Internal Audit, BI, Non-QM, LOS, Refi Research, Commercial Offerings; Freddie and Fannie News

Forget ATR. What about ATN? The Ability to Nap. Here in Denver, at The Mortgage Collaborative event, napping is not on the agenda… Every lender out there is trying to improve their business, and many businesses can improved with creative methods. (Don’t try this with the kids!) Housing and politics are being discussed in the hallways here, and here’s a good article on how Kamala Harris’ plan compares to Donald Trump’s. We still have nearly two months until the election, although the first debate, not to be missed, is this Tuesday night. Former President Trump recently said he would ban undocumented immigrants from obtaining home mortgages, and vowed to “create a government efficiency commission tasked with conducting a complete financial and performance audit of the entire federal government,” he said during a speech at the Economic Club of New York. Elon Musk has agreed to head that task force, saying, “I think it would be great to just have a government efficiency commission that ensures that the taxpayer money is spent in a good way. (Analysts are quick to point out that Tesla and SpaceX have received billions in taxpayer funds.) (Today’s podcast is found here and Sponsored by Richey May. Richey May’s consulting, cybersecurity, business intelligence, and automation services are designed by mortgage experts to help you continue to drive growth and increase profitability. Hear an interview with Polly’s Marcus Lam on what capital markets folks are paying attention to as we move into the final third of 2024.)