Who is Harrison Ruffin Tyler? Answer: He is the last living grandchild of former U.S. president John Tyler, born in 1790. (Tyler was President from 1841-1845.) Between him, and his father Lyon, and John, they’ve been alive for nearly the entire span of the United States. One of the topics here in Atlanta at the MBA STRATMOR Peer Group meetings, besides M&A (more below), is reliability and longevity, managing risk in the face of competition, and about, in the capital markets arena, how MIAC’s systems lapse for several days gave competitors an opening. For many years MIAC has seen many loans reliably flow through its hedging system, just as the Tylers have seen a lot of people in the world come and go during their lives. Which reminds me, there are three types of people in the world. Those who can count, and those who can’t. Don’t inflate your numbers, especially when dealing with a buyer. Ever heard of Frank, a college financial aid tool that JPMorgan Chase bought? Despite having a cute, trendy photograph, Charlie Javis found out that defrauding the bank of $175 million by artificially increasing your number of units is nothing to smile about. (Today’s podcast can be found here and is sponsored by SimpleNexus, an nCino company and award-winning developer of mobile-first technology for the modern mortgage lender. Nexus Closing delights homebuyers with a convenient, single sign-on experience that makes it possible to close on a loan from anywhere.) Lender and Broker Services and Software