Broker and Lender Products, Software, and Services On the PGA Tour, the player who enters Sunday’s final round in first place only goes on to win about one-third of the time. Getting close and finishing the job are two different things. Optimal Blue’s May Market Advantage report found a similar dynamic in mortgage pipelines: Purchase loans accounted for more than 81 percent of total lock volume, while refinance share fell to its lowest level since June 2025. But the more notable shift came after borrowers locked. Purchase pull-through fell 539 bps month over month, while refinance pull-through dropped 1,332 bps. On the secondary side, cash executions gained share at the expense of agency MBS executions in May. See the full scorecard here. Equity Prime Mortgage (EPM) doubled their underwriting output without adding headcount. The key was rethinking where skilled underwriters actually spend their time. By embedding the ICE Mortgage Analyzers into their Encompass® workflow, EPM automated routine data validation and cut turn times from five to six days down to 24 hours. For lenders looking to scale, their story is a practical example of what the right tools, implemented with intention, can make possible. Read the customer story to see how they did it. “Purchase volume is tight, and rates are not giving you much room to work with. So where are you finding your next deals? There is $34.5 trillion in home equity across the country, and $14.5 trillion of it sits with seniors. This is also the group driving a large share of today’s mortgage activity. But here is the challenge: many of these borrowers are boxed in by DTI ratios on traditional products. However, with a reverse mortgage, scenarios that would normally be dead ends could still be viable. Getting started comes down to recognizing these opportunities and knowing how to respond when they show up. Fill out the form, and we will reach out to walk you through it step by step. Finance of America | NMLS 2285”