Category Archives: Securitization Audit

RESTReport.com: Thousands Avoid Foreclosure In 2012 With REST Assisted Mortgage Modifications

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San Diego, CA (PRWEB) March 15, 2013

The REST Report is a third celebration analytics tool provided by RESTReport.com that can assist property owners to avail of the mortgage modifications that are available to them. According to John Gittelsohn at Bloomberg Businessweek,

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The number of properties for sale has shrunk to the lowest level in a decade, easing concerns about a new wave of foreclosures.

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And, even though there are a lot of factors that the foreclosure statistics dropped inside the last year, part of that reason is that much more property owners are receiving their mortgages modified by lending institutions as an alternative of obtaining foreclosed. Thousands of these approvals of modifications and loan workout applications such as the HAMP and HARP applications have been obtained thanks to the REST technique at RESTReport.com. Brandon Moore, chief executive officer of RealtyTrac, said in a recent post on CNNMoney,

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“Applications like HAMP and HARP have absolutely produced a dent in the foreclosure difficulty,”

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Madeline Schnapp of Foreclosure Truth surmises that the increase in foreclosure cancellations is far more likely due to short sales or effective loan modifications rather than filing errors or statutory time frames.

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For many property owners, the REST Report has played a huge element in the good results of these loan modifications. Martin Andelman of IEHI, Inc. says, “Weve run over four,000 REST Reports and their effectiveness is unquestionable”

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RESTReport.com provides help for REST Report licensees that are compliant with the Federal Trade Commissions rulings on Mortgage Help Relief Services (MARS). REST Report licensees are offered with video tutorials, live assist desk assistance, pre-submission package critiques and other tips and methods to make certain that they are fully equipped with how the REST Report is utilized.

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The site is also continuously updated to keep licensees up to date on any new alterations in the modification programs accessible, taking into account, for example, the recent alterations to the HAMP programs. In turn, the licensees are in a position to supply timely assistance to property owners or customers to fulfill their wants and aid them uncover options to their loan problems.

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The calculations utilized take all the details into account and then determine what the best course of action is and what new loan terms, if any, are at the moment accessible and would be most beneficial to the homeowner and the most lucrative for the loan investor. In a lot of instances, the bank or investor holding the loan would acquire much more by modifying the terms of the loan rather than settling on foreclosure.

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Nevertheless, there are cases when the REST Report will show that the only alternative would be to foreclose. But, if the difficulty is detected early on, it can allow homeowners to make changes and possibly keep away from the impending foreclosure. Given that the REST Report provides a detailed and up to date analysis of the loan circumstance, it enables institutions to advise their customers as to what they can do to better their circumstances.

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The Report requires all the guesswork out of applying for greater loan terms and does not leave home owners in the dark as to why their request was denied. If there is a issue, the report will show that issue, and this will give home owners a chance to find a remedy prior to they really submit their application to the bank or loan institution.

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Simply because of the unprecedented quantity of details provided to the homeowners and the fantastic success rate for institutions that use the program appropriately, foreclosure is now becoming avoided by thousands and numerous far more that are facing repossession or foreclosure are discovering how valuable this tool can be.

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Firms that would like to use REST items can apply to grow to be authorized REST Report licensees by filling out a kind on RESTReport.com.

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For more data, please go to RESTReport.com or LoanSafeMods.com for a full overview of all goods and services supplied.

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LoanSafeMods Helps California Woman Keep away from Foreclosure With The REST Report

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San Diego, CA (PRWEB) March 16, 2013

Loan modifications are becoming more widespread as far more individuals struggle with making their payments and lenders are beginning to realize that foreclosing all these properties might not be the most profitable option. Nonetheless it can nonetheless be extremely challenging to get a modification approved. Luckily there are a number of assistance programs that can assist homeowners to understand and make use of the modification method correctly. The most correct and speedy modification assistance tool is the REST Report (Genuine Estate Solutions and Technology Report) which is available on LoanSafeMods.com.

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As portion of their efforts to get the word out about the advantages of using the REST Report, LoanSafeMods.com not too long ago released a quantity of video testimonials by those who have had wonderful good results with utilizing the REST system. In all circumstances, the property owners had applied for a modification on their personal, or even utilized other solutions that promised them that their modification request would be authorized. However, these individuals all had a very hard time producing any progress and had been on the verge of losing their houses.

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For these men and women, the REST Report was a godsend and helped them to effectively apply for their modification and save their properties. A single of the most recent video critiques comes from Crystal, a homeowner living in San Diego, California, who had lost her fianc

LoanSafeMods.com: REST Report Helps Save Couples Residence and Marriage

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San Diego, CA (PRWEB) March 19, 2013

LoanSafeMods.com helps property owners to get the information that they want when applying for mortgage modifications utilizing the REST Report. The REST (Actual Estate Solutions and Technologies Report) is a third party analytics tool that can be employed to show a lending institution precisely how the numbers add up and how approving a modification would, in most cases, be a better concept than foreclosing a house.

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This Report takes all the house owner’s monetary info and compares it with a number of government and non-government mortgage modification applications and other foreclosure option choices to show the homeowner specifically what they can qualify for and how they can best save their home from foreclosure.

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In an effort to spread the word about the effectiveness of the REST, a quantity of folks who have been helped by LoanSafeMods.com have decided to tell their stories by way of participating in REST video testimonials. One such assessment is from Mona, who lives in Point Loma, California with her husband.

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Mona explains that they have lived in their residence because 2006 and that, as far as her and her husband have been concerned this was it, this was the residence that they would reside in and work from till retirement and then they would also get pleasure from their retirement with each other in this house. They were attempting to reside the American Dream. They had a residence, they had their organization and they were performing well for themselves.

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Regrettably the couple ran into trouble just like so a lot of other people, due to the altering economy that has affected nearly everybody in some way. Quickly they realized that they have been in problems. Not only had been they obtaining difficulty making their month-to-month payments, but their masonry contracting business was genuinely slowing down a lot more than it ever had ahead of.

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Mona scoured the net looking for answers, but no a single really seemed to know what was going on. Numerous folks were blaming the home owners for spending more cash than they had, but for Mona and her husband, as well as for many other property owners, this merely wasnt the case. Mona says in her assessment: This home was not a sub-prime. It was not like that. We never ever expected our credit and every little thing just to shut down for the entire business just to shut down.

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Now faced with losing their property, the couple was desperate. They had been determined to maintain their house since, as an older couple, this was their final chance to personal a property and reside their dream.

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Mona says, in the video, There have been a couple firms out there that offered to aid. I knew instinctively, and from the investigation I had completed, that the attorneys would not be able to get us the modification. They can assist on some places of your residence and your loan, but at the time, not truly with modifications. And a modification is what we have been really hoping to get.

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Fortunately, right after getting unable to deal with the banks on their own, the couple ultimately discovered the REST Report. They ran the Report. The numbers made sense. And they were capable to present their case to the bank and acquire their approval for a modification, which lowered their monthly mortgage payments to roughly half of what they were previously paying.

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It was a massive blessing given that they had really been strugging as a family members. Aside from the fear of losing their property, one of their daughters had also been diagnosed with cancer towards the finish of their dealings with the bank, adding to the tension and pressure on the couples marriage.

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Now Monas daughter is performing nicely, they have their home back, and she and her husband are still happily married.

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Mona, speaking from her living space that she fairly nearly lost, says, We have been really pleased with the way it turned out way far better than ever expected! We have a future now! We’re actually hunting forward to our future! And it’s going to be doable. Even if it gets difficult once again, I feel we’ll be able to deal with it, no difficulty.

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She adds, I have to say that I am thrilled that individuals out there who really want a different choice than a brief sale, or providing the keys back to the bank, they have a tool that works. Use it! Simply because it works!

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For more video evaluations or to uncover out much more about what the REST can provide homeowners, please check out LoanSafeMods.com.

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Connected Loan Modification Services Press Releases

Freeman & St. Clair Publishes Loan Modification vs. Bankruptcy Comparison and Contrast Report

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Phoenix, AZ (PRWEB) March 19, 2013

Freeman &amp St. Clair publishes a new comparison/contrast report (February 2013) for Arizona residents thinking about application for a loan modification to stay away from filing for bankruptcy. Many residents nevertheless feeling the following effects of the housing crisis are facing possible economic disaster. When contemplating their options, most come up with two selections: bankruptcy or a loan modification for their home. In addition to being aware of the bankruptcy law in Arizona (http://www.freemanandstclair.com/arizona-bankruptcy-lawyer.html), prospective filers ought to know the ramifications of the loan modification procedure.

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Bob St. Clair of Freeman and St. Clair mentioned, When considering applying for a loan modification as an option to bankruptcy, meticulously take into account the intended purpose of each processes. The loan modification application is intended as a form of financial help to folks who have experienced a alter in circumstance that left them unable to make the minimum monthly payment on their mortgage. The bankruptcy approach is in place as a strategy of providing a fresh financial start off.

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The comparison contrast report published by Freeman &amp St. Clair is accessible on-line and contains added data on many elements of the loan modification approach vs. filing for bankruptcy including: &#13

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LoanSafeMods Assists Struggling Families Stay away from Foreclosure with the REST Report

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San Diego, CA (PRWEB) March 20, 2013

LoanSafeMods.com gives the REST Report (Actual Estate Solutions and Technology Report) to property owners who are in danger of losing their properties to foreclosure. This Report aids families and people to see just what options they have when it comes to foreclosure options and in numerous cases it can assist to speed the approach of applying for a mortgage modification.

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So far, thousands of home owners have benefited from using the REST Report. Several of these people struggled for months or even years attempting to apply for a modification on their own, and in some case the modification was even denied. However, the REST relies on up to date data from all proprietary and government loan dispositions and calculations, this means that property owners are presented with all the options and can determine on the ideal course of action to pursue.

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LoanSafeMods.com, a licensee of the REST Report, lately released a quantity of videos by folks who have had accomplishment with their loan modification process thanks to the REST Report. These REST reviews can be found on LoanSafeMods YouTube channel.

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1 overview tells the story of Ron, a father living with his children in San Diego, California. Ron, who functions as an Emergency Medical Technician, had to apply for a modification when he couldnt hold up with the month-to-month mortgage payments at the original rate.

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Regrettably, following having no accomplishment applying on his own, he paid up-front for services from two firms, each of which could not support him get his modification granted. After years of uncertainty and worry of losing his house, Ron lastly located the REST Report through LoanSafeMods.com. In just a few months, the modification was granted, which reduced his principal by more than $ 360,000 and reduced monthly payments to less than half of what the original payments had been.

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Ron says in his testimonial, To have somebody who went out of their way to do a good job and not obtaining to spend beforehand was a blessing.”

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Yet another particular person who had their payments drastically decreased by using the REST Report is Linda, a single mother living in Oceanside, California with her young daughter. She tells her achievement story in yet another REST assessment.

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Right after applying for a modification many occasions and not getting approved for some purpose or one more, Linda was fully confused as to what the dilemma was. She says, It was so perplexing to me since I had enough revenue, I had all the criteria and they kept telling me ‘You have to resubmit, it really is been 3 months. You have to send in a new application.’ I consider I applied at least three, perhaps 4, times!

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After almost two years of getting the runaround, Linda ultimately decided to run a REST Report so she could see what the issue was and could comprehend the numbers much better for herself. She says in her overview, I had a REST Report carried out and I looked at it and it was the first time that the method made any sense to me. It was really valuable!

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Linda was ultimately granted approval of her mortgage modification and had her monthly payments decreased from $ 3,000 to $ 2,100.

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These are just two of the households that had been capable to save their properties from foreclosure utilizing the REST Report. For more data on the positive aspects of this third party analytics tool, please pay a visit to LoanSafeMods.com.

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More Loan Modification Services Press Releases

Real Consumer Stories of Mortgage Loan Modifications Gone Wrong Detailed in New GoBankingRates.com Investigation

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El Segundo, CA (PRWEB) March 20, 2013

According to a Boston Globe write-up from January of this year, close to four million Americans have lost houses to foreclosure, although one more 10 million are at danger of foreclosure in the subsequent handful of years. GoBankingRates.com reached out to home owners presently chasing modification applications in order to avoid related fates, finding it is their lenders who usually stand in the way of a successful mortgage loan modification.

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Brenda C. is just 1 of the numerous victims of mortgage loan modifications gone incorrect. Following suffering job losses and an expensive health-related emergency in the midst of a down economy, she and her husband filed for bankruptcy. They managed to hold onto their home, but necessary a mortgage loan modification to preserve it.

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At the advice of her loan representative, Brenda stopped producing mortgage payments in order to qualify for a modification plan. Nonetheless, after agreeing to a trial period of lowered payments, the lender stopped answering the phone. “It just drug on for months and months previous the three-month trial. I could not get anything in writing from the mortgage business, and our loan rep would not get in touch with us,” she explained to GoBankingRates. Now the couple is facing foreclosure.

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Terri H. knowledgeable a similar ordeal, attempting to have her mortgage modified when a single piece of documentation threw a wrench in the process. “I knew I had sent it in,” she told GoBankingRates, “and when I named, my ‘customer service’ rep told me not to be concerned, every thing was in and to ignore the notice I got.” Thirty days later, Terri received a notice that her modification had been denied and she could apply the following year.

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GoBankingRates managing editor, Casey Bond, states, “After convincing borrowers to take on mortgage loans they couldn’t realistically afford, mortgage servicers are now forcing borrowers to jump via hoops in an try to modify these loans to reasonably priced terms.”

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She adds, “In many cases, these are accountable, well-educated individuals who regrettably fell victim to the mortgage crisis, and now they are left on their personal to choose up the pieces or foreclose.”

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Click here to read their stories.

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For questions about this report or to schedule an interview with a GoBankingRates editor, please use the make contact with details under.

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About GoBankingRates

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GoBankingRates.com is a national web site dedicated to connecting readers with the best interest rates on financial solutions nationwide, as properly as informative personal finance content, news and tools. GoBankingRates collects interest price information from much more than four,000 U.S. banks and credit unions, producing it the only online prices aggregator with the potential to offer the most extensive and authentic nearby interest rate data.

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Get in touch with:

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Jaime Catmull, Director of Public Relations&#13

GoBankingRates.com&#13

JaimeC(at)GoBankingRates(dot)com&#13

310.297.9233 x261

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Source: The Boston Globe, Mixed score on federal mortgage modification program, January 27, 2013.

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Find Much more Loan Modification Services Press Releases

Sophisticated Realty Begins Testing Sale of Senior Homes, Gated Communities Making use of Popular Rent to Own on Steroids Financing

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(PRWEB) April 07, 2013

Advanced Realty Team, Inc. yesterday announced it has begun the marketing and advertising phase of its new system which offers the financing characteristics of the Famous Rent to Personal on Steroids to the Senior Market in Deed Restricted Communities.

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LoanSafeMods.com: REST Overview Videos Show How The Third Celebration Analytics Tool Can Aid Struggling Home owners

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San Diego, CA (PRWEB) April 07, 2013

The REST Report, a third party analytics tool identified on LoanSafeMods.com that is employed to locate foreclose options, has helped thousands of households to stay in their homes. The fast evaluation presented by the REST provides property owners a very clear image of what they qualify for when it comes to loan operate out applications such as the HAMP and other government and non-government programs.

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The REST evaluation is also a very useful tool when submitted with a mortgage modification request package, due to the fact it can help the application to carry a lot more weight with the lender. Simply because the evaluation is so thorough and correct and can even be used as evidence in a court of law, applications submitted with REST Reports showing qualifying results are much more likely to be approved in a timely manner.

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A lot of property owners have located that this analysis can even assist to get modifications approved when earlier modification applications had been stalled, delayed or even denied. The REST Report clearly shows why the mortgage predicament should qualify for a modification and why it would make much more sense for a lender to modify the loan rather than to foreclose the home.

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A quantity of REST Report testimonials, which can be identified on LoanSafeMods.com, show how property owners were able to turn their situations around thanks to the REST Report. These individuals had all tried to apply for modifications on their own, but ran into problems when their applications got delayed. After struggling for months, or in a couple of cases even a number of years, these home owners lastly identified that the REST Report was the best way to show their banks why they deserved the loan modifications they had been applying for.

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Ron, an EMT supervisor and single father living with his two youngsters in San Diego, was able to avail of a HAMP modification and had his principle reduced by a lot more than $ 350,000 and his monthly payments cut by about 50%. After struggling with the application on his personal for many years, his modification was lastly approved within a couple of months of discovering the REST Report.

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Crystal, also from San Diego, was already obtaining realtors come to look at her house following the bank issued a Notice of Sale. She lastly got her modification authorized when she found the REST Report and soon after six months of trying to deal with her bank without having any success, she is no longer in worry of losing her house. The new mortgage terms reduce her monthly payments from $ 1,700 to just $ 728.

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Linda, a single mother who lives with her young daughter in Oceanside, had her mortgage modification request delayed for far more than two years. Ultimately following locating the REST Report she can breathe less complicated as the modification that was lastly authorized reduce her month-to-month payments from $ three,000 to about $ 2,one hundred.

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Mona and her husband, who own a house in Point Loma, have been on the verge of losing their house and even their marriage. Finally they located the REST Report, got their modification approved and arent worried about losing their home or every single other. The new loan terms reduce their monthly payments more than fifty % and they are now paying much less than $ two,000 every single month.

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To get the particulars of these outstanding stories, view the full REST Report video critiques at LoanSafeMods.com.

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Paladin Data Systems Announces the Most recent Release of its Panoramic Application

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Poulsbo, WA (PRWEB) Could 31, 2013

Paladin Information Systems, a leading developer and provider of software development, integration, implementation, database administration, and project management services, right now released the most recent version of its Panoramic project tracking software. The release involves a quantity of significant enhancements and is one of 3 releases this year which are seamlessly available to all users as Computer software as a Service (SaaS).

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The major enhancement in the v2013.02 release expands the softwares functionality, enabling customers to share project info between separate web sites. This data-sharing functionality provides improved efficiency by eliminating the require to enter information in multiple locations and by simplifying collaboration among separate government jurisdictions functioning towards a shared regional outcome.

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The method enhancements with the most recent version of Panoramic are a enormous win for our clientele, particularly Washington Department of Transportation and the Regional Transportation Arranging Organizations who have illustrative project lists that overlap. This release provides a strong option to the traditional way of connecting projects from external data sources. Now customers easily connect to projects that are managed by other organizations, said Colin Spikes, Panoramic Portfolio Manager.

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These releases boost the applications functionality, fix any defects, and ensure consistency with newest IT standards. Enhancements also consist of the prevention of duplicate data entry, additional conversations about updated project lists, and the owners of distinct project data stay with the owner.

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Panoramic is employed by a diverse quantity of organizations including nationwide by US Fish &amp Wildlife Service, various Washington State agencies, including the Department of Transportation, as properly as private-sector organizations.

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About Panoramic&#13

Panoramic is developed for Plan Managers who need to have to program, track, evaluate, and share information about their plan. Panoramic is a web-based program helping organizations communicate the objective, activities, locations, and accomplishments of their applications. Panoramic offers spatial integration, cross-organization collaboration, performance reporting can be especially tailored to practically any system.

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About Paladin Information Systems Corporation&#13

Winner of numerous prestigious awards that incorporate Prime DoD Program Award, Aviation Upkeep Training Continuum Technique, Paladin Data Systems supplies computer software development integration, implementation, database administration, and project management solutions for several industries in both the public and private sector. For much more info about Paladin Data Systems and the full suite of goods available, please pay a visit to http://www.PaladinData.com.

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Associated Administrator Press Releases

LoanSafeMods REST Reviews Show How Efficient the REST Report is When Dealing with Mortgage Modifications

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San Diego, CA (PRWEB) March 21, 2013

LoanSafeMods is a licensee of the REST Report (Actual Estate Solutions and Technology Report), a third celebration analytics tool that has helped thousands of homeowners, nationwide, to avail of the foreclosure alternatives that they deserve. The Report takes all the current information and calculations from the government and proprietary loan exercise programs available and runs it against the data of the homeowner, therefore giving them detailed info on all the possibilities available offered their specific financial predicament.

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In numerous circumstances this can help to speed the application approach when submitting a mortgage modification request or it can aid to pinpoint troubles with the application if it was formerly denied by the bank or other lending institution. The information provided by the REST Report, which only takes 2 to 3 days to approach, is so dependable that it can even stand up to court level scrutiny if a homeowner ever decides to take a lenders decision to deny their request to court.

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There are thousands of homeowners who are working by means of the modification process who could advantage from employing the REST. This is why LoanSafeMods.com has created an work to get the word out about this very valuable tool by releasing a quantity of video reviews by home owners who have been helped by the REST.

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Crystal, a homeowner in San Diego, California who lost her fianc