Products, Services, and Software for Brokers and Lenders “Escrow is supposed to be predictable. But in default servicing, that predictability diminishes when a loan enters delinquency. Escrows stop being a background process and turns into a manual, high-risk exercise. As core systems fall back on rigid rules, middle operations step in, rebuilding balances in spreadsheets to keep loans moving. Clarifire’s latest blog, “Escrow Management in Default Servicing: A Middle Operations Opportunity,” explores the challenges servicers face with manual calculations, how that dependence fragments logic and increases risk, and why escrow has become an overlooked driver of early delinquency. Rather than framing escrow as a back-office headache, the blog positions it as a solvable problem, and a potential opportunity. See how CLARIFIRE® is helping servicers move escrow logic out of spreadsheets and into controlled, auditable processes, with fewer surprises for borrowers and less risk for the business. Visit Clarifire at the MBA’s Servicing Solutions Conference at booth #711 or contact us for an on-site meeting.” The “renter-to-buyer” pipeline you’re ignoring! Here’s what most brokers miss: renters aren’t “not qualified,” they’re already mortgage-ready. Every month, they prove they can make the payment. They just need down payment assistance to unlock homeownership. National DPA makes it simple: 3.5 percent or 5 percent FHA down payment assistance, 600 credit score minimum with automated underwriting, forgivable option: wiped clean after 36 payments, repayable option (10-year term, 1 percent over first mortgage), and zero income caps: more buyers qualify than you think. Your untapped database: First-time buyers waiting to save. Renters spending $2,000+ monthly on rent. Leads you shelved 6-12 months ago as “not ready yet.” They’re ready now. 2026 game plan: Stop hunting for new prospects. Reactivate your existing pipeline with DPA. Turn “not yet” into “approved.” This is how you scale without spending more on lead gen. Questions? Let’s build your DPA conversion strategy. Contact your Kind AE today or join the Kind movement here!