Category Archives: Securitization Audit

Vintage Media LLC Announces the Hiring of the New VP of Sales, Everett Poe

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Dallas, TX (PRWEB) August 8, 2009

Mr. Poe has a diverse background like more than 20 years in the monetary markets as effectively as Mergers and Acquisitions. Prior expertise contains his VP position with an details technologies firm where he achieved achievement in taking the company by way of a really effective IPO. Mr. Poe also held a position as Director of a Fortune 500 firm in Dallas where he managed over $ one hundred million in annual revenues.

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Mr. Poe attended the University of North Texas, majoring in Organization and Marketing.

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“The return on investment that we are in a position to create for our customers in mortgage, debt settlement and other markets is the most thrilling component of joining Vintage Media for me. Helping these businesses grow and prosper is quite rewarding” says Mr. Poe.

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“We are extremely pleased to have Everett on our team. His diverse background will be invaluable as we continue to construct our advertising and client base” mentioned Mark Williams, founder and CEO of Vintage Media. “As our VP of Sales, Everett’s worthwhile encounter will help lead us in exciting new and diverse directions.”

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Vintage has different lead generation items such as Debt Settlement, Loan Modification, Tax and Mortgage. Added goods are in a variety of stages of development.

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Vintage Media is located in the Prosperity Bank Developing at the intersection of Abrams and LBJ in Dallas, Texas.

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For more details please make contact with either:

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Kevin Watts&#13

214-377-2870, x104&#13

http://www.2vintage.com

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Everett Poe&#13

214-377-2870, x108&#13

http://www.2vintage.com

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Coraid and FedResults Partner to Deliver Enterprise-Class Storage With Cloud Agility to Government Agencies

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Redwood City, CA (PRWEB) July 02, 2013

Coraid, a top provider of scale-out Ethernet storage options, today announced that it has formed a distributor alliance with FedResults, a Virginia-primarily based worth-add government IT solutions partner. Below the agreement, FedResults will offer devoted sales and marketing and advertising sources, government intelligence, and contracting expertise to help Coraid address the evolving and ever-increasing wants inside the public sector. FedResults has also added Coraids options to its GSA schedule.

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The U.S. Division of Defense, Environmental Protection Agency, Federal Aviation Administration, National Human Genome Research Institute, New York Office of the Lawyer Common and numerous other federal, state and local agencies rely on Coraid for mission-crucial storage requirements.

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“We are excited to partner with the FedResults group,” mentioned Kevin Brown, CEO, Coraid. “By combining our award-winning options with their deep encounter in advertising and promoting items to government agencies, we will accelerate our momentum across government entities.”

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Coraids scale-out, distributed storage technique supplies a simple, resilient and high-efficiency architecture enabling higher ROI across cloud, virtualization and massive-information initiatives. Making use of sector-normal, commercial, off-the-shelf hardware, Coraids solutions remove the unnecessary complexity built into legacy storage systems. The buy-as-you-go model offers government agencies and organizations the potential to realign critical personnel whilst managing petabytes of storage and requiring fewer administrators.

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“With decreasing budgets and the require for bigger data storage devices, agencies are browsing for straightforward, inexpensive storage options for virtualization, cloud and big information initiatives,” said Chad Mills, FedResults president. “Coraids Ethernet-based options address these demands, and we look forward to working with Coraid to make these solutions obtainable to federal, state and neighborhood governments as well as our network of reseller and service partners.”

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FedResults is a Herndon, VA-primarily based value-add distributor and government partner for several IT solutions businesses, supplying federal, state and nearby governments with technologies needed to assistance their missions. Supplying a range of contract automobiles, vendor-focused technical and sales assistance, and deep experience in the public sector marketplace, FedResults is devoted to helping organizations get the most from their IT systems and investments.

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Coraids storage options are accessible right away through FedResults GSA Schedule No. GS-35F-0256K. For much more information, register for Do More With Less Finish-of-Year Scalable Storage Solutions, a complimentary webinar being hosted by FedResults and Coraid at 11 a.m. (ET), Tuesday, July 9, or speak to the Coraid group at FedResults at 703-889-8700. Click here to view the end-of-year sale of storage solutions.

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About Coraid&#13

Coraid redefines storage with its breakthrough line of EtherDrive and EtherCloud options. Coraid delivers scale-out functionality, Ethernet simplicity, and an elastic storage architecture to deal with huge data development. Developed from the ground up for virtualization and cloud architectures, Coraids platform has been deployed by far more than 1,700 buyers worldwide. For more details, check out http://www.coraid.com or stick to Coraid on Twitter at http://www.twitter.com/Coraid.

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Get in touch with: &#13

Kristen Leon, Trainer Communications&#13

925.271.8209&#13

Coraid(at)trainercomm(dot)com

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Associated Administrator Press Releases

Do Loan Modifications Actually Exist?

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Los Angeles, CA (PRWEB) August 19, 2009

In the past few months, we have heard distressing stories of scammers who promised significantly and delivered practically nothing. Raffy Boulgourjian is a Los Angeles primarily based true estate lawyer who has noticed several a homeowner come to him for assistance.

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“Home owners are scared and confused. They have listened to all the hype and misinformation and their heads are spinning. Couple that with the very actual stresses of facing foreclosure and you have a group of people who are desperate for some straight talk about their choices. Some are probably wondering if loan modifications even exist and how to get one particular.”

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In his recent post, “The Prime Seven Myths About Loan Modifications” http://www.jdsupra.com/documents/5630fd93-e358-45b5-b211-8841f53cd5fb.pdf, Boulgourjian attempts to separate fact from fiction by debunking a lot of of the myths at the moment swirling in the media.

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“Loan modifications exist, but they aren’t always straightforward to obtain. If you are facing foreclosure you want to turn out to be as informed as achievable and rapidly. Contact your lender, get assistance from a referred or recommended skilled, but whatever you do, do not ignore the difficulty. You have valuable time to operate some thing out ahead of your residence goes to foreclosure. Use your time wisely.”

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For additional info about options obtainable to home owners in distress, go to http://www.boulgourjianlaw.com

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Educational Institute Honors Rama as CHA Emeritus

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Orlando, Florida (PRWEB) July 02, 2013

The American Hotel &amp Lodging Educational Institute (EI) awarded Raman P. Rama, CHA, with the title of CHA Emeritus throughout the Stars of the Sector Luncheon June 19 at the American Hotel &amp Lodging Association Summer Summit in Denver.

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The American Hotel &amp Lodging Educational Institute recognizes the achievements of these leaders whose extended-term dedication and commitment to excellence and further education have shaped and inspired our sector. The CHA Emeritus is awarded to a Certified Hotel Administrator in recognition of his or her long and illustrious career in the hospitality business. This is not an annual award it is bestowed only when EI’s Certification Commission and Board of Trustees finds a candidate who has shaped the industry by way of leadership, education, and service. The career of an Emeritus is marked by distinguished achievement in all facets of the sector, signifying a commitment to the previous, present, and future of the hospitality atmosphere. Those so honored have played a special function in shaping the industrys existing atmosphere and are broadly recognized as part models by their sector peers.

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The Educational Institute is proud to recognize Raman P. Rama as a single of those uncommon leaders whose long-term dedication and commitment to excellence and further education have shaped and inspired our industry, said Robert L. Steele III, CHA, president and COO of EI. Those who earn the title of CHA Emeritus have created considerable contributions to the hospitality market by way of leadership, education, and specialist involvement. The Emeritus honor is presented only to select folks following a career of distinguished contributions and we are pleased to add Mr. Ramas name to this distinguished list.

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I am really humbled to accept this award, and to be recognized with other industry leaders in this way is an honor, mentioned Mr. Rama. I am privileged to be a portion of such a respected group consisting of and recipients of this award: Myron Levy (Roosevelt University in Chicago) Gene Rupnik (Rupnik Hospitality Management, Caroline Cooper (Alan Shawn Feinstein Graduate College), Pedro Mandoki (Mandoki Hospitality, Inc), Richard C. Nelson (Hyatt Hotels), Paul O’Neil (Kerzner International), Tony Farris (Quorum Hotels &amp Resorts).” Raman P. Rama, B. Com., CHA, CHTP, CHAE, is a principal and vice president and chief technology officer/chief data officer for JHM Hotels in Greenville, South Carolina. He is 1 of 5 brothers who own JHM Hotels, which operates much more than 40 properties in the United States and India. He is accountable for managing the companys IT infrastructure and arranging, as nicely as establishing the companys technologies initiatives. Rama at the moment serves as the global president of Hospitality Economic and Technology Professionals (HFTP), and holds each the Certified Hospitality Accountant Executive and Certified Hospitality Technologies Specialist certifications in addition to the CHA.

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His leadership efforts as Worldwide President of HFTP have incorporated partnering with hospitality associations in the U.K., India, China, and the U.S. to share resources and generate educational conferences. In addition, he has led the association on creating the International Hospitality Accounting Requirements Guide and Typical Practices. The Rama family also has a private university in IndiaAuro Universitythat gives students with education in hospitality and company management.

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About the American Hotel &amp Lodging Educational Institute&#13

Established in 1953 as a nonprofit educational foundation of the American Hotel &amp Lodging Association, the Educational Institutes mission is to continue being the preferred provider to the lodging sector, hospitality schools, and associated hospitality industries by establishing and providing top quality sources to train, educate, and certify hospitality professionals worldwide.

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About JHM Hotels: &#13

JHM Hotels, a premier lodging firm, based in Greenville SC, has developed, acquired, owned, and operated hotels throughout the United States for 40 years. The organization presently owns and operates 41 hotels with over 7300 guestrooms, located in the United States and India, operating below such effectively-known brands as Hyatt, Marriott, Hilton and Starwood. For far more data, check out our internet web site at http://www.jhmhotels.com.

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Connected Administrator Press Releases

Coverys Announces Beth Murphy as the New Vice President of Organizational and Leadership Development

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Boston, MA (PRWEB) July 02, 2013

Coverys is pleased to announce that Beth Murphy has been named vice president of organizational and leadership development, efficient June 17, 2013. In this newly developed function, Murphy will serve as an internal consultant and organization companion, delivering knowledge in the areas of organizational wellness, employee engagement and team effectiveness. She will create and implement talent improvement methods to guarantee the growth of leading performers, prepare the organization for growth and improve the depth and breadth of internal talent. Murphy will also concentrate on creating leadership development programs that build core capabilities and a culture of continuous understanding aligned with the organizations strategic direction.

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“Beth has extensive consulting encounter focusing on organizational development and method,” mentioned Gregg Hanson, CEO and president of Coverys. “She will bring expertise and talent in creating and implementing programs that assist develop the talent and skills of our employees.”

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Murphy previously served as a senior consultant with Ignite, a Boston-based training, improvement and consulting firm. Throughout her tenure with Ignite, she worked with clients from different industries such as insurance, pharmaceutical, economic services and marketing solutions, each domestic and international. Her regions of focus have integrated executive coaching, design and style and delivery of management and leadership development instruction programs, facilitating team effectiveness sessions and organization improvement and method work. Murphy has been operating with Coverys as an external consultant given that 2007 and brings over 15 years of industry knowledge. Murphy is a graduate of Bryant University where she received a Bachelor of Science degree in Business Administration.

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For more data about Coverys, get in touch with Loren LeVasseur, public relations specialist, at (617) 946-8665 or llevasseur(at)coverys(dot)com.

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About Coverys

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Coverys is 1 of the top 10 health-related specialist liability insurance providers in the nation based on direct written premium. Coverys member companies insure much more than 25,000 physicians, surgeons, dentists, certified nurse midwives and allied healthcare providers, as nicely as a lot more than 500 hospitals, overall health centers and clinics in 24 states from coast to coast. Coverys has net admitted assets of $ 3.three billion, direct written premium of $ 368 million and policyholder surplus of $ 1.3 billion, as of December 31, 2012. In addition, Coverys member insurance firms Medical Professional Mutual Insurance Business (“ProMutual”) and ProSelect Insurance Business (“ProSelect”), as nicely as ProMutual-sponsored Coverys RRG, Inc. (“Coverys RRG”) have a Bests Rating of A (Exceptional). MHA Insurance Company (MHAIC) and Washington Casualty Business (“WCC”) have a Bests Rating of A- (Exceptional).

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Coverys emphasizes doctor education and patient security, and the business is acknowledged as a leader in supplying supportive danger management services and resolute claim defense to the healthcare neighborhood. Coverys also gives a variety of interactive and relevant continuing healthcare education (CME) activities to healthcare providers across the nation. For a lot more information, visit the Coverys website at http://www.coverys.com. Timely market and organization news can also be found on the Coverys blog at coverys.wordpress.com, on Twitter (@Coverys) and on the companys Facebook page.

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OKWU Ranks at Prime by Forbes and U. S. News

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(Vocus) August 25, 2009

Oklahoma Wesleyan University has been listed among America’s Very best Colleges by each Forbes and U.S. News &amp World Report. Each ranking is based on various criteria and is hugely sought amongst America’s institutions of greater education.

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Six Hundred institutions are ranked by Forbes, which includes national study universities and smaller liberal arts colleges. Forbes ranks OKWU as #155 in the nation. That tends to make it the highest ranked university (on Forbes’ list) of any kind in Northeast Oklahoma, and second in Oklahoma, ahead of OU, OSU, TU, UCO and ORU.

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According to a Forbes press release, “Traditionally, institutions of higher education have been categorized by their Carnegie classification. U.S. News &amp Planet Report and some other rankings use, occasionally with a bit of modification, categories such as National Study Universities or Liberal Arts Colleges. Usually a distinction is also created among public and private schools. In its core rankings, we eschew that approach, preferring to list all schools in a single ranking. It is our belief that college students go to college to receive a bachelor’s degree and generally are open to getting it from diverse varieties of institutions.”

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Forbes goes on to say, “As in 2008, we base 25% of the rankings on student satisfaction with their course instruction. Also, like last year, we base yet another 25% on indicators of post-graduate employment success, and one-sixth (16.67%) on the likelihood of graduation from college inside four years. Final year, we weighted the estimated typical 4-year student loan debt at a single-sixth (16.67%) in the rankings. Provided the increasing charges, debt levels and linked issues with this concern, we have enhanced the weight to 20% this year.”

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The U.S. News &amp World Report 2010 edition of America’s Ideal Colleges locations OKWU at #9, Ideal in the West, for baccalaureate colleges and the #7 Greatest Worth in the West. U. S. News &amp Globe Report breaks the 1400 colleges and universities into acceptable categories for comparisons. It states, “This 2010 edition of America’s Best Colleges uses the Carnegie Foundation for the Advancement of Teaching’s 2006 Standard version of its classifications. Carnegie groups American colleges and universities according to their mission as defined by variables such as the highest level of degrees conferred by discipline.”

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“U.S. News &amp World Report collapses nine of those Carnegie categories into four primary groupings: National Universities, Liberal Arts Colleges, Universities-Master’s, and Baccalaureate Colleges. The schools in the Universities-Master’s and Baccalaureate Colleges categories are placed into one particular of four geographic regions: North, South, Midwest, and West.”

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U. S. News &amp World Reports defines a baccalaureate college as a single that focuses “mostly on undergraduate education, just as the liberal arts colleges do, but grant fewer than 50 percent of their degrees in liberal arts disciplines. At these schools, at least 10 percent of undergraduate degrees awarded are bachelor’s degrees. There are 319 baccalaureate colleges, ranked inside 4 regions: North, South, Midwest, and West.” The west includes Oklahoma, Texas, New Mexico, Colorado, Arizona, Nevada, Utah, Wyoming, Montana, Idaho, Washington, Oregon, California, Hawaii and Alaska.

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Oklahoma Wesleyan University is a 4-year, Christian university of the liberal arts and sciences that is accredited by the North Central Association. OWU also receives specialist accreditation from the National Council for Accreditation of Teacher Education (NCATE), the Commission on Collegiate Nursing Education (CCNE), and the International Assembly of Collegiate Company Education (IACBE). It is a member of the Council of Christian Colleges and Universities as well as the Council of Independent Colleges and Universities and the Association of Oklahoma Independent Colleges and Universities.

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Repeal of DOMA Could Save A lot of from Addiction

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Malibu, CA (PRWEB) July 02, 2013

The repeal of DOMA and the recognition of the rights of gay and lesbian men and women in our society could save several from becoming addicts. According to the Substance Abuse and Mental Well being Solutions Administration (SAMHSA), it is estimated that the prices of substance abuse among gay and transgendered populations are between 20 percent to 30 percent, compared to about 9 % of the basic population. Much of this improved substance abuse is due to tension, abuse, and discrimination. Repealing DOMA and offering homosexual individuals their rights, could really most likely lead to a lower in their rates of substance abuse and prescription drug addiction.

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Addiction is rooted in discomfort, mentioned Richard Taite, Cliffside Malibu founder and coauthor of the #1 bestselling Amazon.com book Ending Addiction for Very good. Unfortunately, in our drug remedy center we all as well usually see guys and females who were bullied, abused, or shut out from their families for becoming gay or lesbian. Everybody has a need to have for family, neighborhood and approval. The repeal of DOMA, which will begin to make it less difficult for LGBTQ people to build the families they desire will undoubtedly have a true, optimistic influence on their well-becoming and make it significantly less likely they will need to have to resort to substance abuse to relieve the discomfort they expertise for being ostracized and discriminated against.

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Lack of connection recognition has been a detriment to well being, reported Dr. Damon Raskin, an addiction specialist with Cliffside Malibu. When Proposition eight in California disallowed men and women from getting the benefits that go along with marriage, not just the economic advantages, but the feeling of becoming recognized as married, it took a toll on numerous peoples mental wellness. This adjust in the law brought about by the Supreme Courts decision will make life much better for folks who have unduly suffered. It is no doubt that this adjust will have a conclusive effect on addiction rates.

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About Cliffside Malibu:

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Cliffside Malibu is a best notch rehab which gives effective and proof-primarily based care in a private setting with a multitude of remedy choices focusing on assisting people overcome their addictions to re-engage with their families and lives. For details about Cliffside Malibus effective therapies and intervention services, please pay a visit to http://www.cliffsidemalibu.com or contact 1-800-501-1988, 24 hours a day.

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RAPS Releases New Edition of Important US Regulatory Affairs Reference Book

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Rockville, MD, USA (PRWEB) July 02, 2013

The Regulatory Affairs Specialists Society (RAPS) has published the updated, eighth edition of its crucial regulatory reference book, Fundamentals of US Regulatory Affairs. The book provides extensive data on existing regulatory needs from the US Meals and Drug Administration (FDA), and other state and federal agencies.

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Fundamentals of US Regulatory Affairs, Eighth Edition includes updated regulatory information pertaining to pharmaceuticals, health-related devices, biologics and other healthcare items intended for the US market place. New content for this edition involves coverage of the Meals and Drug Administration Safety and Innovation Act (FDASIA) of 2012, and new chapters on pharmacovigilance, medical foods, crisis management, health technology assessment, and companion diagnostics. A chapter on Prescription Drug Product Submissions was revised by reviewers from FDAs Center for Drug Evaluation and Study, and is publicly accessible online.

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This book is an outstanding overview of the drug, biologic and device regulatory pathways and needs. It is thorough and clearly written, mentioned Edward Tabor, MD, vice president, regulatory affairs North America, Fresenius Kabi, and a member of RAPS board of directors. Not only is it beneficial for any individual who wants to learn about the regulatory method it also gives a prepared reference for skilled regulatory experts.

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In addition to getting useful to specialists new to US regulatory affairs or as handy reference, several experts preparing for the US Regulatory Affairs Certification (RAC) exam cite Fundamentals as an indispensable RAC study tool. It also has been used as a coaching resource at several healthcare organizations and is a mandatory text for university-level courses.

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Fundamentals of US Regulatory Affairs, Eighth Edition is offered each in print and as an e-book for $ 249.95 with cost-free shipping for RAPS members or $ 309.95, plus shipping, for nonmembers.

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About RAPS

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The Regulatory Affairs Specialists Society (RAPS) is the largest worldwide organization of and for these involved with the regulation of healthcare and associated items, such as health-related devices, pharmaceuticals, biologics and nutritional merchandise. Founded in 1976, RAPS helped establish the regulatory profession and continues to actively assistance the professional and lead the profession as a neutral, non-lobbying nonprofit organization. RAPS provides education and instruction, skilled standards, publications, research, understanding sharing, networking, profession development possibilities and other worthwhile resources, such as Regulatory Affairs Certification (RAC), the only post-academic professional credential to recognize regulatory excellence. RAPS is headquartered in suburban Washington, DC, with offices in Europe and Asia, and chapters and affiliates worldwide. RAPS.org

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Halcyon Software Announces HA-MX Monitor V11. With Remote Monitoring of MIMIX

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Philadelphia, PA (PRWEB) July 02, 2013

Halcyon Software, a worldwide leader in systems management application, has launched a new version of their HA-MX Monitor computer software for IBM buyers using MIMIX for their higher availability and organization continuity method. HA-MX Monitor V11 allows IT staff to view and manage all MIMIX alerts from a single dashboard, or through their Apple and Android smartphones and tablet devices.

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HA-MX Monitor V11 informs system administrators when MIMIX processes are not working as they need to, alerting the IT group of any problems and if a problem remains unresolved for a period of time.

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Key enhancements include integration into the Halcyon Enterprise Console, a centralized graphical user interface, which is now integrated in the application package and free mobile apps to provide full visibility and the capability to respond to conditions when IT staff are away from their desks.

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According to Donnie MacColl, Technical Director at Halcyon Application, As companies have evolved over the final decade by supplying 24/7/365 operations, any interruption or downtime is expensive, in terms of lost sales possibilities and buyer satisfaction. Organizations require a high availability (HA) application running on their IBM Energy Systems, such as MIMIX, which will enable instant switch over to the replication of their production program, for the duration of unexpected downtime. Business continuity is, of course, essential. But, in order to be confident that the replication of data is being carried out properly and for complete contingency, the HA application demands to be monitored so that organizations are alerted to any problems, enabling them to be resolved as they occur. This definitely ensures that a companys major production systems are usually up-to-date, that information replication is becoming carried out as anticipated and that information integrity is not compromised.

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MacColl added, Our product strategy is to make sure, where possible, that users can access their data from wherever they are in the planet. With this new release of HA-MX for IBM Power Systems, and the centralized user interface with the mobile apps, we are making single point of access a reality and enabling MIMIX customers to save considerable time.

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Consumers currently making use of Halcyons HA-MX Monitor can upgrade to this most current release free of charge. It is accessible as a stand-alone alternative and it also integrates with Halcyons IBM i monitoring suites, Levels 1-4. The Enterprise Console is integrated with HA-MX Monitor.

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For added info on HA-MX Monitor, visit: http://www.halcyonsoftware.com/goods/hamxmonitor/index.html

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About Halcyon Application&#13

Halcyon Software is a international leader in multi-platform systems management software program. With a lot more than 20 years of delivering established solutions and initial class consumer help, Halcyons items proactively monitor, manage and automate IT operations to substantially reduce expenses. Huge IT outsourcing firms as effectively as small to medium sized corporate and public sector information centers rely on Halcyons application to ensure their mission-essential systems, core applications and solutions are obtainable 24/7.

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Halcyons solutions assistance IBM

California Attorney’s Loan Modification Plan Saves Residences & Stops Foreclosure, Obama Program Disappoints…One particular Woman’s Story

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Moreno Valley, CA (PRWEB) September 8, 2009

Like many difficult-operating Americans these days, Elva Loera’s life was turned upside down when she was forced to close down her modest business. With tiny savings to offset a money flow crisis, her family’s extended-term financial future was all of a sudden in jeopardy. Regrettably, the worst was yet to come as Elva’s husband also lost his job. “I have usually taken pride in meeting my obligations,” stated Elva. “I genuinely did not know how we would ever survive or when we would function once more.”

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Regardless of their efforts to discover employment, the Loera loved ones have been unlikely victims of a shrinking economy as they struggled to replace lost revenue. With sources beginning to dissipate, Elva contacted her lender for help as she started to slip additional behind on her mortgage. According to Loera, “My lender created promises and in no way followed via. I kept hearing about how the government applications would provide relief, but my lender did not care. I had nowhere to turn.”

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A number of months later, Elva received a Notice of Default from her lender and a Trustee Sale date was set to auction her residence to the highest bidder. “This is the home where my kids had grown up and they have been taking it away without providing any aid. I was angry and frustrated and had no option but to move out of my residence.” With but a few days remaining just before the auction, a friend of Elva’s recommended that she get in touch with an attorney she had heard about, Joseph Hoats and his not too long ago announced, Homeowner Stability Solution. With nothing at all to drop, she known as Hoats to see if there was any hope for relief from her desperate situation.

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Using a make contact with with Elva’s lender, Hoats and his Loan Modification team persuaded them to postpone the impending sale date and began serious negotiations. Combining his proprietary approach, which includes aggressive negotiating methods and a litany of legal techniques, Hoats provided Elva with renewed hope. Said Elva, “I am a fighter and I in no way gave up hopeI prayed every day and my belief in a optimistic outcome by no means wavered.”

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Racing against the clock, the persistence of this unflappable California homeowner paid off abundantly. Within days of the second scheduled Trustee Sale date, Attorney Hoats contacted Elva with the very first positive news she had heard in months as the lender lastly agreed to settle the prolonged ordeal. The settlement not only took care of Mrs. Loera’s back payments and penalties, it supplied her with a completely amortized, 30 year, fixed rate mortgage at 3.689%, down from her original price of 7.676%. This massive payment reduction supplied a extended-term solution to her money flow difficulty and new the peace of thoughts that had eluded her for virtually one year. Nowadays, Elva has a new effective company and when once more resides in her beloved house with her family members. “I can sleep once more, and I in no way take anything for granted. I will forever be grateful to Joseph Hoats for saving my residence. He is not just my lawyer, he is my friend.”

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Hoats commented, “Elva is not unlike our typical client who has knowledgeable some economic hardshipa job loss, income reduction, divorce or medical dilemma that tends to make it difficult to spend the monthly mortgage payment. Like Elva, these are good, hard-operating, family members-oriented Americans who have fallen on hard occasions, by way of no fault of their own, and they need to have compassion, aid, and a legal game program to save their home.”

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Although Elva’s story has a satisfied ending, millions of Americans continue to be ignored by their lenders and the Federal Government as foreclosures continue to rise. Hoats concludes, “Without having experienced legal representation that has deep operating relationships with important lenders, buyers will continue to fail in their efforts to personally facilitate a productive Loan Modification. At Homeowner Stability, it is all about our clientwe are focused on lasting solutions that are in the ideal interest of the customer, not just the lender’s very best interest.”

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About Joseph Hoats:&#13

With more than 20 years of encounter as an Attorney, Joseph Hoats has worked for the rights of the customer all through his career. Functioning together, his team of committed experts has perfected the Loan Modification method with the introduction of their proprietary Homeowner Stability Solutiona systematic method accountable for maintaining hundreds of distressed Homeowners in their residences and avoiding foreclosure.

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Joe is a graduate of Vanderbilt University and has practiced law for over two decades. He has litigated in the regions of Real Estate Law, Bankruptcy Law, Foreclosure and Loan Modification, Trust Law, Probate Law, Company Law and has in depth experience with Litigation in State and Federal Courts. He is an active member in great standing with the State Bar of California, State Bar #141599.

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