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Prime 10 Quick Sale Misconceptions – Knoxville Genuine Estate Team, the Holloway Group has Added a New Post on Their Web site

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Knoxville, TN (PRWEB) February 07, 2013

The Holloway Group, the top Knoxville true estate group at Gables &amp Gates, REALTORS has written a new write-up on their site titled, “Best 10 Short Sale Misconceptions”

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Quick definition: A short sale is when a bank agrees to accept less than the total quantity owed on a mortgage to steer clear of obtaining to foreclose on a house.

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Troy Stavros, Broker and Companion with the Holloway Group stated, “There are so many alternatives today for struggling property owners that they need to no longer have to ever go by way of a foreclosure.”.

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Let’s look at the Prime ten misconceptions with regards to quick sales:

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Misconception #1: If mortgage payments can not be created, foreclosure is the only choice. Coming out of the final few tough years, far more alternatives have turn into offered than ever prior to to stay away from foreclosure. Quick sales and loan modifications are the most prevalent.

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Misconception #two: Allowing the residence to go into foreclosure leaves the homeowner cost-free of any future repercussions. Not accurate! Even soon after a foreclosure property owners could be hit with owing a deficiency balance (this implies owing the distinction between what your home sold for and what you owed) or IRS tax liability. A appropriately negotiated brief sale has the potential to relieve a homeowner from this debt.

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Misconception #three: Short sales are also challenging to qualify for. There are truly only two principal criteria needed to qualify for a short sale. Initial, the residence need to be worth less than the existing balance on the mortgage. Second, the owner must be able to prove a accurate economic hardship, such as a decrease in wages, job loss, divorce, or healthcare situation that has altered the ability to make the same income as when the loan was originated.

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Misconception #4: Banks do not want to do short sales.Incorrect! Any day of the week a bank would take undertaking a quick sale more than possessing to foreclose on a home. Foreclosures expense banks lots of money and man power. In fact many banks are providing incentives for buyers that complete a quick sale as an alternative of going by means of foreclosure.

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Misconception #5: Quick sales never take place quite usually. Today in many genuine estate markets, short sales are 10-50 % of total sales. A lot of authorities are predicting that 2013 will see the highest quantity of quick sales to date.

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Misconception #6: Quick sales are also challenging and hardly ever get approved. Brief sales like any Knoxville true estate transaction demand the expertise of a real estate agent that is educated in the approach. If short sales are denied, it is generally simply because the appropriate procedure was not followed. Quick sale approvals are taking place day-to-day with the support of knowledgeable experts.

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Misconception #7: A quick sale will be expensive for the homeowner. In truth this is the comprehensive opposite of the truth. A brief sale ought to not cost the homeowner any out of pocket expenditures. The commission paid to the Knoxville real estate agent selling the home is taken care of by the bank. Really, with the numerous incentive programs getting offered by banks and the government, a homeowner may possibly in fact stroll away with more funds!

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Misconception #eight: A brief sale is not an choice since a foreclosure notice was currently sent. Even though this timing may possibly make a short sale much more hard, it can nonetheless happen. Banks have been identified to delay foreclosure proceedings in order to get a short sale approved and finalized. The recommendation would be to start the quick sale method as early as achievable, but if a foreclosure notice has been received, never give up hope.

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Misconception #9: Denial of a loan modification signifies a quick sale will not be attainable. Even though both of these alternatives are techniques to keep away from foreclosure, they are separate entities and handled by various departments at the lending institution. Just simply because one particular says no, this has no bearing on what the other division will say.

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Misconception #10: Doing a quick sale will eradicate the possibility of acquiring an additional property in the close to future. Like all loan approval, a lot of variables are taken into consideration. With that becoming said, in November, mortgage giants Fannie Mae and Freddie Mac stated a homeowner might be eligible to buy once more two years following a brief sale. Some newer FHA applications could allow a purchase sooner than that.

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ABOUT THE HOLLOWAY GROUP AT GABLES &amp GATES, REALTORS

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The Holloway Group is committed to bringing the very best attainable knowledge to fruition for purchasers and sellers of Knoxville genuine estate. At the Holloway Group we never believe typical is good adequate for our consumers. At the forefront of the Holloway Group is experience. Our group was produced to serve our clientele even far better with specialization and knowledge. We know that individually we can’t be every little thing to everyone so we have come with each other as a group, bringing all of our diverse strengths, so you often perform with the best. We pride ourselves on becoming ahead of the curve on technologies and how it can serve our consumers. When you are a client of the Holloway Group, you can anticipate to have our complete team of experts working to fulfill your individual actual estate aim. As a member of Major Actual Estate Companies of the World the Holloway Group and Gables &amp Gates, REALTORS can assist you with locating the most certified true estate expert to suit your needs, anywhere in the world! Pay a visit to our internet site to search ALL Knoxville homes for sale. Contact us right now for assistance.

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MediStreams Appoints EDI Project Manager to the Team

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Roswell, Georgia (PRWEB) Could 30, 2013

MediStreams is pleased to announce the current employ of Coretta Whipple as Electronic Information Interchange (EDI), Project Manager functioning at the corporate headquarters. Coretta has a background of nine years in Healthcare and Retail EDI Project Management with a Bachelor of Arts, Organization Administration degree from Georgia State University. She has joined the operations group to help with implementations for the fast increasing portfolio of healthcare customers.

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Her strong skills in project management, pipeline approaches, and functionality improvements bring extensive knowledge to the group. I am excited to commence a new challenge with MediStreams to further boost and streamline their implementation processes. I attribute my successes to my organization, analytical, and energetic qualities and strategy to put them into action at MediStreams, said Coretta.

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John Koch, Chief Operations Officer stated, As our client base expands and our service offerings broaden the efficiency of our internal operations team has become increasingly crucial. With Coretta’s wealth of expertise and industry understanding in claims, denial management, and payment posting, she will be a main contributor. We welcome her to our team.

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About MediStreams

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MediStreams is a Healthcare Banking and Healthcare Revenue Cycle Management company that focuses on the automation of the healthcare remittance approach. The solution is web-primarily based, accessible from any world wide web connection. Built with flexibility in thoughts, the answer integrates with numerous patient accounting and practice management systems, in addition to adapting to the constant evolution of the healthcare space. MediStreams is SOC 2 Sort II and HIPAA audited. If you would like to find out much more about how the MediStreams solution can work for you, please pay a visit to the MediStreams web site at: http://www.medistreams.com or contact us toll cost-free at: (888) ANSI 835.

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Associated Administrator Press Releases

Wellcentive Team Earns Prestigious PCMH Content material Expert Certification

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Atlanta, Georgia (PRWEB) May possibly 30, 2013

Wellcentive, an Atlanta-based provider of innovative Population Overall health Management and Data Analytics options, right now announced that two members of its Implementation Team have earned Patient-Centered Medical Home (PCMH) Content Professional Certification (CEC).

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NCQA developed the PCMH Content material Expert Certification (CEC) plan in an effort to assist practices and other interested parties recognize experts with a demonstrated understanding of the NCQA PCMH Recognition plan and to supply professionals with a way to validate their knowledge bases.

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The PCMH Content Specialist Certification highlights comprehensive knowledge of the requirements, the application process and the documentation of the NCQA PCMH Recognition Program. This prestigious and expert credential positions authorities in the field that are aligned with NCQA’s mission to improve the good quality of overall health care.

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To earn the NCQA PCMH CEC designation, Implementation Team Lead Tracy Webb and Implementation Consultant Wendy Ahrens had been needed to total two rigorous PCMH education seminars and pass a extensive exam validating their information of NCQA Recognition requirements and suggestions, application procedures, survey processes and documentation specifications.

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Certified NCQA Patient-Centered Healthcare Home Content material Specialists acquire thorough training and demonstrate in-depth knowledge to help organizations applying for NCQA PCMH Recognition, mentioned NCQA President Margaret E. OKane.

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With so much noise and so numerous potential partners in the marketplace, it is very tough for practices to identify these who provide credible path and assistance, stated Mason Beard, Wellcentive Co-founder and Senior Vice President of Options and Operations. Our answer has a full variety of capability to aid care teams proactively handle a patient via all their care transitions which are vital to the health-related property model. The PCMH CEC system is an additional way for us to stand out and demonstrate our commitment to practices that want to be healthcare homes. We are excited for Tracy and Wendy, as well as the many Wellcentive clients they help.

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About Wellcentive

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Since 2005, Wellcentive has delivered physician-facing, population wellness management and data analytics solutions that aid consumers boost each clinical and financial outcomes. Wellcentive’s cloud-based, scalable, customizable Advance answer enables Accountable Population Health Management with business-leading point of care tools, care gap evaluation, automated patient outreach, outcomes reporting, predictive modeling and danger assessment, care management and coordination, and price and utilization evaluation. Wellcentives proprietary interfacing platform aggregates and normalizes clinical and administrative information from disparate sources, such as EMRs, local and national labs, e-Rx, PMS, well being systems, payers, HIEs, and data warehouses. Wellcentive transforms this actionable information into meaningful details that enables preventive care, evidence-based chronic illness management, clinical integration, and participation in functionality-based and danger-based reimbursement programs, which includes Pay-for-Performance, PCMH, PQRS, and Accountable Care.

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Thousands of providers and their organizations use Wellcentive solutions to deliver high-good quality, price-powerful care for many millions of patients. Wellcentives top-edge interfacing platform has far more than 1,600 live interfaces with a wide variety of local and national interfacing partners. Wellcentives customers incorporate some of the most prestigious doctor groups, physician organizations, well being info exchanges, expert organizations, and employer groups in the country.

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About Patient-Centered Health-related Homes

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Medical homes are the quickest developing delivery program innovation in current years. Research show they improve the top quality of principal care, as well as patient and provider satisfaction with care. Far more practices have transformed into patient-centered healthcare homes by earning NCQA PCMH Recognition than by following any other healthcare home model, creating NCQAs plan the most extensively adopted in the nation. Given that 2008, PCMH Recognition has been NCQAs fastest-developing evaluation system, with far more five,500 practices earning the NCQA designation as health-related residences.

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About NCQA

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NCQA is a private, non-profit organization committed to enhancing well being care quality. NCQA accredits and certifies a wide range of well being care organizations. It also recognizes clinicians and practices in essential locations of functionality. NCQA is committed to providing overall health care good quality info for shoppers, purchasers, wellness care providers and researchers.

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Associated Administrator Press Releases

LoanSafeMods Team Helps Assist Homeowners In Utilizing The REST Report To Steer clear of Foreclosure

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San Diego, CA (PRWEB) April 13, 2013

The REST Report is a third party analytics tool that can help property owners to find the greatest foreclosure options to their mortgage circumstance. As a licensee of the REST (True Estate Solutions And Technologies) Report, LoanSafeMods.com has helped several property owners to save their residences from foreclosure by delivering them with access to the REST Evaluation and walking them by means of the modification approach.

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The REST can help folks to uncover the modification programs that they qualify for and it can also show banks and loan servicers how and why the home owners qualify for these modifications so that there are no delays and so home owners are treated pretty. So far the REST has helped thousands of men and women to avail of the mortgage modifications that they deserve and save their homes.

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LoanSafeMods.com recently released a video assessment featuring a handful of of the homeowners who successfully utilized the REST to aid them in every single of their certain mortgage circumstances. Many of the scenarios have been very desperate, with some of them just inches away from losing their residences.

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Nonetheless, following a REST Evaluation showing a qualifying result is submitted to the bank, the mortgage modification is typically authorized in just a matter of months. In most circumstances this is a huge relief, as some of the property owners featured in the REST video evaluation had been struggling with the mortgage modification approach for months or occasionally even years.

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Obtaining a REST evaluation carried out is 1 of the most effective tools that property owners have at their disposable simply because the details provided on the report is so precise and trusted, even by lenders and government institutions, that it can be submitted as evidence in a court of law if the loan servicer refuses to grant a modification to a homeowner who clearly qualifies for a single.

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The new REST Evaluation video can aid presently struggling home owners to recognize how the report can assist them in their desperate circumstances. The assessment involves stories from single parents, couples on the verge of retirement and these who have lost loved ones. Several home owners who are at the moment possessing issues maintaining up with their mortgages can relate, as usually it was some occasion such as a prolonged illness in the family or the loss of a job that triggered them to get behind on their payments in the 1st place.

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The REST Report is a single of the most potent tools individuals who have identified themselves in this situation have at their disposal. Not only does it show them specifically what they qualify and eliminates the uncertainty and pressure of applying for a mortgage modification blindly, but it also helps to add weight to an application and convince the servicer that the mortgage circumstance deserves approval of the modification request.

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Using the REST and the cost-free counseling of the homeowner advocates at LoanSafeMods.com can turn around a hopeless predicament and support households to save their residences. To uncover out much more about how the REST Report functions and how the group at LoanSafeMods.com can assist in the modification method, click right here.

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LoanSafeMods Team Helps Save Houses from Foreclosure with the REST Report

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San Diego (PRWEB) April 17, 2013

LoanSafeMods.com offers a number of resources to struggling homeowners who are searching for the ideal feasible alternative when it comes to foreclosure alternatives. By delivering the REST Report (True Estate Solutions and Technologies Report) as nicely as expert aid from a group of homeowner advocates, LoanSafeMods has helped home owners to save their houses even below some of the most seemingly hopeless situations.

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One such homeowner who was able to save their residence thanks to the REST Report and the LoanSafeMods team is Crystal. A newly released REST Report testimonial video posted on the site tells how Crystal identified the options to her hard loan modification ordeal.

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Crystal fell onto tough instances financially when her fianc

Dennis Ruisch joins the Team of Michael Swift & Associates at J. Rockcliff REALTORS

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Pleasanton, CA (PRWEB) April 30, 2013

With over 30 years experience in real estate, Dennis most recently worked as a short sale negotiator for Wells Fargo Home Mortgage, near their headquarters in Des Moines, Iowa for almost 4 years. He was on the very first team that hit the floor when Wells Fargo opened a new short sale department. He was consistently ranked at the top of his department, based on the number of closed short sales every month. Time after time, Dennis was recognized and rewarded by Wells Fargo for his quality and performance.

“Dennis inside knowledge of short sale operations within the largest banks will be a valuable tool in working through short sale requests, and properly structuring those requests to ensure that they are approved as quickly as possible.” Michael Swift, Broker CDPE, SFR, CSSA, CSP, CFS, NAR/CRS Short Sale Certified and founding member of the Northern California Modification and Short Sale Brokers Group

Born and raised in Iowa, Dennis first received his Iowa real estate sales license in 1983. Much of his career has been in mortgage banking and he is remarkably experienced at finding creative solutions and ways to bring real estate sales to a successful close. Prior to joining Wells Fargo as a negotiator, Dennis originated mortgage loans for many years. As the founder of Dr. Mortgage Inc. in July 2005, he prescribed healthy home loans until forced to close the business in April, 2009 because of the collapse of the housing bubble and mortgage meltdown.

A victim of the illegal foreclosures that swept the country, Dennis had his home of 20 years foreclosed on while he was supposed to be protected under the terms of a loan modification. After fighting with the lender for years and filing complaints with the appropriate regulatory agencies, he was finally able to reach a settlement with Freddie Mac (The Federal Home Loan Mortgage Corporation).

I am extremely excited about the opportunity to represent people in financial difficulties instead of the bank. Because of my experiences, both personal and professional, I can most certainly empathize with their situation and am in a very unique position to offer counsel and advice. Dennis said. When I first decided to move to the East Bay Area, Michael Swift was recommended to me by one of my peers at Wells Fargo as an agent who really knows his business. I feel very fortunate to become a part of his team while also escaping the cold Iowa winters for warmer climates.







LoanSafeMods Team Keeps Family In Their Home With The REST Report

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San Diego, CA (PRWEB) April 18, 2013

LoanSafeMods.com helps families to stay in their homes even when foreclosure seems imminent. The team at LoanSafeMods does this by providing the REST Report (Real Estate Services and Technology Report) which is a third party analysis tool that shows all possible foreclosure alternatives and can be used to find the best options, prove worthiness of a modification request to a loan servicer, or even stand as proof in a court of law if a modification that was clearly qualified for was denied.

The LoanSafeMods team of homeowner advocates takes homeowners each step of the way; from getting the REST Report done to reading and understanding the analysis and from initializing loan modification request to seeing the process through and ensuring that all is done to get the modification granted. Thousands of homes have already been saved from foreclosure or short sales thanks to the rest report and families that would have otherwise been forced to leave their homes were able to stay in the houses they love.

One homeowner that was greatly helped by the REST Report program is Ron, a single father of two who works as an EMT and lives in San Diego. His story can be found in a new REST Report review video that was recently posted on the LoanSafeMods website.

In his review, Ron explains how things got hard for him financially and how he tried to apply for the Make Home Affordable Program on his own. He found, however, that the bank was impossible to deal with alone, as they continuously asked him to submit new documents and on numerous occasions even lost the paperwork he had sent in and needed him to resend it.

This was frustrating and stressful and so Ron says that he decided to pay up front for a service that promised to help him get his modification granted. However, this firm was not able to do what they had promised and Ron lost his money and got into danger of foreclosure due to the advice given him by this company.

Ron says in his review, “What scared me the most about everything was everyday not knowing if someone was going to come knocking at my door telling me to get my stuff out. It was just me and my kids. We had no where else to go.”

After nearly three years of getting the run around, Ron was ready to quit. Luckily he found the REST Report and the team and LoanSafeMods helped him to reapply for the modificaiton. After years of trying to get his request approved, within a few short months of running the REST analysis, Ron got the modification.

The new mortgage terms under the modification reduced Rons principle by more than $ 350,000 and cut his monthly payments in half. Ron couldnt be happier. He says in his video, “I’m so glad I stuck it out” he adds “I just want to thank everyone who just went out of their way to do a fantastic job and do it quickly! They know what they’re doing and the right way to go about it and they get great results. Thank you!”

For more information on the REST Report and for more REST reviews from real homeowners, please visit LoanSafeMods.com.







Advanced Realty Team Allows Foreclosure Renters to Transfer All Credits to Famous Rent to Own on Steroids Program

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Dunedin, FL (PRWEB) April 26, 2013

Advanced Realty Team, Inc. yesterday announced it will begin transferring all earned credits for persons in the Famous Foreclosure Rentals program when they move to the Famous Rent to Own on Steroids Program.

Advanced developed the Rent to Own on Steroids Program where all rent paid in the entire first year becomes the down payment and the tenant-buyer can earn a mortgage based on what they do for the next 12 consecutive months, not credit score.

Famous Foreclosure Rentals is a much newer program, in which the rental home is in or about to be in foreclosure, while the owner seeks a mortgage modification, and is offered at below market rent to compensate the renter for inconvenience and uncertainty.

Many participants in the foreclosure program are waiting for the right home to be available in the rent to own program. Advanced has already announced foreclosure renters may move up at no cost. Now they will also be able to take their monthly rent credits with them.

We believe when the real estate market returns to normal the foreclosure rental program will probably become less important as foreclosure represent a smaller portion of the market and conditions change, said George Beardsley, President-Broker of Advanced.

In the meantime we are working on how many ways we can make the program even more attractive, he said. There is inconvenience and risk in the program, in exchange for the below market price, he said. And we want to find all the ways we can to compensate for the negatives.

Advanced has been renting homes in foreclosure for some time and more recently has begun to buy houses in foreclosure and with loan balances higher than current values of the home.

I am not an attorney, Beardsley said, but we have been working closely with a board certified real estate attorney during the entire program and believe the program will continue to be viable as long as there are no new factors introduced.

In Florida, a home owner continues to own his home and can do with it as he wishes until a judge says the house belongs to another person, he said. The owner must also disclose any factor not readily apparent that would affect value when selling a home, Beardsley said. We do the same for rentals and suggest prospective renters get legal advice if they wish.

As long as this is the law in Florida, the homeowner can sell or rent his house in foreclosure, so long as he discloses the risk to prospective renters, Beardsley said. Providing the discount and as many benefits as possible is only right, he said.

Advanced is a small Dunedin, FL-based boutique real estate brokerage firm specializing in buying houses fast and in the current market Advanced even has program for buying homes that are over financed, under water and even in some cases they will buy houses in foreclosure and over financed.

These homes usually become part of the Famous Foreclosure Rental Program where the resident is offered below market rent and is told the home is in or may soon be in foreclosure and Advanced or the client it represents will use the services of a board-certified real estate attorney to defend a foreclosure action should there be one.

Collapse in the housing market switched their operations to buying house for the purpose of renting, including the Famous Rent to Own on Steroids and now the Foreclosure Rentals.

We buy houses, estate homes, for sale by owners and rentals fast and turn them into affordable housing, Beardsley said. We buy any price range and almost any condition, he said.

If you live in Albany, Fond du Lac, Des Moines, Bangor –or Chicago, as I used to, and you need to sell a house in Florida, Beardsley said, we are the people who buy houses in Florida.







The Foreclosure Defense Team at the McCann Law Group LLP dba Consumer Attorney Services Thrives in May Under New Supervising Attorney Tarah Seabre

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Jacksonville, Florida (PRWEB) May 21, 2013

Consumer Attorney Services appointed Tarah Seabre as supervising attorney in May to help improve the working efficiency of its national foreclosure defense team. Having worked with residential foreclosures for over two years, Seabre represented just what Consumer Attorney Services was looking for in a supervising attorney.

Seabre attended law school the University of Miami School of Law and received her Juris Doctorate in 2008. Prior to then, she attended Dowling College in her home state of New York and graduated with a Bachelor of Arts in history.

During law school, Seabre worked as an intern at the State Attorneys office. Before being admitted to the Florida Bar, she worked in third party debt collection and consumer law. Upon becoming a member of the Florida Bar, she returned to New York where she became a member of the New York Bar as well.

While in New York, she pursued several different facets within the legal sector. In Manhattan, she worked in commercial, contract, business and estate planning. In New York City, she worked in residential and commercial foreclosure and eviction. She also worked as an in-house counsel for a process serving agency.

Because of Seabres experience working with foreclosure law for over two years, she became intimately familiar with lender practices and policies. She negotiated hundreds of loan modifications and other loss mitigation plans in settlement conferences and judicial hearings throughout New York City and beyond.

Consumer Attorney Services charged Seabre with improving the efficiency of its national foreclosure defense team. As supervising attorney, Seabre helps run multiple legal teams who work in state specific areas.

Her foreclosure defense teams are comprised of supporting attorneys, paralegals, loss mitigation consultants, client advocates and resolution specialists. Together, they focus on helping distressed homeowners achieve the best foreclosure resolution available within the timeliest manner possible.

Consumer Attorney Services hopes Seabres ongoing efforts as supervising attorney continue to improve its national foreclosure defense team. Consumer Attorney Services is a full service consumer advocacy law firm headquartered in Jacksonville, Florida, helping families with but not limited to foreclosure defense, debt settlement and bankruptcy.







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