Category Archives: Securitization Audit

Michael Jones Awarded Fellowship from NBCC and Affiliates

Posted on by


Greensboro, NC (PRWEB) June 25, 2013

The NBCC Foundation, an affiliate of the National Board for Certified Counselors (NBCC), not too long ago selected Michael S. Jones of Searcy, Arkansas, for the National Board for Certified Counselors Minority Fellowship Program (NBCC MFP). As an NBCC MFP Fellow, Mr. Jones will obtain funding and instruction to assistance his education and facilitate his service to underserved minority populations.

&#13

The NBCC MFP is created feasible by a grant awarded to NBCC by the Substance Abuse and Mental Overall health Services Administration (SAMHSA) in August 2012. The Foundation is contracted by NBCC to administer the NBCC MFP, as properly as coaching and collaboration activities that will be open to all National Certified Counselors. The goal of the plan is to strengthen the infrastructure that engages diverse individuals in counseling and increases the number of professional counselors offering effective, culturally competent services to underserved populations.

&#13

The NBCC MFP has distributed $ 20,000 education awards to Mr. Jones and the 23 other doctoral-level counseling students chosen to receive the fellowship award. Michael Jones is a graduate of Freed Hardeman University, Ashland Theological Seminary and Harding University. He is currently enrolled at Regent University, exactly where he is pursuing a doctoral degree in counselor education and supervision. Mr. Jones has been a psychotherapist for 11 years and has encounter in substance abuse counseling, counselor education, clinical supervision and neighborhood-based mental health. He presently functions for Well being Resources of Arkansas as a youngster therapist. His objective as an NBCC MFP Fellow is to make use of this fellowship to support him in his investigation with adult biracial kids.

&#13

The Foundation plans to open the next NBCC MFP application period in December 2013. To understand a lot more about the NBCC MFP and its fellows, please pay a visit to http://www.nbccf.org/mfp.

&#13

###

&#13

About the NBCC Foundation&#13

The NBCC Foundation is an affiliate of the National Board for Certified Counselors (NBCC), based in Greensboro, North Carolina. NBCC is the nations premier professional certification board devoted to credentialing counselors who meet standards for the general and specialty practices of skilled counseling. Presently, there are a lot more than 52,000 National Certified Counselors in the United States and much more than 50 nations.

&#13
&#13
&#13
&#13
&#13

United Law Group Aids Patricia and John Gallup Save Their House by Minimizing Their Monthly Payment from $1,528 to $468.47

Posted on by

Irvine, CA (Vocus) September eight, 2009

By the time John and Patricia Gallup of Redlands, CA, realized that their loan was going to adjust to unaffordable levels, the couple was in no position to help themselves. John was disabled practically 20 years ago from job-connected concerns and Patricia went on disability just two years ago. Living on a fixed earnings of $ 1,800 per month, the couple just could not afford the $ 1,500 payment. They known as the United Law Group of Irvine, CA to aid. Seven months later the firm successfully negotiated a payment reduction that would save them $ 1,059.53 per month and prevented the disabled couple from becoming homeless.

&#13

“Our troubles began when we attempted to repair difficulties caused by an earthquake a handful of years ago,” mentioned Patricia. “We had contractor issues and had to employ an individual else which took much more cash. We ended up refinancing into one of these poor loans.”

&#13

United Law Group contacted Wachovia Bank. It took seven months of diligent follow by way of to meet the lender’s requirement for documentation in order to secure the loan modification. United Law Group is the leading provider of legal foreclosure prevention and foreclosure litigation solutions. The firm pursues each and every accessible legal channel when assisting households, like the Gallups, who have been victimized by predatory banking practices and the subsequent housing meltdown.

&#13

“We can’t thank United Law Group enough for the assistance they have given us,” mentioned Patricia. “With the help of United Law Group, our loans been modified from a $ 209,900 balance to a $ 175,000 balance. We really feel blessed that they cared enough to represent us () and that we now have a house to reside in, and are moving forward in our lives. I just hope that other people understand that no matter how negative things appear, there are options and there is hope.”

&#13

“Without this modification the Gallups would have lost John’s childhood residence,” mentioned Robert Buscho, Senior Litigation Lawyer for United Law Group. “Their situations created them a prime target for predatory lending practices. United Law Group is proud to help people, like the Gallups, to find solutions to their monetary hardships.”

&#13

About United Law Group&#13

United Law Group is a national law firm with offices in California, New York, Florida, Ohio, Nevada &amp Arizona. It is the biggest foreclosure prevention and litigation firm in the country with attorneys licensed in each and every state. Committed to helping home owners facing hardships to maintain their houses, United Law Group makes use of legal channels to compel banks to modify adjustable-rate to fixed-rate mortgages, decrease principal and interest, and create other fair solutions in between the lender and borrower.

&#13

For additional details on United Law Group, go to: http://www.unitedlawgroup.com or contact Corvi Urling, Executive Consultant for United Law Group at (800) 680-5717.

&#13

# # #

&#13
&#13
&#13

Far more Loan Modification Services Press Releases

“Government’s Program to Rescue Distressed Property owners Hampered by Missing Piece,” says Actual Estate Industry Veteran Laurie Moore-Moore

Posted on by


Dallas, TX (Vocus) September 9, 2009

The U.S. Treasury Department estimates that in the subsequent 36 months as numerous as 7 to 9 million American homeowners could face losing their properties via foreclosure. To supply assist, the government created the Making Residence Inexpensive (MHA) Program to offer loan modifications and other foreclosure options to property owners with valid hardships. Numerous pundits complain that the program is off to a slow start. “America’s million-plus REALTORS

Secretary Donovan Meets With RE/MAX Chairman Liniger

Posted on by


Denver, CO (Vocus) September ten, 2009

RE/MAX Chairman and Co-Founder Dave Liniger met with Housing and Urban Development Secretary Shaun Donovan on Friday. They had a conversation on a range of topics associated to the present state of the real estate market, but focused mostly on recommendations for streamlining the Brief Sale approach.

&#13

“We feel strongly that if Short Sale transactions can turn out to be much more like normal true estate transactions, we can make significant headway in lowering the number of vacant and foreclosed residences on the marketplace,” Liniger said. “Because most home owners aren’t aware that they have this selection and loan servicers haven’t made it a priority, we feel that the federal government ought to facilitate an successful national initiative.”

&#13

Also present at the meeting, held in Secretary Donovan’s office, had been FHA Commissioner Dave Stevens and Laurie Maggiano of the Treasury Department’s Chief of Homeowner Preservation Office. Accompanying Dave Liniger to Washington was RE/MAX Senior Vice President, Mike Ryan.

&#13

A Brief Sale can occur when a lender enables a homeowner to sell a house for a price tag that is significantly less than what is owed on the mortgage, if the homeowner is experiencing a economic difficulty that would make month-to-month mortgage payments a significant burden. However, practically 70% of homeowners facing foreclosure by no means list their home for sale, even though a Brief Sale has many rewards over a foreclosure.

&#13

RE/MAX has produced assisting such households a high priority and has undertaken a comprehensive, targeted agent training system. In March, Liniger set a goal of having 7,500 RE/MAX Sales Associates earn the Certified Distressed House Expert (CDPE) designation by the finish of the year. The actual number has already passed 7,000 and represents 62% of all CDPE agents in the United States.

&#13

Surveys show that right after earning a CDPE designation, agents are twice as likely to be in a position to maintain households in their homes. With the CDPE designation, agents are also in a position to reduce the time in half that it takes to close a Quick Sale. The typical CDPE agent closes about 10 Brief Sale transactions a year.

&#13

“Secretary Donovan has a extremely very good understanding of how Quick Sales can assist this market, and he was surely open to our certain suggestions, especially in the area of agent instruction and public awareness. We’re expecting an announcement will soon be produced about procedures to facilitate a streamlined Quick Sale approach,” Liniger added.

&#13

Short Sales could be the very best answer for homeowners who are facing a foreclosure, have been turned down for a loan modification, or who have lost their job and can no longer make their mortgage payments. Property owners who locate themselves in 1 of these difficult positions need to speak to a true estate specialist who is especially educated to deal with Quick Sales to locate out how the approach could outcome in a positive outcome. A CDPE agent is particularly aware of this critical process.

&#13

A streamlined Short Sale procedure could advantage the entire actual estate marketplace and offers a much far better alternative to foreclosure. Lenders frequently experience greater losses taking a house to foreclosure, neighborhoods suffer greater losses in house values with foreclosed properties, which are often vacant, and property owners sustain much more severe harm to their credit as the result of foreclosure.

&#13

The real estate market place will not recover till the number of foreclosures is reduced and residence rates start off to rebound. An effective Quick Sale method can have a important influence on foreclosures, which stay at record higher levels. RE/MAX hopes that a standardized, national Brief Sale process will soon be in location to market a lasting housing recovery.

&#13

About RE/MAX International, Inc.&#13

RE/MAX was founded in 1973 by Dave and Gail Liniger. From a single office in Denver, Colorado, it has grown into a global network of practically one hundred,000 Sales Associates in more than 70 nations, an international presence higher than any of its competitors.

&#13

RE/MAX has been honored as the top actual estate franchise for 9 of the last 10 years in the oldest and most respected ranking, “The Franchise 500 Survey,” published by Entrepreneur Magazine.

&#13

These days, all the house listings in thousands of cities and towns can be found at http://www.remax.com, which is the most visited real estate franchise web web site.&#13

(ComScore, Jan.-June 2009 Compete.com, Feb. 2008-June 2009 Hitwise, Jan.-June 2009)

&#13

RE/MAX International is proud of its Premier Community Citizenship, which has raised over $ 100 million for deserving organizations like Susan G. Komen for the Remedy, Children’s Miracle Network and The Sentinels of Freedom Foundation.

&#13

For details on RE/MAX International visit: http://www.remax.com or http://www.joinremax.com

&#13

Speak to: &#13

Shaun White&#13

Vice President, Corporate Communications&#13

RE/MAX International, Inc. &#13

Direct 303-796-3405

&#13

# # #

&#13
&#13
&#13
&#13
&#13

A lot more Loan Modification Services Press Releases

Denbeaux & Denbeaux Evaluation of Foreclosure Report Reveals False Hope for Genuine Estate Market place Growth- Fraudulent Processing Threatens Market place Recovery

Posted on by

Westwood, NJ (PRWEB) February 11, 2011

As enhanced foreclosure activity in New Jersey is becoming reported by RealtyTrac, lawyer Joshua Denbeaux of the law firm Denbeaux and Denbeaux, notes that banks continue to press on with foreclosure processing even as homeowners apply for sustainable house loan modifications.

&#13

Denbeaux and Denbeaux, http://www.denbeauxlaw.com, is a Westwoord, New Jersey law firm that specializes in foreclosure defense and house loan modifications.

&#13

“The banks do not usually act in their ideal interest. Even exactly where a Homeowner is a fantastic candidate for modification, the bank could deny a modification, forgo month-to-month mortgage payments and danger taking ownership of a distressed and devalued residence. As a outcome, Property owners needing loan modifications have to pursue the banks aggressively in order to get them to the table, ” says Joshua Denbeaux.

&#13

RealtyTrac

ImPACT

Posted on by


Las Vegas, NV (PRWEB) June 25, 2013

Impact Applications, Inc. introduced the Impact Trained Athletic Trainers (ITAT) system right now at the National Athletic Trainers Association (NATA) 2013 Clinical Symposium and Convention. The ITAT Program presents athletic trainers a new chance to turn into leaders in Impact Test administration and concussion management. NATA has announced that the ITAT system is now element of NATAs Preferred Provider program.

&#13

Now athletic trainers can turn into the go-to resource in their communities for Impact Test administration and major-edge concussion education and awareness by means of the ITAT system, mentioned Dr. Mark Lovell, chief scientific officer and chairman of Effect. The ITAT program enables athletic trainers to be recognized as leaders by serving as an Impact administrator to athletes, schools, youth club organizations, sports teams and physicians in their communities who are in need of this resource.

&#13

Even though athletic trainers are currently extremely skilled across the range of athletic injuries such as concussion ITAT certification offers additional training that involves the newest concussion management analysis and therapy choices offered, as properly as the use of Impact computer software.

&#13

All Certified Athletic Trainers and Licensed Athletic Trainers might apply to participate and will receive continuing education credit for courses completed. NATA members receive course registration discounts.

&#13

“Concussion directly altered my life and my profession as a expert athlete and I applaud the partnership amongst Impact and NATA in launching the ITAT system, mentioned Merrill Hoge, former Pittsburgh Steeler, existing ESPN analyst and keynote speaker at NATAs 2013 Convention. Athletic trainers play a substantial function in the care and therapy of athletes following concussion and Influence has turn out to be the gold common for neurocognitive assessment. The partnership of these two major organizations promises to increase concussion management for athletes at all levels.

&#13

Finishing ITAT enables athletic trainers to group with Credentialed Influence Consultants and members of ImPACTs clinical network (presently nearly 1,500 clinics total worldwide) who are searching for athletic education help. ITATs serve an critical function in ImPACTs Concussion Management Model by administering Influence testing, as effectively as offering concussion management education and awareness.

&#13

ITAT participants grow to be element of ImPACTs national network of Impact specialists and will obtain organization referrals through Influence partner initiatives, which includes the Wells Fargo Play it Safe Concussion CareSM Plan.

&#13

The Play it Protected Plan combines the best practices of ImPACTs Concussion Management Model with a economic security net to make sure young athletes receive suitable healthcare care so they can return to play safely.

&#13

At its 2013 Convention, NATA also cited the Play it Protected Plan as an opportunity to deliver tangible, practical solutions for potentially hundreds of thousands of athletes and their households in want of leading-edge concussion care, with the added insurance benefit that the Plan supplies.

&#13

Athletic trainers who are interested in applying to participate in the ITAT system can understand more and download the application at http://www.impacttest.com/ITAT or speak to Influence at 1-877-646-7991.

&#13

About Effect

&#13

Developed by clinical professionals who pioneered the field, Impact (Instant Post-Concussion Assessment and Cognitive Testing) is the most scientifically validated computerized concussion evaluation program employed by teams, organizations and folks globally. Its parent organization, Impact Applications, Inc., is primarily based in Pittsburgh, Pennsylvania and gives tools such as the Impact Concussion Management Model to address the require for an correct, medically accepted assessment method as portion of an general concussion management protocol. Impact is consistently updating products, services and market-top coaching applications by integrating new technologies, input from authorities and customers, and ongoing research on concussion rehabilitation methods. For much more information, please pay a visit to http://www.impacttest.com.

&#13
&#13
&#13
&#13
&#13

With All the Obama Legislation and Speak About Loan Modifications, it really is a Wonder if Anyone Even Knows the US Loan Modification Laws

Posted on by


Miami, FL (PRWEB) September 10, 2009

http://www.UsLoanModificationLaw.com launched their new Loan Modification Laws internet site with the purpose of assisting consumers and businesses with the loan modification procedure by delivering them with accurate and up to date data of every state accompanied with compliance and regulations data for every single state.

&#13

In today’s economy numerous Americans are facing foreclosure and the only location to turn appears to be in the direction of obtaining a Loan Modification, but with so many diverse businesses supplying Loan Modifications and all the diverse price tag points it is hard to know which way to go. But with a copy of the State Loan Modification Laws at hand you’ll have the understanding of realizing what the possibilities are and be much better prepared for the loan modification procedure.

&#13

With the need for Loan Modifications rising a lot more and much more each day, it brings a lot more and far more space for companies to begin aiding and assisting Americans by means of this procedure. When a firm wants to offer you loan modifications to their customers the very first factor they want to do is turn out to be familiar with the Loan Modification Law which differs from state to state. Obtaining these laws close by is essential to a companies compliance and general future in the loan modification industry.

&#13

Below President Obama’s Loan Modification Strategy 75 billon dollars have been allocated to aid struggling home owners remain in their property and keep the housing marketplace from continuing to plummet. Even so, more than 50% of the loans modified in the first quarter of 2008 went undesirable on their payments. Specialists say this is because early loan modifications were not appropriately engineered to function. This is why it is so essential for buyers looking for out loan modifications and Loan Modification Companies to remain up to date with the Loan Modification Laws of their state.

&#13

The major driving factor behind a loan modification is to reduce the homeowners’ month-to-month payment, assisting them afford to stay in their home. The previous actions of the lending marketplace have lots of Americans facing rising interest prices because their loan’s fixed period has run out or they have been provided a adverse amortizing loan with a minimum payment of 1-two% till the finish of five years when the loan recasts. Then at such time the homeowner is not ready for the enormous rise or improve in their payment

&#13

http://www.usloanmodificationlaw.com/ believes it is quite crucial for shoppers and company to know all the states’ laws in order to supply the ideal preparation for the very best achievable loan modification. UsLoanModificationLaw.com hope their internet site will be a service to all in need.

&#13

###

&#13
&#13
&#13
&#13
&#13

Discount Mortgage Relief Expands Offices to Give Sophisticated Solutions and Job Development

Posted on by


Scottsdale, Arizona (PRWEB) September 11, 2009

While the present U.S. economic crisis has set the stage for crumbling organizations and surging unemployment numbers, 1 organization has managed not only to remain afloat, but to attain the summit of accomplishment. Discount Mortgage Relief, a major nationwide pre-paid legal solutions firm, announced current firm advancements, like enhanced professional services and a new high-tech workplace in Scottsdale, Arizona.

&#13

“These latest developments bolster our commitment to supplying a price-powerful, hugely effective resolution for the American customer and homeowners in distress,” stated John Common, Chief Operating Officer at Discount Mortgage Relief. “Our company model at Discount Mortgage Relief thrives on a simple method to streamline operations and sustain development.”

&#13

The new 15,000 square-foot workplace homes a group of mortgage consultants, true estate pros, loss mitigation specialists, true estate attorneys and in-bound contact center experts. In addition to services in loan modification, prepaid legal assistance, debt settlement, debt negotiation and discount credit relief, Discount Mortgage Relief has extended service offerings to handle jumbo mortgages and higher-level monetary negotiation, such as industrial loans.

&#13

Frequent stated that in current months, Discount Mortgage Relief has also incorporated INQB8, a processing center that maximizes operational efficiency by permitting the company to internally approach loan modifications, as effectively as other types of monetary negotiation. “With INQB8, we’ve been able to restructure our company procedures, hold fees down and effectively address the requirements of our consumers.”

&#13

According to Common, the firm is also moving forward with plans to create 200 new jobs in the Scottsdale location by the finish of 2009. “The objective at Discount Mortgage Relief is to make a positive influence, in the true estate and financial sector, as nicely as in the community.”

&#13

About Discount Mortgage Relief&#13

Established in 2008, Discount Mortgage Relief is a top pre-paid legal solutions firm specializing in debt negotiation and settlement, loan modifications and discount credit relief. Operating nationwide with offices in Scottsdale, Arizona, Discount Mortgage Relief is comprised of a committed group of true estate specialists, mortgage specialists, legal pros and economic consultants. With over 40 years of market expertise, Discount Mortgage Relief enjoys properly-established relationships with best economic lenders, national banks and credit unions and is committed to delivering cost-effective options for the American homeowner.

&#13

About John Widespread&#13

As Chief Operating Officer at Discount Mortgage Relief, John Frequent melds his passion for the actual estate and financial industries with several years of skilled knowledge. A seasoned professional with nicely more than 25 years of expertise in advertising and radio advertising, in addition to accomplishment at the Chief Executive level, John holds an integral part in the landmark achievements and reputable standing of Discount Mortgage Relief.

&#13

For more information about Discount Mortgage Relief, contact John Frequent at 888-225-2899 ext 1001 or pay a visit to the Internet site at http://www.discountmortgagerelief.com/.

&#13

###

&#13
&#13
&#13
&#13
&#13

Connected Loan Modification Services Press Releases

California Foreclosure Filings Drop

Posted on by


Discovery Bay, CA (PRWEB) September 16, 2009

ForeclosureRadar (http://www.foreclosureradar.com ), the only internet site that tracks each California foreclosure and provides daily auction updates, issued its month-to-month California Foreclosure Report for August 2009. Foreclosure filings dropped each month-more than-month and year-over-year, even though the inventory of properties scheduled for foreclosure sale continued to develop, and foreclosure sales have been flat.

&#13

Important findings for August 2009 contain:

&#13

o

New Firm Aims to Assist Homeowners Reduce Their Interest Prices for Adjustable Price Mortgages Without having Refinancing

Posted on by

Austin, TX (PRWEB) February 23, 2011

Home owners now have yet another option to allow them to keep in their homes affordably, specially those who do not qualify for refinancing or residence loan modification. This revolutionary method does not depend upon credit score, net worth, adjustments in salary or employment status. It is mainly for those mortgage holders in ARMs and those who do not want to walk away from their present home mortgage scenario. It will let these homeowners to take benefit of the existing low interest rates, hold their credit scores as they are, and stay in their current mortgage. This revolutionary remedy teaches hedging methods that monetary institutions have utilized for years to manage their interest price threat. Any individual can discover the technique outlined in the instructional e-book to use hedging to control their interest rate for up to ten years.

&#13

About StopHighInterest.com&#13

StopHighInterest.com was established by Dave Von Holten, who is effectively employing hedging to control his own Adjustable Price Mortgage interest price. Owning a home in one of the worst economically-challenged states in the U.S., he devised this system following he skilled lender roadblocks to classic refinancing methods. Von Holten has an M.B.A. and more than 30 years of monetary encounter, such as 19 years of hedging in the grain sector. According to Von Holten, The program that I have created draws upon years of my knowledge in threat management. This encounter gave rise to the question, If danger can be managed in other organization sectors, why not in interest rates?, and the answer is, it undoubtedly can be.”

&#13

###

&#13
&#13
&#13
&#13
&#13

A lot more Loan Modification Press Releases