LoanModificationForFree.com Creates Cost-free Online Loan Modification Course to Aid Home owners Decrease Their Mortgage Payments and Cease Foreclosure

Santa Barbara, CA (PRWEB) April 1, 2009

With the deepening foreclosure crisis, LoanModificationForFree.com has developed a cost-free complete on the internet loan modification course. This course is comprised of a step-by-step system to aid distressed property owners safeguard their residences.

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The program provides complete loan modification strategies for anyone who wants to lower their mortgage payment, stop foreclosure or discover how to apply and qualify.

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The cost-free loan modification program was produced as a comprehensive seven lesson on the internet course and offers extensive data on how the loan modification method operates, how to prepare one’s finances for a loan modification application, how to create a loan modification “hardship letter”, and methods for property owners to make sure their loan modification is approved.

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“With the economy in the deepest recession in decades, the foreclosure rate is at the highest level because the Excellent Depression. Millions of property owners are behind on their mortgages and potentially facing foreclosure”, said Jeremy Kossen, Executive Director and creator of LoanModificationForFree.com. “By creating this effortless to comply with loan modification program, we hope to assist homeowners stay away from foreclosure by supplying them with the tools to get their loans modified and their mortgage payments decreased.”

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Like a lot of other on the web resources, such as Google, Yahoo, and facebook, LoanModificationForFree.com is funded by advertising. Whilst most loan modification companies are charging financially distressed property owners thousands of dollars to modify their loans, LoanModificationForFree.com is providing this online course absolutely free of charge.

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The only requirement to participate is the completion of a brief, a single web page application, at which point the homeowner is quickly offered with a username and password which gives them access to the full loan modification system.

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Webmasters are requested to spot links to LoanModificationForFree.com.

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To learn more about LoanModificationForFree.com’s cost-free program to help home owners modify their own loans and stop foreclosure, get in touch with (888) 365-0914 or visit http://www.LoanModificationForFree.com.

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Associated Loan Modification Yourself Press Releases

National Mortgage Modification, with its Headquarters in Center City Philadelphia, is One particular of the Couple of Private Modification Firms that Assists with the Mortgage Modification Process the Appropriate Way

Philadelphia, PA (PRWEB) July 20, 2009

Honesty, integrity and respect are the pillars of National Mortgage Modification. NMM was formed with a clear vision and simple method – to serve our clientele and be the ideal at what we do.

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Our group of seasoned Mortgage Consultants, Attorneys, MBAs and Mortgage Processors are right here to aid our clients via tough times. Applying for a mortgage loan modification can be both time consuming and frustrating and if performed incorrectly could remove your chance of getting the relief you need to have. Let us make positive your application is completed correctly to boost your probabilities of accomplishment.

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At NMM our clientele are our number one particular priority. Call us now for a free consultation 1-888-799-0797.

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“Can I do this myself?” “Why ought to I spend an individual else to do it for me?”

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Of course you can negotiate with your mortgage lender on your personal, just as some people act as their own accountants or vehicle mechanics. Some homeowners are knowledgeable with mortgage concerns and have the time to devote dealing with their lender – they are comfy tackling the mortgage modification application method on their own.

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Even so, for most property owners, phrases such as “partial claim,” “loan modification” and “specific forbearance” may be intimidating and confusing. Home owners in this category may discover dealing with their mortgage business to be frustrating, time-consuming and unproductive. The mortgage modification process can quickly turn out to be a dehumanizing knowledge. Being placed on hold, being transferred to multiple extensions, or worst however, becoming transferred to an extension that outcomes in a dial-tone.

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National Mortgage Modification performs a service that you could technically carry out for yourself, so why spend us to represent you? There are several reasons we could provide but maybe an example would be a lot more effective: When you are on the phone with your mortgage firm and they inform you there is absolutely nothing that can be accomplished for you, how do you know if this is the truth? How several monetary transactions are as essential to the typical person as their home?

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Obtaining the appropriate guidance and representation can make all the difference in the world. National Mortgage Modification is right here to help you save time, difficulty and income.

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New Fannie Mae and Freddie Mac No Documentation (No-Doc) Loan Modification Tends to make It Achievable For Millions to Qualify For Mortgage Assistance


San Francisco, CA (PRWEB) April 09, 2013

Beginning July 1, 2013, government owned entities Fannie Mae and Freddie Mac will let home owners who are behind on their payment by at least two months but not far more than 24 months to modify their loans with out any documentation necessary. This new fight fire, with fire technique essentially aids borrowers who supplied little to no documentation when they initially obtained the loan, the potential to receive a loan modification with no the red tape.

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Charles Lassey, an East Bay True Estate Broker with ACL Actual Estate and Property Management Says The major 800 pound gorilla in the area was trying to figure out a way that to assist the people who genuinely necessary the assist, the folks who barley provided any documentation when obtaining the loan all of a sudden have to prove something they clearly couldnt prove in the past unless they would have gotten a decrease interest or fixed rate loan then.

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Whilst this variety of no documentation loan modification makes lots of sense, this announcement should also be extended to brief sales. Following all, why are bank statements, earlier years tax return, hardship letters, and so on., needed to prove a present hardship to qualify for a short sale? Isnt the option to a brief sale or loan modification foreclosure? This is a great step in the appropriate path, ultimately.

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ACL Real Estate and House Management is a complete service East Bay Region Brokerage that specializes in Selling and Managing Single Loved ones/ Multi Household units. The Service Locations Incorporate but not restricted to: Alameda County, Contra Costa County, San Mateo County. Berkeley, Dublin, Livermore, Pleasanton, Oakland, Hayward, San Leandro, Castro Valley, Fremont, Sunnyvale, San Mateo, and several a lot more places.

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Connected Loan Modification Services Press Releases

Mortgage Options Releases its New Do It Your self Loan Modification Program, Creating it Less difficult Than Ever for Home Owners to Modify Their Own Mortgage


Spring Hill, FL (PRWEB) September 19, 2009

House owners who have tried to modify their mortgage with a Loan Modification Company or even an Attorney could not have had much help. There have been all sorts of horror stories about loan modification companies taking income from distressed residence owners and not performing the services. Luckily there could be a better answer, a Do It Yourself Loan Modification may be the greatest answer for a lot of struggling residence owners.

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Mortgage Solutions a Florida primarily based mortgagae lender has just come up with a excellent answer. Right after months of work, and evaluation the folks at Mortgage Options have come up with a system designed to aid borrowers do their own loan modifications using computer software similar to what the banks themselves are making use of.

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Property owners can locate information about a Do It Your self Loan Modification Choice at Mortgage Options new site by going to http://www.myloanmodificationstation.com. The Loan Modification Station was made by Mortgage Solutions to let a borrower log into the system enter all their private data and get a full loan modification package that is full and professionally prepared, ready to send to their bank. The best portion is that they have produced the system inexpensive for virtually everybody. The pricing is set at only $ 119.00 for a total DIY situation, and $ 295.00 with complete assistance. Even though they do not negotiate on the borrowers behalf they do nonetheless offer you complete assistance with regard to negotiation techniques, responses, and procedures.

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The People at Mortgage Options seem to understands that a lot of distressed property owners are currently beneath sufficient stress and when they designed the system it was developed with the thought that it had to be affordable. “The final thing Mortgage Solutions wanted to do was place an undo burden on an individual who is already in distress financially.” That is why Steve Fingerman and the team at Mortgage Solutions decided to make the platform as inexpensive as attainable for the average homeowner.

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The Loan Modification Station will also give a home owner a full proposal, monetary statements, hardship letters, a hardship affidavit and even a comprehensive threat analysis displaying the lender their possible loss vs the benefit of modifying the loan. According to Steve Fingerman at Mortgage Solutions the program will give a borrower essentially every single item required in order to get a effective loan modification approved by their bank.

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All the details including guidelines about carrying out your personal Mortgage Modification can be found on their web internet site at http://www.myloanmodificationstation.com. The method is made to be easy to use, and consumer friendly. House owners must also know they do not have to be presently in default to be eligible to modify your mortgage. House owners under stress do nonetheless have to be in imminent danger of default. This means that if a property owner has discovered themselves in scenario where their revenue no longer covers their expenses they nevertheless may possibly qualify beneath President Obama’s Mortgage Modification System. The exact same applies for property owners who have exhausted most of their savings to just cover expenditures.

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Remember that the buyers can do their personal Loan Modification without possessing to spend an Lawyer or Loan Modification Company but a comprehensive and expert package can aid make confident you get the greatest terms achievable from your lender.

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The Team at Mortgage Options is functioning on a version of the software program that will apply the same principals to quick sales, and allow somebody to enter the same data and get a total quick sale package with danger evaluation, proposal, hardship letters and any other related documents that may be required. Stay tuned for more details. When that launches, it will have a little monthly access charge which will permit actual estate agents to use the program as often as they need it for a tiny monthly access fee.

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Contacts :

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Mortgage Solutions&#13

Steve Fingerman&#13

352-688-7949 Workplace&#13

727-946-0904 Cell&#13

http://www.Myloanmodificationstation.com&#13

http://www.fhaforall.com&#13

http://www.stevefingerman.com

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Why Struggling Property owners Should or Must Not Cease Paying Their Mortgage: A legal point of view from Laura I. Shidlovitsky, Lawyer at Law

Los Angeles, CA (PRWEB) August 25, 2010

On average, it requires over a single year for a homeowner to be evicted from their property when they quit paying their mortgage, according to a current report by the New York Instances. With close to 25% of home owners owing more than their houses are worth, strategically defaulting might seem like a wonderful way to live rent-free of charge for a year. But, what are the legal ramifications of performing so?

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Defaulting is stressful, but defaulting is not a stroll in the park either. In addition to your credit score taking a nosedive, youll acquire a slew of calls, visits, and correspondence by collection agencies, and in some circumstances, you might even be shunned by your neighbors for getting accountable for a drop in neighborhood housing prices. Shidlovitsky. In particular states, like California, a quick sale on your house may possibly result in taxable state earnings, not to mention possible personal liability charges from the foreclosure proceedings. In other words, you may shed more than just your residence.

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A lot of discussion in the news on strategically defaulting has revolved around the morality of undertaking so. When asked whether or not strategically defaulting was morally acceptable, Attorney Shidlovitsky stated it depends. Whilst, I am by no means, an professional on moral authority, I do believe that strategic defaults are wrong beneath some circumstances. For instance, borrowers who stop paying their mortgage and use those funds for personal products, like pricey dinners or trips to Disneyland, are doing a disservice to the rest of the society. It is not entirely ethical to have your neighbors or the remaining tax payers carry the burden of ones irresponsibility”. If you are a borrower who did not overextend your self in obtaining the mortgage in the first location, and are presently in monetary distress due to anything out of your handle, like unexpectedly losing a job or becoming diagnosed with a critical health-related situation, and need the funds for those costs, then defaulting is a morally acceptable selection.

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Moral or not, what can financially distressed borrowers do? Shidlovitsky, Is that home owners nevertheless have several choices apart from foreclosing and being proactive can actually pay off. As quickly as you experience hardship, get in touch with your lender to explore options, such as FHA refinancing. Attempt to sell your home. If that doesnt work, you can do what is referred to as deed in lieu of foreclosure where you turn your keys in to the lender and walk away. Whilst some of these options might nonetheless influence your credit score, it is not as undesirable as the decline caused by a forced sale. Shidlovitskys other suggestions? Watch out for modification scam artists who charge high fees and assure modification and/or a stay of foreclosure proceedings, and dont make any upfront payments, unless it is to an attorney, for loan modifications.

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Laura I. Shidlovitsky, Esq., owner and founder of the Law Offices of Laura I. Shidlovitsky, is a extremely creative and personable Lawyer at Law who tailors her legal counsel to meet the unique needs of her clientele in all elements of commercial and actual estate transactions and negotiations. She has extensive encounter representing men and women and publicly traded corporations in a assortment of industries, like metals distribution, industrial genuine estate, healthcare, pharmaceuticals, restaurant, media and entertainment, transportation, and consulting. Ms. Shidlovitsky is also an active member in several professional organizations, including the LACBA Business and Corporate and Real House Sections, the ABA Company and Litigation Sections, the National Association of Skilled Females, and the Century City Chamber of Commerce.

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To locate out a lot more about what to think about when facing a foreclosure or to interview Laura I. Shidlovitsky, Esq., please call (310) 684-3843.

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Red Blue Realty Presents Tip Sheet for Avoiding Mortgage Delinquencies


Los Angeles, Ca (PRWEB) April 22, 2013

The experts at Red Blue Realty know how important it is to avert mortgage delinquencies. Soon after all, owning a house in the Los Angeles real estate market is a considerable asset, as effectively as delivering the physical and emotional security that most purchasers prize. Presently, the economy might be on the road to recovery, but several home owners are nonetheless suffering.

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An seasoned Los Angeles actual estate agent such as a staff member at Red Blue Realty can assist house owners with avoiding the precarious predicament that mortgage delinquencies can unleash. These ideas supply a firm starting point.

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Tip A single: Make contact with the Mortgage Lender or Lenders

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The lender should be notified instantly if a property owner is possessing trouble producing an monthly payment. Lenders will frequently be willing to set up a loan extension to aid the property owner prevent a delinquency. Naturally, a fee is involved in such a process, the amount will be reduced than the common mortgage quantity due, and is generally amortized more than time.

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Tip Two: Evaluate the Prospective Delinquency

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Its important for homeowners to figure out if the cause for a late payment is a short-term circumstance, such as employment restructuring, or unforeseen emergency costs, or a loss of employment that will need different arrangements to be made with the lender to make payments and avoid marks against residence owners credit ratings.

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Tip Three: Problem Resolution

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Resolving the purpose for a potential delinquency could incorporate possibilities such as a property equity loan, reverse mortgage, or refinance with cash back. Another resolution – selling the house. Los Angeles properties for sale are coveted commodities in todays true estate market place.

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Tip 4: Seek Mortgage Modification

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Mortgage loan restructuring can permit lowered payments lenders are often willing to think about such a approach rather than going via the expense and difficulty of a foreclosure. Note that modification is most most likely to be acceptable to lenders if the home owner has suffered hardship.

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Tip 5: Dont Be an Ostrich

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An skilled Los Angeles genuine estate agent can attest that most home owners who are having troubles with paying the mortgage by no means even get in touch with their lenders – up to fifty percent of these in default have not initiated contact. Hiding from this situation will not boost the circumstances, in reality, really the contrary. In several instances, lenders will aid property owners to perform through payment difficulties.

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Tip Six: Learn Mortgage Rights and Foreclosure Laws

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There is a fantastic deal of information on the web concerning foreclosure laws and house rights in California and each state. Homeowner self-education is essential, such as understanding the terms lenders use such as mortgage reinstatement or forbearance. Nonprofit housing counselors approved by HUD can be located on line as effectively.

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Tip Seven: Analyze Finances

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Home owners should assess their personal economic profile to see if optional expenditures can be reduce, or payments on unsecured debt delayed or lowered till that all essential mortgage payment has been produced. Creating an work to manage or restructure finances can help to convince a lender to perform with the homeowner facing delinquencies.

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Site: http://www.RedBlueRealty.com &#13

Email: Make contact with(at)redbluerealty(dot)com &#13

Phone Quantity: 1-(855) 66-RBREALTY or 1-(855) 667-2732

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Find More Loan Modification Press Releases

Defective Item Liability Lawsuit Filed Against the Mortgage Sector as a Group. Mortgage Item Recall?


Santa Ana, CA (PRWEB) March 14, 2011

According to the just filed California Superior Court Case # 30-2011-00455676-CU-OR-CJC, titled LOUIS FRANCISCO, et al. v. CITIGROUP, INC., et al, CPAC, Non Profit Law Clinic focused on helping struggling households with tiny youngsters and the elderly facing Homelessness due to bank fraud and lender abuse, is charging the mortgage market has been operating in a manner designed to defraud home owners.

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According to CPAC Non Profit Law Clinic’s President, G. Lee. Lane who is a 39-year multi-state licensed lawyer who served as dean and professor of many law universities for 18 years and has authored many books, some of which have been cited by U.S Congress, “CPAC is doing what our government has not. CPAC Non Profit Law Clinic is fighting against a show of alleged bank fraud and lender abuse that is detailed in our California Superior Court documents just filed.”

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Details on related violations, misrepresentations, errors, blunders or fraud that may exist in your home loan can also be effortlessly identified and documented for you by accessing their customer friendly web site http://www.CPACnonprofit.org

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Even Hollywood’s recent Academy Awards recognized the difficulty in the recently acclaimed film “Inside Job”. In his Academy Award speech Charles Ferguson’s comment, when he accepted the award, “Forgive me, I must start by pointing out that three years right after our horrific monetary crisis caused by huge fraud, not a single financial executive has gone to jail, and that is incorrect.” Possibly you must ask yourself if it were the average Joe, John Q Public, you or I , would we NOT be behind bars?

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Beneath California’s recent law SB 94, attorney and dean G. Lee Lane opinions that the government prohibits private sector specialists, which includes the honest and successful ones from attempting to aid the American customer. “SB 94 is an absolute prohibition of such prepaid function,” stated Dean Lane.

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CPAC Non Profit Law Clinic presently represents over 240 individual civil lawsuits against banks. CPAC Non Profit Law Clinic fights mortgage bankers who can afford to employ the most expensive attorneys.

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According to attorney Lane CPAC’s position is that this new California Superior Court lawsuit, Francisco, et al, v. Citigroup, et al, is a specific type of lawsuit. This sort of lawsuit has not happened against the banking industry prior to, since it enables these who till now could not afford to use the American court system, to file a lawsuit against their lender to put an finish to the banking difficulties in the mortgage spiral.

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Lane continues “What CPAC Non Profit Law Clinic has done is what we would expect our government to have already carried out file a ‘Defective Item Liability Lawsuit’ against the mortgage business on behalf of the American individuals”. He went on to state that not since operating 30 years ago on the asbestos and lung illness epidemic, has the approach dean Lane crafted been utilized in America.

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Author and dean Lane states, “Lastly, somebody has put a neon yellow florescent sign on the 1000 lb gorilla in the room. Lastly there is an chance for the average American to stand up against the JP Morgan Chases, GMAC’s and all the other individuals.”

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CPAC’s president and staff attorneys crafted this suit so that it allows further homeowners to be joined with earlier plaintiffs to enter into this lawsuit economically. The suit tends to make it clear that banks are foreclosing on American families with small youngsters although allegedly falsely misleading them into believing they were on track to get a easy loan modification. Rather, soon after numerous thousands of dollars being paid to the lenders, rather than a loan modification agreement they get a notice of sale on their houses forcing households, even mothers with modest young children to be evicted from their home, facing homelessness, states the just filed lawsuit.

Corporate Whistle Blower Center Now Urges Banks Or Key Mortgage Servicing Insiders To Contact Them If They Have Proof Of Major Fraud Involving FHA-VA, Or Fannie Mae Loans


(PRWEB) April 17, 2013

The Corporate Whistle Blower Center is now urging loan servicing insiders to step forward for potentially substantial rewards, if they possess proof of any sort of considerable fraud, or key wrongdoing involving the servicing of FHA, VA, Fannie, or Freddie mortgages. The group’s important is concentrate is loan servicing insiders, who have proof their business is allowing borrowers to default, robo signings, over billing the government for solutions by no means rendered, legal charges, for no legal solutions, mortgage files that had been never correctly dealt with, and so on. As lengthy as the wrong doing, or fraud is in the millions of dollars, and as extended as the whistleblower has substantial proof the Corporate Whistle Blower Center desires to hear about it, and a prospective whistleblower can call them anytime at 866-714-6466,

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The Corporate Whistle Blower Center Mortgage Whistleblower Initiative is also hunting for the following kinds of whistleblowers:&#13

On the mortgage origination side the Corporate Whistle Blower Center is looking for major bank, mortgage banker, homebuilder mortgage managers, or insiders, who can prove their bank, or mortgage lender employer was committing appraisal fraud, as nicely as gouging borrowers on costs, or not complying with distinct guidelines that govern Fannie, Freddie, FHA, or VA mortgages. &#13
On the loan serving side, The Corporate Whistle Blower Center is seeking for individuals who possess substantial proof, their bank or loan serving firm employer was intentionally misapplying payments for principal, interest, and/or for reserves. The group is also hunting for bank, or loan servicing insiders, whose company took federal funds to do loan modifications, and instead of performing a loan modification the bank, or loan servicer did a foreclosure. No 1 ever checked the file. &#13
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Crucial rules for a whistleblower from the Corporate Whistle Blower Center: &#13

Do not go to the government first, if you are a main whistle blower. The Corporate Whistle Blower Center says, “Significant whistle blowers frequently go to the federal government pondering they will help. Its a enormous error. Frequently government officials could care significantly less, or they are incompetent.” &#13
You have to be the 1st person to present your information, and it has to be new details, not previously disclosed. &#13
Do not go to the news media with your whistle blower data. Public revelation of a whistle blower’s details could destroy any prospect for a reward. &#13
Do not attempt to force a government contractor, or corporation to come clean to the government about their wrongdoing. The Corporate Whistle Blower Center says, “Fraud is so rampant among federal contractors, that any suggestion of exposure may result in an instant job termination, or harassment of the whistle blower. We say, come to us very first, tell us what variety of details you have, and if we consider its sufficient, we will aid locate the appropriate law firms, to help in advancing your data.”

Any sort of insider, or employee, who possesses important proof of their employer, or a government contractor fleecing the federal government is encouraged to speak to to Corporate Whistle Blower Center anytime at 866-714-6466, or they can speak to the group by way of their net website at http://CorporateWhistleBlowerCenter.Com

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Corporate Whistle Blower Center Urges Mortgage Loan Servicing Or Bank Foreclosure Insiders To Step Up For Potentially Huge Rewards For Wrongdoing


(PRWEB) July 18, 2011

The Corporate Whistle Blower Center is expanding its efforts to assist massive bank loan servicing insiders to step forward, if they possess substantial proof about incorrect carrying out, especially if it entails foreclosures, or loan modifications. The group says, “We know loan servicing employees have to sit by, and watch their big bank employer do it incorrect, or do it illegally when it comes to our nations real estate foreclosure disaster, and we are saying this kind of info could be worth millions in whistleblower rewards, provided the proof is substantial, and supplied this is new information, not previously disclosed.” The Corporate Whistle Blower Center says, “We are 1 of the greatest branded whistleblower advocates in the United States, and our sister organization the National Mortgage Complaint Center is one of the most quoted sources in the United States on mortgage loan servicing. What this all signifies is we are in an very distinctive position to help a mortgage loan servicing insider, or a main bank insider working on foreclosures, or quick sales advance a achievable whistleblower claim. Please get in touch with us for far more details if your bank, or mortgage loan servicing business, or major bank foreclosure department is performing anything wrong, or illegal.” For much more info mortgage loan servicing insiders, or major bank foreclosure, or short sale insiders are encouraged to speak to the Corporate Whistle Blower Center anytime at 866-714-6466, or they can get in touch with the group by way of their web internet site at http://CorporateWhistleBlowerCenter.Com

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The Corporate Whistle Blower Center is saying, “If an individual desires to turn into a whistleblower there are some quite standard guidelines. Rule quantity 1 is your proof of incorrect performing has to be substantial, and straightforward to recognize. It also has to be considerable, in the millions of dollars-which for a main loan servicing operation, or a big bank is practically nothing. Rule number two is you hold your details to oneself. As an example if you were to go to the news media with a story about a bank foreclosure department, or significant huge loan servicing operation carrying out it wrong, illegally, or in a fraudulent manner, the public disclosure may possibly eliminate your chances for a reward. Rule number 3 is do not go to the government with your info, with no a strong group in your corner. This is exactly where we come in.” The group says, “If you are working for a major US bank, or loan servicing company, and there is main wrongdoing, that you can prove, we want to speak to you, and you can get in touch with us anytime at 866-714-6466.” http://CorporateWhistleBlowerCenter.Com.

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Homeowners Consumer Center Warns Millions Of US Citizens Who Have A Home Mortgage Worth More Than The Home’s True Value-Don’t Get Taken By A Loan Modification Scam


(PRWEB) July 16, 2012

The Homeowners Consumer Center is one of the premier homeowner advocates in the United States, and they are warning all US homeowners to be extremely cautious about cable TV ads suggesting help for millions of US homeowners seeking a loan modification, because they owe more on the home than it is worth. In one instance the Homeowners Consumer Center called one of the so called loan modification companies, and the firm wanted $ 795 up front for a do it yourself loan modification booklet. The Homeowners Consumer Center says, “If you call your bank, or loan servicing company they will send you loan modification self help information for free. Why pay for something your bank, or loan servicing company will provide you for free? If a homeowner is really serious about a loan modification we are urging them to only hire a licensed law firm, or attorney that knows what they are doing with respect to loan modifications. Do not try to do a loan modification without a law firm, or attorney in your corner.” http://HomeownersConsumerCenter.Com

Does the Homeowners Consumer Center have any suggestions as to what law firm might be able to help millions of US homeowners in all 50 US States? The answer is 100% Yes. In May of 2012 The Homeowners Consumer Center endorsed the law offices of M.E. Ludt for any US homeowner seeking assistance with a loan modification, mortgage workout, foreclosure defense, or pre-foreclosure related issues. The group says, “With so many non attorneys offering these types of services, we fear many desperate homeowners pay for something they never get. The Law Offices of M.E. Ludt consistently achieves significant results for homeowners seeking legal help with their mortgage, with a foreclosure, a mortgage workout, or with mortgage loan modifications throughout the US.” The Homeowners Consumer Center has endorsed the Law Office of M. E. Ludt because they deliver considerable results, and they have amazing capabilities for homeowners in all 50 states. The Homeowners Consumer Center says, “If a homeowner has verifiable income, if the homeowner qualifies for one of the MHA income/expense hardships, if the homeowner has received a mortgage default notification, if the homeowner is facing a foreclosure, or if the homeowner wants to negotiate better terms for their mortgage, there is a very good chance the Law Offices of M.E. Ludt can assist them.” For more information about the nationwide services being offered by the law firm of M E. Ludt please call 1-888-364-8844. http://MELudtLaw.us