Some percentage of readers reading today’s Commentary are doing so from an airport in the Northeast, waiting for their delayed flight to depart. Whether manmade or natural, climate change and weather “occurrences” are a fact of life, and can’t be corrected with technology, but data is certainly used in predicting weather. Vendors and lenders think about data collection versus data verification versus data analysis. Is your organization doing all three, two, one, or none? (Technology: just because you can do something doesn’t mean that you should… Tired of sliding your finger over a screen, especially in a car? Here’s some welcome news.) Lenders try to use technology to combat fraud, with mixed results. CrossCountry has made headlines by seeking $2.1 million from Christopher J. Gallo who is battling 18 federal charges. (Unsubstantiated chatter has Gallo and his team allegedly focusing on DSCR loans and originating $1.4 billion of allegedly fraudulent loans.) “Don’t do the crime if you can’t do the time” … more below. (Today’s podcast can be found here and this week’s are sponsored by the Refi Recapture Engine from LO Autopilot. Did you know lenders lose 80 percent of refi recapture? The Refi Recapture Engine triples recapture volume and delivers refi-ready borrowers to your LOs on a silver platter. They’re so confident in the ROI they let you try before you buy. Contact them for a demo. Hear an interview with marketer Bri Lees on statistics and findings from an audit on the Chrisman Commentary reach and distribution, which is a must-listen for advertising partners.)