Ahead of the upcoming MBA conference in Manhattan, as a reminder, we have five senses. All of them are important, with perhaps smell being the most under-rated. Hotel chains are very cognizant of this, and here’s how hotels smell their best. It is also worth a reminder that secondary and capital markets folks are not fans of rate volatility. They are fans of environments where requests for extensions or renegotiations are not filling their inboxes… or hitting their P&L. Cap markets personnel use generic mortgage-backed securities to hedge pipelines. Would it be a mortgage-backed security without mortgages backing it? Would it be olive oil without olives, or canola oil without canola? (This question doesn’t work with baby oil.) Would it be a Swiss Army Knife without a blade. Thank you to Indiana’s Carol K. who sent the latest invention: A Swiss Army Knife without the knife so that people can travel with it on a plane. What’ll they think of next? Luggage with wheels? Yowza! (Found here, this week’s podcasts are sponsored by LoanCare. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. Hear an interview with Vesta’s Mike Yu on current technology capabilities and adoption within the mortgage industry.) Lender and Broker Software, Products, and Services