Tag Archives: Apply

Injured Veterans Can Apply for Cost-free Property Repairs and Modifications

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WASHINGTON (PRWEB) July 13, 2006

Rebuilding Togethers Serving These Who SERVE system is searching for far more applicants to give its solutions. The system supplies free residence modifications and repairs to severely injured veterans and soldiers returning from Operation Iraqi Freedom and Operation Enduring Freedom.

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Injured veterans and soldiers returning from Iraq and Afghanistan necessary assist adjusting to life altering injuries, and we assist to fill that require, explained TJ Cantwell, Plan Director for Serving Those Who SERVE. It is also a fantastic way to show our appreciation for their service to our nation.

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Serving Those Who SERVE focuses on assisting active soldiers and honorably discharged veterans of OEF/OIF whose injuries include 1 or any mixture of loss of sight loss of hearing loss of mobility and traumatic brain injury. The scope of the residence modifications and repairs on a project varies and can range from replacing door knobs with latch handles, to remodeling a bathroom to contain a zero entry shower with accessible fixtures, to building wheelchair ramps.

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We just completed our fifth project and are looking to assist several a lot more veterans and soldiers. explained Cantwell, We want to assist as a lot of injured OEF and OIF veterans and soldiers as achievable and encourage them to apply.

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Countrywide, the nations #1 residential mortgage lender is the founding sponsor of Rebuilding Togethers Serving These Who SERVE and committed $ 1 million to permit the program to help up to 70 injured veterans and soldiers.

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Prior Serving These Who SERVE projects have been completed in Rosedale, MD Manassas Park, VA Birmingham, AL Clinton, MD and Miramar, Florida.

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Applications to apply for help can be discovered on our site at http://www.ServingThoseWhoSERVE.org or you can get in touch with and request an application at 1-800-473-4229.

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About Countrywide

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Founded in 1969, Countrywide Economic Corporation is a member of the S&ampP 500, Forbes Global 2000 and Fortune 500. Through its family of firms, Countrywide supplies mortgage banking and diversified economic services. Mortgage banking businesses contain loan production and loan servicing principally by means of Countrywide House Loans, Inc., which originates, purchases, securitizes, sells, and services prime and nonprime loans and loan closing services provided by the LandSafe group of companies. Diversified monetary services encompass banking, capital markets and insurance, largely by way of the activities of Countrywide Bank, N.A., a bank providing depository and residence loan goods Countrywide Capital Markets, a mortgage-associated investment banker with offices in the U.S., U.K. and Japan Balboa Life and Casualty Group, whose businesses are national providers of home, life and casualty insurance coverage and Balboa Reinsurance, a captive mortgage reinsurance firm. Headquartered in Calabasas, California, Countrywide has a international perform force of much more than 50,000 and more than 800 offices. For much more details about the firm, check out Countrywide’s website at http://www.countrywide.com.

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About Rebuilding With each other

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Rebuilding Collectively is America’s largest volunteer-primarily based organization preserving and revitalizing homes and communities, and assuring that low-earnings property owners, particularly those who are elderly and disabled and households with youngsters reside in warmth, security and independence. Our purpose is to make a sustainable effect in partnership with the neighborhood. For more information, go to http://www.rebuildingtogether.org.

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For far more data contact:

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TJ Cantwell

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Plan Director

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Rebuilding Tog ethers Serving Those Who SERVE

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TJ_Cantwell@rebuildingtogether.org

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202-518-3123

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Becky Carter

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Rebuilding Tog ethers Public Relations and Volunteer Coordinator

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Serving These Who SERVE

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Becky_Carter@rebuildingtogether.org

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202-518-3111

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The IBR PAK From LowerMyStudentLoanPayments.org Assists Those Stuggling With Student Loan Debt Apply For A New Government Plan Created To Reduced Monthly Payments

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Coral Springs, FL (PRWEB) June 02, 2011

KeepMyCompanySafe, LLC, a provider of self-support supplies and details delivered online to buyers, announced right now that it has launced a new web site at http://www.LowerMyStudentLoanPayments.org, developed particularly to help people apply for an Revenue-Primarily based Repayment Strategy, which is a comparatively new system provided via the U.S. Division of Education. The IBR plan has been about for about a year, but is not widly identified to the common public.

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The objective of the internet site is to support graduates who would not be capable to spend off their loans in ten years employing a affordable portion of their earnings, apply for the earnings-based repayment plan using the company’s IBR PAK which includes all of the essential official types, a custom tailored synopsis letter, and a step-by-step guide, enabling the student loan borrower to speedily and effortlessly full the application method and submit it to their student loan servicer for evaluation. For those who qualify, the Income-Primarily based Repayment plans can cut the month-to-month student loan payment in half.

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About 1 million people are anticipated to be eligible for an earnings-based repayment program, however only about 20 percent have applied for one particular. This might be simply because the government has completed a poor job of promoting the system, and since lenders who service the federal student loans don’t tell student loan borrowers that they can apply for an IBR, according to an post in the Sun-Sentinel, a South Florida newspaper.

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For more info about the IBR PAK, please visit http://www.LowerMyStudentLoanPayments.org or contact 1-855-796-8845.

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Note: The Revenue-Primarily based Repayment Strategy is produced offered and is administered by, the U.S. Department of Education through guidelines established by that agency. The IBR PAK provider is not a government agency nor is it affiliated with a single. KeepMyCompanySafe, LLC d/b/a LowerMyStudentLoanPayments.org, the IBR PAK provider, is not offering to give loan modification services, settlement solutions, or loan consolidation services of any type.

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Discover Far more Loan Modification Services Press Releases

VA Property Loan Centers Announces New Regulations May Adversely Influence Veterans Who Apply for a VA Home Loan Modification

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San Diego, CA (PRWEB) January 26, 2012

VA Property Loan Centers announces new updates to the loan mod regulations may possibly be as well restrictive to give adequate assistance for these seeking assistance with their VA loans.

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The Department of Veterans Affairs has enacted temporary adjustments to the administrative law governing federal VA property loan modification.

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VA Home Loan Centers comprehends that the intention of the short-term regulation reform was to enable loan servicers direct authority to modify VA loans in their portfolios. This adjustment would seemingly supply mortgage relief to veteran and active-duty home owners who are in default on VA residence loans. Despite the fact that the program was made to streamline the modification procedure, the United States Department of Veterans Affairs has stated that an unintended consequence of the new law has been the emergence of extra obstacles for the borrowers and loan services.

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The excellent news according to VA Home Loan Centers is that the program creates specific protections for military property owners in difficulty. The short-term law tends to make it more quickly to get help while limiting the fees lenders can charge for the loan modification. Late fees can’t be added to the new house loan balance, but unpaid taxes, homeowners association dues and insurance can be rolled into the mortgage.

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The new rules let VA loans older than one particular year to be repaid in a new 10- or 30-year repayment strategy. If the borrower has a need to have, they could apply for an additional modification soon after 3 years. The new modified VA loan must provide a fixed interest rate, but this new price can be greater than the rate of the prior VA loan.

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VA Property Loan Centers interprets the law to reflect that while the great intentions are evident, an ironic result of the new regulation is that borrowers who need support the most could not be able to acquire the advantages of the plan.

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The regulations state that as a situation of eligibility for loan modification, the borrower have to have acceptable revenue, expenditures, assets and credit history. The issue is that property owners who are in default normally do not have what lenders would contemplate an acceptable credit or revenue history. VA Home Loan Centers recognizes that this clause is as well restrictive and may permit service providers the capacity to deny numerous modification applicants. When a borrower has been denied, the remaining choices are normally bankruptcy, foreclosure or a short sale of the residence.

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VA House Loan Centers acknowledges that while the new guidelines to the loan mod system are intended to give a second possibility, many borrowers will not be in a position to get relief. The result is likely to hold the plan from finishing its objective.

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“Although veteran borrowers are not guaranteed a loan modification, they can apply for one if they meet extremely restrictive criteria,” mentioned Philip Georgiades, chief loan steward for VA House Loan Centers. “Despite the fact that some veterans can advantage from the loan mod system, several will not. The new update to the law was supposed to make it easier for veterans to get a loan modification. The adjustment to the law is an insufficient way to safeguard those who defend us.”

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About VA Home Loan Centers (http://www.vahomeloancenters.org/)

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VA Residence Loan Centers is a qualified lender of mortgage loans to United States veterans. The VA loan system aids veterans, active and former duty military, and particular spouses of U.S. service personnel to achieve home ownership. Services offered by VA Home Loan Centers incorporate actual estate representation, such as VA loan short sale processing, buy help and VA loans application administration. VA Property Loan Centers offers no expense / low price useful loans and solutions to all eligible veterans and their households.

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A loan by means of VA Property Loan Centers is simpler to qualify for than other loan programs by offering relaxed credit suggestions as properly as the no-down-payment, no-closing-charges selection (VA no/no). Other advantages include the capacity to finance the funding charge, no mortgage insurance coverage premiums, no prepayment penalties, low interest rates and month-to-month costs. VA loans offered consist of 15-year and 30-year fixed-price mortgages. Borrowers who apply directly through VA Home Loan Centers might also be eligible for a rebate of up to 1.5 percent of the total loan quantity.

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Borrowers with a Veterans Administration mortgage who would like to apply for a VA residence loan modification, are advised to contact the firm (mortgage servicer, lender, or bank) exactly where they remit their payment.

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Borrowers with a VA loan who have been denied a property loan modification, are advised to make contact with VA Residence Loan Centers to apply for a VA loan quick sale. Free of charge short sale VA loan help and grants are accessible to all borrowers who qualify.

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To discover more or to apply for a VA loan, call 888-573-4496.

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