Category Archives: Securitization Audit

Field Asset Services Unveils Pre-foreclosure Service Avert

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Austin, TX (PRWEB) September 12, 2011

Field Asset Services (FAS), the nations leading provider of field services to the REO business, today announced the availability of the Companys new pre-foreclosure service named Avert. By utilizing integrated advanced technology and building on FASs knowledgeable staff, Avert delivers banks and servicers, for the initial time, a single source solution to decrease default expenditures and stay away from foreclosure.

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With housing costs continuing to fall and the number of vacant homes on the rise, banks are below enhanced stress from regulators and the public to increase their loss mitigation good results rates. In addition, the number of pre-foreclosed properties yet to be foreclosed upon is increasing. According to a current report by Regular and Poor, it could take almost four years for the housing market place to work via the present shadow inventory.

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As the shadow inventory of at-risk homes continues to swell, banks and solutions are faced with numerous challenges and need options to stop these pre-foreclosures from becoming foreclosed properties, mentioned Dale McPherson, President and Chief Executive Officer of Field Asset Solutions. With Avert, FAS can offer banks and servicers with the right information and tools to improve the loss mitigation process, lessen costs and build higher collateral intelligence properly in advance of a property becoming a foreclosure asset.

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Avert gives a comprehensive and higher-quality suite of solutions to aid banks avoid foreclosures and associated expenditures, including the ability to:

Web site Template Business Receives Top five-Star Rating from TopConsumerReviews.com

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Overland Park, KS (PRWEB) September 19, 2011

TopConsumerReviews.com not too long ago awarded their highest 5-star rating to Template Monster, a industry leader in Web site Templates.

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Site template organizations generate thousands of styles within many categories to match the requirements of most businesses, organizations or events. Its basic to build a site utilizing a template. To get began, a person browses by means of the styles that are accessible, downloads the template, modifies the words to fit their organization, adds a logo if needed, and then delivers their new site to the web. Modifications to the internet site must be completed in HTML or other languages and do call for some minor technical skills.

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Template Monster clearly leads the pack by supplying the highest good quality web site templates to assist any enterprise gain a net presence, explained Brian Dolezal, of TopConsumerReviews.com. A crisp and clean site presents useful information without overwhelming the visitor. Template Monster gives effective website templates without having going by means of the expense of hiring a graphics designer. They supply the biggest library on the web, with the greatest search tools obtainable, to help their clients locate precisely what theyre looking for. Template Monster earns our highest rating.

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To uncover out a lot more about Template Monster and other internet site template businesses, which includes testimonials and comparison rankings, please visit the Web site Templates category of TopConsumerReviews.com at http://www.topconsumerreviews.com/website-templates.

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About Template Monster&#13

Template Monster is a planet leader in e-commerce – offering consumers with worthwhile, practical, relevant and enjoyable on the internet experiences by means of a diversity of items and solutions. The principal orientation of the firm is web style with an emphasis on affordable internet design goods and solutions. We pioneered in making and promoting high good quality website templates. Our library is at present the largest on the Internet, with more than 20,000 website template designs. We add, on average, 450-500 new designs month-to-month.

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About TopConsumerReviews.com&#13

TopConsumerReviews.com is a leading provider of independent testimonials and rankings of hundreds of customer products and solutions. From credit repair and elliptical machines, to house safety systems and payday loans, TopConsumerReviews.com delivers in-depth item evaluations in order to make your acquiring choice less complicated.

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Travel Insurance Coverage Triggered by Air Traffic Controller Strike in France, says Squaremouth

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St. Petersburg, FL (PRWEB) June 12, 2013

Travelers are becoming impacted by hundreds of flight delays and cancellations due to an air targeted traffic controller strike in France that began Tuesday.

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Squaremouth, Americas quickest expanding travel insurance comparison internet site, explains how travel insurance coverage benefits can assist travelers stuck in the following scenarios simply because of the strike.

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What if travelers have not left property?&#13

Travelers who have not however left property, but know their flights have been cancelled could file a Trip Cancellation claim simply because of the strike. A lot of travel insurance policies will supply reimbursement for cancellations that result from organized labor strikes.

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What if travelers have currently started their trip?&#13

These travelers who have currently left house, but are unable to attain their location due to the fact of the strike could be reimbursed under the Trip Interruption benefit obtainable in numerous policies. This advantage reimburses travelers for the unused portion of their trip and for the extra charges to return home early.

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What if travelers are stranded at the airport?&#13

Travel insurance coverage policies can reimburse travelers for additional hotel or meal expenditures although flights are delayed. This coverage can generally be found under the Travel Delay benefit. Travelers need to watch out for daily limits connected with the advantage, as well the number of hours they need to have to wait before coverage kicks in.

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Whats Not Covered&#13

As soon as a strike affecting public transportation has been announced, coverage is no longer available. Despite the fact that it is as well late to purchase travel insurance for the air site visitors controller strike in France, future travelers should take into account the effects of organized labor strikes on travel plans so acceptable coverage can be bought in advance.

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Travelers who already have coverage are in the best position to recover losses from the strike, says Chris Harvey, CEO of Squaremouth. The crucial to maximizing travel insurance advantages for any occasion is realizing what coverage to appear for.

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About Squaremouth&#13

Squaremouth is a internet site that compares travel insurance items from every major U.S. travel insurance coverage provider. Established in 2006, the organization has grown from $ 1 million in sales to $ 10 million in 2012. Squaremouth is headquartered in St. Petersburg, FL, with offices in Fort Wayne, IN. Much more information on Squaremouth and its network of providers can be identified at http://www.squaremouth.com.

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About our Zero Complaint Guarantee&#13

The cornerstone of Squaremouths commitment to customers is their Zero Complaint Guarantee. If a buyer feels their claim is handled unfairly, Squaremouth will mediate on their behalf. Any provider with a consumer complaint that can not be resolved with comprehensive satisfaction will be removed from the website.

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Squaremouth delivers items from the following travel insurance coverage providers:&#13

Air Ambulance Card, Allianz Worldwide Help, AMEX Assurance Organization, Azimuth Danger Solutions, LLC, CSA Travel Protection, GeoBlue, International Alert Administrators, HCC Healthcare Insurance coverage Services, HTH Worldwide, IMG, iTravelInsured, John Hancock Insurance coverage Agency, Inc., MedjetAssist, MH Ross Travel Insurance coverage Services, RoamRight, Seven Corners Inc, Travel Guard, Travel Insurance coverage Services, Travel Insured International, Travelex Insurance coverage Solutions, TravelSafe, Trawick International, USA-Assist Worldwide Protection, and VacationGuard.

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Accessible Subject Experts:&#13

Chris Harvey&#13

charvey(at)squaremouth(dot)com&#13

Toll-free (800) 240-0369 x 6103&#13

Direct (727) 490-5802&#13

Chrisharvey.com

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Jenna Gravino&#13

jgravino(at)squaremouth(dot)com&#13

Toll-cost-free (800) 240-0369 x 6112&#13

Direct (727) 502-6849

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ForecloseByowner.com Launches New Site To Help Homeowners Fight Foreclosure By means of Social Networking

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Los Angeles, CA (PRWEB) September 21, 2011

The US housing industry is in the midst of an unrelenting foreclosure crisis. Millions of families have lost their houses to foreclosure and millions much more are expected to shed their houses in the next few years. With residence values plummeting and unemployment at record levels, property owners are drowning below the weight of their mortgages and debt obligations. According to analyst Laurie Goodman from Amherst Securities Group, roughly ten.four million mortgages, or one particular in five outstanding residence loans in the U.S., will most likely default if Congress refuses to implement new policy adjustments to avert foreclosures.

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Winston Hardson, CEO of ForecloseByowner.com, is a Realtor and holds the Quick Sale &amp Foreclosure Resource certification (SFR) from the National Association of Realtors, began the new service in response to the growing foreclosure crisis. ForecloseByowner.com is developed to increases homeowners overall understanding of the foreclosure process (including procedures and techniques), and supply specific foreclosure defense strategies. Using social networking technologies, members can connect with and receive timely foreclosure prevention tips from people and experts that they may not have had the chance to beforeincluding other homeowners, genuine estate agents, foreclosure attorneys, and non-profit counselors.

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The strength of the ForecloseByowner network centers around user profile information and user generated content. Homeowner profile details includes but not limited to: 1st name, state of residence, name of lender/servicer, and mortgage default status. For professionals and businesses, profiles incorporate name, license quantity, web site address, and employment information. To make certain privacy, members have the option to manage regardless of whether their data is visible to their connections, their broader network of second and third degree connections, or the whole ForecloseByowner.com network.

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Upon initial sign up, network algorithms will automatically advise to new members other members, news, groups, videos and articles. The algorithms behind the recommendation engine are based on user relevance, and highlight content and people primarily based upon profile data (state, lender, foreclosure status) similar to Facebook.

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There are hundreds of foreclosure defense blogs and message boards on the web, but these that really offer relevant, timely and information sharing tools built around neighborhood are non-existent, says Winston Hardson. Through ForecloseByowner.com, members can for example, join a loan modification group and share with other trusted members their loan modification documents they received from the lender and receive actual time feedback. No other internet site provides these functions for house owners facing foreclosure.

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Important characteristics incorporate:&#13

Nonprofit Charity Gives Home owners Cost-free Loan Modifications to Steer clear of Foreclosure

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Deerfield Beach, FL (PRWEB) September 22, 2011

Debt Management Credit Counseling Corp. (dmcconline.org), a nonprofit charitable organization (DMCC), announced these days that as portion of its new Foreclosure Prevention Plan it is providing certified home owners cost-free loan modification services. Under this program, DMCC will prepare and submit loan modifications for home owners totally free of charge if an initial assessment indicates that they qualify for a loan modification by means of the Home Inexpensive Modification System (HAMP) or the Home Cost-effective Refinance Plan (HARP), and it is a suggested answer for the homeowner to steer clear of foreclosure. DMCC housing counselors will analyze details offered by the homeowner and provide them a written action plan with suggested solutions to stay away from foreclosure primarily based on their private circumstance and goals. It is crucial that any homeowner who faces such choices understands all their offered alternatives and seeks a remedy from a HUD Authorized Housing Counseling Agency such as DMCC.

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Apart from these who knowingly take portion in mortgage fraud, most homeowners face sudden extenuating situations that force them to cease generating their mortgage payments some of these reasons may possibly be job loss, an illness, a death in the household or even an adjustable rate that has gotten too expensive. DMCC housing counselors can help these buyers steer clear of foreclosure by delivering education and guidance about their obtainable choices, creating this currently overwhelming predicament much a lot more manageable. We talk about every little thing from loan modifications and brief sales to applications that are presently supplied by the government. Our job is to supply the homeowner with the expertise so they can make an informed decision said Stephen Lichtenberger, Operations Manager for DMCC. We create an up to date budget with homeowners, as we think this is a vital step in the process to aid stop the future threat of losing their home by maximizing their finances.

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DMCC housing counselors will evaluation available options with the homeowner and advise the remedy that very best meets their economic predicament. Feasible solutions to avert foreclosure include refinancing, repayment plans, forbearance agreements, loan modifications, brief sales, and reverse mortgages. If a loan modification via the Property Reasonably priced Modification System (HAMP) or the Property Reasonably priced Refinance Plan (HARP) is a viable and desired remedy for homeowner, DMCC will prepare and submit the essential modification documents to the home owners mortgage lender. DMCC supplies this service free of charge of charge, along with personal spending budget counseling and other monetary education, as part of their charitable mission. Debt management plans to help consumers with the repayment of credit card accounts are also accessible. Decrease credit card payments obtainable through debt management plans, combined with budgeting, is an option that may give sufficient relief for homeowners to allow them to afford their month-to-month mortgage payment.

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In order for homeowners to maximize the options offered to them to avoid foreclosure, it is imperative that they seek assistance as soon as they know they will not be able to meet their mortgage payments. Once a mortgage lender commences foreclosure proceedings, numerous possibilities cease to be available. Homeowners wishing to take benefit of this free of charge service ought to contact DMCC at 866-618-3328 Monday via Thursday 9:00am to five:00pm ET or Friday 9:00am to three:00pm ET and ask to speak with a housing counselor.

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About Debt Management Credit Counseling Corp.

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DMCC is a nonprofit 501(c)(3) public charity committed to educating buyers on financial issues and offering personal help to buyers overextended with debt. Education is supplied cost-free of charge to consumers by means of seminars, workshops, a proprietary monetary literacy plan, and a vast array of on the web and printed materials. Free private counseling is offered to customers to recognize the very best alternatives for the repayment of their debt. Consumers interested in speaking with a DMCC certified credit counselor may possibly contact (866) 618-3328 or request assist at dmcconline.org. DMCC is a HUD Approved Housing Counseling Agency, is authorized by the U.S. Trustee to offer bankruptcy counseling and education, and has an A+ rating with the Better Organization Bureau.

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Action Education Systems Wins JEMS Hot Product Award for Infection Control & Prevention Series

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Poulsbo, Washington (PRWEB) June 12, 2013

This year at the EMS Right now Conference &amp Exhibition, a group of judges reviewed and evaluated quite a few new merchandise and innovations released to the EMS market place inside the preceding eight-month period. These items integrated EMS equipment, autos and applications on display by the almost 300 exhibitors.

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The judges reviewed each and every submission primarily based on the products ability to enhance emergency healthcare care to sick and injured individuals as well as emphasis safety, efficiency and the enhanced comfort of the patient.

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The assessment group rated every single of the new and revolutionary items on their originality, functionality, ease of use and require in the EMS setting.

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The Infection Manage &amp Prevention series was one particular of the 25 prime merchandise selected this year.

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All EMS agencies require an infection manage program to help guarantee that their responders can recognize and minimize the dangers that communicable diseases pose to themselves, their workplace and the neighborhood at big. Action Education Systems Infection Manage &amp Prevention series offers instructors the tools they require to assist meet the initial and annual coaching needs in bloodborne pathogens education and infection handle instruction as required by the Occupational Security and Health Administration (OSHA).

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Action Instruction Systems 3-title Infection Manage &amp Prevention series gives a systematic understanding of bloodborne, airborne and other illnesses of concern to emergency responders. Some of the ailments discussed in the series incorporate hepatitis B (HBV), hepatitis C (HCV), human immunodeficiency virus (HIV), tuberculosis (TB) and methicillin-resistant staphylococcus aureus (MRSA).

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These programs demonstrate how to decrease or avert the spread of ailments via appropriate precautions and infection control practices, and how to mitigate an exposure to communicable illnesses.

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Action Training Program is a CECBEMS-accredited organization. ATS has demonstrated a commitment to excellence in EMS continuing education. All on-line, EMS interactive courses are CECBEMS approved for one continuing education hour (CEH). Content is primarily based on standards and recommendations from OSHA, an agency of the U.S. Division of Labor, and the Centers for Disease Handle and Prevention (CDC). Added sources incorporate the National Institutes of Overall health, the National Fire Protection Association (NFPA

ipConfigure Releases Embedded License Plate Recognition Push Notification API

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Norfolk, Virginia (PRWEB) June 12, 2013

http://www.ipconfigure.com eLPR is the 1st commercially obtainable embedded License Plate Recognition application for IP cameras. Supporting Axis ACAP capable cameras equipped with the ARTPEC-four processor, the embedded LPR software program is capable of independently detecting, reading and recording license plates internally to the camera. The newest addition to ipConfigures eLPR open API is push notifications. This ability makes it possible for a camera to push license plate outcome details to a third party server anytime a license plate is recognized.

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This new interoperability feature tends to make it even easier for eLPR to communicate with and be integrated into other third celebration VMS systems, mentioned R. Cortland Tompkins, PhD, VP of Engineering, ipConfigure, Inc.

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eLPR administrators can choose to push all detected license plates or only license plates configured on a watchlist to a web site or any yet another server/application. Administrators also have the ability to turn off notifications altogether. The eLPR push notifications can be sent by HTTP POST or TCP as URL-encoded type data, plain text, or JSON.

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For info about embedded License Plate Recognition or other ipConfigure merchandise, e-mail an ipConfigure Sales Member at sales(at)ipconfigure(dot)com, get in touch with 877-207-1112 or pay a visit to http://www.ipconfigure.com.

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About ipConfigure, Inc.

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Founded in 2003 and headquartered in Norfolk, Virginia, ipConfigure, Inc. is a privately owned investigation and development software program firm. A top developer of enterprise IP video surveillance solutions, ipConfigure delivers a selection of goods – all of which leverage a browser-primarily based interface and are capable of seamlessly supporting limitless cameras, locations and users in a centralized or distributed architecture. ipConfigures Enterprise Surveillance Manager, License Plate Recognition and Gigapixel Wide Location Surveillance answer have been successfully deployed in facilities ranging from nuclear power plants to international ports, hospitals, universities and banks.

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Dr. Robert D. Manning Named One particular Of The Prime Personal Finance Experts in US by Cardratings.com

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Rochester, NY (PRWEB) September 26, 2011

Cardratings.com was founded in 1998 and is devoted to educating buyers about credit cards. A pioneer in the on-line compilation of customer evaluations of bank-issued credit cards, Cardratings.com is a leading supply of objective credit card rating data. Cardratings.com has often reported on the pathbreaking perform of Dr. Manning, a leading scholar in customer finance education as properly as a national consumer advocate in promoting customer protections in the monetary solutions marketplace.

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Dr. Manning is ideal known for his internationally reknown book, CREDIT CARD NATION (2000) which followed his pathbreaking study, “Credit Cards on Campus: The Social Price of Customer Debt,” released by the Customer Federation of America in 1999. Broadly interviewed in the national and international media and a regularly invited expert witness just before US Congressional, federal agency, and state legislative hearings, his study was the basis of the provocative 1997 documentary, “In Debt We Trust: America Before the Bubble Burst.” Dr. Manning’s analysis on consumer debt consists of the monograph, LIVING With DEBT (2005) and several awards including co-winner of the prestigious 2003 George Polk Award which raised the spector of the impending subprime loan debt crisis. He was also 1 of the earliest forecasters of the 2007 monetary meltdown and was instrumental in the enactment of 2010 federal CARD Act. Dr. Manning’s ardent advocacy for more stringent regulation of the financial services business contributed to the momentus 2010 Dodd-Frank Act.

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The past Director of the Center for Consumer Financial Solutions at Rochester Institute of Technologies, Dr. Manning, is President and CEO of the Accountable Debt Relief Institute (RDR), a nonprofit business that specializes in the patent-pending, net cash-flow, credit capacity assessment technique.

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RDR offers distinctive consumer loan underwriting and debt solutions application, market leading research, and strategic management consulting. The RDR internet-based solutions system is the basis of his proprietary RDR mortgage modification program for unfavorable equity mortgages, the Debt Resolution Plan (DRP) which gives a “means-tested” alternative to debt settlement programs with the assistance of the Utah state Lawyer Basic, exclusive Credit Capacity assessment score as an option to traditional credit scores, proprietary tenant screening system, and the pathbreaking MyMoneyEd customer financial empowerment method that launches in fall 2011. Dr. Manning’s revolutionary net money-flow algorithm/software technique will fundamentally modify how households handle their individual finances and, ultimately, level the playing field between banks and customers.

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Dr. Manning is also the founder of DebtorWise Foundation, a nonprofit organization devoted to supplying reasonably priced economic education to financially distressed and low-earnings households. It is the nation’s leading provider of on the web Credit Counseling and Debtor Education courses that are required by the Federal Court for filing consumer bankruptcy. Dr. Manning’s most current monograph examines Walmart’s expansion into customer economic services in the United States with a case-study of Banco Walmart de Mexico.

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For much more information contact:&#13

Donna Slavin, Director of Unique Applications&#13

d.slavin(at)debtorwise(dot)org&#13

(585) 270-8398

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NOAA Projects This Hurricane Season Will Be Serious, Cunningham Economic Group Desires Louisiana to Be Prepared

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Natchitoches, LA (PRWEB) June 12, 2013

Louisiana is no stranger to hurricane season. Even though the official begin this year was marked by June 1, the threat of a hurricane is a be concerned residents will not quickly neglect. With storms such as Isaac, Rita and Katrina being just a few of several that have brought devastation to the state, preparedness is imperative. This year, The National Oceanic and Atmospheric Administration predicts that hurricane season will be above-average, with as many as eleven hurricanes attainable, reports Raycom News Network.

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Warmer than typical temperatures are just one of the variables that NOAA contributes to the improved threat this years hurricane season poses. In Louisiana, federal and state officials are urging residents to be ready. At the Governors Workplace of Homeland Safety &amp Emergency Preparedness, the theme is to Get a Game Program. Residents can download the app in iTunes, or understand far more info about extreme weather preparedness on the internet.

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At Cunningham Insurance coverage, the nearby insurance coverage agents recall all as well properly the devastation that significant storms have brought to home owners in Louisiana more than the years. This is precisely why they urge residents to prepare now, as storms can hit fast.

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Right here is what the local agency recommends:&#13

1.