Tag Archives: Provides

Springboard Provides Hope to Troubled Homeowners: Linked Press Reports on Foreclosure Prevention Counseling at Springboard

Posted on by

Riverside, CA (PRWEB) March 7, 2009

Springboard Nonprofit Consumer Credit Management was the concentrate of a current story by John Mone of the Related Press, the story featuring foreclosure prevention counseling came on the heels of the Obama Administration and U.S. Department of Treasury’s Creating House Inexpensive system that offers assistance to 7 to 9 million property owners creating a great-faith work to make their mortgage payments.

&#13

In the AP story Mone reported, “When it comes to foreclosure numbers, Riverside County California is pretty a lot in the leading ten in the United States. This is where the sub-prime mortgage meltdown struck deep.”

&#13

With the U.S. unemployment price reaching its highest level in 25 years, Springboard is reporting a record number of counseling sessions in the regions of foreclosure prevention and credit and debt counseling. Throughout the nation, Springboard gives assistance with housing counseling, income and credit management via educational applications and complete counseling in both English and Spanish. Springboard is a HUD approved housing agency, a member of the National Foundation for Credit Counseling, and agency companion in the nationwide Homeownership Preservation Foundation’s Hope Hotline. “We encourage distressed home owners to attain out to their lenders and HUD approved housing counseling agencies like Springboard,” mentioned Melinda Opperman, vice president of neighborhood outreach at the Springboard housing and credit counseling agency. “We’re aware of situations on a everyday basis exactly where troubled home owners have been taken advantage of by paying upfront charges to organizations promising achievement for loan modifications and other workouts only to later understand no operate was performed and a lot damage has been completed. Negotiating loan workouts, options and solutions is anything lenders and non-profit housing counseling agencies offer you homeowners for cost-free,” mentioned Opperman.

&#13

Springboard offers the following advice for customers facing foreclosure or other financial hardship.

&#13

Open all mail promptly. Do not ignore the communication from your creditors or lenders.

&#13

If you are having troubles producing your payments, call or write to your lender’s Loss Mitigation Division without having delay.

&#13

Be prepared to explain your scenario and offer your lender with your monetary details.

&#13

Do not pay funds upfront for a loan modification.

&#13

Be wary of foreclosure rescue scam artists that claim to be helping you save your residence.

&#13

Make contact with a HUD authorized housing counseling agency.

&#13

In 2008, Springboard counseled almost 20,000 troubled home owners in California, and a lot more than 50,000 nationwide.

&#13

About Springboard Nonprofit Consumer Credit Management&#13

SPRINGBOARD

U.S. Sen. Barbara Boxer Provides to Support Homeowner Fight Etrade, an Affiliate of GMAC Save Her Home

Posted on by

Emeryville, CA (PRWEB) August ten, 2010

U.S. Sen. Barbara Boxer has supplied to help an Oakland homeowner in attempting to stop an Aug. 19 scheduled foreclosure auction of her property. Its the last option in an 18-month good faith battle longtime Oakland homeowner Odilla Sidime has waged to get her mortgage modified only to have Etrade, an affiliate of GMAC apparently drop documents, misplace documents and stall her as the mortgage company proceeded with foreclosure plans.

&#13

I am committed to maintaining people from losing their properties.If your monetary institution is federally regulated, my workplace would be content to assist you individually by drafting a Congressional inquiry on your behalf and submitting it to the economic agency that regulates your lender, U.S. Senator Barbara Boxer wrote in a recent e-mail to Sidime. If your lender is regulated by a state agency, your correspondence will be forwarded to the proper state regulatory agency.

&#13

Its a lengthy shot but all Sidime has left. She has attempted to resolve the matter by following the loan modification suggestions and submitting full loan modification applications several times only to have Etrade reject the applications with unsubstantiated and vague explanations.

&#13

The lenders claim home owners are ignoring their communications and failing to offer comprehensive documentation but I am a living witness that, even though Ive followed their requirements precisely, their loan processing technique is dysfunctional or else they are not negotiating with property owners in very good faith, Sidime mentioned. If my mortgage were modified to reflect my residences present value, I could afford to preserve this home I really like and have invested in for several years. But Etrade would rather collect payments from private mortgage insurance coverage, reap the tax positive aspects, then auction my property off to the highest bidder. Lenders claim property owners arent getting truthful but in my case Etrade has been untruthful. The heartbreaking factor is theres really nowhere else I can turn considering that Etrade does not have to comply with the federal governments loan modification plan. Its all voluntary on their element so they have no incentive to perform with homeowners.

&#13

Because April 2009, Sidime has been sending documents to Etrade and GMAC – after she started to expect her revenue would fall brief. After becoming denied modifications twice, an Etrade representative told her she would not be deemed for a modification till she missed 3 mortgage payments. So following Etrades directions, she stopped paying on her mortgage at the end of 2009. On April 2, 2010, Etrade notified Sidime her property was getting foreclosed on for nonpayment.

&#13

Etrade continues to misdirect and stall her. They have notified her that documents were not received regardless of getting confirmation of certified mail deliveries and faxes. Etrade officials also noted that occasionally documents are misfiled in the incorrect clients files and instructed Sidime to consist of her name and account quantity on each and every single web page submitted which she did, only to have Etrade once again claim failure to obtain enough documentation.

&#13

In the fifth round, Sidime was told her account had been put on hold for evaluation on July 20 and that all necessary documentation had been received as of July 7, only to obtain a letter dated July 22 stating the modification was denied a fifth time because Etrade had not received all the requested documents.

&#13

Most lately, four days soon after Sidime repeatedly faxed and emailed over 125 pages like a modification application and supporting documents, Etrade notified her that her request had been denied since Etrade in not a participant in the Property Cost-effective Mortgage Program (HAMP) and she earned insufficient income to qualify for a standard modification.

&#13

For far more specifics of her fruitless interactions with Etrade, go to her weblog at countdown2foreclosure.com.

&#13

###

&#13
&#13
&#13
&#13
&#13

Loan Mod Pro Provides an Alternative to Pricey Loan Modifications

Posted on by

Scottsdale, AZ (PRWEB) July 19, 2009

LoanModPro recently launched a campaign to help American Families modify loans themselves. Their distinctive application platform is developed with the user in thoughts. The loan modification computer software guides shoppers through the application and submission method in the same manner as several self-prepared tax application programs.

&#13

“We have recently decided to cut the expense of our application plan in half in light of the truth that so several American customers are becoming defrauded by unscrupulous foreclosure consultants and other loan modification organizations that are charging outrageous amounts of funds for a service that individuals can do on their personal,” stated Kayla Jantz, Vice President of NWHRS.

&#13

LoanModPro and NWHRS have been featured in ABC, NBC, CBS, Fox News, MSNBC and CNN. In addition, the application has won the following awards and acclamations: 2008 Award of Achievement in Client Excellence Keystone Award for Outstanding Item 2008 – Application Supply Nowadays one hundred Best Software program Products of 2008 – Software program Overview Magazine FIAA Outstanding Product Award – Economic Software Instances Best Purchase Award – Editors Selection Prime Ten Testimonials – PCA Decision Client Assistance Award 2009 – CRM Poll and the Care Award -Community Outreach Coalition (C.O.C.).

&#13

About LoanModPro

&#13

Our award winning product is the most widely recognized and distributed loan modification application product on the industry these days. LoanModPro was created by a group of very seasoned financial specialists who desired to pave the way for the average homeowner and put them on an even playing field with professional modification firms and law offices providing homeowners the tools necessary to get the results they wish by means of their bank or lender directly. For more information, LoanModPro can be reached at +1-480-850-9700 and at, http://www.loanmodprosoftware.com

&#13

###

&#13
&#13
&#13
&#13
&#13

Find Much more Loan Modification Services Press Releases

1st Foreclosure Prevention Provides Loan Modification Assistance To Debtors

Posted on by


Huntingdon Valley, PA (PRWEB) December 12, 2009

The existing recession has left millions of folks jobless and most of them discover it quite challenging to make each ends meet in their family. Most individuals who have purchased their initial house or house have gone bankrupted in just couple of months of time. Numerous have lost their jobs and found it difficult to repay the mortgage loans. As a result, some of the properties have been seized and some witnessed foreclosure. All these facts and figures have grow to be a myth these days with the government revitalization procedure via their The Homeowner Affordability and Stability Plan. The team of 1stforeclosureprevention.com seeks a new path of enlightenment for the debtors by way of this system.

&#13

The authorities from this loan modification firm report that the government has decided to revitalize the $ 75 billion Support For Home owners which are stagnant to the current date. This will give further hopes and powers for the lenders to modify the current loans and the buyers can take the maximum benefit of this. The financial expert teams from 1stforeclosureprevention.com strongly think that purchasers need to take the help from them although approaching the lenders with regards to the approach. Any incorrect move by the purchaser can prove to be fatal once more. Hence, the appropriate sort of method would be to have the experts by the purchasers side that can bargain and advantage the parties. The modification requests will never be declined and in obtaining the governments help.

&#13

President Obama has provided some hopes for the lenders and the defaulted purchasers relating to producing home inexpensive plan. Now the complete procedure can take spot at lightening speed and the parties will be prepared to negotiate the payments. This can be made fruitful by getting professionals from 1stForeclosurePrevention.com by the purchasers side. They guarantee that all the records are best and stick to the recommendations. A far better negotiation will take place on behalf of the buyers. Qualified house owners can apply for this modification process and the lenders are extremely happy to volunteer themselves even though it is not mandatory. A current study reports that there is an boost in the accomplishment rate of about 40% since of the government revitalization process. The group of 1stForeclosurePrevention.com will ensure your good results in the loan modification procedure due to revitalization of the Property Affordability Plan.

&#13

This is a Spend-for-Overall performance Good results payment method that will advantage the purchasers as well. The borrowers will acquire a compensation quantity if they stay current in their payments. This amount will decrease the principal balance on their loan quantity. 1stForeclosurePrevention.com assures you to get $ 1000 each and every year by their specialist approach and unwind your repayment schedule and mortgage amounts.

&#13

About the Business:&#13

1st Foreclosure Prevention is a loss mitigation organization that closely associates itself with the property owners and aids them to stop foreclosure. They render their solutions in each and every state in the United States and they deal with all sorts of mortgage payments. Their immense knowledge of more than ten years in the loss mitigation department will save the properties for the buyers even below extreme monetary crisis.

&#13

# # #

&#13
&#13
&#13
&#13
&#13

Falcon Credit Management Provides Ideas to Shop Your Way to Greater Credit in 2011

Posted on by


Las Vegas, NV (Vocus/PRWEB) January 18, 2011

More than the holidays, some of us have given into temptation and splurged on main temptations that wont make for a really happy new year. Make the resolution to earn a greater credit score by this time next year with these guidelines from Damian Falcone, one particular of debt-riddled Nevadas cutting-edge credit management specialists. By spending the smart way over the next year, you can leverage every acquire you make into a stronger credit score and be in much far better economic shape by the time next holiday season rolls around. These and a lot of a lot more valuable tips and software to aid you handle your money and even your mortgage are accessible at http://www.falconcreditmanagement.com. &#13

&#13

HomeAffordableGuide.com Provides Discount to First one hundred Property owners

Posted on by


Clinton Township, Michigan (Vocus/PRWEB) February 11, 2011

The creators of HomeAffordableGuide.com are writing an revolutionary eBook that walks homeowners via the Loan Modification and Short Sale application procedure, revealing confirmed suggestions and insider secrets along the way. The very first one hundred property owners to check out http://www.HomeAffordableGuide.com will be eligible to obtain the software at a a single-time discounted value of $ 9.95 and obtain the experts guidelines eBook for totally free upon publication prior to anybody else. Together these exceptional instruments grant property owners access to secrets only known to mortgage counseling specialists and software that produces the necessary paperwork to keep away from foreclosure primarily based on the individual’s crucial variables.

&#13

Home owners no longer need to have to feel overwhelmed since staying organized while trying to keep away from foreclosure has never ever been less complicated. With the computer software, homeowners facing foreclosure are capable to auto-populate and auto-calculate the right types with their unique information. Currently, HomeAffordableGuide.com functions as a standalone service enabling homeowners an effortless, interactive approach that guides homeowners through application to all of the government and in-property mortgage programs.

&#13

The addition of the eBook will improve the overall expertise and education of home owners. The new book will supply homeowners with a personal counseling knowledge from the comfort of their own house. The eBook gives insight into how the foreclosure procedure operates and reveals established information that can much better position the homeowner to obtain a Loan Modification or Short Sale.

&#13

The application and guide were created by two professionals that have helped several homeowners keep away from foreclosure through Loan Modifications and Short Sales. They developed these resources to share their knowledge and guidelines to avoid more home owners from falling victim to the economic crisis. A lot of government officials, agencies, and assistance programs have reviewed the software step-by-step and agree that HomeAffordableGuide.com has created valuable resources that ought to be in the hands of every homeowner facing foreclosure.

&#13

To see if you are eligible to apply for a Loan Modification or a Short Sale go to http://homeaffordableguide.com/are-you-eligible/ and answer a handful of quick concerns. Only the first one hundred homeowner’s to acquire the software program at the discounted cost of $ 9.95 will be issued the eBook upon publication for free ahead of anybody else.

&#13

About HomeAffordableGuide.com&#13

HomeAffordableGuide.com was developed in 2009 by a group specializing in assisting property owners attain Loan Modifications and Short Sales. The software was developed primarily based on their experience to guide and educate homeowners via the complete procedure of applying for a Loan Modification or Quick Sale in 5 effortless actions. For much more info visit: http://www.HomeAffordableGuide.com/

&#13

###

&#13
&#13
&#13
&#13
&#13

Government Functionality Summit Provides Insight on Future of Management Policy

Posted on by

Crystal City, VA (PRWEB) June 11, 2013

The Government Performance Summit 2013 (GPS) continued to expose attendees to cutting edge techniques utilized to comprehend government efficiency and obtain maximum agency and plan overall performance. Day 2 offered GPS participants with a duel perspective of the a lot more artistic conventional approach to government efficiency management and how it relates to the a lot more data-driven model.

&#13

Dr. Robert Behn, Lecturer at Harvard University provided his expertise on performance and the subsequent actions in government management. Soon after more than 20 years in the business, Dr. Behn was able to share his insights concerning the future of government management, utilizing anecdotal proof and scientific information. Dr. Behn shared his thoughts on how PerformanceStat has affected government efficiency. The PerformanceStat leadership strategy combines conventional methodologies and much more modern day ideas, to motivate men and women and teams to create final results. By analyzing very existing efficiency data the leadership team can discern and highlight the functionality deficit that the organization requirements to remove to mitigate, stated Dr. Behn. To complement the information, Dr. Behn, encouraged, a connection among the leadership of the men and women that are charged with operating the organization and the influence it has on everybody that performs there.

&#13

Strategic Objective Annual Overview (strategic reviews) as management policy is presently getting developed and shaped by the Workplace of Management and Spending budget (OMB). Mark Bussow, Performance Group Lead for OMB, shared the policy under development for the strategic critiques. These strategic reviews will be performed internally by agencies, utilizing various sources of proof, and produce a framework for the analysis of Strategic Objectives and establish improvement actions.

&#13

According to Bussow, Strategic Critiques are designed, to act as a scan that says, what did I learn more than the last year and what are the implications? These are meant to incentivize organizations to help a culture focused on finding out and enhancing performance, stated Bussow. OMB will be asking agencies to recognize those objectives with Noteworthy Progress/Considerable Challenges. The strategic testimonials will facilitate the internal selection producing inside each agency and will also act as the formal approach utilized to inform budget discussions and strategic decisions with OMB.

&#13

A lively panel discussion featuring thought leaders in the traditional artistic aspect and the much more contemporary Information-Driven Government model debated the merits of each approach to Overall performance Management. Panelists incorporated Jon Desenberg, Policy Director, The Efficiency Institute who positioned, There is no strategy in performance there is executing against your technique. While John Kamensky, with the IBM Center for the Company of Government challenged agencies to, believe creatively as the blend of Art and Science. Other Panelists, Brenna Isman, Project Director for the National Academy of Public Administration and Kathy Newcomer, Director, George Washington University Trachtenberg College shared thoughts on expectations of leadership and the future of improving functionality.

&#13

Speaker, Bethany Blakey of the Efficiency Improvement Council unveiled the Peformance Studying Center website made to boost the future of functionality management for Federal workers.

&#13

As much more details is collected, researchers can continue to achieve insight into the field of Performance Management. Executive Director, Ted Kniker of The Efficiency Institute concluded the general sessions at GPS by challenging individuals to think about, the art and science of implementing and managing overall performance is about making finding out and trust, and then building that culture inside an organization ” &#13

About the Government Efficiency Summit&#13

Because 2000, GPS has brought with each other federal management employees to offer you insights and share information on the newest trends in efficiency management and policy.&#13

http://www.governmentperformance.org

&#13

About The Functionality Institute&#13

The Performance Institute is a nonpartisan, private think tank in search of to enhance public and private sector overall performance by means of the principles of transparency, accountability, functionality and engagement.&#13

Via our best practice study and strategic consulting services, interactive coaching programs for government and private sector managers, and our national conferences on pressing issues, The Performance Institute gives cutting edge knowledge in the style, implementation and evaluation of methods to solve operational and managerial challenges and boost organizational efficiency.&#13

http://www.performanceinstitute.org

&#13
&#13
&#13
&#13
&#13

Law Firm Provides Cost-free Bankruptcy and Debt Seminars To Buyers

Posted on by


Dallas, TX (PRWEB) December 15, 2011

Numerous people uncover the bankruptcy procedure to be confusing and overwhelming, but it does not have to be. As 1 of the area’s top bankruptcy law firms, The Lee Law Firm (http://www.leebankruptcy.com) has expanded their spectrum of solutions to include free of charge, informational seminars. Customers organizations, special interest groups, employers, monetary advisers and neighborhood organizations can take benefit of quite a few seminars aimed at providing valuable data about the bankruptcy procedure.

&#13

The totally free presentations are aimed at offering far more information on a range of bankruptcy topics such as the basics of the bankruptcy method, how to prepare for bankruptcy, bankruptcy guidelines and life soon after bankruptcy. These presentations are informative and written in a way to help just about any individual that is interested.

&#13

Christopher Lee, owner of the firm, understands monetary hardships. He grew up in a blue collar family members on a farm in rural Indiana exactly where his childhood experiences led him to becoming a lawyer so he could help these struggling with debt and economic hardships. This bankruptcy practice has given me the opportunity to directly effect the lives of a lot of folks, says Lee. He also enjoys “being there when folks want me and possessing the capacity to make factors far better.” Christopher takes his duty as a lawyer seriously and finds pride when a client “reaches that coveted result.”

&#13

As a prior partner of one particular of the biggest bankruptcy firms in Texas, Allmand &amp Lee, Christopher began his own practice to give a massive firm experience and professionalism with the flexibility and affordability of a modest firm. Christophers firm has carried out specifically that for Tarrant county residents and he now desires to give all residents of Dallas-Fort Worth that same, customized and compassionate service. He has successfully handled thousands of Chapter 7 and Chapter 13 situations and knows all also nicely how the bankruptcy approach can intimidate folks.

&#13

The Lee Law Firm specializes in bankruptcy and mortgage loan modification perform. Their mission is to supply the greatest representation at the very best cost, assured. The law firm gives an Aftercare Plan aimed at assisting clients rebuild their life and receive a fresh start right after bankruptcy. Christopher notes, Rebuilding credit right after bankruptcy isnt just the clients difficulty, it is our problem also, and he intends to stand by his shoppers every step of the way.

&#13

Several of The Lee Law Firm’s past customers can attest that the overall sense you is that you are a member of their own loved ones. We focus on acquiring to know our customers and the nature of their issues, and then supply the very best and most sound legal guidance attainable, says Christopher.

&#13

A 2003 graduate of Texas Wesleyan University School of Law, Lee is a member of the National Association of Consumer Bankruptcy Attorneys, the Dallas County Bar Association, the Tarrant County Bar Association, and the American Bankruptcy Institute. He is also a longstanding member of the American Bar Association, as effectively as the Tarrant County Young Lawyer Association, the Dallas Association of Young Lawyers, and the American Customer Bankruptcy College.

&#13

###

&#13
&#13
&#13
&#13
&#13

Related Loan Modification Services Press Releases

Credit Advocates Law Firm Provides Debtors Wide Array of Monetary Solutions at Low Charges

Posted on by

Chicago, IL (PRWEB) March 09, 2012

With offices in all 50 states, Credit Advocates Law Firm is in a position to use its national network of attorneys to give everyday shoppers access to many economic relief applications although still providing one-of-a-type client service and cost-effective retainer charges. &#13

The attorneys at Credit Advocates Law Firm have the skill and experience needed to provide clientele with a blanket of economic solutions. Almost everything from filing for bankruptcy, to pursuing individual injury claims, and even modifying loan repayment terms with creditors is covered under one particular low fee.&#13

Also, by offering consumers across the United States with access to a regional workplace, the law firm is capable to supply customized action plans to serve each individual consumers financial and private demands, a luxury as soon as offered only to large corporations capable to afford steep legal expenditures. &#13

Now, with cost-effective economic relief a reality, men and women and households can function out their debt and go on with their lives without radically altering their way of life.&#13

For a lot more info about Credit Advocates Law firm please visit http://www.creditadvocateslaw.com &#13

Get in touch with Credit Advocates Law Firm:&#13

8201 Peters Road &#13

Suite 1000 &#13

Fort Lauderdale, FL 33324 &#13

Credit Advocates Law Firm, LLC is a national, full-service law firm operated by seasoned, neighborhood attorneys across America. Credit Advocates Law has all the information, encounter and tools essential to give our customers with all available choices whilst helping them deal with their monetary concerns as speedily as possible and at the least expense.&#13

###

&#13
&#13
&#13
&#13
&#13

A lot more Loan Modification Services Press Releases

LoanSafeMods.com Provides Property Analysis to Home Owners With The REST Report

Posted on by

San Diego, CA (PRWEB) March 05, 2013

Every day thousands of property owners across America apply for mortgage modification but most of these men and women adopt the traditional route i.e. submitting the application and waiting for a response from the lender. The approach can take up to 12 months and oftentimes the application gets rejected for no apparent explanation. The Real Estate Services And Technology Report gives an effortless alternative to this process. The report is a blessing for these considering about applying for foreclosure help. At LoanSafeMods.com property owners get access to the REST report and numerous other helpful analytical tools.

&#13

REST is the very best third-celebration analysis tool when it comes to loan modification. It tells the property owner precisely what he or she qualifies for within a time period of 48 to 72 hours. In other words a individual doesnt need to have to wait ten to 12 months to find out if he qualifies or not. It utilizes the identical criteria even though checking an application that economic institutions use which indicates that the information provided in the report is 100% precise. In truth, a lot of attorneys and lenders are at present employing the REST report to analyze the applications submitted by their consumers. In addition, this report is a great way to prove that modification is a better idea than foreclosure. By proving this to the investor a homeowner can have his sale postponed or fully stopped. It wouldnt be an understatement to say that REST has completely revolutionized the American mortgage industry.

&#13

When it comes to modification there are more than a couple of programs out there. The Residence Affordable Modification Program, also identified as HAMP, is regarded by a lot of as the greatest. The main explanation behind the ever-expanding popularity of HAMP is the huge quantity of media publicity it gets. But although it is a extremely good choice, it shouldnt be the only concentrate of a homeowner. Truth be told, a significantly large percentage of loans are modified outdoors of HAMP so it is a smart selection to keep all the possibilities in thoughts. The REST report is really effective in this regard. It was created to function in diverse scenarios. As of now the report is compatible with Hamp Tier 1, Hamp Tier two, JUMBO loans and short sale options.

&#13

The REST report not only gives peace of thoughts and protection to the property owner, it is also identified to reduce down the processing time of applications considerably. A mortgage modification request that has the REST report attached to it carries a lot far more weight than a typical application. In some situations applications backed by REST get authorized in half the time that lenders typically take to respond to a request. Not only that, it also acts as undeniable proof that holds up even at court level. So if a house owner is totally positive that his application must have been authorized, he can take the matter to court.

&#13

By visiting LoanSafeMods.com home owners can discover out all about REST and get access to a number of other efficient analytical tools. The firm holds a excellent reputation in the sector and is trusted by thousands of satisfied consumers from all more than the country. Click here for a lot more information.

&#13
&#13
&#13
&#13
&#13