“When I was young, I was poor. But after decades of hard work, I am no longer young.” The quip about “The greatest cause of death is birth” aside, we’re all going to die. The question is, “How?” It takes a while for statistics to catch up, but in 2019 the biggest killers of Americans were heart disease, cancer, and being poor. “There were at least 180,000 poverty-related deaths in 2019, new research estimates, surpassing deaths from causes like homicide and drug overdoses.” Unclean air, water, lack of access to good health care are listed. But we, in the residential lending industry, are in a good place to help better people’s housing situation… every day! Loan officers are in a very good position to do so, and today is the last day for them to comment on NMLS Modernization. (Today’s podcast can be found here and this week’s is sponsored by Richey May, a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. To experience how Richey May can help you transform your mortgage business, visit richeymay.com. Today’s has an interview with Argyle’s John Hardesty on real-time payroll and employment verification technology.) Lender and Broker Software and Services “Who really drives innovation in the servicing industry? The servicer, of course. But to run their business in an innovative way, they need disruptive technologies. That means a platform that offers several key features and functionalities that will allow them to meet the needs of their internal staff and their borrower in ways their competitors cannot. The platform should be user-friendly, intuitive, highly scalable, and able to handle large volumes of data and transactions without slowing down or crashing while being customizable. MortgageFlex took what it learned from four decades of LOS development experience and built it all into its new servicing platform, offering the industry’s only truly seamless end-to-end platform. Find out more today by contacting John McCrea at MortgageFlex, or by visiting us here.”