Category Archives: Securitization Audit

Northwestern State University of Louisiana Partners with StraighterLine to Serve Functioning Adults and Students in the Military

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Baltimore, MD (PRWEB) June 19, 2013

StraighterLine (StraighterLine.com) announced these days that Northwestern State University of Louisiana (NSULA) (http://www.nsula.edu/) has joined their expanding network of companion colleges. Nationally recognized as both an adult friendly and leading military friendly university, NSULA is a welcome addition to StraighterLines partner college network, which now involves numerous of the major adult-focused institutions of larger finding out.

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StraighterLine and NSULA share similar missions. Northwestern State University of Louisianas Get in touch with plan is designed for the adult student to adapt to particular interests, backgrounds, time limitations, and ultimate profession ambitions. It is specifically appropriate for mature adults with a clear concentrate and desire to pursue a distinct course of study primarily based upon educational and work experiences. Both NSULA and StraighterLine encourage students pursuing credit for life and perform knowledge through Prior Studying Assessments and degree completion applications and support active duty military students.

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With each other, NSULA and StraighterLine provide functioning adults the chance to get a top quality education on-line, flexibly and conveniently, at a substantially reduce expense than most standard degree programs. Students can take freshman and introductory-level classes via StraighterLine and save thousands of dollars on the price of their college degree. With StraighterLines inexpensive subscription pricing plan, students can save up to 90% on their very first year of college and can move by way of the material as speedily or gradually as they like.

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By producing a low-price, low-threat choice for students to start college, NSULA reinforces its dedication to adult learners in Louisiana, says Burck Smith, CEO of StraighterLine.

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According to Dr. Darlene Williams, Vice President for Technologies, Study, and Financial Improvement at NSULA, Northwestern State is engaging in this partnership to establish an additional pathway by which students who want to full a degree can make that dream turn into a reality. And Dr. Lisa Abney, Provost and Vice President of Academic and Student Affairs at NSULA says, We are delighted to perform with StraighterLine on this new initiative which offers ACE credit to students who are pursuing a degree. We appear forward to operating with these StraighterLine students at Northwestern.

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About Northwestern State University of Louisiana&#13

Northwestern State University has an enrollment of far more than 9,400 students with campuses in Natchitoches, Shreveport, Leesville/Fort Polk, Alexandria and Marksville, La. Founded in 1884, Northwestern State is the oldest institution in the University of Louisiana Technique. Northwestern State has 78 active associate, bachelors, masters, specialist and certificate programs with the largest becoming nursing and enterprise administration. The university has 34 accredited on-line degree programs, the most of any college or university primarily based in Louisiana. Northwestern State has a 14-sport athletic plan which competes on the Division I level in all sports.

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About StraighterLine&#13

StraighterLine has been recognized as a revolutionizing force in education by major news organizations and the U.S. Chamber of Commerce for supplying students on-line courses that earn real college credit for just $ 99 a month. Inside Greater Ed recognized StraighterLine for supplying the …lowest-cost set of credit-bearing courses on the Net. And Rapidly Business named StraighterLine a single of the ten Most Revolutionary Businesses in Education.

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In order to facilitate the award of credit, StraighterLine has forged partnerships with major accredited on the web colleges and universities. A student eventually earns a degree from those institutions but realizes tremendous savings and convenience by starting with StraighterLine.

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StraighterLines courses are evaluated and recommended by the American Council on Educations College Credit Recommendation Service (ACE CREDIT), which consists of more than 1,800 participating colleges and universities. In addition to the institutions with which StraighterLine has a direct partnership, far more than 350 other schools are reported to have accepted StraighterLine coursework for transfer credit.

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At the moment, StraighterLine provides entry-level college courses on the web in the Sciences, Humanities, English, Math, Enterprise and Language. Many StraighterLine courses are now offered in both self-paced and professor-led formats, for students to take individually or as component of a cohort. Not too long ago, AHIMA authorized continuing education units for two StraighterLine science courses particularly for ICD10 certification applications. five StraighterLine courses have been authorized by The College Board to be listed as AP courses. As a pioneer in the movement to revolutionize college for America, StraighterLine also gives options to college courses which includes Prior Finding out Assessments and credit-by-examinations that let students earn college credit for expertise and life experiences they already possess.

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For information, visit StraighterLine.com or get in touch with 1-877-str8erline (1-877-787-8375).

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Far more Administrator Press Releases

Lenders Reluctant To Modify Loans for a Lengthy Period

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Woodland Hills, CA (PRWEB) January 13, 2011

Lenders generally are reluctant to modify a industrial actual estate loan for far more than 12-18 months, stated Kevin Levine, Executive Vice President of Strategic Asset Solutions (SAS) of Woodland Hills, California. In some situations, they will agree to consider an extension of the loan modification topic to assessment and at the lenders sole discretion, Levine mentioned.

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Levine explained that there are a number of modification options available with regard to a difficulty industrial genuine estate loan. The simplest loan modification is for the lender to lessen the interest rate, thereby limiting the month-to-month payment, he stated. One more resolution is to provide for interest-only payments for a time, then improve the monthly principal payments soon after the modification period ends or add the deferred principal to a balloon payment. The lender also can extend the loan term. And in a couple of instances, the parties could even negotiate a principal reduction. Levine explained that the numerous loan modification alternatives are not mutually exclusive, and might be combined. For example, the lender could agree to lessen the interest rate, let interest-only payments, and extend the terms of the loan, all as provisions of one loan modification, Levine explained.

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The benefit of any loan modification to the borrower is that it buys time for the economy and the real estate market to turn about and recover and, in the case of an owner-occupant, for the purchasers underlying company to be restored to profitability, Levine continued. Nevertheless, if the financial and genuine estate marketplace fundamentals do not significantly improve for the duration of the modification period, the borrower may locate it is back in the exact same untenable circumstance when the modification expires, he stated.

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Levine reported that he is seeing many circumstances in which a loan modification was granted to an investor-borrower in hopes that the propertys rent roll would stabilize. But all also usually, the borrower finds that even at full occupancy, gross rental revenue has been reduced due to the common decline in market prices. Of course, this depends upon the quality of constructing, particular marketplace, and other relevant elements, Levine mentioned. The only continuous is that every situation is various, he commented.

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The barriers usually present to achieving the borrowers objectives by means of a loan modification are a principal purpose we will attempt to negotiate a brief sale of the home to a third celebration, Levine said. And a third decision, in suitable scenarios, is to attempt to have a third party buy the note from the lender. Every of these approaches has various legal, economic and tax consequences for the borrower based upon his or her specific circumstances.

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SAS provides commercial loan modification and short sale solutions in California and throughout the nation. The companys personnel bring extensive commercial real estate knowledge to each and every assignment, like market place analysis, valuation, legal, and negotiation expertise. Each and every borrowers exclusive lending situation is fully analyzed, and the borrower is assisted in preparing existing operating reports and projections. Then SAS drafts and submits to the lender a loan modification proposal. That proposal might incorporate a principal reduction, interest price reduction, and waiver of penalty charges. In those situations exactly where a loan modification will not operate to the mutual advantage of the borrower and lender, SAS will try to broker a short sale of the commercial true estate at a important discount from the loan balance, or will seek to negotiate a sale of the note to a third-party.

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SAS is a member of the Peak Corporate Network headquartered in Woodland Hills, California. In addition to commercial loan modifications, the Peak Corporate Network delivers mortgage lending, loan servicing, residential brief sale, 1031 exchange, trustee function, foreclosure services, and true estate sale brokerage solutions. These solutions are accessible mostly throughout the Western United States for each residential and industrial actual estate properties and loans.

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Contact Particular person: Kevin M. Levine, Executive Vice President&#13

Company: Strategic Asset Options&#13

Address: 5900 Canoga Avenue, Ste. 200, Woodland Hills, CA 91367&#13

Phone: (818) 866-9191&#13

Fax: (818) 206-3185&#13

Website: http://www.strategicworkouts.com

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New Software Donation Plan Rescues Money-Strapped Public Access Computing Environments

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Blaine, WA (PRWEB) June 19, 2013

Horizon DataSys, the industry normal in instant Pc recovery software program, announced these days a strategic partnership with TechSoup Worldwide for the provisioning and delivery of its Drive Vaccine and RollBack Rx application to qualified 501(c)3 non-income and libraries. This partnership will allow TechSoup members to acquire donated computer software as nicely as steep discounts.

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Drive Vaccine simplifies public access laptop management by resetting multi-user machines after a user’s session. Hence workstations are constantly fully-functional and optimally configured for the subsequent user. Drive Vaccine is very best thought of as a superior option to the discontinued Windows SteadyState.

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RollBack Rx is an instant restore application that enables end-users and administrators to swiftly restore workstations to any previous state inside seconds. RollBack Rx is an indispensable utility to swiftly recover from any unintentional error or malicious adjustments. It is greatest noticed as an enhanced version of Windows Technique Restore (also known as Windows reset and refresh).

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“We’re quite excited about our partnership with TechSoup to spearhead our philanthropic efforts,” explained Lyle Patel, President of Horizon DataSys. We recognize the challenges faced by budget cuts and employees reductions at many publicly-funded libraries and other non-profits. Our instant restore options streamline the process of maintaining the public access PCs at these organizations.

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With the discontinuation of Microsoft SteadyState, there is an apparent lack of options designed for shared pc management for cash-strapped 501(c)3s. This was the major purpose we designed our freeware, Reboot Restore Rx, which is basically a stripped-down version of our RollBack Rx technology, adds Sam Sawal, Vice President.

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“Have been excited to announce this system that will advantage so a lot of organizations that make public computing far more accessible, said Gayle Samuelson Carpentier, Chief Enterprise Development Officer, at TechSoup Worldwide. This cooperation between Horizon DataSys and TechSoup is a excellent fit given that their solutions uniquely answer the several requests for effective management of public access environments across all of the institutions TechSoup serves.” Horizon DataSys hopes to extend its brand-awareness to this non-profit and educational marketplace space. In return, TechSoup customers can get much better, newer technology to protect their shared computer systems.

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View the TechSoup Donation System by Horizon DataSys by clicking right here.

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About TechSoup Global:&#13

TechSoup International is a leading technology resource provider for nonprofits (NGOs, charities, governmental departments, and so forth.) and a network for the coordination for technological collaboration. It assists its member organizations by delivering a forum for tech-connected discussions, connecting non-income with philanthropic efforts, and otherwise facilitating cooperation for the benefit of its members.

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About Horizon DataSys:&#13

Horizon DataSys Corporation is a privately held software company headquartered in Blaine, WA which develops, publishes, and distributes branded pc software applications specializing in finish-point Computer management, OS integrity, and instant restore. As the global leader in software program improvement, Horizon DataSys accepts its social responsibility as a very good international corporate citizen by embracing opportunities to share, by means of our partnerships, state-of-the-art technology, uncompromising buyer service, and deep industry information and expertise.

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Genuine Estate Brief Sale to Increase in 2011 as Banks Attempt to Dispose of Defaulting Loans Without Foreclosing

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Fairfax, VA (PRWEB) January 18, 2011

According to international ratings agency Fitch Inc. and Managing Director Diane Pendley sector professionals are expecting to witness far more quick sales and fewer foreclosures in 2011, an encouraging sign for home owners in the D.C. Metro, northern Virginia and Maryland regions as nicely as those in search of options to foreclosure. A quick sale, or a sale in which a home is sold for significantly less than what is owed on the mortgage, can be an powerful option to foreclosure although enabling homeowners to escape the burden of bankruptcy. The Tania Ivey True Estate Group, which solutions Northern Virginia, Maryland and Washington, D.C., delivers a quantity of Certified Distressed House Authorities (CDPE) to advise consumers in the quick sale procedure. Residence sellers in particular places such as Fairfax County VA, or Loudoun County VA are seeing the number of Quick sales enhance. If you are a homeowner in Leesburg VA or Ashburn VA attempting to sell your home you are competing with several Brief Sales. Even locations such as Great Falls VA and Vienna VA are seeing a key portion of the market getting quick sold. The Tania Ivey Genuine Estate Group, closes far more short sales in a single month than most agents complete in their whole career, delivers additional support for home owners at http://www.Help34.com. Home owners are able to obtain a quantity of Free Reports regarding Short Sales and the influence they will have on the homeowner along with reports telling the truth concerning loan modifications and why they are so challenging, once again all this can be found for free of charge at http://www.Help34.Com &#13

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Avoiding foreclosure by way of a short sale can have significant rewards for a persons future financial stability, said Marc Cormier, a Genuine Estate Consultant and Certified Distressed Home Specialist, Divorce True Estate Specialist and Seniors Genuine Estate Specialist. A productive short sale can decrease the damage to ones future loan eligibility, credit rating, employment, safety clearance and moreand its important to function with a competent group.

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With millions of Americans struggling to make overwhelming mortgage payments, engaging a CDPE can aid a homeowner to much better navigate the quick sale procedure. CDPEs comprehensive specialized instruction in brief sales and foreclosure prevention and are effectively-versed on the value of writing an offer you than not only the sellerbut the bankwill accept.

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When youre pushed to foreclosure, its crucial to know your choices, mentioned Cormier, whose organization was up 48.three% in 2010. I close far more quick sales in a single month than most agents sell in their whole careerits my aim to put my customers back on the path to monetary stability and restore their hope for the future.

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For a lot more data on short sales or to connect with a CDPE, speak to Marc Cormier at The Tania Ivey Actual Estate Group at (703) 679 1754. For added sources, such as up-to-date data and reports, pay a visit to http://www.Help34.com and adhere to us on twitter mddcvahotprops.

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The Tania Ivey Real Estate group is powered by Keller Williams Realty. According to J.D. Energy and Associates, Keller Williams received the highest overall satisfaction ratings from homebuyers amongst the largest full-service actual estate firms in 2009 and again in 2010. The organization was also ranked the No. 1 Genuine Estate Franchise on the Annual Franchise 500 List created by Entrepreneur Magazine.

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About Keller Williams Realty, Inc.

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Founded in 1983, Keller Williams Realty Inc. is the third-biggest true estate franchise operation in the United States, with 681 offices and much more than 79,000 associates in the United States and Canada. The business, which began franchising in 1990, has an agent-centric culture that emphasizes access to top-edge education and promotes an financial model that rewards associates as stakeholders and partners. The business also gives specialized agents in luxury houses and commercial true estate properties.

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For more details, or to search for residences for sale check out http://www.help2ownahome.com.

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Business Phone Services Provider, One Stop Voice, Installs Hosted VoIP Remedy at Vantage Retirement Plans

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Scottsdale, AZ (PRWEB) June 18, 2013

Organization telephone services provider, One Stop Voice, announced it has completed a Voice over Net Protocol (VoIP) phone installation for new client Vantage Retirement Plans (Vantage). One Stop Voice replaced the companys current hosted VoIP telephony provider.

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Provided the complex, client-facing nature of the enterprise, Vantage wants a trustworthy phone system supported by qualified technicians and responsive consumer service personnel. With the current phone service, the business skilled major get in touch with quality troubles that the provider was unable to fix.

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To address these needs, 1 Cease Voice migrated Vantage from its present vendor and offered all the solutions, certified equipment and 24/7 help. One Quit Voice tested almost everything prior to Vantage going reside on the new service.

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Vantage incurred no out-of-pocket expenses with the 1 Quit Voice service. Plus, the company has no ongoing maintenance charges or expenses to upgrade application versions. When a new feature is released, absolutely everyone at Vantage gains access to it at no extra expense.

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In addition, One Quit Voice offered a detailed contact reporting package. Vantage is in a position to see actual call metrics on a weekly basis to help much better handle the business.

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“1 Quit Voice came extremely recommended to us, mentioned J.P. Dahdah, chief executive officer, Vantage Retirement Plans. “From start off to finish, they went above and beyond to guarantee everything we needed was delivered timely and effectively.

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The One Quit Voice technicians completed the set up over the weekend so when my group began on Monday, after their fast tutorial, were up and running with no problems, continued Dahdah. It has been, and continues to be, a pleasure working with the group at One Cease Voice. We would be pleased to recommend them to any individual seeking for a expert and efficient VoIP provider.

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Vantage came to us after they have been unhappy with their VoIP provider, stated Joshua Simon, One particular Quit Voice executive. They had been experiencing continual troubles and terrible customer service.”

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Fortunately, Vantage was willing to give 1 Cease Voice a opportunity, continued Simon. We were capable to show them consumer service is not just smoke and mirrors, but it nevertheless exists these days with some companies, like 1 Cease Voice, that really cultivate a client first corporate culture.

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Phoenix-based Vantage provides retirement strategy administration and recordkeeping services for people and little organization owners who want to incorporate non-conventional assets such as genuine estate, notes, mortgages, and private businesses (LLCs, LLPs) in their IRAs. The companys core values focus on supplying clientele with the most customized option investment transaction knowledge in the industry.

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Vantage performs closely with genuine estate specialists looking for to boost deal flow, raise capital from private investors, and aid them access the more than $ four.6 trillion dollar IRA marketplace. Vantage serves much more than 6,700 clientele nationwide and administers more than $ 610 million in retirement assets.

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About A single Cease Voice&#13

One Quit Voice was founded in 2008 and provides top quality low cost VoIP and Cloud Communications as a Service (CCaaS) to companies all through the nation. By replacing standard telephone systems, One particular Cease Voice adds functionality and elevated efficiency from the corporate workplace to the mobile operate force. For added info regarding host cloud communications and VoIP services with 1 Cease Voice, please visit http://www.onestopvoice.com/.

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Falcon Credit Management Provides Ideas to Shop Your Way to Greater Credit in 2011

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Las Vegas, NV (Vocus/PRWEB) January 18, 2011

More than the holidays, some of us have given into temptation and splurged on main temptations that wont make for a really happy new year. Make the resolution to earn a greater credit score by this time next year with these guidelines from Damian Falcone, one particular of debt-riddled Nevadas cutting-edge credit management specialists. By spending the smart way over the next year, you can leverage every acquire you make into a stronger credit score and be in much far better economic shape by the time next holiday season rolls around. These and a lot of a lot more valuable tips and software to aid you handle your money and even your mortgage are accessible at http://www.falconcreditmanagement.com. &#13

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Mitchell J. Stein, Esq.: Military Families’ Foreclosure Fiasco Offers Ominous Warning in Dealing with Banks

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Hidden Hills, CA (Vocus/PRWEB) January 20, 2011

Recent revelations that one particular of the nations biggest lenders overcharged thousands of military households for their mortgages, like households of troops fighting in Afghanistan, and improperly foreclosed on a lot more than a dozen military households highlights the extent of the foreclosure crisis and the disadvantages home owners face with no specialist legal help in foreclosure actions, according to Mitchell Stein, Esq. of Mitchell Stein &amp Associates.

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The revelations have been the outcome of a lawsuit filed by Marine Capt. Jonathan Rowles, a fighter jet pilot who has served the nation as a Marine for five years, against JP Morgan Chase soon after he and his wife, Julia, attempted unsuccessfully for numerous years to get a loan modification. The lawsuit has received national focus and brought on a assessment of every single mortgage involving active duty personnel by the bank, which has admitted overcharging the family by as significantly as $ 900 a month, hitting them with three-a-day collection calls and claiming they owed as much as $ 15,000 — even even though they didnt owe something and had never ever missed a mortgage payment.

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These committed members of the armed forces would have lost their residences via blatant mismanagement of their mortgages by JP Morgan Chase, said Mitchell J. Stein, a 25-year award-winning litigator, trial lawyer, and philanthropist committed to safeguarding consumers and victims’ rights in reigning in abusive practices of banks, lenders and others. No amount of PR spin and backpedaling can make up for the harm the bank has carried out to the lives of thousands of our service men and women and their families.

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Beneath the Servicemembers Civil Relief Act (SCRA), active-duty troops usually get mortgage interest rates lowered to six percent and are protected from foreclosure. A Chase official told NBC News that some four,000 troops could have been overcharged. Whats much more, the bank found it improperly foreclosed on the residences of 14 military families.

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Chase could have repeatedly violated the SCRA, which is developed to protect troops and their households from economic pressure although theyre in harms way, said Mitchell J. Stein. It is unfortunate that a lawsuit was needed to get them to act within the law and it is probably we will see this scenario repeated as the foreclosure crisis continues.

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The Rowles records show that whilst they had been creating payments at six %, the bank had been charging them at prices above 9 or ten %. They known as the bank repeatedly to explain the error with no success and then the bank started harassing them for funds they did not owe, like threatening to take their property and report them to a credit agency. Following collection calls began occurring at 3 am on weekends, the Rowles sued Chase for himself and other members of the military.

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At a time when millions of Americans are fighting for their properties due to foreclosure, this shows how banks and lenders often willfully ignore the law and wrongfully throw individuals out of their homes, and it is especially despicable that Chase treated our servicemen and females this way. Primarily based on what can only be described as a terrible mess, it is reasonable to ask: In addition to the military families, how a lot of non-military households has this bank wrongfully foreclosed on? said Mitchell J. Stein.

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The case is Rowles vs Chase Residence Finance, LLC 9:10-cv-01756-MBS

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ABOUT MITCHELL J. STEIN &amp ASSOCIATES

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Mitchell J. Stein &amp Associates is a California-primarily based law firm founded by M.J. Stein, Esq. a 25-year award-winning litigator, trial lawyer, financier, and entrepreneur who has represented a lot of of the world’s largest organizations and has been involved in some of the highest profile situations in the Nation’s history. The Firms philosophy is based on the belief that their customers requirements are of the utmost value and, as a result, a high percentage of the Firms company has been from repeat clients and referrals. The Firms practice places consist of Complicated Litigation, Bank Troubles, Mergers &amp Acquisitions, Commercial and Residential Foreclosures , and Bankruptcy Litigation. Mr. Stein is also the founder of VIPS Foundation (Victims of Injustice Discomfort and Suffering), via which victims nationwide, more than the final 15-years, have received assistance following unfortunate events that subjected them to oppression or mistreatment. In that regard, Mr. Stein received the inaugural Mitchell J. Stein Benefactor Award from the National Organization for Victims Assistance http://www.trynova.org (NOVA) for his work in defending victims rights. Go to http://www.mjsteinassociates.com or http://www.dobielaw.org for more information.

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Associated Loan Modification Services Press Releases

Free Monthly Webinars for Distressed Homeowners from Expert House Solutions

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San Diego, CA (PRWEB) November 01, 2011

EHS is supplying cost-free webinars for distressed homeowners who may possibly be in need to have of loan modifications or short sales. The next webinar Anatomy of a Brief Sale will be Nov. 15, 6pm PST. House owners facing divorce, bankruptcy, probate, NODs or NOTS, will discover the short sale can be the answer to rebuilding and moving on to a happier life.

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Even probate executors and administrators want to watch this webinar. More usually these days a decedents house is underwater. The important for the administrator or executor is not to take the inheritance till right after the residence has been sold. In most instances, this indicates no payments on the mortgage in the course of the method, no harm to the credit of the heirs, no attorney or realtor charges to the estate. Far more advice can be obtained at http://www.distressedassetssd.com. Right here property owners can get the guidance of attorneys.

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Our organization did see one particular executor who hired a realtor who was not familiar with the benefits of a quick sale. The estate had no money beyond the actual estate. This executor paid $ 5000 of her personal money to an lawyer to settle the estate and on his genuine estate agents suggestions was paying $ 1000 per month from her personal pocket for a mortgage for a house that was not in good repair and needed to be a brief sale.

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The subjects we will cover on Nov. 15 at 6PM PST are:&#13

1. Measures in a brief sale &#13

two. Begin creating equity again for retirement and the family’s legacy&#13

three. Selecting an agent and negotiating firm&#13

4. Stress Free of charge Promoting

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Contact 877-267-2514 x121 and leave name and e-mail to obtain an invitation. Home owners can see final months seminar Loan Modifications vs Brief Sales at http://vimeo.com/30771099.

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When home owners sign up, they will get invitations to future webinars like Anatomy of a Brief Sale Part II that will cover Extra concerns:&#13

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HomeAffordableGuide.com Offers 30-Day Satisfaction Guarantee

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Clinton Township, Michigan (Vocus/PRWEB) January 24, 2011

Lenders across the United States are prepared to foreclose on a lot more homes in 2011 than ever ahead of. HomeAffordableGuide.com, interactive software that guides borrowers by means of the application method for mortgage support applications, now offers safety through a 30-Day Satisfaction Guarantee.

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The 30-Day Satisfaction Guarantee promises that if a homeowner is not totally pleased with HomeAffordableGuide.com and its ability to maintain them organized during the method of applying for a Loan Modification or Quick Sale, they might simply request a full refund within 30 days of obtain.

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Property owners no longer have to wait for their lender or servicer to assist them keep away from foreclosure they can full the application method for a Loan Modification or Brief Sale with HomeAffordableGuide.com. The computer software will support home owners by auto-populating and auto-calculating the right types with their distinctive details. It will also assist the homeowner with writing a personalized hardship letter and supply them with a complete list of supplemental supplies that they will need to submit along with the completed forms.

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In contrast to other programs and software program supplied, HomeAffordableGuide.com was developed by two men that have helped homeowners stay away from foreclosure by means of assisting them in applying for mortgage aid applications. A lot of government officials, agencies, and help applications have reviewed the software program step-by-step and agree that this is a beneficial resource that should be in the hands of every homeowner facing foreclosure.

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To see if you are eligible to apply for a Loan Modification or a Brief Sale check out http://homeaffordableguide.com/are-you-eligible/ and answer a handful of quick questions. From there you will stroll via the whole procedure of applying for a Loan Modification or Short Sale by way of the government applications or through in-house applications from your lender with HomeAffordableGuide.com.

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About HomeAffordableGuide.com&#13

HomeAffordableGuide.com was produced in 2009 by a team specializing in helping homeowners attain Loan Modifications and Short Sales. The computer software was designed based on their expertise to guide and educate home owners by way of the complete approach of applying for a Loan Modification or Short Sale in five easy measures. For more data about the 30-Day Satisfaction Assure please visit: http://homeaffordableguide.com/satisfaction-assure/.

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Related Loan Modification Services Press Releases

Mitchell J. Stein, Esq.: Trend of Bank of America Loan Modification and Consumer Abuses Needs Exposure

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Hidden Hills, CA (Vocus/PRWEB) January 25, 2011

Facing a national storm of criticism more than therapy of homeowners and illegal mortgage foreclosures, and most lately sued by Arizona and Nevada more than home-loan modification programs intended to maintain property owners who borrowed from its Countrywide mortgage unit out of foreclosure, Bank of America is becoming exposed as a major issue in making the problems property owners face in the ongoing foreclosure crisis, according to Mitchell J. Stein, Esq. of Mitchell J. Stein &amp Associates.

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There is a disturbing pattern of the way Bank of America treats folks getting revealed through consumer feedback and the tremendous amount of negative media coverage, which merely put, is regularly terrible, said Mitchell J. Stein, Esq., a 25-year award-winning litigator, trial lawyer, and philanthropist committed to protecting shoppers and victims’ rights in reigning in abusive practices of banks, lenders and other individuals. It is vital that the behaviors of the banks that have helped develop this crisis get national attention to assist protect buyers, resolve the crisis and recognize the Banks true function in it.

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Even though all 50 U.S. states are investigating whether banks and loan servicers used false documents and signatures to justify hundreds of thousands of foreclosures, Bank of America was sued in December, 2010 by Arizona and Nevada over home-loan modification programs intended to hold property owners who borrowed from its Countrywide mortgage unit out of foreclosure. A judgment in 2009 to resolve a lawsuit alleging Countrywide engaged in fraud necessary the Bank create a loan modification system for former Countrywide borrowers in those states.

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According to the Arizona lawyer common, rather of working to modify loans on a timely basis, Bank of America apparently proceeded with foreclosures while borrowers requests for modifications were still pending, mentioned Mitchell J. Stein, Esq. This is yet another of several examples in the foreclosure crisis of Bank of America allegedly ignoring the law to pursue earnings above people.

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In the Arizona and Nevada suits, the bank is accused of misleading shoppers about needs for the modification system and how extended it would take for requests to be decided. The bank supplied inaccurate and deceptive reasons for denying modification requests, according to the suits.

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From throwing peoples belongings into the street throughout wrongful foreclosures to foreclosing on homeowners operating for loan modifications, there is a typical and despicable lack of consideration by the Bank for its buyers, specifically men and women in jeopardy of becoming evicted since the Bank repeatedly doesnt fulfill its legal responsibilities in dealing with them and their mortgages, mentioned Mitchell J. Stein, Esq.

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The Arizona lawsuit seeks a court order holding the bank in contempt for violating the agreement and requiring it to pay as considerably as $ 25,000 for every single violation of the accord plus as considerably as $ ten,000 for each and every violation of the states customer-fraud law. Nevadas complaint seeks unspecified civil penalties and restitution.

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The Arizona case is Arizona v Bank of America, CV2010- 33580, Maricopa County Superior Court (Phoenix). The Nevada case is Nevada v. Bank of America, Eighth Judicial District Court, Clark County (Las Vegas).

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ABOUT MITCHELL J. STEIN &amp ASSOCIATES&#13

Mitchell J. Stein &amp Associates is a California-based law firm founded by M.J. Stein, Esq. a 25-year award-winning litigator, trial lawyer, financier, and entrepreneur who has represented many of the world’s biggest organizations and has been involved in some of the highest profile circumstances in the Nation’s history. The Firms philosophy is primarily based on the belief that their consumers needs are of the utmost value and, as a result, a higher percentage of the Firms enterprise has been from repeat buyers and referrals. The Firms practice places include Complex Litigation, Bank Difficulties, Mergers &amp Acquisitions, Commercial and Residential Foreclosures , and Bankruptcy Litigation. Mr. Stein is also the founder of VIPS Foundation (Victims of Injustice Discomfort and Suffering), via which victims nationwide, over the last 15-years, have received assistance following unfortunate events that subjected them to oppression or mistreatment. In that regard, Mr. Stein received the inaugural Mitchell J. Stein Benefactor Award from the National Organization for Victims Help (NOVA) for his work in safeguarding victims rights. Go to http://www.mjsteinassociates.com or http://www.dobielaw.org for much more info.

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