LoanSafeMods.coms Video Critiques Show The REST Report In Action

San Diego, CA (PRWEB) March 24, 2013

LoanSafeMods.com recently released a quantity of video critiques from folks who have had good results with their modification applications thanks to the support of the REST Report.

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The REST (Real Estate Solutions And Technologies Report) quickly analyzes the prospective possibilities a homeowner has offered in terms of foreclosure alternatives by comparing the data on the loan with present government and proprietary mortgage assistance applications such as the HAMP and other loan workout systems. This procedure takes just under three days to comprehensive.

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This has helped thousands of people to realize the modification method and to receive the mortgage help that they want to preserve their residences from foreclosing. A handful of of these accomplishment stories are obtainable on LoanSafeMods YouTube Channel.

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Ron, for instance, was capable to save his house from foreclosure right after struggling for years to get his request granted from the bank. Ron says in his REST overview:

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What scared me the most about everything was, every day, not knowing if a person was going to come knocking at my door telling me to get my stuff out. It was just me and my youngsters. We had no where else to go!

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Lastly following locating the REST and resubmitting his application with the Report included, he was granted a modification that lowered his principle by much more than $ 300k and decreased his monthly payments fifty percent.

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Crystal discovered herself in a similar scenario right after her fiance passed away and she also lost a job. With out the support she previously had, Crystal was struggling with her mortgage payments and so decided to apply for a modification.

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However her bank kept delaying the approval of the modification, continuously telling her to resubmit her application. Now facing foreclosure, Crystal was scared she would be out on the street.

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Luckily she discovered the REST from LoanSafeMods.com and was capable to turn her circumstance about. Crystal says in her video:

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If you think youre losing your property it feels like everythings going down the drain. You dont have a spot to live, everythings uncertain, you dont know what tomorrows going to bring. But once I had the report in my hand, I knew that every thing would be okay.

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Crystal now only pays $ 728 for her monthly payments as an alternative of the earlier price of $ 1,700.

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Linda, a single mother living in Oceanside, California with her small girl, struggled for two years to get a modification on her personal. She says:

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It was so perplexing to me due to the fact I had enough income, I had all the criteria and they kept telling me ‘You have to resubmit, it’s been three months. You have to send in a new application.’ I consider I applied at least 3, possibly four, instances!

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Soon after she ran a REST Report she could lastly see exactly what she certified for and, better nevertheless, she could show her bank exaclty how the numbers produced sense. Inside a handful of weeks of submitting her application with the REST attached, she was granted a modfiication that lowered her payments from $ 3,000 to $ 2,100.

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Mona, who lives in Point Loma with her husband, has a comparable story. Following running into trouble with their mortgage due to the housing crisis and their stoneworks enterprise beginning to falter for the same purpose, the couple had been in danger of losing the property that they had worked so difficult for and that they had planned on retiring to in a handful of years.

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Years of uncertainty and tension attempting to save their property and locate foreclosure alternatives impacted their happiness and their marriage. Ultimately Mona located the REST and was capable to uncover some peace of mind. She says in the video:

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We were really happy with the way it turned out – way much better than ever anticipated! We have a future now. We’re truly seeking forward to our future again. And it is going to be doable. Even if it gets challenging again, I believe we’ll be capable to deal with it, no dilemma.

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Mona and her husband now only spend about half of what their preceding mortgage payments have been.

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These are just a handful of of the homeowners that were capable to save their homes from foreclosure thank to the REST Report. For much more information on this helpful tool, please go to LoanSafeMods.com.

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LoanSafeMods.com: Critiques Show How The REST Report Assists Get rid of Uncertainty With Mortgage Modifications

San Diego, CA (PRWEB) March 31, 2013

LoanSafeMods.com offers the REST Report to property owners who are interested in applying for loan modifications, or who have already applied but are obtaining difficulty getting their requests approved. The REST Report (True Estate Solutions and Technologies Report) is an analysis tool that can show the house owner what their ideal foreclosure alternative choices are. It runs data from all accessible loan exercise applications against the info offered by the homeowner and lets them see in just 2 to 3 days specifically which applications they qualify for.

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This swift response and the accuracy for which the REST Report is known for can do a lot to eliminate the uncertainty and anxiety that is usually associated with applying for mortgage modifications. Although government legislation has made it mandatory for banks and lending institutions to grant modifications to qualifying loans (Monetary Stability Act 2009) many home owners nonetheless find it challenging and occasionally almost not possible to apply for these modifications on their personal.

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Some property owners dont even know where to begin when it comes to applying. They are basically not certain what the very best alternative is for them because they dont know what they would qualify for, if anything. Other homeowners have already applied but have been beneath review with their lenders for months, or in some situations even years. These house owners are frequently asked to submit and resubmit documents, but never ever hear back from their banks. This can be quite frustrating. Some of the consumers that LoanSafeMods has helped describe how they have felt that their banks fax machine was hooked up to a shredder.

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Some home owners have had their mortgage modifications turned down, but believe they must have certified. These folks frequently feel they have no way to challenge the choice of the lender. Other folks have been denied because they have failed the NPV test but they dont know why they have failed. The REST supplies a resolution to all these difficulties. In a new video evaluation on LoanSafeMods.com, homeowners from different backgrounds and with diverse mortgage modification histories speak out about how the REST Report gave them peace of mind and helped them to lastly get their modification requests processed and approved.

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Ron, an EMT and single father who lives with his two children in San Diego Crystal, one more San Diego homeowner who lost her job and the help of her fianc

LoanSafeMods.com Reviews Show Struggling Property owners What They Stand To Obtain When Selecting The REST

San Diego, CA (PRWEB) April 06, 2013

LoanSafeMods.com recently released a number of testimonial videos that show the REST Report in action. These are testimonials by men and women who have been helped with their mortgage modification requests by the REST Report, a third celebration analytics tool that shows property owners exactly what modification programs they qualify for and also shows banks and lending institutions how the numbers add up and why it would make much more sense to modify a mortgage rather than settle on foreclosure.

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These REST assessment videos all feature home owners who were capable to save their residences following struggling to save their houses for months or even years. The REST (Genuine Estate Solutions and Technologies) Report takes the info provided by the homeowner and runs it against the existing qualifying criteria issued by all obtainable loan modification programs, such as the HAMP, HARP and other government and non-government loan workout programs.

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This not only offers the homeowners peace of mind, as they will see exactly what they qualify for in a matter of days alternatively of getting to wait numerous months only to have their application either authorized or denied, but it also actually helps the lending institutions to procedure the request quickly. Alan White, of the City University of New York, said in a recent article on Bloomberg, While processing delays have provided borrowers time to negotiate loan workouts, huge lenders frequently lose documents and ask borrowers to resubmit them repeatedly. As a result, many property owners have given up because they just cant get their modifications approved and they dont see any finish in sight. Alternatively of obtaining the mortgage modifications that they deserve, they are settling on quick sales or foreclosure.

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This has triggered a considerable amount of pressure for home owners who are by no means sure where they stand and no matter whether or not they will be in a position to maintain their homes. The REST Evaluation solves this difficulty by displaying the borrower and the lender precisely what applications the mortgage scenario qualifies for, and specifically why it qualifies for those programs.

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The evaluation can also help to point out difficulties with the application ahead of the homeowner ever sends their request to their lender, which will give them time to repair the difficulty or discover some perform around remedy. Also, if the report shows that the mortgage ought to have certified for a modification, but the lender denies approval of the modification, the REST Report is so precise and trusted that it can even be employed as evidence if the homeowner decides to take the lenders selection to court.

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These benefits serve to make the REST Report one of the most invaluable tools for homeowners who are looking for mortgage modifications. The REST testimonials featured on LoanSafeMods.com can assist show struggling property owners what they stand to acquire when they decide on the REST Report. To view these testimonials and discover how the REST performs, please click here.

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LoanSafeMods.com: New Video Testimonials Show How The REST Report Can Support With Tough Modification Conditions

San Diego, CA (PRWEB) April ten, 2013

LoanSafeMods.com can assist property owners to avail of the mortgage modifications they deserve with the REST Report. This report is a third celebration analytics tool that can show homeowners and lenders alike specifically what modification applications the mortgage predicament qualifies for. This can be useful specially when a homeowner is obtaining difficulty acquiring an application for a mortgage modification authorized by their bank or loan servicer.

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Most individuals who have applied for loan modifications do it in the precise same way they send in their hardship letter, payment records, tax returns and other document, then they sit back and wait, just hoping that their loan servicer will approve their loan modification and give them a favorable overview. Many individuals have waited up to 12 months just to locate that their servicer has denied their request. They will have no notion if this is because of some significant issue, such as failing in a single or more of the qualifying criteria, or anything a easy as a typo on the application.

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Its even more difficult when a homeowner feels that they genuinely need to have qualified for the modification but they have been rejected nonetheless. In the past the only course of action was to accept the banks choice and cope as ideal as feasible, perhaps settling for a short sale. Nevertheless, with the REST Report, the uncertainty involved with the modification method is a issue of the past. Now there is a way to see what alternatives are out there and a way to prove to the banks that these choices do exist.

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According to the LoanSafeMods.com group, Most men and women never realize that the bank (servicer) stands to make up to 3-five occasions as a lot by not approving their loan modification. It’s the investor that rewards from effectively modifying your loan, not the bank. With the REST Report, you are displaying undeniable proof that the numbers make sense for the investor that owns your loan.

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The REST Report has helped thousands of home owners to save their properties from foreclosure by giving them the tools they need to have to find the proper mortgage modification applications and to prove to the bank, if needed, why they qualify for these applications. The team of skilled homeowner advocates at LoanSafeMods.com tends to make the process even simpler by walking the home owners by way of each step of the way.

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A number of REST Report reviews can be discovered on the LoanSafeMods site as effectively as on the companys YouTube channel. These reviews, by homeowners who have been formerly struggling to get their modifications authorized, serve to show specifically how effective the REST can be when dealing with dilemma modification scenarios.

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These video reviews function the stories of diverse property owners, some who were really close to losing their homes, but who were in a position to get modifications and save their properties thanks to the REST Report. One particular man, Ron, a EMT from San Diego, was able to get a fifty % reduction on his month-to-month payments and reduction of much more than $ 350,000 on his principle thanks to the REST evaluation, soon after trying for more than 3 years to get it authorized on his own.

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For information on how the REST functions and to view the most recent video evaluations, please click right here.

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Never Foreclose! Quick Sales Do not Show Up On Your Credit History

Mesa, AZ (PRWEB) September eight, 2010

Victor De Stefano, Associate Broker, with Keller Williams sold his first residence when he was 18 yrs. old as a Realtor. Now, as an Associate Broker, hes operating to support families get out from underneath their house and stay away from foreclosure. Uncover your self dealing with the difficult occasions, behind on payments and a loan modification is not achievable understand about Short Sales. Ask yourself this, do you want to own your property again one day? The variations in between a Foreclosure and a Short Sale are huge adequate for consideration. A short sale will give you the appropriate start on owning a residence again.

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Victor and his team provide Arizona residents with quick sale vs. foreclosure workshops they are Certified Distressed Property Specialists with more than 100 years combined expertise. The objective of these totally free, no obligation events is to assist educate residents on the influence of quick sales &amp foreclosures on all of us. These workshops assist explain the differences in between brief sales and foreclosures, the legal and tax ramifications of each and every, and how to stay away from the scams. There is a brief question and answer session at the end with the Lawyer and CPA. These events promise to be extremely informative and valuable. These workshops are for everyone, not just these in pre-foreclosure. Foreclosures in our neighborhoods have an effect on every person by decreasing property values and adding an elevated risk of vandalism and more. If you or someone you know is facing feasible foreclosure you will be capable to share with them the details from these workshops and maybe aid them and the worth of the neighborhood. To uncover out when &amp exactly where the subsequent workshop is held get in touch with Victor for much more data.

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The quick sale details beneath is just the tip of the iceberg thats supplied. Right here are some variations amongst a short sale and foreclosure in distinct situations.

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Future Fannie Mae Loan – Primary Residence

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Foreclosure – A homeowner who loses a home to Foreclosure is ineligible for a Fannie Mae backed mortgage for a period of five years.

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Quick Sale – A homeowner who successfully negotiates and closes a brief sale will be eligible for a Fannie Mae backed mortgage after only 2 years.

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Future Fannie Mae Loan – Non Main

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Foreclosure – An Investor who permits a property to go to Foreclosure is ineligible for a Fannie Mae backed investment mortgage for a period of 7 years.

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Brief Sale – An investor who effectively negotiates and closes a short sale will be eligible for a Fannie Mae backed investment mortgage soon after only two years.

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Future Loan with any Mortgage Firm

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Foreclosure – On any future 1003 application, a prospective borrower will have to answer YES to question C in Section VIII of the standard 1003 that asks ‘Have you had property foreclosed upon or offered title or deed in lieu thereof in the final 7 years?” this will affect future rates.

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Short Sale – There is no comparable declaration or query with regards to a short sale.

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Credit Score

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Foreclosure – Score might be lowered anywhere from 250 to more than 300 points. Generally will have an effect on score for over 3 years.

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Short Sale – Only late payments on a mortgage will show and after sale mortgage will be reported as paid or negotiated. This will decrease the score as tiny as 50 points if all other payments are being produced. A short sale’s have an effect on can be a short as 12 – 18 months.

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Credit History

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Foreclosure – Foreclosure will remain as a public record on a person’s credit history for 10 years or a lot more.

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Quick Sale – Quick Sale is not reported on a credit history. There is no specific reporting item for ‘short sale.’ The loan is generally reported ‘paid in complete, settled.’

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Future Employment

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Foreclosure – Many employers are requiring credit checks on all job applicants. A foreclosure is one particular of the most detrimental credit things an applicant can have and in most cases will challenge employment.

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Quick Sale – is not reported on a credit report and is therefore not a challenge to employment.

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Safety Clearances

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Foreclosure – is the most challenging concern against a security clearance outside of a conviction of a serious misdemeanor of felony. If a client has a foreclosure and is a police officer, in the military, in the CIA, Safety, or any other position that calls for a security clearance in almost all instances clearance will be revoked and position will be terminated.

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Quick Sale – A Quick Sale on its own does not challenge most safety clearances.

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Victor and his group helps people quick sale their property just before, throughout, and even after the transaction. Victor understands the troubles. As Certified Distressed Property Experts they have full time coordinators that operate with the lenders on your behalf throughout the approach. When it appears many people just want to sell your house and neglect about you, theres hope! He built his organization on assisting men and women. In a quick sale you incur none of the closing costs or commissions, the bank pays all of those charges &amp residences are usually sold as/is. Relocating Help is offered with a totally free moving truck with in Arizona and utility transfer assistance. The objective is to make this transition straightforward and anxiety cost-free. This globe class service does not just cease there. Victor also will supply the resources and contacts to guide you back on track with rebuilding your credit and back on the path to homeownership.

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Inquiries and private consultations with Victor are usually welcome.

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Victor De Stefano&#13

480-580-4150&#13

http://www.BrokerVictor.com

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LoanSafeMods.com: New Video Reviews Show How the REST Analysis Can Help Save Homes Even When Foreclosure Seems Imminent

San Diego, CA (PRWEB) April 20, 2013

The team of homeowner advocates at LoanSafeMods.com is ready to help homeowners get the mortgage modifications they deserve with the REST Report. The REST Report (Real Estate Services and Technology Report) is a third party analysis tool that can help homeowners to make the best decision about what modification programs to apply for. The Report works by analyzing the property owners financial information and comparing it with all the various qualifying requirements of the currently available government and non government loan work out programs.

Once the home owner is aware of what their options are they will be much more confident to proceed with submitting their modification request to their loan servicer. An even greater benefit of utilizing the REST Report is that the analysis shows undeniable proof of qualification. Because of this, submitting the REST Report analysis along with the modification package can help add weight to the request and ensure that there are no delays in the approval of the request.

In the event that the loan servicer denies approval of a modification request even though the REST Report shows a qualifying result, then the REST results can even be used as evidence in a court of law if the property owner decides to take the bank or loan servicers decision to court.

This highly respected and incredibly accurate analysis tool has already helped thousands of individuals and families to save their homes from foreclosure. A number of these people have shared their experiences with the Report via REST Report video testimonials, a few of which were recently posted on the LoanSafeMods website.

These videos show how the REST can help to save homes even when foreclosure seems imminent. They also show how the REST Report can help to speed up delayed or stalled mortgage modification requests that have been under review for far too long.

In some cases, the homeowners in these review videos dealt with roadblock after roadblock from their banks for months or even several years. After going through this ordeal, finding the REST Report and getting their modifications approved within just a few months or even a few weeks was a great relief.

This just goes to show that even under the most seemingly hopeless conditions the REST Report can make a difference and help get individuals the mortgage modifications they need. The analysis is one of the most powerful tools homeowners have when it comes to fighting to stay in their homes and the team at LoanSafeMods is happy to help connect people with it and walk them through each step of the way.

For more information on how the REST Report works, please visit LoanSafeMods.com.







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