Sometimes life comes down to a coin toss. Here in Virginia Beach, at the Southern Trust Mortgage Sales Summit, a conversation topic is originators not leaving their business to chance. Pricing practices are rarely left to chance, and Senator Josh Hawley (R-Mo.) sent a letter to the CEO of Fair Isaac Corporation (FICO), to inform the company of his investigation into FICO’s pricing practices in the mortgage credit scoring market. Public policy is not left to chance either, and tomorrow’s guest on Mortgage Matters at 2PM ET, presented by Lenders One, is Nicole Booth, the Head of Public Policy at Zillow Home Loans. Finally, yesterday’s bond market price action, driven by a tweet, might seem like a dice toss, but… This month’s STRATMOR piece is titled, “Mortgage Rates Are Not Random.” (Today’s podcast can be found here and this week’s ‘casts are sponsored by Quorum Federal Credit Union offering a broker outlet. Quorum empowers brokers to close more deals with flexible, high-LTV mortgage and HELOC solutions featuring up to 4 percent comp, low FICO options, and versatile programs for nearly every borrower scenario. Hear an Interview with Xactus’ Shelley Leonard and Experian’s Michele Bodda on shifts in credit scoring, opportunities to modernize data and workflows, misconceptions that slow progress, and how lenders should approach credit strategy in 2026.) Products, Services, and Software for Brokers and Lenders Less back-and-forth. More first-time-right verifications. Truework replaces manual verification waterfalls with a single automated platform, so underwriters, LOs, and ops can cut down the document chasing, conflicting numbers, and last-minute corrections. Lenders see up to 50 percent cost savings on verifications, with faster turn times, higher accuracy, and stronger R&W relief. Trusted by 4 of the top 5 lenders in the U.S., Truework gives your team verification results they can rely on. Learn more.