Tag Archives: Foreclosure

Advantage Legal Group Announces Seattle Area Foreclosure Defense Seminar Dates For May 2013

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(PRWEB) May 11, 2013

Advantage Legal Group is offering 3 free foreclosure defense seminars in the Seattle area in May 2013. The seminars focus on legal options for homewoners facing foreclosure in Western Washington and will be held in Bellevue, Tacoma and Lynnwood.

Homeowners facing foreclosure on a Seattle area home have legal options they may not be aware. Advantage Legal Group’s Seattle Foreclosure Defense Seminars focus on foreclosure defense strategies including mortgage mediation, deed in lieu of foreclosure, mortgage modification, real estate short sales, the Washington Foreclosure Fairness Act and bankruptcy options.

Attorney Jonathan Smith says, “Seattle area homeowners have legal rights when facing forecloure and the focus of the foreclosure defense seminars is to help homeowners understand all possible options available when facing foreclosure on a home in in the Seattle area including Bellevue, Tacoma, Everett and Western Washington.”

The Seattle foreclosure defense seminar dates for May 2013:

Lynnwood: Tuesday May 14th from 7:00 PM to 9:00 PM – Lynnwood Convention Center 3711 196th St. SW Lynnwood, WA. 98036

Tacoma: Thursday May 16th from 7:00 PM to 9:00 PM – Greater Tacoma Convention and Trade Center – 1500 Broadway, Tacoma, WA. 98402

Bellevue: Saturday May 18th from 10:00 AM to Noon – Coast Bellevue Hotel – 625 116th Ave NE, Bellevue,WA. 98004

Homeowners facing foreclosure in Seattle or considering filing for bankruptcy are encouraged to attend this seminar to learn about all the options in Washington State before making a decision. There is no cost to attend the Seattle foreclosure defense seminars.

Space is limited so attendees are encouraged to pre-register at the Advantage Legal Group website.

Jonathan Smith, whose firm serves most of Western Washington, notes that a great number of his clients are obtaining modified loans through the mortgage mediation process under the Washington Foreclosure Fairness Act. (FFA) which gives the homeowner facing foreclosure the right to force their bank to the mediation table. Washington State was the third state to implement such a foreclosure mediation program after Nevada and Maryland. While the law has been in effect since July 22, 2012, it is estimated that less that 10% of those eligible have availed themselves of the program to date.

The so called Foreclosure Fairness Act, gives distressed homeowners working with an attorney or housing counselor, the right to an in-person mediation process to avoid foreclosure of their primary residence. Homeowners cannot request mediation themselves and must request it through an attorney or housing counselor. Many smaller banks and credit unions are exempt if they had less than 250 foreclosures in the state in the previous year.

Many distressed homeowners have seen dramatic reductions in their monthly loan payments. Smith says Of course it is dependent on the clients situation, but we are often able to bring a clients loan, that is months or even years behind, current and lengthen their loan period out to 40 years in a fully amortized loan. Mr. Smith regularly attains these results for his clients. It is not unusual for my clients loans to be recast at rates as low as 2% interest rate says Seattle bankruptcy Attorney Jonathan Smith.

Advantage Legal Group is a debt relief agency specializing in foreclosure defense and bankruptcy services under the bankruptcy code. Advantage Legal Group has 2 Seattle area offices in Seattle and Bellevue, Washington







Legal Armor Donates $1 Million in Legal Fees to Help Homeowners Facing Foreclosure

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(PRWEB) April 29, 2013

In the response to widespread misconduct and mishandled loan modification scandals by lenders across the country, Legal Armor is launching a $ 1 Million donation campaign to help Americans facing foreclosure.

Homeowners facing foreclosure often do not have the money to hire an attorney for sound legal advice regarding their options even when there is gross misconduct on the part of their lenders in the loan modification and/or their foreclosure process. Homeowners are often forced to seek advice from their friends, mortgage brokers, real estate agents or even from the Internet.

Legal Access is no longer affordable to the common American, says Yvonne Engelbrecht, the VP of Operations of Legal Armor. We created Legal Armor to make it affordable for homeowners to get sound legal advice. Getting bad advice from uninformed but well intentioned people often lead homeowners to make poor decisions that could lead them to lose their homes, ruin their credit and owe money to the IRS. Homeowners should discuss their situation with an attorney that specializes in foreclosure defense who can give them the full spectrum of options that they may not otherwise be aware of.

Legal Armor was created to give homeowners facing foreclosure affordable access to a foreclosure defense attorney who can advise them on their options.

As part of its launch, Legal Armor is donating $ 1 million in legal services churches and any other non-profit organizations that currently help struggling homeowners. Churches and non-profit organizations have been the bastions of hope for many homeowners. We want to reach out to these organizations and offer assistance to them to help their members who are facing foreclosure.

Any church and non-profit organizations that are interested in obtaining more information about our program should visit http://www.legal-armor.com/resources.

About Legal Armor:

Legal Armor sells membership plans to homeowners facing foreclosure. Membership benefits include vital foreclosure defense services such as affordable access to a foreclosure defense attorney, securitization audits, credit counseling and more.

Legal Armor is a privately held company that was founded in response to the growing need for Americans facing foreclosure to have affordable access to an attorney that understands foreclosure defense. It was founded in 2012 and is based in Chicago, Illinois.

For more information about Legal Armor, come to: http://www.legal-armor.com







Program HR 3648 Arizona New Affiliate, Kodi Riddle, Battles Firsthand Foreclosure With Short Sale

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Phoenix, AZ (PRWEB) November 29, 2012

Program HR 3648 Certified Representative, Kodi Riddle, Partner & Associate Broker of A-Aa-1 Realty, leverages firsthand short sale experience to help Cave Creek, Carefree, New River, and North Scottsdale homeowners avoid foreclosure for free.

I ended up short selling my own home I was going to lose my own house and that was a hard fact to face; quite honestly and embarrassing no less, said Riddle. Like many homeowners facing foreclosure, Riddle, tried to apply for a loan modification which didnt work so she opted to short sale her home. You can not do this on your own. Its too personal and it is very hard to keep yourself separated, added Riddle.

According to the Treasury Departments latest report from the Home Affordable Modification Program (HAMP), showed that more than 1 million temporary and permanent loan modifications have failed since the administration began the HAMP program in 2009 through the end of June.

It was the worst time in my life by far, but now I can breathe fresh air and its a very good feeling and that weight is off my shoulders for sure, added Riddle.

Kodis triumph over her personal battle with foreclosure enabled her to experience an unparalleled education in short sales giving her a unique advantage. Having personally gone through the short sale process, Kodi can truly relate with the hardships and the emotional mindset of a distressed homeowner, said Jeremy Bowman, President & CEO of RealPrompt, home of Program HR 3648.

Program HR 3648 is a Free, Privately Sponsored, Non-Governmental, Nationwide Initiative that provides distressed homeowners with the assistance, guidance, and necessary help to avoid public foreclosure. Homeowners who are facing financial hardships and are upside down on their mortgages can receive free assistance from a Certified Program HR 3648 Representative like Riddle.

Navigating through the foreclosure process is one of the most challenging obstacles which no homeowner should face alone. We recruit top Agents and Brokers, like Kodi Riddle, from across the country to apply their personal and professional expertise to help homeowners receive legitimate help for free, said Woods Davis, Co-Founder & VP of RealPrompt.

This program has made the difference to give me an avenue to help [distressed homeowners] with my story, concluded Riddle.

About Program HR 3648

Program HR 3648 is a Free Privately Sponsored Non-Governmental Nationwide Initiative to reach out to homeowners who are struggling with their mortgage payments to provide them with the information, guidance, and actual work that is required to avoid foreclosure. Program HR 3648 is a division of RealPrompt, a short sale solutions provider based out of Chandler, AZ. Program HR 3648 has successfully helped over 4,000 homeowners to find alternative solutions to foreclosure. For more information, visit ProgramHR3648.org or call 1.800.915.1988.







The Foreclosure Defense Team at the McCann Law Group LLP dba Consumer Attorney Services Thrives in May Under New Supervising Attorney Tarah Seabre

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Jacksonville, Florida (PRWEB) May 21, 2013

Consumer Attorney Services appointed Tarah Seabre as supervising attorney in May to help improve the working efficiency of its national foreclosure defense team. Having worked with residential foreclosures for over two years, Seabre represented just what Consumer Attorney Services was looking for in a supervising attorney.

Seabre attended law school the University of Miami School of Law and received her Juris Doctorate in 2008. Prior to then, she attended Dowling College in her home state of New York and graduated with a Bachelor of Arts in history.

During law school, Seabre worked as an intern at the State Attorneys office. Before being admitted to the Florida Bar, she worked in third party debt collection and consumer law. Upon becoming a member of the Florida Bar, she returned to New York where she became a member of the New York Bar as well.

While in New York, she pursued several different facets within the legal sector. In Manhattan, she worked in commercial, contract, business and estate planning. In New York City, she worked in residential and commercial foreclosure and eviction. She also worked as an in-house counsel for a process serving agency.

Because of Seabres experience working with foreclosure law for over two years, she became intimately familiar with lender practices and policies. She negotiated hundreds of loan modifications and other loss mitigation plans in settlement conferences and judicial hearings throughout New York City and beyond.

Consumer Attorney Services charged Seabre with improving the efficiency of its national foreclosure defense team. As supervising attorney, Seabre helps run multiple legal teams who work in state specific areas.

Her foreclosure defense teams are comprised of supporting attorneys, paralegals, loss mitigation consultants, client advocates and resolution specialists. Together, they focus on helping distressed homeowners achieve the best foreclosure resolution available within the timeliest manner possible.

Consumer Attorney Services hopes Seabres ongoing efforts as supervising attorney continue to improve its national foreclosure defense team. Consumer Attorney Services is a full service consumer advocacy law firm headquartered in Jacksonville, Florida, helping families with but not limited to foreclosure defense, debt settlement and bankruptcy.







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