Tag Archives: Homeowners

Homeowners Customer Center Now Urges Homeowners In Any US State To Use The Law Offices of M.E. Ludt If They Are Significant About A Loan Modification Or A Mortgage Workout

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(PRWEB) June 13, 2012

The Property owners Consumer Center has endorsed Law Office of M. E. Ludt simply because this law firm frequently produces important final results for homeowners searching for relief under one particular of the federal MHA loan modification, foreclosure defense, or mortgage workout applications in all 50 US states. The Home owners Customer Center says, “There genuinely are some wonderful mortgage relief applications that have been developed by the US Congress. Regrettably most US home owners looking for a loan modification, a mortgage exercise, or foreclosure defense most likely will fail if they attempt to qualify for one of these programs on their personal. It is for the cause we have endorsed the law firm of M.E. Ludt. This law firm has a network of law firms nationwide, and the staff at the M.E. Ludt law firm are up to speed on the greatest applications for a loan modification, a mortgage workout, a foreclosure defense, short sales, and they will be sincere with you. If they can help you-they will say so. If they can’t assist you-they will say so as well.” For a lot more details home owners wishing a loan modification, or dealing with a achievable foreclosure, mortgage default, or loan servicing troubles are urged to speak to the law firm M.E. Ludt at 1 (888) 364-8844. http://MELudtLaw.us

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The Home owners Customer Center has endorsed the Law Firm of M.E. Ludt for their legal capabilities for homeowners in all 50 states, who are want the following varieties of help: &#13

Loan Modifications &#13
Foreclosure Defense &#13
The homeowner has received a default notice from their mortgage lender &#13
The property owners loan servicing business has misapplied mortgage payments, and the homeowner is now becoming shown to be late on their mortgage &#13
Mortgage workouts, or mortgage forbearance agreements

The Homeowners Consumer Center says, “The attorneys of the Law Workplace of M. E. Ludt, LLC are a nationwide group of attorneys that provide complete mortgage representation for homeowners in search of a loan modification, foreclosure defense, or a mortgage exercise by way of the federal MHA or In-property applications. Their representation consists of regional of counsel attorneys in ALL 50 STATES. The Law Workplace of M. E. Ludt, LLC and its nationwide network of attorneys will represent you in court, mediation hearings, and or for the duration of the whole mortgage renegotiation process.” The Property owners Customer Center is urging home owners looking for a loan modification, foreclosure defense, or a mortgage exercise to make use of the unequaled talents of the Law Workplace of M. E. Ludt, LLC in all US states. For more information please speak to the Law Office of M. E. Ludt, LLC at 1 (888) 364-8844. http://MELudtLaw.us

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Homeowners Consumer Center Now Urges Property owners In All US States Needing a Loan Modification Or Mortgage Exercise To Get in touch with The Ludt Law Firm-For A Vital Service & Genuine Aid

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(PRWEB) June 25, 2012

The Homeowners Consumer Center is a single of the very best branded home owners advocates in the United States, and the group is endorsing the Ludt law firm as the go to law firm for property owners in any state, who are looking for a loan modification, pre-foreclosure defense, foreclosure defense, or a mortgage workout. The Ludt law firm also assists home owners facing loan servicing nightmares. The Home owners Customer Center says, “Tragically, millions of men and women, or families struggling to save their properties attempt to fix a considerable issue with their bank, or loan servicing business on their personal, as opposed to possessing a very capable law firm do it for them-we feel the error is fatal for most home owners-with the outcome becoming a foreclosure.” The Property owners Consumer Center has endorsed Law Office of M. E. Ludt simply because this law firm regularly produces substantial outcomes for homeowners searching for relief under one particular of the federal MHA loan modification, foreclosure defense, or mortgage workout programs nationwide. For far more details homeowners wishing a loan modification, or dealing with a feasible foreclosure, mortgage default, or loan servicing concerns are urged to speak to the law firm M.E. Ludt at 1 (888) 364-8844. http://HomeownersConsumerCenter.Com

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Important Notice from the Homeowners Customer Center: “If any US homeowner is searching for a loan modification many banks are telling property owners to quote stop generating your mortgage payments. We say that is insanity. Do not quit generating your mortgage payments with no initial consulting a law firm, and we advocate the Ludt law firm.” http://HomeownersConsumerCenter.Com

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The Home owners Customer Center has endorsed the Law Firm of M.E. Ludt for their legal capabilities for property owners in all 50 states, who are need the following varieties of help: &#13

Loan Modifications-Congress has provided US bank’s billions for loan modifications. The Home owners Customer Center says, “Home owners in all states should contact the Ludt law firm, if they want more info about a loan modification, supplied they are nonetheless generating payments on their loan. Hundreds of thousands of current homeowners qualify for these programs.” &#13
Foreclosure Defense &#13
The homeowner has received a default notice from their mortgage lender, and they do not respond in a proper manner. &#13
The homeowners loan servicing business has misapplied mortgage payments, and the homeowner is now being shown to be late on their mortgage. This may possibly contain misapplied reserve payments for taxes, insurance coverage, or a alter in loan servicing organizations. &#13
Mortgage workouts, or mortgage forbearance agreements.&#13

The Homeowners Customer Center says, “The attorneys of the Law Workplace of M. E. Ludt, LLC are a nationwide group of attorneys that provide comprehensive mortgage representation for homeowners searching for a loan modification, foreclosure defense, or a mortgage workout by way of the federal MHA or In-home applications. Their representation involves regional of counsel attorneys in ALL 50 STATES. The Law Workplace of M. E. Ludt, LLC and its nationwide network of attorneys will represent you in court, mediation hearings, and or throughout the entire mortgage renegotiation method.” The Home owners Consumer Center is urging property owners in search of a loan modification, foreclosure defense, or a mortgage exercise to use the unequaled talents of the Law Workplace of M. E. Ludt, LLC in all US states. For much more data please get in touch with the Law Office of M. E. Ludt, LLC at 1 (888) 364-8844. http://MELudtLaw.us

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Connected Loan Modification Services Press Releases

Homeowners Wronged By Banking Fraud Are Missing Their Independent Foreclosure Assessment Letter and Gaining Mortgage Aid and Reimbursement Funds

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Minneapolis, Minnesota (PRWEB) June 26, 2012

Property owners can uncover support for foreclosure action taken between January 1, 2009 and December 31, 2010. Diverse from the $ 26 billion National Mortgage Settlement, the Fed has essential the 14 major servicers to hire independent consultants to make fair and impartial suggestions for monetary remediation for impacted borrowers. U.S. federal bank regulators, the Board of Governors of the Federal Reserve Technique and the Workplace of the Comptroller of the Currency (OCC) are pushing out new details on the system, new reminders, and have newly appointed members to serve our housing recovery efforts.

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The Federal Reserve has extended the deadline for Independent Foreclosure Evaluation applications to September, 30, 2012. In addition, a economic remediation framework was released on June 21 that offers examples of errors in foreclosures covered by the regulators consent orders in the April 2011 regulations. Residence Destination finds home owners are quicker to engage the Independent Foreclosure Assessment System after they comprehend it much better.

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New information add to the OCC site on June 21, 2012 states, “Remediation may contain suspending a pending foreclosure or rescinding a completed foreclosure, offering lump-sum payments, reimbursing improper costs plus interest, supplying a loan modification, and correcting credit reports and other errors in the borrowers records.”

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For homeowners who have shied away from the complaint approach pondering reimbursement funds are as well low, it may properly be worth the effort. The OCC says, “lump-sum payments can range from $ 500 for lesser injuries to $ 125,000 plus equity in the most egregious instances.” &#13

Anna Alvarez Boyd, of the Federal Reserve spoke in a recent video to help mortgage borrowers gain and not miss out on offered support. It is free of charge beware of anybody asking you to pay for your Independent Foreclosure Overview.

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Several wronged property owners are missing out on recognizing their chance for aid. According to the OCC, by February 20, 2012, only 90,000 eligible property owners had submitted claims. Surprisingly, these funds for struggling property owners are going largely unnoticed. Only a fraction of the four.four million home loan borrowers potentially eligible for overview have responded to solicitation letters sent out by the banks. As of Might 31, only about 340,000 cases have been slated for overview, according to a progress report released for June by the Fed and the OCC. Via May possibly 2012, almost four.4 million folks were sent letters explaining how to request a free of charge assessment of their loan files. Only 136,000 or three percent of qualifying borrowers who have been contacted have asked for the independent review.

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Reminders of the original letter informing homeowners that they are eligible for a review by an independent consultant and might be compensated are getting sent. Home owners qualify if:&#13

You sent your loan payments to one particular of the mortgage servicers participating in this method. &#13

The action to foreclose on your home was initiated, pending, or completed in between January 1, 2009 and December 31, 2010. Nevertheless, your property did not have to be sold to be eligible for the assessment. &#13

The foreclosure occurred on your principal residence, which is the property where you lived for most the year. You do not need to reside there now to be eligible for the review.

Jenna Thuening, owner of Property Location, finds that, some concerned that borrowers who get the evaluation form in the mail might not recognize it as a legitimate document. We are hoping that as the OCC releases yet another round of marketing and outreach to encourage borrowers who were victims of wrongful foreclosure to comprehensive the forms, that we will see far more property owners send them in.”

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Even if mortgage borrowers didnt file a request for overview, they might be sent receive a letter and overview kind. Consultants are reviewing files from every servicer to uncover borrowers who suffered monetary injury due to the fact of foreclosure errors and sending the letters out. Servicers will be needed to compensate all injured borrowers identified as component of this assessment.

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Home owners can submit their application for the Independent Foreclosure Review online at http://www.IndependentForeclosureReview.com. To make it less complicated, the OCC says, “There have been a quantity of changes made to integrated claims process to guarantee a single, uniform method among the servicers”.

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Serving the housing recovery and property owners, yesterday, The OCC announced that Carrie Moore has been named Director for Congressional Liaison. Also, yesterday Federal Reserve Chairman Ben S. Bernanke presided more than a meeting where Jeremy C. Stein and Jerome H. Powell had been formally sworn in as members of the Board of Governors of the Federal Reserve Program.

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Home owners might speak to Home Destination at 612-396-7832 for additional help to file or respond to an Independent Foreclosure Overview.

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Related Loan Modification Services Press Releases

Options To Foreclosure Give Homeowners Hope

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Salt Lake City, UT (PRWEB) October 22, 2012

As the economy tightens and houses lose equity, a lot more and more property owners are in search of options to foreclosure. A new Corelogic report shows that with each other, damaging equity and close to-damaging equity mortgages accounted for 27% of all residential properties. This causes a fantastic deal of problems when home owners are faced with life altering situations like loss of income, death, or divorce.

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Normally when homeowners are faced with challenges like these, it typically calls for lowering monthly expenditures. The selection to sell a residence is a viable option, unless of course it has unfavorable equity. When a house is upside down or under water, it really is near not possible to sell. Foreclose then threatens the homeowner who then tries to avoid the auction.

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Right here are some options to foreclosure that may work to help quit the foreclosure auction.

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The very first alternative is to work with the lender in carrying out a loan modification. A loan modification is normally a short-term situation but can buy the homeowner some time to perform through the different challenges they are facing at the time. Usually with a loan modification, the interest prices are reduce to minimums as a result lowering mortgage payments every single month.

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It’s best to speak to the lender straight as to stay away from all the loan modification scams that go on. Simply because very handful of of these ever get pushed via, it really is always a excellent concept to have back up program.

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Another option to foreclosure is renting out the home. This selection only operates if the rental earnings from the home satisfies the mortgage payment every month. It could not be enjoyable being a landlord, but it’s a good option to foreclosure and will get some time.

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Yet another selection is to do a short sale. A short sale is where the residence is sold for much less than what is owed. Brief sales can be really time consuming simply because the bank is who approves the sale on the house. Quick sales can be drawn out for months, nonetheless, if successful, it really is absolutely a much better option than foreclosure.

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The last selection, which we adore the most, is named note settling. This only functions if the homeowner has a second mortgage. This is simply because the second mortgage is negotiated down to virtually practically nothing and in numerous circumstances totally wiped out. Considering that most properties with second mortgages are what causes them to have damaging equity, by wiping out the second mortgage, it gives far more choices for the homeowner.

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They can now sell their home and stroll away with a profit. They can keep in their home because they can afford their mortgage payments once again. They could rent the home and cover the mortgage payment. Settling a note is one of the very best alternatives to foreclosure and most home owners do not even know about it.

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We’ve been successfully settling notes and eliminating second mortgages for the past 4 years. “This is one of the greatest options for home owners who are upside down with a second mortgage looking to stay away from foreclosure,” says Jarad of Foreclosure University.

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Discover out a lot more about note settling by going to our web site – http://www.ForeclosureUniversity.com

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Homeowners Customer Center Now Warns If The Congress Fails To Extend Mortgage Forgiveness Tax Provisions It Will Be A New Disaster For All US Home owners & The US Economy

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(PRWEB) November 19, 2012

The Home owners Consumer Center is now warning that without a Congressional, and Obama Administration extension of the current mortgage debt forgiveness federal tax provisions for homeowners who do a loan modification, a short sale, a deed in lieu, or go by way of a foreclosure, and acquire a principal reduction in what they owe their lender anytime following December 31st 2012- the homeowner is going to get hit with a federal tax bill. The principal reduction received by the homeowner after December 31st 2012 will be treated as revenue by the US IRS. The Property owners Customer Center says, “We worry if the US Congress does not move quickly to extend the mortgage debt forgiveness tax provisions immediately, we could finish up with a stampede of US property owners walking away from their houses prior to December 31st 2012-with the net outcome reduced residential actual estate costs nationwide, that are brought on by a tidal wave of new residence foreclosures-or in this case deed in lieu of foreclosures. We’d call this a disaster, for the US housing markets, the US economy, and for all US property owners. We’d also get in touch with it a bipartisan should do-extend this now.” http://HomeownersConsumerCenter.Com

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Important Note from the Property owners Customer Center:”Who need to be worried about Congress, and the Obama Administration failing to extend the Mortgage Debt Forgiveness Tax Provisions? Answer: All US property owners who owe a lot more on their property than it is worth, all US genuine estate agents, all US Certified Public Accountants, all US tax planners, all US bankruptcy attorneys, all US banks, or mortgage lenders, all investors that personal mortgage back securities, and all US property owners who recognize a sudden surge of millions of US home owners walking away from their properties in December of 2012 additional devalue the already challenging hit US residential actual estate markets.” http://HomeownersConsumerCenter.Com

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On March 1st 2012, CNN Funds wrote, “The number of home owners who have fallen underwater on their mortgages-owing more than their properties are worth — climbed to 11.1 million in the final three months of 2011, a three.7% increase. Those in this upside-down position, also known as unfavorable equity, represent 22.eight% of home owners with mortgages. The count rose from 10.7 million borrowers (22.1%) only 3 months earlier, according to a report from CoreLogic.” The Homeowners Customer Center says, “Considering that the re-election of President Obama has anybody else noticed the lay off notices getting described in the enterprise sections of many US newspapers? What takes place to the 22.8% of all US homeowners, who are upside down on their house mortgage when they all of a sudden comprehend-if they never stroll away from their properties now-they may possibly get taxed on a principal reduction in 2013? At this moment we are saying if the US Congress, and the Obama Administration do not wake up now, and extend the Mortgage Forgiveness Tax Provisions now-we are going to have a truly big mess on our hands, and its going to begin extended prior to December 31st 2012.” http://HomeownersConsumerCenter.Com

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Connected Loan Modification Press Releases

Homeowners Consumer Center says Its Crucial Congress Extend The Mortgage Tax Forgiveness Provisions Now-Or Millions Of Upside Down US Home owners May well Stroll From Their Properties

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(PRWEB) November 26, 2012

The Homeowners Customer Center is urging the US Congress, and President Obama to right away extend the Mortgage Forgiveness Tax Provisions that are set to expire at midnight December 31st 2012. The group fears millions of US homeowners, who owe far more on their home than it is worth have no clue that without having this extension prior to midnight December 31st 2012, they could get a giant tax bill if they attempt to do a loan modification, a brief sale, go via a foreclosure in 2013-if a reduction in the principal of the mortgage is involved. The Home owners Consumer Center says, “We do not think most existing underwater US property owners realize that without this mortgage forgiveness tax provision extension they, or their neighbors are about to get hit with what could be a gigantic federal tax bill, need to they do a short sale, a loan modification, or a deed in lieu of foreclosure-that requires a mortgage principal reduction in what they owe their mortgage lender. With out an extension of this bill, anytime right after December 31st 2012, if a homeowner receives any variety of principal reduction from their mortgage lender-they are going to be taxed by the IRS on whatever the principal reduction was-as if it was income. Without an quick extension of this legislation we worry there could be a stampede of US home owners undertaking a deed in lieu, and walking away from their home prior to December 31st 2012.” http://HomeownersConsumerCenter.Com

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The Home owners Customer Center believes its not just the US home owners who owe much more on their properties than they are worth that will be the only casualties if the Mortgage Forgiveness Tax Provisions are not extended by the US Congress &amp the Obama Administration. The group believes further casualties incorporate:&#13

All US homeowners. The Homeowners Consumer Center says, “If we get millions of new deed in lieu of foreclosures prior to December 31st 2012 since the US Congress did not extend the Mortgage Forgiveness Tax Provisions-it lowers the value of all US residential real estate markets nationwide.” &#13
The thousands of real estate agents that specialize in quick sales would all of a sudden be unemployed. What homeowner is going to do a brief sale on their under water residence if they get taxed on the principal reduction-as ordinary income? &#13
Mortgage lenders, banks, mortgage brokers, and law firms that specialize in loan modifications will also be joining the unemployment lines-what homeowner-who owes far more on their residence than it is worth would want to do a loan modification if the principal reduction is taxed as ordinary earnings? &#13
A sudden influx of millions of instant deed in lieu of house foreclosures prior to December 31st 2012 could be disastrous for the US economy, and worldwide economic markets.

The Home owners Consumer Center says, “What occurs to the 22.eight% of all US property owners, who are upside down on their property mortgage when they all of a sudden realize-if they do not stroll away from their homes now-they may get taxed on a principal reduction in 2013, if they do a loan modification, a quick sale, a deed in lieu, or anything involving a principal reduction from their bank? At this moment we are saying if the US Congress, and the Obama Administration do not extend the Mortgage Forgiveness Tax Provisions now-we are going to have a gigantic mess on our hands, and its going to start off extended ahead of December 31st 2012.” http://HomeownersConsumerCenter.Com

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Riverside Bankruptcy Attorneys Help Quit Foreclosures By Filing Chapter 13 Bankruptcy For Homeowners In Need Of Debt Relief in Riverside And Surrounding Cities

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Riverside, California (PRWEB) August 03, 2012

A foreclosure is when the lender reclaims a house by legal procedure to recoup the outstanding balance on a mortgage or loan. The house is sold, usually at auction, and the proceeds of the sale are used to settle the debt. The foreclosure process differs from state to state, and can happen as quickly as 30 days from the time that a notice is received. In some circumstances, the lender can also come soon after the individual for the remainder of the loan if the sale cost doesnt satisfy the debt. There are actions that a homeowner can take in order to stop a foreclosure with the aid of a Riverside attorney. The law offices of Zhou and Chini one of Riversides much better recognized bankruptcy firms, is putting forth a net marketing campaign to attempt to save homes for Southern California residents. To find out much more about a filing chapter 13 bankruptcy in Riverside check out http://www.bankruptcyattorneyinriverside.com/

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The homeowner can also attempt to negotiate a loan modification with the lender. This can permit the property owner to maintain your home and make the payments on the debt far more manageable. Numerous applications have been designed to aid home owners remain in their houses due to the current mortgage crisis. The U.S. Department of Housing and Urban Development offers data on the governments applications to support homeowners negotiate a mortgage modification. A Riverside bankruptcy attorney can help with negotiating with a lender to get a loan modification. Costs related with the negotiation procedure could limit the positive aspects of the modification received. The law offices of Zhou and Chini can also verify to see if the homeowner qualifies for the new HARP 2 refinance program for residents who are upside down in their home loan.

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A homeowner can also quit foreclosure approach by filing bankruptcy in Riverside. By filing a Chapter 13 bankruptcy case the person filing can catch up on back payments on the home by means of the payment program worked out with the bankruptcy trustee. The homeowner need to continue to make timely payments on your home in the course of the bankruptcy case, or the lender petition the court to proceed with the foreclosure sale. A seasoned Riverside bankruptcy lawyer can support you filing for bankruptcy now.

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An Seo firm assists the bankruptcy attorneys in web advertising to promote the message about the value of speaking with an knowledgeable bankruptcy attorney in Riverside, if somebody is taking into consideration filing. The firm continues its online presence by supplying zero expense bankruptcy information on the bankruptcy firms weblog and social media pages. This info along with free consultations the firm hopes to support a lot more homeowners understand about chapter 13 bankruptcy and what options they may have. To study a lot more on the bankruptcy firms Riverside Facebook page go to http://www.facebook.com/BankruptcyAttorneyRiverside

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About the Firm: The Law Workplace of Zhou &amp Chini servicing the cities and counties of California. He is a graduate of UCLA and has been practicing law given that 1999. Mr. Zhou has a wealth of encounter in bankruptcy, civil litigation, family members law, criminal law and unlawful detainers. Zhou and Chini Law Offices offer bankruptcy assistance to Riverside, Los Angeles, Riverside and San Diego residents. For a lot more information about the bankruptcy law firm please call the toll totally free, 888-901-3440

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Much more Loan Modification Services Press Releases

Bankruptcy Attorney in Anaheim Stops Foreclosures By Filing Chapter 13 Bankruptcy For Homeowners In Need Of Saving Their Properties In Anaheim California

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Anaheim, CA (PRWEB) August 07, 2012

If a home is in foreclosure the lender reclaims a residence by legal method to recoup the outstanding balance on a mortgage or loan. The property is sold, usually at auction, and the proceeds of the sale are utilised to settle the debt. The foreclosure process differs from state to state, and can come about as quickly as 30 days from the time that a notice is received. In some instances, the lender can also come following the individual for the remainder of the loan if the sale cost doesnt satisfy the debt. There are actions that a homeowner can take in order to quit a foreclosure with the support of a Anaheim lawyer. The law offices of Zhou and Chini one particular of Anaheims much better known bankruptcy firms, is putting forth a massive advertising and marketing campaign to attempt to save residences for Southern California residents. To understand a lot more about a filing chapter 13 bankruptcy in Anaheim visit http://www.bankruptcyattorneyAnaheim.information

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The homeowner can also try to negotiate a loan modification with the lender. This can let the property owner to maintain your property and make the payments on the debt much more manageable. Numerous applications have been developed to help homeowners stay in their properties due to the current mortgage crisis. The U.S. Division of Housing and Urban Improvement supplies information on the governments programs to aid homeowners negotiate a mortgage modification. An Anaheim attorney can aid with negotiating with a lender to acquire a loan modification. Charges related with the negotiation process might limit the benefits of the modification received. The law offices of Zhou and Chini can also check to see if the homeowner qualifies for the new HARP 2 refinance system for residents who are upside down in their house loan. Yet another option for some may be an Orange County reverse mortgage system. To find out more get in touch with a bankruptcy lawyer in Orange County to go over your choices.

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A homeowner can also quit foreclosure process by filing bankruptcy in Anaheim. By filing a Chapter 13 bankruptcy case the person filing can catch up on back payments on the residence through the payment plan worked out with the bankruptcy trustee. The homeowner need to continue to make timely payments on your house during the bankruptcy case, or the lender petition the court to proceed with the foreclosure sale. A skilled Anaheim bankruptcy lawyer can assist you filing for bankruptcy now.

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Filing for Chapter 13 in Anaheim could be an choice when facing a foreclosure. By filing a petition for Chapter 13 bankruptcy, foreclosure proceedings will automatically be stayed (stopped, delayed). Chapter 13 is the reorganization chapter of the Bankruptcy code wherein there is a proposed program for restructuring debts. This is usually referred to as Person Debt Adjustment or wage earners strategy. Chapter 13 serves to shield the debtors property from liquidation, as would happen in a Chapter 7 bankruptcy. The debtor is required to pay bills over a specified period of time, normally 3 to five years. In the course of that time, creditors are restricted from pursuing collections, including speak to, lawsuits and far more. Foreclosure proceedings may possibly also be stayed. An person with typical earnings may be eligible for a Chapter 13, even if he or she is self-employed or operates an unincorporated enterprise. A corporation or partnership is not eligible for Chapter 13. If you are an person with less than $ 307,675 in unsecured debt and much less than $ 922,975 in secured debt, you may possibly be eligible to file for Chapter 13. Additionally, you should have received credit counseling from an authorized agency inside 180 days prior to filings. Speak with an attorney in Anaheim if you have any inquiries about filing to bankruptcy.

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The firm utilizes Search engine optimisation professional solutions to assist in law firm advertising and marketing to promote the message about the importance of speaking with an skilled bankruptcy lawyer in Anaheim, if somebody is contemplating filing. The firm continues its on the internet presence by supplying zero cost bankruptcy details on the bankruptcy firms blog and social media pages. This info along with free of charge consultations the firm hopes to aid much more home owners find out about chapter 13 bankruptcy and what options they could have. To read a lot more on the bankruptcy firms Anaheim Facebook page check out http://www.facebook.com/BankruptcyAttorneyAnaheim

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About the Firm: The Law Office of Zhou &amp Chini servicing the cities and counties of California. He is a graduate of UCLA and has been practicing law because 1999. Mr. Zhou has a wealth of knowledge in bankruptcy, civil litigation, family members law, criminal law and unlawful detainers. Zhou and Chini Law Offices provide bankruptcy help to Anaheim, Los Angeles, Orange County and San Diego residents. For a lot more details about the bankruptcy law firm please get in touch with the toll free of charge, 888-901-3440 or visiting http://bankruptcyattorneyorangecounty.org/

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Chinese Drywall Complaint Center Now Calls No Extension of The Mortgage Forgiveness Debt Relief Act a New Nightmare for Homeowners Stuck in Toxic Chinese Drywall Hell

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(PRWEB) December 03, 2012

The Chinese Drywall Complaint Center is now warning all property owners in Florida, Alabama, Mississippi, Louisiana, Southeast Texas, and Virginia who have a mortgage on a property that includes toxic Chinese drywall that if the Mortgage Forgiveness Debt Relief Act is not extended prior to midnight December 31st 2012, they will be taxed on any mortgage principal reduction provided by their bank, or mortgage lender related to a brief sale, a loan modification, a deed in lieu, or a foreclosure-as if it was ordinary earnings-if the mortgage principal reduction is done anytime in 2013, and the bill collector will be the IRS. The Chinese Drywall Complaint Center says, “President Obama has yet to show up to the toxic Chinese drywall disaster in Florida, the Gulf States, and Virginia, he has not mentioned the toxic Chinese drywall disaster 1 time in public, there has been no meaningful response from the US EPA, and unless the US Congress extends the Mortgage Forgiveness Debt Relief Act-NOW- property owners stuck in toxic Chinese drywall hell could get a gigantic IRS tax bill if they get any sort of mortgage principal reduction from their bank, or mortgage lender in 2013-if they do a brief sale, a loan modification, a deed in lieu of foreclosure, and or a house foreclosure. We are calling this the ultimate nightmare for toxic Chinese drywall home owners. Not extending the Mortgage Forgiveness Debt Relief Act would be a disgrace for property owners stuck in toxic Chinese drywall hell in Florida, the US Gulf States, and Virginia.” http://ChineseDrywallComplaintCenter.Com

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On the topic of disgraces, the Chinese Drywall Complaint Center considers the Knauf Tianjin toxic Chinese drywall settlement to be a disgrace as nicely. The group estimates among Florida, Alabama, Mississippi, Louisiana, and Southeast Texas there are at least one hundred,000 properties that include this particular type of toxic Chinese drywall-generally intermixed with US made drywall. The Chinese Drywall Complaint Center is deeply concerned that the so named Knauf Tianjin toxic Chinese drywall Court Settlement lacked transparency, there was no concerted effort to determine all impacted homes, or residence foreclosures-with the net result only about 5% of the homes in Florida, or the Gulf states will be repaired, or will participate in this settlement. The Chinese Drywall Complaint Center says, “So what occurs to the 95,000 properties, condos, or town houses not integrated in the Knauf Tianjin settlement? They become foreclosures, they get resold to new unsuspecting home owners, and as soon as the new homeowner discovers the residence has Knauf Tianjin toxic Chinese drywall-the house becomes a foreclosure all over once again. We are in the strongest terms feasible urging Judge Fallon of the Federal District Court of New Orleans to re-open the identification period for properties that contain toxic Knauf Tianjin Chinese drywall till at least June 1st 2013. Incorporated in this settlement should be banks, and taxpayer owned Fannie Mae. Why need to bank stockholders, and taxpayers get stuck with the cost of either bulldozing, or paying for a very rigorous remediation of a toxic Chinese drywall residence foreclosure in Florida, or any other US Gulf state?” http://ChineseDrywallComplaintCenter.Com

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The Chinese Drywall Complaint Center says, “One particular a lot more disgrace that requirements to be mentioned about Knauf Tianjin toxic Chinese drywall-if this certain type of toxic Chinese drywall is toxic sufficient to consume by way of a copper air conditioning coil in about a year in a Florida house-what is exposure to this variety of drywall performing to the well being of the folks who live in these residences?” http://ChineseDrywallComplaintCenter.Com

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(United States District Court-Eastern District of Louisiana MDL Case #2047)

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Mortgage Loan Servicing Disaster – Why Homeowners Should Question Loan Servicers

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Spring, Texas (PRWEB) August 08, 2012

Millions of property owners continue to struggle with their mortgage loan servicer in their attempts to prevent foreclosure. Even though numerous banks and mortgage loan servicers have been beneath scrutiny related to foreclosure robo-signing scandal, they have been very effective in camouflaging important internal problems from homeowners related to the ownership of the loan, payment applications, loan modifications, force placed insurance coverage, comfort costs, late charges, and credit reporting problems related to the servicing of mortgage loans.

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As a outcome, most homeowners grow to be confused or frustrated with communicating with their mortgage loan servicer in their attempts to preserve homeownership. In order for property owners to be effective in communicating and negotiating, the homeowner should be educated, prepared, and knowledgeable regarding the servicing practices of a mortgage loan servicer.

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Chris Wyatt, a former executive and insider at Goldman Sachs mortgage loan servicer, Litton Loan Servicing, has written a book The Dark and Frustrating World, offered at Amazon.com. The book provides beneficial insider info and guidance to homeowners on what to count on from their mortgage loan servicer. Far more importantly, the book gives homeowners with examples of how to interpret, recognize, and raise essential concerns that may possibly permit homeowners to save thousands of dollars or negotiate more favorable loan modification terms from their mortgage loan servicer.

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Mr. Wyatt is a 20 year veteran in the mortgage industry and founded Wyatt Consulting Services in 2010 for the goal delivering assessment, tips, and specialist witness solutions to property owners and their attorneys on all facets of the mortgage loan servicing industry. He has also written Drinking the Koolade, which gives insight into management choices created by Goldman Sachs throughout some of the most crucial years of the foreclosure crisis and appeared on MSNBC The Dylan Ratigan Show in May possibly 2011.

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