San Diego, CA (PRWEB) April 19, 2013

The REST Report (Real Estates Services and Technology Report) is a third party analytics tool that shows homeowners and loan servicers all the options homeowners have to avoid foreclosure. It does this by comparing the information on the homeowners mortgage loan with data from all available government and non-government loan work out programs and creating a report that clearly shows what programs are qualified for as well as why the mortgage qualifies for them.

This can help homeowners to make the best decision when it comes to the future of their homes and it can also help to convince banks and loan servicers that it would be in everyones best interest to approve a modification rather than to foreclose the property. The team of homeowner advocates at LoanSafeMods.com help to connect struggling homeowners with this powerful tool, as well as to offer advice and walk them through the modification process if the REST Report shows a qualifying result.

So far, the REST report has helped to save thousands of homes from foreclosure and families who had lost hope are now able to afford to stay in their homes. One small family who was helped by this report is Linda and her young daughter who live in Oceanside, California.

Linda, a single mother, attempted to apply for a modification when support from her ex-husband stopped and she started to struggle with the payments on her own. However, her bank was unable to make a decision on her request and continuously asked her to resubmit paperwork. Linda says in her REST Report testimonial video, “It was so perplexing to me because I had enough income, I had all the criteria and they kept telling me ‘You have to resubmit, it’s been three months. You have to send in a new application.’ I think I applied at least 3, maybe 4, times!”

After two years of getting the run around and having no clue what the problem was, Linda was ready to throw in the towel. She says in her video that was recently posted on LoanSafeMods, “The scariest part was thinking that I was going to lose my home.” “I have a little girl and she’s been here all her life, born and raised, and this where we live! This is our garden! This is our little home! This is where we want to be! But we were in limbo the whole time. We had no idea what was going on and it was just scary to think we’d be out the door anytime.”

Finally Linda found the REST Report. She says, When I first heard about the REST I wasn’t sure what it was going to be but knew I needed to understand the numbers better because no one at the bank was explaining it to me. So I had a REST Report done and I looked at it and it was the first time that the process made any sense to me.

Linda resubmitted her request one last time. She says in her video, The numbers made sense so it was just a matter of getting it to the right person at the bank and it was a done deal within a few weeks. The new mortgage terms reduced Lindas monthly payments by $ 900. Linda and her daughter are no longer fearful of losing their home.

For more information about how the REST Report can help struggling homeowners, click here.