase applies to all loan terms beneath FHA, like 15 and 30 year fixed price mortgages, which are the two most well-known.

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The FHA also announced that it is reversing its policy which makes it possible for FHA-backed property owners to cancel mortgage insurance premiums once the outstanding principal balance of an FHA loan reaches 78% of the original balance. Beginning 4/1/13, you may possibly no longer take away the MIP throughout the life of the loan if the beginning loan balance is higher than 90% of its appraised value. This will stay true for purchases and refinances that fall in this category. If the loan balance is 90% or reduce of its appraised value then the MIP need to be paid for 11 years (this change requires effect June three, 2013).

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FHA mortgages typically cater to first time buyers who only have the minimum of 3.five% to put down or buyers with less than stellar credit. In an effort to decrease their exposure to these often riskier loans, FHA has decided to increase their premiums by .1% on most loans they insure. For the typical priced house of $ 250,000, this is about a $ 20 increase per month.

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Individuals looking to get a house with FHA financing should do so prior to the April 1st change. As long as a property address men and women will not be impacted.. There is a modest window left for borrowers with much less than 20% down to capture the current FHA guidelines!

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Consumer Finance Expert Dean Wegner is a leader in housing with more than 18 years of expertise. Dean is Vice President of residential lending for Guaranteed Price Mortgage in Scottsdale, AZ. Dean is a member of over 25 financial organizations and a Certified Consumer Credit Counselor. He has spoken to the media about housing over 1,000 times, which includes cover stories in The USA These days and appearing on CNBC’s “On The Income”. Women’s Entertainment Network (WeTV) functions Dean as the Monetary Guru in their hit reality show “Downsized.” Dean is also an achieved author and his current release “Life Right after Foreclosure” is available in book retailers nationwide. Dean owns a Real Estate College and wrote the 255-page guidebook,” How to Pass the Arizona Real Estate Sales Exam”. He also shares his knowledge as a business coach for four years with The CORE Education, Inc. His community involvement consists of being a Rotarian, a Board Member of Massive Brother Massive Sisters of Arizona and a founding member of Uncle Skate Charity. Dean lives in Arizona and enjoys spending time with his three great daughters.

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Seattle Area Foreclosure Defense Seminars Announced for April 2013

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Bellevue, WA. (PRWEB) April 03, 2013

Advantage Legal Group is offering 3 Seattle region Foreclosure Defense Seminars in February. The Seattle Foreclosure Defense Seminars will cover foreclosure defense strategies, mortgage mediation, deed in lieu of foreclosure, mortgage modification, actual estate short sales and the Washington State Foreclosure Fairness Act.

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Seattle home owners facing foreclosure can attend a single of 3 Seattle location informational seminars to understand about the options offered in Washington State.

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Seattle Location Foreclosure Defense Seminar Schedule for April 2013:&#13

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Lynnwood: Monday April 15th from 7:00 PM to 9:00 PM – Lynnwood Convention Center 3711 196th St. SW Lynnwood, WA. 98036 &#13

Tacoma: Wednesday April 17th from 7:00 PM to 9:00 PM – Greater Tacoma Convention and Trade Center – 1500 Broadway, Tacoma, WA. 98402&#13

Bellevue: Saturday April 20th from ten:00 AM to Noon – Coast Bellevue Hotel – &#13
625 116th Ave NE, Bellevue,WA. 98004&#13

Individuals facing foreclosure in Seattle, Bellevue or Western Washington, or pondering about filing for bankruptcy are encouraged to attend this seminar to find out about all the choices in Washington State prior to generating a choice.

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Space is restricted so attendees are encouraged to pre-register at the Benefit Legal Group web site.

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Jonathan Smith, whose firm serves most of Western Washington, notes that a excellent quantity of his consumers are obtaining modified loans through the mortgage mediation approach beneath the Washington Foreclosure Fairness Act. (FFA) which gives the homeowner facing foreclosure the right to force their bank to the mediation table. Washington State was the third state to implement such a foreclosure mediation plan following Nevada and Maryland. Although the law has been in effect given that July 22, 2012, it is estimated that significantly less that ten% of these eligible have availed themselves of the plan to date.

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The so named Foreclosure Fairness Act, provides distressed property owners operating with an lawyer or housing counselor, the correct to an in-individual mediation method to steer clear of foreclosure of their primary residence. Property owners can’t request mediation themselves and must request it by means of an attorney or housing counselor. A lot of smaller sized banks and credit unions are exempt if they had significantly less than 250 foreclosures in the state in the previous year.

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Several distressed home owners have seen dramatic reductions in their month-to-month loan payments. Seattle bankruptcy lawyer Smith says Of course it is dependent on the consumers circumstance, but we are often able to bring a customers loan, that is months or even years behind, current and lengthen their loan period out to 40 years in a completely amortized loan. Mr. Smith regularly attains these benefits for his consumers. It is not uncommon for my clients loans to be recast at rates as low as two% interest rate says Seattle Attorney Jonathan Smith.

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Advantage Legal Group is a debt relief agency serving Seattle, Bellevue and Western Washington. Benefit Legal Group specializes in foreclosure defense solutions, bankruptcy, mortgage mediation, mortgage modification and true estate quick sales.

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To Help North Carolina Homeowners Avoid Foreclosure The McCann Law Group LLP dba Consumer Attorney Services Added Brice Bratcher of Counsel in April

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Jacksonville, Florida (PRWEB) April 18, 2013

Consumer Attorney Services added attorney Brice Bratcher of counsel to their national foreclosure defense team in April to help North Carolina homeowners fight foreclosure. Consumer Attorney Services knows Bratchers experience in foreclosure defense and varied working career within the legal community makes him a great fit for their foreclosure defense team.

Bratcher managed law firms including North Carolina Senator Doug Bergers office for two years and Mediation, INC., a law firm which handled court ordered mediations on the state and federal levels. He also worked for the Howard, Stallings, From and Hutson law firm as a department manager for three years before attending law school.

Bratcher graduated cum laude from the North Carolina Central University School of Law where he received his Juris Doctorate. While in law school, he was an active leader in student government and a two-time member of the moot court team. He also participated in the Saul Lefkowitz Intellectual Property Moot Court Competition.

Consumer Attorney Services noticed many North Carolina homeowners were still having serious issues in dealing with their banks despite a recent settlement to help homeowners in foreclosure. Consumer Attorney Services selected Bratcher to address these problems.

The recent $ 25 billion mortgage settlement was geared towards motivating banks to do a better job helping homeowners, but some homeowners in North Carolina are still battling with foreclosure difficulties. One major problem lies in the banks ability to continue moving forward with foreclosure actions while homeowners file paperwork to apply for a loan modification.

An April 2013 article titled One Year After Mortgage Settlement, Frustrations Linger For Troubled Borrowers, on the Charlotte Observer website touched upon this problem in saying, Janet Menetrier was surprised to be served a foreclosure notice on her Charlotte home in early December, just three months after Bank of America promised her a loan modification over the phone.

Consumer Attorney Services believes their addition of Bratcher will help more homeowners in North Carolina find foreclosure solutions without the banks ripping the rug out from under them. With legal representation and an understanding of the North Carolina foreclosure process, homeowners can prepare themselves to avoid foreclosure.

Consumer Attorney Services is a full service consumer advocacy law firm headquartered in Jacksonville, Florida, helping families with foreclosure defense, debt settlement, bankruptcy law and more.