Tag Archives: Bankruptcy

San Diego Bankruptcy Lawyer Craig Trenton Teaches Filmmakers How to Cease Foreclosure

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San Diego, CA (PRWEB) October 23, 2012

Bankruptcy Attorney, Craig Trenton has turn into a worthwhile option for homeowners in a economic bind and has helped thousands save their residences by way of bankruptcy. Craig now shares this potent info in his new San Diego Bankruptcy Weblog. Despite the fact that Mr. Trenton is presently practicing law in Southern California, he has been licensed and practiced in many states, he wanted to publish a blog to connect and encourage people throughout the complete nation. Mr. Trenton was inspired to do so soon after he did an interview that was featured in a weblog post on the residence owners advocate website known as BANKING Negative.

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I have been an lawyer for a extended time, but I was really new to blogging and social media, said attorney Craig Trenton. Mr. Trenton was approached and asked some concerns by the filmmakers from the BANKING Negative video series. BANKING Undesirable is a Youtube/Television series chronicling the true stories of homeowners and their journeys as numerous of them turn into reluctant warriors in battles with some of America’s most significant banks. The filmmakers necessary to ask legal concerns about how an attorney could save a homeowners home if they were facing foreclosure? I answered a handful of queries and some of my answers were published on the Banking Negative weblog titled Can a Chapter 13 Stop a Foreclosure? It was a fantastic expertise and I decided to publish a blog myself after that involvement. Blogging is a good medium to let a lot more people know how bankruptcy could advantage them if they are in want of economic restructuring, stated Craig Trenton. Mr. Trentons new blog is titled, San Diego Bankruptcy Weblog, and it can be located appropriate on his San Diego bankruptcy lawyer site.

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Craig Trenton has over 25 years of expertise in the bankruptcy field and is extremely experienced in stopping foreclosures, As a San Diego Bankruptcy Lawyer I have helped thousands of families save their residences and get out of unbearable and overwhelming debt. Chapter 13 is a tool, which assists folks reorganize their debt. This Chapter is most helpful in stopping foreclosures, and stopping penalties and interest on taxes. Filing a timely Chapter 13 bankruptcy has helped a lot of households maintain their houses through difficult financial occasions, explained Mr. Trenton.

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Craig Trenton has helped both companies and folks reconstruct or wipe out their overwhelming debt for a fresh commence. Bankruptcy is different for every person and 1 must consult with a specialist bankruptcy lawyer in the state where the bankruptcy would be filed to assess his or her person financial requirements prior to generating any legal choice. Several folks just require an adjustment to overcome a significant life alter such as an illness, or loss of employment and chapter 7 or chapter 13 is usually the life shift they need to have to get back on their feet, says Craig Trenton. A Chapter 7 can wipe out debt and folks can usually do this without losing any of their assets. A Chapter 13 bankruptcy reorganizes debt and month-to-month payments are essential to be created. It is frequently crucial to make these payments as low as achievable to try and stay away from future financial issues, added Mr. Trenton. Chapter 11 is reorganization of businesses, and in some instances, people. The option of Chapters below the Bankruptcy Code depends a wonderful deal on the certain circumstances which folks face on a case by-case basis, San Diego Chapter 7 lawyer, Craig Trenton continued. Mr. Trenton has filed almost ten,000 cases and has a wonderful deal of encounter in making the determination of which Chapter can ideal match the demands of the circumstances at hand. Property owners in San Diego who have been struggling or overwhelmed with debt still have an selection to steer clear of or cease foreclosure.

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About Craig Trenton:&#13

San Diego Bankruptcy Lawyer, Craig Trenton has been in solo practice for more than twenty years, over the years he has opened 4 other offices all through the West like Texas, Oklahoma, Utah, and Arizona which specialized solely in Bankruptcy matters. Craig Trenton is a native San Diegan. He grew up in the beach areas of San Diego and graduated from University of California San Diego and attended California Western School of Law.&#13

Mr. Trenton has vast knowledge in all facets of the Bankruptcy Law maze and enjoys meeting with men and women personally to assess their situation and decide the treatments accessible to them. He has been a lecturer to other attorneys for continued legal education on Bankruptcy and Tax and has also been awarded Outstanding Pro Bono Lawyer. His firms have filed practically 10,000 cases however Mr. Trenton takes a hands on individual and creative approach to each and every case. Despite the fact that Mr. Trentons principal workplace bargains with bankruptcy in San Diego, Craig started his California Chapter 13 site to assist people looking for bankruptcy in California get the support they want.

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About Banking Negative: &#13

Banking Undesirable is a internet site devoted to informing and educating the masses of and about immoral activities committed by banking institutions. They enable and encourage users to join and be element of the forums and blogs. Individuals can exchange info of the most current refinance, home loan, and loan modification pitfalls and successes.&#13

Banking Bads very first episode is presently accessible on the Banking Negative Youtube channel. The title is “Bank of America Desires You to Die Just before They Modify,” and the series was shot as a continuing comedy and documentary show. The Banking Undesirable team also delivers multi-media entertainment services such as internet site improvement, blogs and recording of video for people in want of telling their Banking Undesirable stories.

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Preeminent AV-Rated Brooklyn Bankruptcy Attorney Launches New Site to Additional Help Clientele

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Brooklyn, NY (PRWEB) February 18, 2013

Positioned in Brooklyn, NY, the Law Office of Gregory Messer not too long ago launched a new web site, delivering a useful on-line legal resource to existing and prospective customers.

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The website provides beneficial advice for those contemplating filing for bankruptcy and contains standard information on New York bankruptcy laws.

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“Bankruptcy can be a difficult and intimidating method. My new website provides instant suggestions, mentioned lawyer Gregory Messer. I hope that my present and potential clientele are capable to locate the answers to all of their concerns before allowing me to steer them in the correct direction.”

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Recognized by his peers in the legal business with the highest level of professionalism and ethics, attorney Gregory Messer often assists clients all through the New York metropolitan location with bankruptcy issues.

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About the Law Office of Gregory Messer

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Gregory Messer delivers legal counsel mostly in the following areas: &#13

Chapter 7 bankruptcy &#13
Chapter 11 bankruptcy&#13
Chapter 13 bankruptcy&#13
Loan modification&#13
Asset protection

Situated in Brooklyn to serve clientele throughout the New York metropolitan area, including Manhattan, Staten Island, Brooklyn, Queens and the Bronx and Nassau and Suffolk counties on Lengthy Island, Gregory Messer is committed to providing trustworthy suggestions on bankruptcy and guiding clientele in the appropriate economic direction. The new website explains each and every practice area presented by the firm in greater detail and shares data about Mr. Messers background.

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Gregory Messer has much more than 30 years of expertise helping with bankruptcy needs. For much more details about the firm, please visit the firms web site or contact 718.717.2368.

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The Law Workplace of Gregory Messer&#13

26 Court Street&#13

Suite 2400&#13

Brooklyn, NY&#13

718.797.5360

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Scott Friedman Joins GCG as Assistant Director, Bankruptcy

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(PRWEB) June 03, 2013

GCG (The Garden City Group, Inc.), the nations recognized leader in class action settlement administration, bankruptcy case management and legal notice programming, is pleased to welcome the newest member to its bankruptcy team, Scott Friedman, assistant director, bankruptcy.

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Bringing a lot more than 12 years of bankruptcy experience to GCG, Friedman will actively help the day-to-day management of GCGs bankruptcy matters. Have been incredibly pleased to have Scott join our expanding bankruptcy group, said Angela Ferrante, vice president, bankruptcy, GCG. His legal experience and substantial background will be a fantastic addition to our group and an asset to the massive, complex bankruptcy instances we administer.

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Friedman most not too long ago served as counsel at the law firm of Jones Day, where he focused on restructuring matters and complicated bankruptcy instances. In this role, he was responsible for representing debtors, creditors and other parties in Chapter 11 cases. Prior to joining Jones Day, he practiced at the firm of Weil, Gotshal &amp Manges, LLP, exactly where he represented Chapter 11 debtors and creditors. Earlier in his career, Friedman served as a law clerk to the Honorable Laura Taylor Swain in the United States Bankruptcy Court for the Eastern District of New York. Friedman earned his Juris Medical doctor from Harvard Law School, magna cum laude, and his Bachelor of Arts from Brown University, magna cum laude.

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GCG has a sturdy national platform and is recognized for its higher-good quality bankruptcy administration solutions and expertise, stated Friedman. I am looking forward to functioning with GCGs talented group and supporting their continued growth and dedication to customers coast-to-coast.

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About The Garden City Group, Inc. (GCG) &#13

GCG (http://www.gcginc.com) is the recognized leader in legal administration services for class action settlements and other claims administration, bankruptcy situations and legal noticing programs, with far more than 1,000 employees in offices coast-to-coast. GCG has been named Best Claims Administrator by the New York Law Journal for 3 years in a row. The firm has been engaged in many higher-profile distribution matters, which includes the Basic Motors bankruptcy, the $ 20 billion Gulf Coast Claims Facility and the $ 7.eight billion Deepwater Horizon Financial House Damages Settlement, the $ 6.15 billion WorldCom settlement, the $ 3.4 billion Native American Trust Settlement and the $ three.05 billion VisaCheck/MasterMoney Antitrust settlement.

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About Crawford&#13

Primarily based in Atlanta, Ga., Crawford &amp Firm (http://www.crawfordandcompany.com) is the world’s biggest independent provider of claims management solutions to the risk management and insurance coverage sector as properly as self-insured entities, with an expansive international network serving customers in more than 70 countries. The Crawford Program of Claims Solutions

Thomas Reeh Responds to Frequent Concerns Over Bankruptcy Courts

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Melbourne, Australia (PRWEB) February 18, 2013

It goes without saying that bankruptcy is some thing that no one ever plans for or wishes certainly, bankruptcy can have a quantity of negative and far-reaching effects, not the least of which is the difficulty that those filing for bankruptcy can have in creating their mortgage payments. In a recent Fox Business report, a single person asks for guidance, and wonders no matter whether a bankruptcy court may well offer some help with making these residence loan payments. The report, and the guidance contained within it, have earned a comment from Thomas Reeh.

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Thomas Reeh is a monetary services veteran, and has worked in Australias financial preparing sector for more than two decades. Reeh is specifically zealous about supplying shoppers with merchandise that will safeguard their mortgages and their long-term monetary interests. He has weighed in on the Fox post with a new statement to the press.

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This is a genuinely tough set of situations, gives Thomas Reeh in his press statement, noting the sobering problems brought up in the Fox Business post. He goes on to observe the steep odds that customers face when they seek assistance from bankruptcy courts or from home lenders. It would be virtually not possible for a lender to lessen the principal of a loan, he affirms. Carrying out so would imply incurring a create-off on their balance sheet, and this is unpalatable from a shareholder viewpoint.

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There are additional problems that muddy the waters, Thomas Reeh continues. There is also the added complexity of setting a precedent that other folks could stick to, and losses for the lender would speedily mount, he notes.

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Nonetheless, Thomas Reeh advises homeowners in dire financial conditions to be proactive in approaching their mortgage businesses, noting that honesty and transparency can often go a lengthy way. Eventually, my counsel is that the very best selection is to simply be truthful with your lender, the financial services veteran says. We know from encounter that lenders are fearful of adverse publicity, and repossessing your house when your husband is disabled is the sort of thing that could make national news. In other words, Reeh says, lenders may be willing to work toward a compromise or an installation payment strategy, if it implies they can steer clear of nasty or drawn-out legal battles.

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The Fox Organization write-up offers related guidance. The report notes that, in most circumstances, the best issue a homeowner can do is to continue applying for loan modifications, and to hope that the sheer plurality of home owners facing challenging monetary circumstances will make lenders more benevolent.

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Thomas Reeh is a monetary services leader whose zeal is to safeguard the long-term financial safety of customers all through Australia.

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ABOUT:

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Thomas Reeh is a financial solutions professional with far more than 21 years of encounter. He at the moment performs in a managerial part, overseeing the practices of some 300 financial planners across the Melbourne and Tasmania places. He is also a staunch supporter of The Future2 Foundation, a non-profit group established by members of Australias monetary solutions profession. The Future2 Foundation seeks to make a difference in the lives of Australias underprivileged young people.

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Chapter 13 Bankruptcy Guidance Pages Mark A New Internet site Offering From The Bankruptcy Alternatives Group For Customer Details At Financial Firebird Corporation

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Pittsfield, MA (PRWEB) February 21, 2013

Chapter 13 Bankruptcy FAQs , a net resource designed specifically for men and women in need of Chapter 13 details and guidance, has been launched by Financial Firebird. The site stands apart from other related sources simply because it delivers customers the opportunity to explore alternatives and discover about options for their financial issues anonymously and treats each bankruptcy and non bankruptcy alternatives equally. Economic Firebirds purpose for this Chapter 13 site is to help the consumer in being fully informed of their possibilities so that they are capable to make the very best selection for their specific economic situation.

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Our primary mission includes delivering free guidance and education. In common we provide a a lot more in depth volume of info than anyone else, stated Mory Brenner, vice president of Economic Firebird. Buyers can effortlessly learn who should file for Chapter 13 bankruptcy. No matter how much our competitors could try to appear that they offer free of charge support, most of the time their motives revolve around enrolling consumers in their own service. We attempt to sustain an independence not found elsewhere with a lot more details than anyplace else.

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Chapter 13 bankruptcy often emerges as the best alternative for several people to think about during a monetary crisis. Nonetheless, bankruptcy options are essential, also, and Bankruptcy Options supplies a Chapter 13 vs. Chapter 7 comparison, as properly as a Chapter 13 calculator and answers to queries, such as what is Chapter 13 bankruptcy. In addition, men and women with debt difficulty discover out about non bankruptcy choices which includes unsecured debt settlement, credit counseling, short sale, deed in lieu of foreclosure, mortgage loan modification and numerous numerous much more.

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The outcome for a customer might be that other bankruptcy internet sites and subsequent consultations gear themselves as sales sessions much more than finding out experiences made to turn a consumer into a bankruptcy client, often with a high stress hard sell. Our internet sites guide the debtor to the very best route for them, explained Brenner. In some situations bankruptcy may possibly be the correct resolution, but we are just as content if we explore bankruptcy with them only to figure out that it does not meet their needs as effectively as an additional option they never knew existed.”

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The site provides a complete selection of answers to queries and a wide range of data, such as Chapter 7 bankruptcy, Chapter 13 bankruptcy, bankruptcy options, how to uncover a bankruptcy attorney, and mortgage foreclosure prevention. Bankruptcy Options is actually the internet site exactly where customers can discover answers to all of their inquiries pertaining to Chapter 13 bankruptcy in the United States. Folks with mortgage payment difficulties or trouble with unsecured debt will uncover Bankruptcy Alternatives to be a resource they will hugely value, all at no charge. Bankruptcy Options educates the consumer so that he or she is able to make the greatest selection based on their own personal financial predicament.

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About:&#13

Chapter 13 FAQs stand as a part of the Bankruptcy Alternatives family of financial details and tools web pages started in 1996 and at present presented by the Monetary Firebird Corporation with a aim of supplying buyers with totally free unbiased aid from a former debt workout and bankruptcy lawyer in selecting the right path to a brighter financial future.

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More Loan Modification Services Press Releases

Freeman & St. Clair Publishes Loan Modification vs. Bankruptcy Comparison and Contrast Report

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Phoenix, AZ (PRWEB) March 19, 2013

Freeman &amp St. Clair publishes a new comparison/contrast report (February 2013) for Arizona residents thinking about application for a loan modification to stay away from filing for bankruptcy. Many residents nevertheless feeling the following effects of the housing crisis are facing possible economic disaster. When contemplating their options, most come up with two selections: bankruptcy or a loan modification for their home. In addition to being aware of the bankruptcy law in Arizona (http://www.freemanandstclair.com/arizona-bankruptcy-lawyer.html), prospective filers ought to know the ramifications of the loan modification procedure.

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Bob St. Clair of Freeman and St. Clair mentioned, When considering applying for a loan modification as an option to bankruptcy, meticulously take into account the intended purpose of each processes. The loan modification application is intended as a form of financial help to folks who have experienced a alter in circumstance that left them unable to make the minimum monthly payment on their mortgage. The bankruptcy approach is in place as a strategy of providing a fresh financial start off.

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The comparison contrast report published by Freeman &amp St. Clair is accessible on-line and contains added data on many elements of the loan modification approach vs. filing for bankruptcy including: &#13

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Queens Bankruptcy Attorney Bruce Feinstein, Esq. Discusses Updates to the Home Affordable Refinance Program

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Queens, NY (PRWEB) May 08, 2013

The Federal Housing Finance Agency announced that it is extending the Home Affordable Refinance Program (HARP) through December 31, 2015. HARP was set to expire at the end of 2013. As a bankruptcy lawyer in Queens, New York, Bruce Feinstein, Esq. answers many clients questions about their homes and how to keep them during financial strife. Oftentimes their houses are underwater, or worth less than the amount owed on their mortgage, and HARP can be a valuable source of aid.

Mr. Feinstein explains that programs like HARP help owners with mortgages through Fannie Mae and Freddie Mac refinance their home loans. Certain criteria need to be met before assistance can be given. Fannie Mae or Freddie Mac must own the mortgage in question, and it needs to be from before May 31, 2009. The homeowner must also be up to date on mortgage payments, and the current loan-to-value ration needs to be larger than 80%.

Individuals who qualify for HARP can refinance for a mortgage with a lower interest rate, lower payment, or even a shorter mortgage period. This alleviates much of the pain associated with an underwater home. The FHFA extended the program because it knew that HARP helped both troubled homeowners and lenders. According to a recent article on HousingWire, as of January 2013 over 2.2 million borrowers have refinanced using HARP since it began in April 2009.

While this is great news for those involved with Fannie Mae or Freddie Mac mortgages, there are still many homeowners who dont qualify. Mr. Feinstein says that there are options avilable to those who are at risk for foreclosure or repossession. Chapter 13 bankruptcy will stop foreclosure proceedings and give the homeowner the opportunity to create a new payment plan and keep their home. A loan modification will change the terms of a mortgage in order to make the loan payments more affordable and avoid foreclosure. Or the homeowner can go through a short sale, in which they agree to sell the property for less than the remainder due on the mortgage, with the proceeds going to the lender.

There are various options available to people struggling with mortgage payments. Fortunately, HARP will be around through 2015 to offer more assistance to homeowners. And other options ranging from filing for bankruptcy to applying for loan modification can help at-risk homeowners. Every case in unique, so Mr. Feinstein recommends working with an attorney to find the best financial solution.

Bruce Feinstein, Esq. has worked with hundreds of individuals to help them avoid foreclosure. Mr. Feinstein and his team, located in Queens, New York, work with clients throughout Kings, Queens, and Nassau counties. Visit the Law Offices of Bruce Feinstein, Esq. at http://www.bfeinsteinesq.com or call (718) 514-9770 to reach his New York office.







Chicago Bankruptcy Lawyer Fonfrias Adds New Article to Website Explaining How to Defend in a Citation to Discover Assets

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Chicago, IL (PRWEB) November 06, 2012

To assist people with financial problems and who are dealing with creditors in Illinois, Chicago bankruptcy lawyer and financial rescue expert Richard G. Fonfrias, J.D., of the Fonfrias Law Group, LLC, has added an informative new article to his law practices website (http://www.chicagomoneylawyer.com), entitled How to Defend Yourself in a Citation to Discover Assets.

In his new article, Fonfrias, a leading Illinois bankruptcy attorney, explains in plain language exactly what a Citation to Discover Assets is and how it can adversely affect anyone who owes money to creditors. The article discusses in depth how a citation works and goes on to explain in detail how the process proceeds and its many possible outcomes. Fonfrias provides helpful information, including how Illinois law protects some income and property from creditors, and offers advice, including what to do if a creditor gets a judgment against you and what to do if you receive a Wage Deduction Notice.

A Citation to Discover Assets is issued after a creditor sues for money and wins. Following the judgment, the creditor may try to collect by requiring the debtor to appear before the court for a Citation to Discover Assets, states Fonfrias. During this proceeding, the creditor wants to discover the debtors income and the value of property that can be seized to collect for money owed. At the hearing, the court may require certain financial documents including tax returns, bank statements, and payroll stubs. The Citation to Discover Assets creates an automatic lien on all nonexempt property. If the defendants bank is served with a Citation to Discover Assets, then the bank must freeze all of his accounts unless the funds are exempt. Illinois law does protect some income and property, and if during the hearing it is determined the debtors income and property are exempt under Illinois law, then the Citation to Discover Assets is dismissed and the creditor will get nothing. However, should the judgment go to the creditor, there are serious implications. It is extremely important to understand your rights, when dealing with creditors and the court. In the How to Defend Yourself in a Citation to Discover Assets article, I outline the steps to follow during the court hearing and explain the potential consequences of a judgment against you could be, says Fonfrias.

The Citation to Discover Assets article is just one of dozens of educational guides and essays provided by Fonfrias on his web site that offers value information on a wide range of legal topics, including bankruptcy, foreclosure, debt consolidation, and loan modification. At my Chicago law practice I have helped thousands of clients over the years and know that many find themselves in serious legal and financial difficulties due to misinformation or bad advice. This is why I feel it so important to educate the public and provide as much information as possible; through my website, my monthly radio show and my free informational seminars, so that people are equipped to make the right choices when it comes to protecting their finances, states Fonfrias.

Contact Information:

Richard G. Fonfrias, J.D.

Fonfrias Law Group, LLC

First National Plaza

70 West Madison, Suite 1400

Chicago IL 60602

Phone: 312-969-0730

rich(at)chicagomoneylawyer(dot)com

http://www.chicagomoneylawyer.com

About Fonfrias Law Group: Chicago Money Lawyer Richard Fonfrias of the Fonfrias Law Group has built a solid reputation helping clients in serious financial trouble find the right solution to their money problems. Serving Illinois, California and Florida, the Fonfrias Law Groups dedicated financial rescue and bankruptcy team offer extensive financial legal services, including bankruptcy defense, tax defense, debt consolidation, bad credit repair, foreclosure defense, credit card debt management, loan and mortgage refinancing advice. For more information call 312-969-0730 or visit http://www.chicagomoneylawyer.com.