Homeowners Consumer Center Warns Millions Of US Citizens Who Have A Home Mortgage Worth More Than The Home’s True Value-Don’t Get Taken By A Loan Modification Scam


(PRWEB) July 16, 2012

The Homeowners Consumer Center is one of the premier homeowner advocates in the United States, and they are warning all US homeowners to be extremely cautious about cable TV ads suggesting help for millions of US homeowners seeking a loan modification, because they owe more on the home than it is worth. In one instance the Homeowners Consumer Center called one of the so called loan modification companies, and the firm wanted $ 795 up front for a do it yourself loan modification booklet. The Homeowners Consumer Center says, “If you call your bank, or loan servicing company they will send you loan modification self help information for free. Why pay for something your bank, or loan servicing company will provide you for free? If a homeowner is really serious about a loan modification we are urging them to only hire a licensed law firm, or attorney that knows what they are doing with respect to loan modifications. Do not try to do a loan modification without a law firm, or attorney in your corner.” http://HomeownersConsumerCenter.Com

Does the Homeowners Consumer Center have any suggestions as to what law firm might be able to help millions of US homeowners in all 50 US States? The answer is 100% Yes. In May of 2012 The Homeowners Consumer Center endorsed the law offices of M.E. Ludt for any US homeowner seeking assistance with a loan modification, mortgage workout, foreclosure defense, or pre-foreclosure related issues. The group says, “With so many non attorneys offering these types of services, we fear many desperate homeowners pay for something they never get. The Law Offices of M.E. Ludt consistently achieves significant results for homeowners seeking legal help with their mortgage, with a foreclosure, a mortgage workout, or with mortgage loan modifications throughout the US.” The Homeowners Consumer Center has endorsed the Law Office of M. E. Ludt because they deliver considerable results, and they have amazing capabilities for homeowners in all 50 states. The Homeowners Consumer Center says, “If a homeowner has verifiable income, if the homeowner qualifies for one of the MHA income/expense hardships, if the homeowner has received a mortgage default notification, if the homeowner is facing a foreclosure, or if the homeowner wants to negotiate better terms for their mortgage, there is a very good chance the Law Offices of M.E. Ludt can assist them.” For more information about the nationwide services being offered by the law firm of M E. Ludt please call 1-888-364-8844. http://MELudtLaw.us







Florida Brokerage Firm Offers to Take Trade Ins on Rental Homes, Even Supplies Trade Ins

Dunedin, FL (PRWEB) April 18, 2013

Advanced Realty Team, Inc. yesterday introduced the Home Trade in Program to increase savings on their various rental programs. And, they will even supply the Trade-In Home.

Home Trade In closely follows another rental enhancement plan called Rent One-Get One. In Rent On-Get One, Advanced began giving away a stylized, made-in-China ceramic home with every new rental.

The Dunedin, FL-based real estate brokerage-investment boutique has been buying houses fast in Tampa Bay for two decades and now offers some of those homes as rentals in several different programs.

“We were pretty clear at the start that Rent One was not really offering more value, but was a promotion to show how big our values were and how small the price, said George Beardsley, Broker-President of Advanced.

So we started getting comments like, its cute, but what am I going to do with a ceramic house? Ive got enough junk already!

To add value to the Home Trade In Program, Advanced responded by offering to buy the Free Home back immediately for a $ 50 a month discount on the rental and a $ 100 reduction in the move in money.

Advanced buys houses fast and as is in almost any condition in the Tampa Bay area and turns them into affordable housing. Beardsley holds the United States Patent and Trade Mark Office registration for the Famous Rent to Own on Steroids Program which takes all money paid in the entire first year and turns it into down payment.

The tenant-buyer can earn a mortgage by making 12 consecutive payments on time and maintaining the home as though she owns it already. Credit score does not matter.

A newer program is the Famous Foreclosure Rentals where the home is in or about to be in foreclosure and is rented at a discount price to make up for the inconvenience of getting papers delivered by the bank. In all cases the landlord has secured the services of a board certified attorney to represent them in the process of getting a mortgage modification on the loan.

Advanced started the Foreclosure Rental Program after the number of homes in foreclosure surged and will now buy homes in foreclosure and underwater for cash.

In addition, Advanced offers one-stop shopping and will buy a house, list it on the MLS for $ 295 or enter advertisements on the Internet to help a home owner who needs to sell a house fast as a complimentary service.

To be clear, we will place an ad for no charge, but selling a home is never without cost, Beardsley said. There are closing costs of various sorts, he said.

However, if we buy a seller’s house we will pay all closing costs and for people who deal with us directly there is no commission even though I am a real estate broker, he said.

He also pointed out that the $ 295 for a listing will not be the only expense.

In order to sell your house that is listed in the MLS you must offer compensation to the real estate agent or broker who brings the buyer to your home, handles the details and arrives at the sale of your house. He said. So in addition to the $ 295 the homeowner must also offer a commission to the real estate professional. We recommend three to five per cent to the person who provides a buyer. For a $ 100,000 sale that would be $ 3,000 to $ 5,000.

But again, he said, with us, home owners sell fast with no commission and no closing cost.

Advanced was founded by two stock brokers who had a bad experience in their efforts to sell a home in Boca Raton which was a mile away from the site of a proposed garbage burning incinerator.

In that case, they eventually sold the home with owner financing and the results turned out so well they decided to leave stock brokerage for real estate using creative financing ideas.

Some of the methods they have learned allow them to buy houses today for retail value and close quickly.

We have been buying houses fast for two decades in the Tampa Bay area and I am almost positive what the next development will be, Beardsley said. Someone will want to know if they can get the $ 50 a month discount and keep the ceramic house because it is so cute, he said.

Well, it is negotiable, he said.







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LoanSafeMods.com: New Video Reviews Show How the REST Analysis Can Help Save Homes Even When Foreclosure Seems Imminent

San Diego, CA (PRWEB) April 20, 2013

The team of homeowner advocates at LoanSafeMods.com is ready to help homeowners get the mortgage modifications they deserve with the REST Report. The REST Report (Real Estate Services and Technology Report) is a third party analysis tool that can help homeowners to make the best decision about what modification programs to apply for. The Report works by analyzing the property owners financial information and comparing it with all the various qualifying requirements of the currently available government and non government loan work out programs.

Once the home owner is aware of what their options are they will be much more confident to proceed with submitting their modification request to their loan servicer. An even greater benefit of utilizing the REST Report is that the analysis shows undeniable proof of qualification. Because of this, submitting the REST Report analysis along with the modification package can help add weight to the request and ensure that there are no delays in the approval of the request.

In the event that the loan servicer denies approval of a modification request even though the REST Report shows a qualifying result, then the REST results can even be used as evidence in a court of law if the property owner decides to take the bank or loan servicers decision to court.

This highly respected and incredibly accurate analysis tool has already helped thousands of individuals and families to save their homes from foreclosure. A number of these people have shared their experiences with the Report via REST Report video testimonials, a few of which were recently posted on the LoanSafeMods website.

These videos show how the REST can help to save homes even when foreclosure seems imminent. They also show how the REST Report can help to speed up delayed or stalled mortgage modification requests that have been under review for far too long.

In some cases, the homeowners in these review videos dealt with roadblock after roadblock from their banks for months or even several years. After going through this ordeal, finding the REST Report and getting their modifications approved within just a few months or even a few weeks was a great relief.

This just goes to show that even under the most seemingly hopeless conditions the REST Report can make a difference and help get individuals the mortgage modifications they need. The analysis is one of the most powerful tools homeowners have when it comes to fighting to stay in their homes and the team at LoanSafeMods is happy to help connect people with it and walk them through each step of the way.

For more information on how the REST Report works, please visit LoanSafeMods.com.







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